Heather Kendra is a financial advisor at Ameriprise with 20 years of industry experience. She holds a Series 66 designation and has been with Ameriprise and its affiliated entities since 2005. Outside of her advisory role, she assists other advisors with plan production through FP Solutions RI. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to support retirement planning and leverages algorithmic tools alongside advisor input to tailor recommendations.

William Mahoney is a financial advisor with LPL Financial in Providence, RI, holding Series 63 and 65 credentials and bringing 24 years of industry experience. His prior roles include positions at Rockland Trust Company, TIAA, Ameriprise, and StrategicPoint Investment Advisors. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management access, and institutional platforms, supporting advisors with various investment strategies and operational tools.

Alexander Kroot is a financial advisor at Fidelity with five years of industry experience. He holds Series 63 and Series 66 licenses and has worked in various roles including at Fidelity Investments since 2021. His background includes positions outside finance at Crooker Construction, DICK's Sporting Goods, MaineHealth, Mason's Brewing Company, and as a student at the University of Maine, Orono. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm utilizes a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios based on a broad investable universe.

Michael Mason is a financial advisor at Fidelity with Series 63 and Series 66 credentials and three years of industry experience. His prior work includes roles at A-Pro Builders Inc, Stallion Express LLC, Fitzy's Pub, the University of Rhode Island, and Boneyard Bar and Grill. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. Their investment approach combines fundamental research, quantitative analysis, and algorithmic portfolio construction, with a focus on model portfolios composed of mutual funds, ETFs, and ETPs.

Walter Nencka Jr. is a financial advisor at Osaic with 16 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at Jhfn Sii for eight years before joining Osaic in 2018. Outside his advisory role, he operates an insurance sales business as a sole proprietor. Osaic Wealth serves a diverse client base including retail and institutional investors, offering a range of brokerage and advisory services. The firm utilizes a model-based investment process emphasizing asset allocation, portfolio optimization, and multiple managed account strategies.

Allen Ponichtera is a financial advisor at Merrill with a Series 66 credential and under one year of industry experience. Prior to joining Merrill, he held various positions including roles at Coty Fragrances and the University of Massachusetts Dartmouth. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Karin Dovey is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing over 30 years of financial experience to her role. She holds the CERTIFIED FINANCIAL PLANNER® designation and is also a Personal Investment Advisor (PIA). Karin’s expertise lies in helping clients navigate major life transitions such as retirement, career changes, loss of loved ones, and legacy planning. She works with individuals to develop strategies that support their financial goals and long-term wealth building. Karin began her career in the insurance and banking industries before joining Merrill Lynch in 2006. She has also taught personal finance courses and is committed to ongoing financial education for her clients. Karin holds a bachelor’s degree from North Central College, a master’s degree from the University of Phoenix, and a high school diploma from Glenbard North High School. In addition to her professional work, Karin is involved with the Northern Illinois Food Bank and has contributed to community programs such as teaching sewing to Girl Scout troops and supporting the Dress-a-Child initiative. Her personal interests include cooking, gardening, knitting, photography, reading, sewing, and traveling.

Nikolaos Manousos is a financial advisor with Mass Mutual Investors Services in East Providence, RI, holding a Series 66 designation and one year of industry experience. His prior experience includes roles at MassMutual Life Insurance Co and Allegretti & Associates. Outside of finance, he coaches youth hockey goalies for the Providence Capitals Youth Hockey Organization. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative planning engagements supported by firm-approved software and educational seminars.

Caleb Neves is a financial advisor with Mass Mutual Investors Services in East Providence, RI, holding Series 63 and Series 65 credentials and having 20 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and previously at MetLife Securities, Inc. and MassMutual Life Insurance Company. Neves serves as an organizer for Stepping Up, a nonprofit charity managed by his wife, contributing on a volunteer basis. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management programs, and educational seminars, with a focus on collaborative, annual planning engagements.

Patrick Devlin is a Series 66-licensed advisor at Merrill with two years of industry experience. Prior to joining Merrill in 2024, he worked for nine years at Carrabba's Italian Grill. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Elizabeth Desautel is a financial advisor at Morgan Stanley with seven years of industry experience. She previously worked at J.P. Morgan Securities LLC and J.P. Morgan Chase Bank, N.A., as well as TIAA. Outside of her advisory role, she serves on the finance committee of Amenity Aid, a nonprofit providing hygiene products to those in need. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides services that include broad retail and institutional offerings.

Aaliyah Dias is a financial advisor at Fidelity with one year of industry experience. She holds a Series 66 designation and previously worked at Citizens Bank, Taco Bell, Tjmaxx, and Cunningham Elementary School. Fidelity, through its affiliate Strategic Advisers LLC, provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across mutual funds, ETFs, and ETPs.

Daniel Mullaney is a financial advisor at Merrill with a Series 66 credential and three years of industry experience. He has previously worked at Bank of America, N.A. and Phh Mortgage/Ocwen, where he spent 19 years. Outside of his advisory role, he co-owns a residential rental property with his spouse. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Thomas Ambrosone is a financial advisor at Fidelity with Series 63 and Series 66 credentials and two years of industry experience. His prior work includes roles at Northwestern Mutual and employment unrelated to finance, alongside education at Wheaton College. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios.

John Rangel Marte is a financial advisor at Merrill holding Series 66 and Series 63 licenses with less than one year of industry experience. Prior to joining Merrill, he held various roles across hospitality and education sectors, including at Hammetts Hotel and Salve Regina University. Marte has been involved with FabNewport and other community organizations outside of finance. Merrill provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm combines internal and third-party management with strategic asset allocation and offers tax-aware options for investors with higher tax sensitivity.

Thomas Johnson is a financial advisor at Fidelity with a Series 66 credential. He began his advisory career in 2024. Prior to joining Fidelity, he has held roles in various industries including telecommunications, real estate, sports and entertainment, and hospitality. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base including retail and institutional investors. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios across mutual funds, ETFs, and ETPs.

Isashei Ortiz is a financial advisor at Merrill with 18 years of experience at the firm and nine years in the industry. She holds a Series 66 designation and is based in Riverside, Rhode Island. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

John Zitzmann is a financial advisor with Morgan Stanley in Providence, RI, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2007 and serves on the investment committee of Save The Bay, a nonprofit organization. Morgan Stanley Wealth Management provides advisory programs to individuals and institutions, offering tailored financial planning supported by firm-approved tools and serving clients through both direct and corporate channels.

Aaron Simon is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and over 28 years of industry experience. He previously worked at Commonwealth Financial Network for eight years and Wells Fargo Clearing for one year. In addition to his advisory role, he is a business owner of Roseland Real Estate, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, including advisory platforms supported by research and technology tools.

Colby Barker is a financial advisor at Fidelity with Series 63 and Series 66 licenses and three years of industry experience. Prior to joining Fidelity, he held roles at Johnson & Wales University, Community College of Rhode Island, and Coastal1 Credit Union. Barker also worked at Revival Brewing Company and Lasalle Bakery earlier in his career. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm’s approach includes managing model portfolios composed of mutual funds, ETFs, and ETPs, with capabilities in discretionary and non-discretionary advisory services.