Anthony Accetta Jr. is a financial advisor at Cetera with 20 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Cetera since 2019, previously spending 13 years at Foresters Financial. Outside of his advising role, he serves as vice-chairman for the City of Mechanicville Charter Review Committee, is a board member of the Mechanicville Housing Authority, and acts as secretary for an Italian fraternal society. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, retirement plans, corporate, charitable, and institutional clients through a large nationwide network of independent advisors. The firm offers a multi-manager platform with a range of portfolio management, financial planning, and consulting services, administering over $256 billion in assets across more than 10,000 advisors.

Douglas Parks is a Senior Financial Advisor at Merrill Lynch Wealth Management. He leverages the investment insights of Merrill Lynch and the banking services of Bank of America to assist clients in developing comprehensive financial strategies. Douglas works closely with each client's network of professionals, including attorneys and accountants, to provide financial advice aligned with their overall situations and objectives. His areas of expertise include goals-based wealth planning, pre-retirement financial analysis, transition and severance planning, retirement income planning, estate planning strategies, and insurance and long-term care strategies. Douglas focuses on helping clients pursue their financial goals related to employee benefits planning, executive compensation, family wealth management, liquidity management, small business strategies, tax minimization, and retirement income. Douglas holds a Bachelor's Degree from Florida State University and the Personal Investment Advisor (PIA) designation. He is fluent in Korean and English. Committed to community involvement, he participates in organizations such as 15 Love, Junior Achievement - Financial Literacy, and USTA Junior Team Tennis. In his personal time, Douglas enjoys adventure sports, basketball, biking, boating, football, golfing, hiking, spending time with his family, tennis, and watching movies.

Rachel Quinn is a financial advisor at UBS Financial Services in Albany, NY, with three years of industry experience and a Series 66 designation. Prior to joining UBS in 2022, she held roles at Vision Government Solutions, NewStore Inc., and Commonwealth Financial Network. Outside of her advisory work, she maintains a personal baking and food blog called More Butter. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm employs model-based asset allocations and proprietary research to tailor financial plans based on clients’ goals and risk tolerances.

John Cornell Jr. is a financial advisor at Merrill with 26 years of industry experience. He holds the Series 63 and Series 65 licenses and has worked at Merrill since 2009 and Bank of America, N.A. since 2011. Outside of his advisory role, he is involved in equestrian activities through ownership and management of several horse-related LLCs. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Gerard Ryan is a financial advisor with Osaic who holds Series 63 and Series 65 licenses and has 41 years of industry experience. His career includes 30 years at Signator Investors, Inc. prior to joining Osaic in 2018. He is also involved with Keystone Financial Management LLC, where he engages in sales and marketing of fixed annuities, securities, and insurance products. Osaic Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services with a range of investment options and uses firm-provided tools to construct portfolios, supporting both discretionary and non-discretionary management.

David Hawley is a financial advisor with Thrivent Investment Management in Albany, NY, holding Series 63 and Series 66 registrations and possessing 41 years of industry experience. He has been with Thrivent and its predecessor organizations since 2002. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors, focusing on comprehensive, goal-based planning without discretionary trading authority or traditional institutional portfolio management.

Jennifer George is a CFP® professional with 15 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. She previously worked at Ameriprise Financial Services, Inc. from 2009 to 2020. In addition to her advisory role, she owns and manages STJMD Enterprises, Inc., a management company based in Castleton, NY. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, combining research-driven modeling and tax-efficiency analysis to deliver tailored recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Robert Mc Guirk is a CFP® with four years of industry experience, currently advising at OSAIC in Troy, NY. His background includes roles at Cambridge Investment Research, LPL Financial, and The Vanguard Group, among others. Outside of financial advising, he owns and manages a law office specializing in estate planning services in New York. OSAIC serves a wide range of clients, including individual investors, pension plans, corporations, and charitable organizations, through a large network of advisers. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools and third-party platforms to construct diversified portfolios tailored to client needs.

Valentino Leon is an Investment Consultant at Fidelity Investments, a role he has held since 2026. In this capacity, he guides clients with growing assets by connecting them with appropriate resources and teams, and assists clients in the early stages of their financial journey by providing practical direction for the future. Prior to his current position, Valentino served as a Relationship Manager at Fidelity Investments from 2025 to 2026 and as a Financial Representative from 2024 to 2025. This progression has contributed to his experience in financial advising and client relationship management. Outside of his professional responsibilities, Valentino has interests in art, fitness, golf, motorcycles, and music.

Paul Stento is a Series 66 licensed advisor with Merrill in Albany, NY, and has 23 years of industry experience. He has worked with Merrill Lynch since 2003 and with Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies managed by internal teams and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Lisa Tennant is a CFP® professional with 27 years of experience in the financial industry. She has been with LPL Financial since 2019 and previously worked at M&T Securities for 16 years. Tennant is based in Latham, NY. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a variety of advisory and brokerage services, including financial planning, model portfolio programs, and third-party asset management, supported by a large network of investment adviser representatives.

Ryan Hussey is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. He previously worked for Next Financial Group Inc for 12 years before joining LPL Financial. He is also involved in non-variable insurance activities related to his advisory role. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides advisory and brokerage services through a large network of investment adviser representatives, offering financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Peter Bernstein is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets and offers a range of brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute.

Eric Besaw is a financial advisor at Merrill with 16 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Charles Schwab, TD Ameritrade, and Scottrade. Outside of his advisory work, he serves as a committee member for the Merrimack River Feline Rescue Society and owns Bluebird Acre Farm LLC, a nursery and agriculture business focused on growing fruit and nut trees and shrubs. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Katrina Consiglio is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and 27 years of industry experience. She previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC for a combined 16 years. Consiglio serves on the finance committee at St. Vincent de Paul Church and holds leadership roles with the Teresian House Foundation and other local nonprofit organizations. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutions, and municipal entities. The firm offers tailored financial planning and consulting with a range of portfolio management styles, municipal advisory services, and an extensive affiliate network.

Marybeth Hofmeister is a CFP®-certified financial advisor with 29 years of industry experience, currently affiliated with LPL Financial. She has held positions at Cadaret, Grant & Co., Inc. and has been involved with Shipp Financial Services for over two decades. Outside of her advisory work, she acts in a fiduciary capacity for a revocable trust and owns The Hofmeister Corporation. LPL Financial is a national broker‑dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management services, utilizing models and third-party subadvisors, with a notable scale of operations and diverse financial products.

Cory Bonanno is a financial advisor at Cetera with 15 years of industry experience. He holds the CFP® and Series 66 designations and has been affiliated with Cetera and its related entities since 2013. Outside of his advisory role, he is involved with Bonanno Financial Advisors, LLC, a financial services business where he supports sales activities. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad range of clients, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and institutional accounts. The firm offers diverse portfolio management and consulting services through a multi-manager platform, featuring a variety of program options and affiliations that support comprehensive investment solutions.

Christopher Ardito is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and has one year of industry experience. His background includes roles at PFS Investments Inc. and Primerica Financial Services, as well as prior work in education and landscaping. Primerica Advisors sponsors a wrap-fee asset management program serving individual investors, corporate, and charitable clients, utilizing model-based investment strategies managed by unaffiliated asset managers and supported by custodial services through Pershing.

Valerie Cassick currently serves as Vice President and Financial Consultant at Fidelity Investments, a role she has held since 2026. She has been with Fidelity Investments since 2018, progressing through positions including Financial Consultant and Investment Consultant. Prior to joining Fidelity, Valerie worked in wealth management and financial analysis roles at Northwestern Mutual and Ayco, a Goldman Sachs company. In her work, Valerie collaborates with clients and their families to understand their financial needs and goals. She develops comprehensive strategies related to investments, savings, and income, aiming to help clients establish plans focused on financial freedom and flexibility. Her professional background encompasses financial consulting, relationship management, and project management. Outside of her professional work, Valerie enjoys activities such as camping, cooking and baking, spending time with family, fitness, social events, and traveling.

Casey Mcpartlon is a Series 66 licensed financial advisor with Fidelity Investments in Albany, NY. He has over a decade of experience in the financial industry, including an 11-year tenure at Citizens Bank before joining Fidelity in 2025. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is notable for its registration as a commodity pool operator and its use of systematic methodologies and AI-driven research in managing model portfolios.