David Starck is a financial advisor with LPL Financial in Buffalo, NY, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. His career includes a long tenure at M&T Securities, Inc. since 1997, alongside his current role at LPL Financial beginning in 2021. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs and financial planning services, utilizing various model portfolios and research to support diversified and alternative investment strategies.

Shawn Connolly is a CFP® with 26 years of industry experience, currently serving as a financial advisor at LPL Financial since 2018. Prior to joining LPL, he worked for SII Investments, Inc. for seven years. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, and institutions. The firm offers diverse advisory programs, financial planning, and retirement consulting with both discretionary and non-discretionary management options supported by research and model portfolios.

Dominic Ruzzine is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 22 years of industry experience. He has worked with M&T Securities Inc. since 2008 and with LPL Financial since 2021. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, and retirement consulting, providing both discretionary and non-discretionary management supported by in-house and third-party research.

George Di Matteo is a financial advisor with Morgan Stanley in Williamsville, NY, holding Series 63 and Series 65 credentials and possessing 42 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2020 and was previously with UBS Financial Services from 2007 to 2020. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and firm-approved processes to support its clients' financial goals.

Benjamin Mc Pherson is a financial advisor at Edward Jones with six years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2018, including a prior role at The College at Brockport. Mc Pherson serves on the finance committee of the Medina Area Project, where he works on budgeting for current and future initiatives. He has also provided financial support to his spouse’s hair salon, Mera Hair Co., to upgrade its facility. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans and charitable organizations. The firm manages over $1 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Peter Hafner is a CFP®-designated financial advisor with 33 years of industry experience. He is currently with LPL Financial and previously worked at NEXT Financial Group Inc. and First Allied Advisory Services, INC. Hafner also engages in tax preparation and accounting activities in addition to his advisory work. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a broad range of advisory programs, financial planning, retirement consulting, and brokerage services supported by research and diversified portfolio options.

Jason Spatz is a financial advisor at Merrill with nine years of industry experience. He holds a Series 66 designation and has worked at Bank of America, Merrill, and Citigroup. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Ja Rashande Smith is a financial advisor with Mass Mutual Investors Services, holding the Series 63 and Series 66 designations and seven years of industry experience. Smith has previously worked at Commonwealth Financial Network and Moldenhauer & Associates before joining Mass Mutual. Mass Mutual Investors Services is a broker‑dealer and SEC‑registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, utilizing firm-approved software and collaborative planning processes.

Ryan Miller is a financial advisor with Morgan Stanley in Buffalo, NY, holding a Series 66 designation and bringing one year of industry experience. His prior roles include positions at Culain Capital Management LLC, Johnson & Ghirsig Wealth Advisors, and Morlock & Company LLC. Outside of his advisory work, he serves on the finance committee of EPIC, a youth-focused organization, where he reviews financial statements and endowment performance. Morgan Stanley Wealth Management offers a wide range of advisory programs for individuals and institutional clients, providing tailored financial planning supported by firm-approved tools and a structured discovery process.

Robert Schilling is a financial advisor with LPL Financial, holding a Series 63 designation and over 43 years of industry experience. His career includes prior roles at MassMutual Life Insurance Company, Metlife Securities Inc., and Phoenix Home Life. Outside of his advisory work, he owns a business that buys, trades, and sells sports memorabilia. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of representatives. The firm provides a range of advisory programs, financial planning, and brokerage services, including access to model portfolios, third-party subadvisors, and various technology-driven investment solutions.

James Suchocki is a financial advisor with Primerica Advisors in Buffalo, NY, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. He has been with Primerica Advisors since 1988 and Primerica Financial Services since 1987. Outside of his advisory role, he serves on the Board of Directors for the Academy of Finance. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which provides model-delivery strategies and discretionary separately managed account options primarily for individual and high-net-worth clients. The firm curates third-party asset managers and employs a tiered wrap fee structure, focusing on a range of strategic investment models implemented with the support of BNY Mellon Advisors.

Joseph Beecher is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has over 20 years of experience in the financial services industry, specializing in retirement benefits consulting and investment planning. Joseph advises corporate retirement plans and develops investment strategies for high net worth individuals, retirees, and small business owners. His approach incorporates insurance and estate planning services to assist clients in meeting their financial goals. Joseph holds a Bachelor's Degree from SUNY College at Buffalo and holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He serves on the Board of Directors for the Girls Education Collaborative, participates on the United Way Endowment Committee, and acts as Class Representative for Canisius High School. Joseph lives in Buffalo, NY with his wife Amanda and their three children. Outside of his professional role, Joseph enjoys adventure sports, basketball, boating, camping, fishing, hiking, spending time with family, and watching movies. He is involved in the community through his work with Canisius High School and the Girls Education Collaborative.

Frank Diulus is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 43 years of industry experience. He has worked at Cadaret, Grant & Co., Inc. for 21 years and has operated Diulus Financial since 2004. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network. The firm provides a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Michael Mcdonald is a financial advisor at Cetera with 21 years of industry experience. He holds a Series 63 designation and has worked at firms including Cetera Wealth Services, LLC, Crane Capital Group, Inc., and C. John Crane, Inc. Aside from advisory roles, he is involved in insurance sales and operates a life settlement business. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform featuring discretionary and non-discretionary portfolio management, financial planning, and access to a range of third-party managers and investment strategies.

Roseann Gannon is a financial advisor at RBC Capital Markets with 14 years of industry experience and holds the Series 66 designation. She has worked at RBC Capital Markets since 2018 and previously spent seven years at Cadaret, Grant & Co., Inc. and WNY Asset Management. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs with discretionary and non-discretionary portfolio management, tailoring strategies to each client's risk profile through a combination of in-house and third-party managers.

Denise Pacer is a financial advisor at Ameriprise Financial Services with 12 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Ameriprise since 2016. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service with written Recommendation Reports and ongoing tax-aware retirement planning advice focused on dependable income sources and withdrawal strategies.

Anthony Di Pasquale is a financial advisor at Equitable Advisors with two years of industry experience. He holds a Series 66 designation and has prior work experience in retail and service roles, including at Blaze Pizza and BJ's Wholesale Club. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model, offering both advisory and brokerage channels tailored to clients’ goals, risk tolerance, and time horizons.

Joseph Lane is a financial advisor with Equitable Advisors in Cheektowaga, NY, holding a Series 66 designation and 21 years of industry experience. He has been with Equitable Advisors since 2004 and previously worked at Axa Advisors, LLC. Lane serves as Vice President of Strategic Planning and Governance for the Greater Niagara Frontier Council #380 of the Boy Scouts of America. Equitable Advisors provides financial planning, retirement plan support, and access to asset management for individual investors, retirement plan sponsors, corporations, and charitable organizations. The firm operates a hybrid referral and implementation model, leveraging third-party asset managers and LPL programs to tailor advisory services based on client goals and risk tolerance.

Rohan Iyer is a financial advisor at Ameriprise in Williamsville, NY, holding a Series 66 designation with two years of industry experience. Prior to his advisory role, he worked in education at Syracuse University and Nichols School. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service. The firm provides written recommendation reports and ongoing advice focused on income stability and tax-aware withdrawal strategies, utilizing a combination of proprietary research, third-party data, and algorithmic tools.

Christopher Campbell is a financial advisor with Raymond James Financial, holding a Series 66 designation and having 10 years of industry experience. He has been with Raymond James Financial Services Advisors Inc. and Raymond James Financial Services, Inc. since 2017, following a year at Waddell & Reed Inc. Campbell is involved in several business ventures, including ownership roles in LLCs that manage rental real estate properties and a brokerage for fixed insurance products. He also serves as CEO of Noble Wealth Partners, Inc., overseeing its day-to-day operations. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individual and high-net-worth clients, pension plans, charitable organizations, and government entities. The firm offers a SIMPLE IRA Employer Advisory & Consulting Services program for small businesses and delivers customized, typically non-discretionary advisory solutions with an emphasis on risk-based reviews and institutional consulting.