Jon Garofalo is a financial advisor with Morgan Stanley in Westport, CT, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with Morgan Stanley and its Private Bank division since 2014. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in assets and employing firm‑approved tools such as Secular Return Estimates and Monte Carlo simulations in its planning process.

Melinda Lee is a financial advisor at J.P. Morgan Securities with 17 years of industry experience. She holds the Series 66 designation and has been with J.P. Morgan Securities since 2012, also maintaining a long-term association with Jpmorgan Chase Bank, N.A. since 1993. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines institutional advisory operations with brokerage, distribution, and investment management capabilities.

Daniel Figuly is a CFP® professional with 26 years of industry experience. He is currently an advisor at Wells Fargo Clearing, where he has worked since 2022, following six years at JPMorgan Securities LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Hannah Kleinbeck is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity, she held various roles including a front desk and sales position at a cycling studio. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a proprietary process that combines fundamental research with quantitative analysis and algorithmic portfolio construction. The firm also serves multiple registered investment companies and offers model portfolios to intermediary platforms.

Joseph Persempere is a financial advisor at LPL Enterprise with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Prudential Insurance Company of America and Pruco Securities, LLC from 1997 to 2024 before joining LPL Enterprise. Outside of his advisory role, he is involved in property and casualty insurance. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model wealth portfolios, third-party asset management programs, and a range of brokerage and insurance products supported by an integrated platform.

Christopher Ellis is a financial advisor with RBC Capital Markets in Westport, CT, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. His career includes positions at City National Bank and Morgan Stanley Private Bank. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves individual, institutional, and corporate clients with a range of advisory programs offering portfolio management, financial planning, custody, and brokerage services. The firm customizes investment strategies based on client risk profiles using both in-house and third-party managers and provides access to alternative investments and integrated financial solutions.

Kenneth Bernheim is a Financial Advisor at Merrill Lynch Wealth Management. With more than 25 years of experience, he advises families, entrepreneurs, financial professionals, and senior corporate executives on comprehensive wealth management, financial planning, and customized lending solutions. He focuses on integrating banking, investment management, and fiduciary capabilities to bring clarity to important financial decisions. Ken structures and implements strategies across liquidity management, fixed income and equity markets, and alternative investments. In his role, he coordinates access to Merrill Lynch Wealth Management's commercial and investment banking teams as well as the firm's global markets platform. His areas of expertise include investment management, wealth transfer planning, and credit solutions. He holds a Bachelor's Degree from Ithaca College and the Personal Investment Advisor (PIA) designation. Ken lives in Wilton, Connecticut, with his wife and their two college-aged children. He is actively involved in his community and serves as Vice Chairman of the Norwalk Community College Foundation. Outside of work, he enjoys traveling, skiing, and spending time on Cape Cod.

Randy Makles is a financial advisor at Equitable Advisors with 10 years of industry experience. He holds the Series 66 designation and has been with Equitable Advisors since 2015, previously working at Axa Advisors. Outside of his advisory role, he is involved in direct carrier appointments. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model that includes both advisory and brokerage channels to meet client needs.

Alanis McNier is a Financial Consultant at Fidelity Investments, where she partners with clients to empower their relationship with the firm and assist them in making educated decisions about their family's financial future. She has been with Fidelity Investments since 2021, progressing through roles including Financial Representative, Relationship Manager, and Planning Consultant before her current position. Her experience at Fidelity Investments spans several years, during which she has gained expertise in client relationship management and financial planning. Alanis's work focuses on helping clients navigate their financial options and develop strategies aligned with their goals. Outside of her professional role, Alanis enjoys spending time at the beach, engaging in family activities, exploring culinary interests as a foodie, and embracing parenthood.

William James III is a financial advisor with Merrill, holding a Series 66 credential and nine years of industry experience. He has worked at Bank of America, N.A., including the U.S. Trust and Private Wealth Management divisions, since 2013. Outside of his advisory role, he serves as executor for two estate matters. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, and charitable organizations.

Alfred Zappulla is a financial advisor with LPL Enterprise, holding a Series 66 designation and three years of industry experience. His prior roles include positions at Pruco Securities LLC, NYLife Securities LLC, New York Life Insurance Company, Confluence Global Capital, and TIAA. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model wealth portfolios, third-party asset management, and a range of brokerage and insurance products supported by an integrated platform combining adviser programs with active sales of financial products.

Charles Falzone is a CFP® with 13 years of industry experience, currently serving as a financial advisor at Charles Schwab. His prior roles include positions at Fidelity Personal and Workplace Advisors, Fidelity Investments, Bank of America, and Merrill. Outside of his advisory work, he has been involved with Pulse4Pulse LLC and Sanuwave Inc. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios, alternative investment due diligence, and integrated custody and brokerage services.

Robert Lo Ricco is a Series 66 licensed advisor with Cetera in New Haven, CT, bringing one year of industry experience. Prior to joining Cetera, he worked at Wealth Advisory Group LLC and Industrial Acceptance Corporation. Outside of his financial career, he serves as the boys varsity lacrosse head coach at Hopkins School and volunteers with local community organizations. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers various portfolio management and financial planning services through a multi-manager platform featuring affiliated and third-party managers, with assets under management exceeding $256 billion.

Joseph Rahtelli is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1991. Outside of his advisory role, he is self-employed as an owner of intellectual properties and works as an engineer consultant. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-based strategies and a limited number of separately managed account options to individual and high-net-worth clients. The firm uses a wrap-fee structure and curates third-party asset managers, delegating trading responsibilities to BNY Mellon Advisors.

Matthew DeChello is a Financial Consultant at Fidelity Investments, where he works collaboratively with clients to develop and adjust financial strategies tailored to their goals. He guides clients through financial planning processes focused on maximizing their relationship with Fidelity. Matthew has been with Fidelity Investments since 2021, initially serving as a Planning Consultant before advancing to his current role in 2024. His prior experience includes positions at Barnum Financial Group from 2015 to 2021, where he progressed from Paraplanner to Financial Consultant, as well as a role as Financial Representative at Northwestern Mutual in 2015. Outside of his professional responsibilities, Matthew enjoys activities such as camping, cooking and baking, fitness, golf, and hiking.

Max Brouard is a financial advisor at Fisher Investments with 15 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Empower Advisory Group, Personal Capital Advisors Corporation, and J.P. Morgan Securities. Fisher Investments serves a global mix of institutional and private clients, offering discretionary portfolio management across equity, fixed-income, and blended mandates. The firm employs centralized investment decisions through a five-member Investment Policy Committee, utilizing quantitative screening, qualitative research, and tax-aware processes to construct globally diversified portfolios.

Careena Melia is a financial advisor with LPL Enterprise holding a Series 66 designation and no prior industry experience. Before joining LPL Enterprise, she worked at Macy’s Inc., Speakeasy Inc., NYU, and Boston Conservatory. She also operates Careena Melia Speaking and Storytelling LLC, a business she has managed since 2013. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels, offering financial planning, model portfolios, third-party asset management, and access to brokerage and insurance products.

Christopher Carboneau is the Market Leader for Fidelity Investments in Connecticut. In this role, he focuses on leadership and coaching to support the growth of Fidelity's associates and enhance the firm's ability to serve more clients. His professional experience at Fidelity Investments spans multiple leadership positions since 2004, including his current role as VP, Connecticut Market Leader since 2024. Prior to that, he served as VP, National Investor Center Market Leader from 2022 to 2024, and held several other leadership roles such as Vice President and Branch Leader from 2013 to 2021. Earlier in his career, he worked within Fidelity's pension services starting in 2004. Outside of work, Christopher's personal interests include spending time at the beach, boating, attending concerts, cooking and baking, engaging in family activities, and playing golf.

Brian Dineen is a Financial Consultant at Fidelity Investments, where he assists clients in developing and implementing comprehensive financial plans by utilizing the resources available through Fidelity. He has been with Fidelity since 2021, serving in various roles including High Net Worth Associate, Relationship Manager, Investment Consultant, and PWM Planning Consultant before his current position. Prior to joining Fidelity, Brian held roles at UBS Investment Bank as an Executive Director from 2004 to 2019, at Charles Schwab and Co. as Director in 2004, and at Soundview Technology Group as Vice President from 1997 to 2004. He has over 25 years of experience in financial services.

Wendy Hindman Hauck is a financial advisor at Morgan Stanley with one year of industry experience. She holds the Series 66 designation and previously worked at the Department of State and HomeServices Lending. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutional clients, providing tailored financial planning supported by firm‑approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and supports clients through both direct and employer-sponsored planning services.