Carlos Noriega is a CFP® with 24 years of industry experience, currently serving as an advisor at OnePoint BFG Wealth Partners. His prior roles include positions at Morgan Stanley and Foresters Financial Services. He is also an approved FINRA arbitrator and may participate in arbitration hearings. OnePoint BFG Wealth Partners provides customized financial planning and wealth management services to a diverse client base, including individuals, retirement plans, charitable organizations, trusts, estates, and corporate entities. The firm utilizes proprietary investment models alongside third-party managers and emphasizes formal portfolio monitoring and rebalancing processes.

Michael Albertine is a financial advisor at OnePoint BFG Wealth Partners with 16 years of industry experience. He holds a Series 66 designation and has worked previously at LPL Financial and Private Advisor Group. Albertine engages in non-variable insurance activities, including life, disability, and long-term care insurance. OnePoint BFG Wealth Partners provides customized financial planning and wealth management services to a broad client base comprising individual investors, business entities, retirement plans, trusts, estates, and charitable organizations. The firm employs both discretionary and non-discretionary portfolio management strategies using a combination of third-party managers, custodian platforms, and proprietary models.

Paul Winter is a CFP® and CFA® with 21 years of industry experience. He is currently with SAX Wealth Advisors, LLC in Salt Lake City, where he has worked since 2025. Prior to joining SAX Wealth Advisors, he spent 21 years at Five Seasons Financial Planning LLC. SAX Wealth Advisors offers investment management, comprehensive financial planning, and specialized consulting to individuals, retirement plans, trusts, charitable organizations, and corporations. The firm employs an evidence-based investment approach focused on globally diversified, low-cost passive funds and ETFs, along with customized fixed-income portfolios and third-party sub-advisers.

Daniel Humphrey is a Series 66-licensed financial advisor with four years of industry experience. He currently works at Modera Wealth Management, LLC and previously held roles at Hightower Advisors, Equitable Advisors, Madison Trust, and several other firms. Modera Wealth Management, LLC serves individuals, trusts, corporations, and plan sponsors with wealth management, portfolio management, retirement plan consulting, and financial planning. The firm emphasizes diversified asset allocation aligned with Modern Portfolio Theory and integrates traditional investment management with in-house accounting, tax services, and business coaching.

Christopher Mastrangelo is a financial advisor at Hennion & Walsh Asset Management, Inc. with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Hennion & Walsh since 2013. Hennion & Walsh provides discretionary and non-discretionary investment management and consulting services to individuals, business entities, trusts, estates, charitable organizations, and retirement plans. The firm manages approximately $768.8 million for over 1,000 clients using a combination of fundamental and technical analysis across various asset classes and program structures.

Frank Sisti is a CFP® professional with seven years of industry experience. He is currently with SAX Wealth Advisors, LLC and has prior experience at Citizens Securities, Inc. and Clarfield Financial Advisors, Inc., where he worked for 28 years. SAX Wealth Advisors provides investment management and comprehensive financial planning services to individuals, qualified retirement plans, trusts, charitable organizations, corporations, and small businesses. The firm employs a long-term, evidence-based investment approach with low-cost passive funds and custom strategies, including specialized advisory services in alternative investments and employee benefit plans.

David Bindelglass is a financial advisor at FourStar Wealth Advisors, LLC with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Cantella & Co., Inc., Morgan Stanley Private Bank, Morgan Stanley Smith Barney, Citigroup Global Markets, and RBC Capital Markets. Bindelglass also engages in insurance sales as a licensed agent. FourStar Wealth Advisors serves a diverse client base including individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm employs a combination of fundamental and technical analysis to manage client assets across various investment vehicles, offering financial planning, wealth management, retirement plan consulting, and access to private funds.

Nicholas Dubac is a financial advisor at SAX Wealth Advisors, LLC with one year of industry experience. He holds Series 63 and Series 65 licenses and previously worked at LPL Enterprise LLC and Il Palazzo. SAX Wealth Advisors provides investment management and comprehensive financial planning services to individual clients, retirement plans, trusts, charitable organizations, corporations, and small businesses. The firm’s investment approach emphasizes long-term, evidence-based asset allocation using primarily low-cost, passively managed funds and integrates specialized advisory services including alternative investments and employee benefit consulting.

Manuel Escobar is a financial advisor with NPA Asset Management, LLC, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. He has worked at Nationwide Planning Associates, Inc. since 2019 and previously at Oriental Financial Services from 2013 to 2019. Outside of his advisory role, Dr. Escobar teaches investment theory and principles twice a year to the retirement board of the Panama Canal retirees association and has served as an analyst reviewing fixed income valuations for the University of Puerto Rico Retirement Board. NPA Asset Management, LLC is an SEC-registered investment adviser offering managed-account programs through its Advisor’s Edge platform to individual and high-net-worth investors, corporations, pension and profit-sharing plans, and charitable organizations. The firm combines advisor-led planning with model portfolio implementation, often delegating trading to approved sub-advisors while maintaining supervisory oversight.

Amy Dieteman is a financial advisor at Summit Financial, LLC with 27 years of industry experience. She holds the Series 66 designation and has been with Summit Financial and its affiliated entities since 1998, including roles at Summit Financial Resources, Inc. and Summit Equities, Inc. Summit Financial, LLC is a multi-team advisory firm managing approximately $26.35 billion in assets for around 17,800 clients. The firm offers a range of investment advisory and portfolio management services, blending discretionary and consultative approaches tailored to client needs.

Aster Getahun is a financial advisor with RMR Wealth Builders, Inc. holding Series 63, 65, and 66 licenses and 13 years of industry experience. Prior to joining RMR in 2020, Getahun worked at Calton & Associates, Inc. and is a partner at Sidney Finkelstein, a public accounting firm. Outside of advising, Getahun owns a small insurance business. RMR Wealth Builders, Inc. is a multi-team advisory firm managing approximately $2.9 billion and serving individuals, retirement plans, and institutional clients. The firm offers a range of portfolio management and financial planning services, including specialist options such as annuity management and digital asset advisory.

Dimitri Grant is a financial advisor at OnePoint BFG Wealth Partners with 13 years of industry experience. He holds a Series 66 designation and has worked at Purshe Kaplan Sterling Investments, LPL Financial, and Private Advisor Group. OnePoint BFG Wealth Partners provides customized financial planning and wealth management services to individuals, retirement plans, charitable organizations, trusts, estates, and corporate entities. The firm employs a mix of proprietary models and third-party managers, with most client assets managed on a discretionary basis.

Marc Guido is a financial advisor at RMR Wealth Builders, Inc. with 10 years of industry experience. He holds a Series 66 designation and has worked at several firms, including Calton & Associates, Inc. Outside of his advisory role, he works as a performance coach and personal trainer and coaches youth hockey. RMR Wealth Builders is a multi-team SEC-registered investment advisory firm managing approximately $2.2 billion in client assets. The firm serves individual and high-net-worth clients with services including portfolio management, financial planning, retirement plan consulting, and digital-asset management.

Richard Rose is a financial advisor with NPA Asset Management, LLC, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with NPA Asset Management and its affiliated broker-dealer, Nationwide Planning Associates, Inc., since 2010. Outside of his advisory role, he is also an independent insurance agent through various agencies. NPA Asset Management, LLC is an SEC-registered investment adviser that offers managed-account programs to individual and high-net-worth investors, corporations, pension and profit-sharing plans, and charitable organizations. The firm combines advisor-led planning with model portfolio implementation, often delegating trading to approved sub-advisors while maintaining supervisory oversight.

Rachael Decosta is a financial advisor at SAX Wealth Advisors, LLC with 23 years of industry experience. She holds the Series 63 and Series 66 designations. Her prior work includes roles at Sandbox Financial Partners LLC, UBS Financial Services, and John Hancock Funds, LLC, among others. SAX Wealth Advisors provides investment management, financial planning, employee benefit plan advisory, and specialized consulting to individuals, qualified retirement plans, trusts, charitable organizations, and corporations. The firm employs an evidence-based investment approach focused on globally diversified, low-cost passive funds with a long-term orientation, and offers customized fixed-income portfolios and third-party sub-advisory services.

Michael Conway is a ChFC® with 43 years of industry experience. He has worked at Summit Financial, LLC since 2018 and previously spent 34 years with Summit Equities, Inc. and Summit Financial Resources, Inc. Mr. Conway operates farmland and stables and serves as the chief coordinator for a youth program that introduces inner-city children to farm activities. He is also the co-founder of an ESG investment platform and a B2B subscription service for financial advisors. Summit Financial, LLC is a multi-team advisory firm managing approximately $26.35 billion in assets for around 17,800 clients. The firm offers a range of investment advisory and portfolio management services, combining discretionary and advisor-led consultative programs.

William Andrews is a Series 66-licensed advisor at RMR Wealth Builders, Inc. with five years of industry experience. Prior to joining RMR Wealth Builders in 2025, he worked at Hightower Advisors for four years and held positions at Farr Miller & Washington, LLC, The Prudential Insurance Company of America, and Pruco Securities LLC. RMR Wealth Builders, Inc. is an SEC-registered multi-team advisory firm managing approximately $2.9 billion with 52 advisors. The firm serves individuals, including high-net-worth clients, retirement plans, and institutional accounts, offering portfolio management, financial planning, retirement plan services, sub-advisory roles, and educational seminars.

Zachary Walsh is a financial advisor at Hennion & Walsh Asset Management, Inc. with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Hennion & Walsh since 2013. Hennion & Walsh Asset Management provides investment advisory and portfolio management services primarily to individual clients, including high-net-worth individuals, and plan sponsors. The firm offers a range of managed account programs and applies both fundamental and technical analysis across multiple asset classes using various investment strategies.

Brian Ream is a CFP® professional with 34 years of industry experience, currently serving as an advisor at SAX Wealth Advisors, LLC. He previously worked for CliftonLarsonAllen LLP and its wealth advisory affiliate for a combined total of ten years. In addition to his advisory role, he is a Principal of the parent accounting firm, CliftonLarsonAllen LLP. SAX Wealth Advisors provides investment management and comprehensive financial planning services to individual clients, retirement plans, trusts, charitable organizations, and businesses. The firm emphasizes long-term, evidence-based asset allocation using low-cost, passive funds and supplements portfolios with customized fixed-income strategies, sub-advisers, and alternative investments.

Frani Feit is a CFP® professional with 13 years of industry experience, currently serving at Advisors Capital Management, LLC since 2020. Prior to this, Feit worked at Cary Street Partners, Tradition Asset Management, and Tradition Capital Management LLC. Advisors Capital Management, LLC provides discretionary portfolio management and proprietary model strategies to individual and institutional clients, including high-net-worth individuals, retirement plans, and government entities. The firm combines top-down macro analysis with bottom-up fundamental, quantitative, and qualitative research, offering customized private accounts and specialized solutions such as municipal fixed-income portfolios.