Stephen Oberlin is a financial advisor at Raymond James & Associates in Grand Rapids, MI, holding a Series 66 designation with 10 years of industry experience. He has been with Raymond James since 2016. Outside of his advisory role, Oberlin is involved with Windchill LLC, a rental real estate business. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse clientele including individuals, institutions, pension plans, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional advisory services.

Scott Embree is a financial advisor with OSAIC based in Grand Rapids, MI, holding a Series 66 designation and 16 years of industry experience. He has previously worked at Royal Alliance and Mass Mutual Investors Services/MassMutual Financial Group. Embree serves as president of the Michigan chapter of NAIFA, a nonprofit organization where he oversees monthly meetings and coordinates with committee chairpersons. OSAIC serves a broad range of retail and institutional clients, offering integrated brokerage and investment advisory services through a large network of affiliated advisers. The firm employs various portfolio construction tools and supports multiple advisory platforms, including access to third-party money managers and managed account solutions.

Spencer Vandevusse is a financial advisor with Charles Schwab, holding a Series 66 credential and five years of industry experience. His prior work includes roles at AGIA, VALIC Financial Advisors, Huntington National Bank, and EDP Management. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, using multi-asset model portfolios and a formal alternative-investment onboarding process.

Samuel Lanning is a financial advisor at Raymond James & Associates with three years of industry experience. He holds a Series 66 designation and has worked previously at Stevens Advertising and Diocesan Publications. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering tailored financial planning and consulting with a range of portfolio management styles and municipal advisory services.

Erik Laug is a financial advisor at Morgan Stanley with 24 years of industry experience. He holds the Series 66 designation and has worked with Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney LLC since 2012. Outside of his advisory role, he is the sole proprietor of Kaizen Holdings LLC, a finance-related business. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning and manages approximately $2.74 trillion in client assets.

G. Bykerk is a financial advisor at Raymond James Financial with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at various firms including Century Tax and Financial Services Inc and Raymond James Financial Services Advisors, Inc. He is also involved in several private investment ventures including partnerships in real estate and a private securities transaction business. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual and institutional clients. The firm uses tailored, non-discretionary planning and analytical tools to support client goals and offers access to a broad network of advisory programs and specialized public finance services.

Alan Supp is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and 30 years of industry experience. His prior firms include Morgan Stanley, Cantella & Co., Inc., and Winslow, Evans & Crocker, Inc. Outside of his advisory work, he practices as a small animal veterinary practitioner in Cedar Springs, MI. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent Financial Professionals using a range of portfolio management and advisory platforms.

Kurt Droppers is a financial advisor with Robert Baird & Co. in Kalamazoo, MI, holding Series 63 and Series 66 licenses and bringing 41 years of industry experience. He has been with Robert Baird & Co. since 1988. Outside of his advisory role, he serves on the investment committee of the Portage Public School board. He is part of the DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which advises a range of clients including individuals, families, pensions, corporations, and charitable organizations. The group offers tailored investment strategies through a combination of in-house and third-party managers, providing services from financial planning to discretionary portfolio management.

Craig Sutherland is a financial advisor at Merrill with five years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at First Merchants Corporation, Arbor Financial Credit Union, and Bank of America. Outside of his advisory role, he is a co-founder and co-owner of F&S Ale LLC, a technology company serving property and casualty insurance carriers, and serves on the board of Junior Achievement of the Michigan Great Lakes. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Goetz Whittaker is a Financial Advisor at Merrill Lynch Wealth Management. He specializes in working with executives, directors, owners, and other professionals to provide guidance on deferred compensation, stock options, ESOP, tax mitigation strategies, estate planning, retirement planning, and exit planning. Michael focuses on helping clients navigate pivotal moments such as career transitions, liquidity events, succession planning, and the years leading up to retirement by creating customized financial strategies aligned with their values and long-term goals. Michael holds a Bachelor's Degree from Grand Valley State University and has earned the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. He is an alumnus of Alpha Sigma Phi. His experience includes assisting clients with divorce transition planning, employee benefits planning, family wealth management, liquidity management, small business strategies, individual and corporate investment strategy, and retirement income planning. Residing in Cascade, Michigan with his wife Morgan and pets Lulu and Stevie, Michael dedicates time outside of work to his community by serving as an assistant lacrosse coach at Coopersville High School. His personal interests include bowling, camping, golfing, and ice hockey.

Christina Devries is a financial advisor with Primerica Advisors in Grand Rapids, MI, holding Series 63 and Series 65 licenses and with two years of industry experience. Her prior work includes roles at Primerica Financial Services, EDUStaff, and Shipt. Outside of her advisory role, she is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options, operating primarily on a wrap-fee basis.

Noah Miller is a financial advisor at Raymond James Financial with five years of industry experience. He holds a Series 66 designation and has worked at Raymond James Financial Services, Inc. since 2019. Outside of his advisory role, he has assisted as an associate at Al Bruchnak Financial Services. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public-finance work through a unique municipal advisor affiliation.

Brice Blossom is a financial advisor with Thrivent Investment Management in Grand Rapids, MI, holding a Series 66 credential and having 10 years of industry experience. He has been with Thrivent Financial and its affiliated investment management firm since 2015. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, providing written recommendations on a wide range of financial topics without engaging in portfolio management or institutional advisory services. The firm combines goal-based financial analyses with options to integrate planning and managed accounts through a consolidated billing program called “WealthPlan.”

Nolan Eccker is a Financial Advisor with Merrill Lynch Wealth Management. He assists individuals and families in organizing and managing their financial lives, focusing on areas such as retirement planning, consolidating retirement accounts, and creating strategies to grow wealth beyond employer plans. Prior to joining Merrill, Nolan worked at Northwestern Mutual, where he served wealth management clients and provided financial advice. Born and raised in Holland, Michigan, Nolan is a graduate of Michigan State University and a Personal Investment Advisor (PIA). As a fourth-generation financial advisor, he brings a long-standing familiarity with the industry and insight into the impact of sound financial planning. He currently resides in Grand Rapids, Michigan. In addition to his professional work, Nolan is involved in his community as a coach and mentor for West Ottawa Basketball and as a referee and coach for West Ottawa Little Panther's Basketball. His personal interests include basketball, boating, golfing, music, tennis, and spending time with his family.

Matthew Ten Haaf is a financial advisor with Morgan Stanley in Grand Rapids, MI, holding a Series 66 license and offering three years of industry experience. Prior to his current role, he worked at Morgan Stanley Private Bank and has experience in sports memorabilia retail through Johnny Ford Sports Cards and Memorabilia. He is also the sole proprietor of Icy Ice Cards LLC, a retail and online store in Caledonia, Michigan. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs including tailored financial planning that utilizes firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services through various financial planning and investment platforms.

Amy Hartman is a financial advisor with Morgan Stanley in Grand Rapids, MI, holding a Series 66 designation and 20 years of experience at the firm. She has been with Morgan Stanley since 2006. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning processes supported by proprietary tools and research from its Global Investment Committee.

Sarah Valencourt is a financial advisor with Raymond James & Associates in Ada, Michigan. She holds Series 63 and Series 65 licenses and has 17 years of industry experience. She has been with Raymond James & Associates since 2008. Outside of her advisory role, she owns a rental property in Grand Rapids, Michigan. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Rachel Dick is a financial advisor with LPL Financial, holding a Series 66 credential and five years of industry experience. She previously worked at The QTI Group and has experience with the University of Wisconsin Foundation and University of Wisconsin-Madison. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, asset management programs, and institutional platforms, utilizing a range of strategies and advisor support tools.

Charles Langeland Jr. is a financial advisor with Stifel in Grand Rapids, MI, holding a Series 66 designation and 13 years of industry experience. He has previously worked at Global Retirement Partners, LLC, LPL Financial, LLC, and Comerica Securities, Inc. since 2016. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, providing brokerage and investment advisory services. The firm’s investment approach relies on a proprietary methodology developed by its Investment Strategy Group, using forward-looking capital market assumptions and probabilistic modeling to support asset allocation and financial planning.

Thomas Patton is a financial advisor at Osaic Wealth, Inc. based in Grand Rapids, MI, with 17 years of industry experience. He holds Series 63 and 66 licenses and has previously worked at firms including New York Life and Eagle Strategies. Outside of his advisory role, Patton provides musical entertainment as a vocalist for restaurants and events. Osaic Wealth serves a diverse client base, including retail and institutional investors, offering integrated brokerage and advisory services with a focus on portfolio construction using advanced asset-allocation tools and access to multiple third-party money managers.