Carrie Horlings is a financial advisor at Morgan Stanley with 25 years of industry experience. She holds the Series 63 and Series 66 designations and previously worked at UBS Financial Services for 26 years before joining Morgan Stanley in 2025. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by proprietary tools and analysis.

Richard Leist is a financial advisor with Cetera, holding Series 63, 65, and 66 designations and possessing 42 years of industry experience. His work history includes roles at Cetera Wealth Services and Summit Financial Group. He serves as an elected board member of Shoreline Christ Fellowship, advising on future planning and building maintenance. Cetera Investment Advisers LLC is a nationwide network of independent advisors managing over $256 billion in assets, serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services through a multi-manager platform with both discretionary and non-discretionary options.

Kyle Diephuis is a financial advisor at J.P. Morgan Securities with Series 65 and Series 63 designations and four years of industry experience. His prior roles include positions at PMCF Advisors LLC, Cascade Partners, and Ernst & Young LLP. Outside of finance, he has been involved with The Pantry of Forest Hills for two years. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Steven Wallock is a financial advisor with LPL Enterprise in Grand Rapids, MI, holding Series 63 and Series 65 licenses and 18 years of industry experience. He previously worked at Prudential Insurance Company of America and Pruco Securities, LLC, with tenure spanning from 2007 onward. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients, providing financial planning, consulting, and access to model wealth portfolios and third-party asset management arrangements through an integrated platform that combines advisory services with brokerage and insurance products.

Randall Lanning is a financial advisor with Raymond James & Associates in Grand Rapids, MI, holding Series 63 and Series 65 credentials and 45 years of industry experience. He has been with Raymond James & Associates since 2002. Raymond James & Associates, Inc. is a dually registered broker-dealer and SEC-registered investment adviser with over $500 billion in assets under management and more than 5,400 financial advisors. The firm serves a diverse client base, including individuals, pension plans, corporations, and government entities, providing non-discretionary wealth advisory planning, investment consulting, and institutional consulting services.

Chad Wight is a financial advisor with Raymond James Financial Services Advisors, Inc. and Kapteyn Wealth Partners in Grand Rapids, MI, holding Series 63 and Series 65 designations with 13 years of industry experience. He has been associated with Raymond James and affiliated firms since 2015. Outside of advising, he serves as a professor at Cornerstone University, a role he has held since 2008. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm offers financial planning and non-discretionary investment consulting, utilizing a collaborative approach with clients and providing access to various investment solutions through its Wealth Advisory Services and Institutional Fiduciary Solutions division.

Timothy Wells is a CFP® professional with 13 years of experience currently affiliated with Cambridge Investment Research Advisors. He has been with the firm since 2013. Outside of his advisory role, Wells serves as treasurer for Truth 78 and is a board member of Grace Community Church in Hudsonville, MI. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individual investors, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a broad network of independent financial professionals, utilizing a range of proprietary and third-party investment strategies.

Matthew Soderdahl is a financial advisor at Edward Jones based in Wyoming, Michigan. He holds a Series 66 designation and has a year of industry experience. His prior work history includes roles at Edward Jones, Colorado School of Mines, Hillsdale College, Buckle, and Center Grove School Corporation. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Douglas Cloutier is a Financial Advisor with Merrill Lynch Wealth Management, committed to building deep relationships with clients by understanding their unique ambitions and priorities. Drawing on his experience as a Merrill Financial Solutions Advisor, he focuses on developing tailored strategies that address clients’ short-, mid-, and long-term financial goals. His approach includes offering guidance on areas such as retirement planning, investing, college education funding, legacy planning, and wealth management, while providing access to Bank of America specialists for banking, credit, home financing, and small business solutions. Douglas holds a Personal Investment Advisor (PIA) designation and completed his education with a High School Diploma/GED from Lanse Creuse, an Accredited Certificate Program from Kaplan Financial Education, and a Bachelor's Degree from Northwood University. He is also involved with the Michigan Sober Social organization, reflecting a commitment to community engagement. Outside of his professional role, Douglas enjoys a variety of recreational activities including baseball, boating, bowling, fishing, football, pickleball, reading, traveling, volleyball, and spending time with his family.

Joshua Rule is a Series 66-registered financial advisor with LPL Enterprise LLC, based in Grand Rapids, MI. He has one year of experience with LPL Enterprise and previously worked in roles at Jackson National Life Insurance Company and Delta Dental Insurance. LPL Enterprise serves a diverse range of clients including individuals, retirement plans, charitable organizations, and corporations, offering financial planning, advisory services, and access to model portfolios and third-party asset management programs. The firm’s integrated platform combines advisory programs with brokerage and insurance products, utilizing both internal and external portfolio management resources.

Daniel Jones is a Financial Solutions Advisor (FSA) with Merrill Lynch Wealth Management. In his role, he works closely with clients to understand their financial priorities and develop strategies tailored to their short-, mid-, and long-term goals. He provides guidance on a range of financial topics including general investing, retirement planning, and preparing for unexpected expenses. Additionally, Daniel offers access to Bank of America specialists for banking, credit, home financing, and small business solutions. Daniel holds a Bachelor's degree and a Master's degree from the University of Washington and maintains the Personal Investment Advisor (PIA) professional designation. He emphasizes a client-focused approach, helping individuals and families uncover what matters most to them in order to create effective financial strategies. Daniel collaborates with clients to address their evolving needs, providing ongoing advice and guidance throughout their financial journey.

Brett Gortsema is a financial advisor at Stifel with 24 years of industry experience. He holds Series 63 and Series 65 designations and has been with Stifel, Nicolaus & Co., Inc. since 2001. Stifel serves a broad client base including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment approach relies on proprietary methodologies developed by its Investment Strategy Group, employing forward-looking capital market assumptions and probabilistic modeling for asset allocation and financial planning.

Douglas Heilman is a financial advisor at LPL Financial with 12 years of industry experience and holds the Series 66 designation. He has worked at several firms, including BCS Partners LLC dba Embark Financial Partners and Waddell & Reed Inc. Outside of his advisory role, he is involved with Heilman Group LLC and has had roles with various nonprofit and business entities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a wide range of financial planning and advisory services, including discretionary and non-discretionary management, model portfolios, and access to research from multiple sources.

Luke Gruppen is a financial advisor with Thrivent Investment Management in Grand Rapids, MI. He holds a Series 66 designation and has two years of industry experience. His work history includes roles at Thrivent Financial and an internship at Stifel (North Coast Wealth Advisors). Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based planning covering various topics, with options to combine planning and managed-account services under a consolidated billing arrangement.

Michael Sherman is a CFP® with 23 years of industry experience, currently serving as a financial advisor at Wells Fargo Clearing since 2016. He previously worked with Wells Fargo Advisors LLC from 2001 to 2016. Outside of his advisory role, Sherman serves as a board member for the Revado Hills Condo Association in Holland, MI. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm utilizes an IPS-driven approach grounded in modern portfolio theory and includes a broad range of financial products, such as insurance-related vehicles and bank deposit sweep options, within its investment offerings.

Timothy Weir is a financial advisor with LPL Financial, holding the Series 63 and Series 66 licenses and bringing 23 years of industry experience. His previous roles include positions at Waddell & Reed, various insurance carriers, and managing Grandville Group LLC. He has also been involved with Bronx Brothers LLC and served in a role at High Pointe Community Church. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and corporations. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management alongside research and model portfolios from multiple sources.

Jack Millmier is a financial advisor at Equitable Advisors with two years of industry experience. He holds the Series 66 designation and has previously worked with Zillow Group and United Wholesale Mortgage. Outside of his advisory role, he owns and operates J&S Marketplace LLC, an online business focused on buying and selling sneakers and clothing. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, offering both advisory and brokerage channels to implement client recommendations.

Daniel Lauraine is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. His previous roles include positions at Drake & Associates, Charles Schwab Bank, and Waddell & Reed, Inc. Outside of advising, he manages BridgePoint Tax Consulting, LLC, which provides tax preparation and business consulting services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and brokerage services, supported by research and model portfolios from internal and third-party sources.

Robert Vanloozenoord is a financial advisor with Cetera who holds Series 63 and Series 65 credentials and has 29 years of industry experience. He has been with Cetera and its affiliate Cetera Financial Specialists LLC since 2004 and also operates a CPA tax and accounting practice that he has owned since 1981. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, corporate, charitable, and institutional clients through a nationwide network of over 10,000 independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services with access to both affiliated and third-party model portfolios and investment strategies.

Nicholas Roth is a financial advisor with Raymond James & Associates in Grand Rapids, MI, holding Series 63 and Series 66 designations and 11 years of industry experience. He has been with Raymond James since 2016. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm also offers institutional consulting and public finance services.