George Rovee is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 65 credentials and over 29 years of industry experience. He previously worked at Hornor Townsend & Kent Inc and Penn Mutual Life Insurance Company for 17 years. Outside of advising, he is involved in authoring a finance-related book and runs agent coaching and consulting focused on business development and prospecting. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage services, financial planning, and investment advisory programs to individuals, pension plans, charitable organizations, and corporate clients. The firm offers both discretionary and non-discretionary advisory services using in-house and third-party model portfolios, including a hybrid digital advisory solution, Park Avenue Wealth Management.

David Lutz Jr. is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. He has been with Ameritas Advisory Services since 2021 and is also involved with Save with Dave LLC and Celtic Financial Services LLC, where he provides financial planning and insurance services. Additionally, he is licensed to sell Medicare insurance to the over-65 market through Focus Senior Benefits Inc. Ameritas Advisory Services, LLC offers investment advisory and financial planning services to individuals, charitable and corporate entities, and retirement plans. The firm provides a range of fee-based asset management and retirement plan advisory services, utilizing model portfolios, third-party sub-advisers, and custom strategies, with a focus on client reviews and plan sponsor consulting.

Shane Witt is a financial advisor with Primerica Advisors based in Pittsburgh, PA, holding a Series 66 designation and five years of industry experience. He has worked at Park Avenue Securities and Guardian Life since 2019 and previously worked at RoadBotics Inc and The Summit Pittsburgh. Outside of his advisory work, he operates TURTLESUFERS LLC, a business that sells stickers through Amazon fulfillment. Park Avenue Securities serves a diverse retail client base with both brokerage and advisory services, offering proprietary and third-party investment programs alongside financial planning and retirement consulting. The firm manages approximately $15 billion in regulatory assets under management and supports various account types with discretionary and non-discretionary strategies.

James Hixon is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 65 credentials and 27 years of industry experience. He has worked with Ameritas since 2003 in various capacities and owns Celtic Wealth Management, LLC and Celtic Financial Services, LLC, which provide financial planning and insurance services. Ameritas Advisory Services, LLC offers investment advisory and financial planning services to individuals, charitable and corporate entities, and retirement plans, utilizing fee-based asset management and a range of advisory strategies delivered through affiliated representatives.

Nicole Bush is a financial advisor with PNC Wealth Management in Pittsburgh, PA, holding the Series 66 and Series 63 designations and bringing 20 years of industry experience. She has been with PNC Investments since 2019, following prior roles at PNC Bank. PNC Wealth Management offers retail brokerage and advisory services through several model-based programs, including an online discretionary model account currently available as an invitation-only pilot for employees. The program uses algorithmic risk assessments and invests via approved model strategies managed by PNC or third-party strategists.

Rudolfo Capobres is a financial advisor with Principal Financial Services, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. His prior roles include positions at Commonwealth Financial Network and Coghill Investment Strategies. He also serves as a bank/trust officer at Principal Bank and Principal Trust Company, supporting retirement plan account relationships. Principal Securities offers brokerage and registered investment advisory services to a diverse client base, including individuals, retirement plans, trusts, and corporations. The firm provides financial planning, retirement plan consulting, and access to third-party money manager solutions through both adviser and promoter arrangements.

Matthew Hartle is a financial advisor with PNC Wealth Management in Wexford, PA, holding Series 63 and Series 65 licenses and with 22 years of industry experience. He has been with PNC Investments since 2007. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital portfolio strategy pilot for employees. The firm uses algorithmic risk assessment to recommend model strategies managed by PNC or third parties, with implementation via mutual funds and ETFs and annual rebalancing.

Natalee Esposito is a financial advisor at Cerity Partners LLC with 18 years of industry experience. She holds a Series 65 designation and previously worked at XPYRIA Investment Advisors, Inc. for 18 years before joining Cerity Partners in 2024. Cerity Partners is an SEC-registered investment adviser serving a diverse client base including individuals, families, trusts, corporations, and institutional investors. The firm offers a range of services such as investment management, financial planning, tax and insurance support, and access to alternative and private-market investments, emphasizing customized, diversified portfolios and both proprietary and third-party investment strategies.

David Gonzales Jr. is a financial advisor with Citizens Securities, Inc. in Pittsburgh, PA. He holds Series 63 and Series 65 licenses and has 10 years of industry experience. His career has been exclusively with Citizens Bank and Citizens Securities since 2015. Gonzales serves as power of attorney for his parents. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering both investment advisory programs and brokerage and insurance services. The firm operates a digital advisory program with ETF-based portfolios and manages commission-based brokerage and other non-discretionary business.

Michael Ward is a financial advisor with Commonwealth Financial Network and has 41 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. He has been with both Commonwealth Financial Network and Wealth Management Partners, LLC since 2001. Outside of his advisory role, he serves as a board member on the Brighton Township Zoning Board in Pennsylvania. Commonwealth Financial Network is a national registered investment adviser supporting approximately 2,950 advisors and their retail and institutional clients. The firm provides a range of advisory programs and services, including wealth management, retirement plan consulting, and access to third-party asset managers, while offering operational, trading, technology, and compliance support to affiliated advisors.

Glenn Powell II is a financial advisor with PNC Wealth Management, holding Series 63 and Series 65 licenses and possessing 33 years of industry experience. He has worked at PNC Investments since 2004. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only online Portfolio Solutions Strategist Digital Offering that uses algorithmic risk assessment and delegates portfolio implementation to approved third-party strategists.

Roger Zahn is a financial advisor with Principal Financial Services and holds Series 63 and Series 65 licenses. He has 38 years of industry experience, including over two decades with Principal Life Insurance Company and Principal Securities Inc. Zahn also owns Zahn Financial Services LLC, a firm he established to support joint expenses and staff payroll with a partner. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, and corporations. The firm offers direct advisory programs, financial planning, and access to third-party money manager asset allocation and separately managed account solutions.

Jonathan Hileman is a financial advisor with OSAIC Institutions, Inc., holding Series 65, 63, and 66 licenses and 11 years of industry experience. His prior roles include positions at KeyBank, PNC Investments, and First Commonwealth Bank. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives who provide customized advisory services, financial planning, ERISA plan services, and access to alternative investments and lending solutions. The firm operates a hybrid adviser/broker-dealer model with both discretionary and non-discretionary accounts and utilizes third-party promoters and subadvisory arrangements to differentiate its service and distribution approach.

Joseph De Nardo is a financial advisor with Commonwealth Financial Network based in Pittsburgh, PA. He holds a Series 65 designation and has four years of industry experience. Prior to his current role, he worked at Miller McCurry and has professional experience with the Pittsburgh Pirates and Topgolf. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm offers a range of advisory programs and services, including discretionary model portfolios and personalized investment solutions, while providing operational, compliance, and practice-management support to affiliated advisors.

Donald Kremer is a CFP® professional with over 34 years of experience in the financial services industry. He has been with Private Advisor Group, LLC since 2012 and also maintains a long-standing association with LPL Financial, LLC since 2007. Kremer serves as president of Kremer & Associates, Inc., which provides non-variable insurance products. Private Advisor Group, LLC is an SEC-registered advisory firm managing more than $41 billion across over 135,000 client relationships, serving individuals, trusts, estates, charitable organizations, and corporate and retirement plan clients. The firm offers discretionary and non-discretionary portfolio management, financial planning, retirement plan consulting, and access to third-party asset management programs, employing various investment strategies tailored to client objectives and risk tolerances.

Richard Cole is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 66 credentials and 18 years of industry experience. He has worked at several firms, including LPL Financial, Merrill, Charles Schwab, and PNC Investments. Ameritas Advisory Services provides fee-based investment management, financial planning, and retirement-plan advisory services to individuals, corporations, and institutional clients, offering both discretionary and non-discretionary programs utilizing in-house and third-party managers.

Benjamin Ziolkowski is a financial advisor with Janney Montgomery Scott, holding a Series 66 designation and one year of industry experience. His prior work includes roles at PNC Financial Services Group and Allegheny College. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, including individuals, families, trusts, corporations, and municipal clients, offering services such as brokerage, financial planning, and advisory programs through both in-house and third-party portfolio management.

Brian Orr is a financial advisor at Oppenheimer & Co. Inc. with 46 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Oppenheimer since 2014. Oppenheimer serves a diverse client base including individuals, corporations, pension and profit-sharing plans, charitable organizations, and retirement plan fiduciaries. The firm offers advisory and brokerage services such as discretionary and non-discretionary investment management, investment consulting, retirement services, and private-fund management, employing strategic and tactical asset allocation alongside various investment vehicles.

Gregory Blake is a financial advisor with PNC Wealth Management in Pittsburgh, PA, holding a Series 66 designation and 12 years of industry experience. He has been with PNC Investments since 2015. PNC Wealth Management provides retail brokerage and advisory services through model-based programs, including an invitation-only digital offering that uses algorithmic questionnaires to recommend investment strategies implemented via mutual funds and ETFs with annual rebalancing.

Mark Vujevich is a financial advisor with Hornor, Townsend & Kent, LLC in Pittsburgh, PA, holding Series 63 and Series 66 credentials and bringing 22 years of industry experience. He has been with Hornor, Townsend and Kent since 2003. Outside of his advisory role, Vujevich is a board member and trustee of Angel Fund, a charity assisting families with outpatient expenses at the Children’s Hospital of Pittsburgh. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory programs, financial planning, and retirement plan consulting. The firm operates both advisory and broker-dealer services, managing approximately $8.37 billion in discretionary assets and providing a range of account options through relationships with third-party asset managers.