David Roche is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. He has worked at Cetera since 2019 and previously served at Foresters Advisory Services and Foresters Financial. Additionally, he provides financial advisor coaching and consulting and is the owner of Roche Capital Enterprises. Cetera Investment Advisers LLC is an SEC-registered firm serving individual clients, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to both affiliated and third-party managers.

George Marshall is a financial advisor with LPL Financial based in Clifton Park, NY, holding Series 63 and Series 66 credentials and bringing 38 years of industry experience. Prior to joining LPL Financial in 2025, he spent 23 years at Next Financial Group, Inc. He serves as a FINRA arbitrator and is involved in tax preparation and accounting, as well as non-variable insurance through his associated business activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm provides a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios and research from multiple sources, and offers both discretionary and non-discretionary management across its offerings.

Lars Olson is a financial advisor at LPL Financial with two years of industry experience. He holds the Series 66 designation and previously worked at UBS Financial Services. Olson also serves as a Chief Warrant Officer 2 in the New York Army National Guard. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services, with diversified investment options supported by LPL Research and third-party subadvisors.

George Harrienger Jr. is a financial advisor at OSAIC with 41 years of industry experience. He holds a Series 63 designation and has worked at Securities America Advisors, Inc. and Securities America, Inc. before joining OSAIC. He is also involved with Diamond Financial Services, where he assists in the sale of fixed annuities and life insurance as a financial consultant. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of integrated brokerage and investment advisory services through multiple platforms and uses asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to manage portfolios.

Gregory Bruno is a financial advisor at LPL Financial with nine years of industry experience. He holds a Series 63 designation and has been with LPL Financial since 2016. Prior to this, he has worked at Capital Bank, a division of Chemung Canal Trust Co, since 2009. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, employing both discretionary and non-discretionary management supported by in-house and third-party research.

Sarah Ryle is a financial advisor at LPL Financial with eight years of industry experience. She holds Series 63 and Series 66 credentials and previously worked at Cetera and Foresters Financial. Outside of her advisory role, Sarah operates an Etsy business selling craft items. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base, including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services supported by research and technology-driven portfolio management.

Andrew Altieri is a Vice President and Financial Consultant at Fidelity Investments. He partners with clients and their families to develop and implement personalized financial plans tailored to their specific needs. His approach is based on a clear process emphasizing integrity and candor. Andrew has been with Fidelity Investments since 2015, progressing through roles including Relationship Manager, Investment Consultant, Financial Consultant, and currently Vice President. Prior to joining Fidelity, he worked as a Financial Advisor at Northwestern Mutual from 2013 to 2015.

James Coker is a Wealth Management Advisor at Merrill Lynch Wealth Management. He joined the firm in June 2012 and has been working in the financial services industry since 2009. He specializes in developing strategies for institutions, businesses, and high-net-worth individuals and their families to help them pursue their short- and long-term goals. James holds the CERTIFIED FINANCIAL PLANNER® (CFP®) certification and the Certified Investment Management Analyst® (CIMA®) designation, which he earned in conjunction with the Yale School of Management. He earned a master's degree in music and a post-graduate diploma from Purchase College, State University of New York, as well as a bachelor's degree and a master's degree from The College of Saint Rose. In his leisure time, James performs on the double bass with local symphony orchestras at venues such as Troy Music Hall. He also has interests in boating, golfing, ice hockey, racquetball, skydiving, traveling, and woodworking.

Dan Danahy is a financial advisor at Primerica Advisors in Albany, NY, holding a Series 63 designation with 31 years of industry experience. He has been with Primerica Advisors since 1994, following a year at Primerica Financial Services. Outside of advisory work, he is involved in sales of loan products and home-related services through affiliates of Primerica. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options. The firm uses a curated selection of third-party asset managers and employs a tiered wrap-fee structure.

Katarzyna Merrill is a financial advisor at Merrill with eight years of industry experience. She holds the Series 66 designation and has worked at Merrill since 2021, following four years at Morgan Stanley. Prior to her financial services career, she had roles outside the industry including positions at New Country Lexus of Latham and Latham '76 Diner. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Macdonald is a financial advisor with Primerica Advisors in Albany, NY, holding a Series 63 designation and over 32 years of industry experience. He has been with Primerica Advisors since 1993 and Primerica Financial Services since 1992. Outside of his advisory role, he is a partner in Triple MK, LLC, an investment-related entity. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, which offers model-delivery strategies and a limited number of discretionary separately managed accounts to individual and high-net-worth clients. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors while employing a tiered wrap fee structure.

Craig Davis is a financial advisor at LPL Financial in Albany, NY, holding a Series 66 credential with four years of industry experience. Prior to his advisory career, he spent 16 years at Price Chopper Supermarkets. Davis is also a commissioned notary. LPL Financial serves a broad client base including individuals, retirement plans, banks, credit unions, corporations, and charitable organizations, offering a range of advisory programs, retirement plan consulting, and brokerage services through its network of investment adviser representatives. The firm provides both discretionary and non-discretionary management utilizing model portfolios and research from multiple sources.

Paul Wajda is a financial advisor with Mass Mutual Investors Services in Latham, NY, holding Series 63 and Series 65 licenses and with 31 years of industry experience. He has worked with MassMutual Life Insurance Company and its investment services subsidiary since 1996. Wajda also serves as an insurance agent specializing in life, disability, long-term care insurance, and fixed annuities. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management to individuals, business owners, trusts, estates, and charitable organizations. The firm provides collaborative, ongoing financial planning engagements supported by firm-approved analytical tools.

John Gattulli is a financial advisor at LPL Financial with 40 years of industry experience. He holds a Series 63 designation and has worked previously at Cadaret, Grant & Co., Inc. and Capital Education Network. Outside of his advisory role, he is involved with Albany Tax Service, providing tax preparation and accounting services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base, including individuals, retirement plans, banks, and charitable organizations. The firm offers diverse advisory programs and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Matthew Gallant is a Wealth Management Advisor with Merrill Lynch Wealth Management. He began his career with Merrill Lynch in March 2016. Prior to joining Merrill Lynch, he worked in product management at Travelers Insurance Company. Matthew focuses on developing and maintaining goals-based strategies and recommendations for clients, providing measurement and follow-up on progress toward specific client goals. Matthew's areas of expertise include family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, individual and corporate investment strategy, and retirement income. He holds a Bachelor's degree from Virginia Polytechnic Institute and State University, with a major in mechanical engineering and a minor in economics. Matthew holds the CERTIFIED FINANCIAL PLANNER (CFP) designation and is a Personal Investment Advisor (PIA). Outside of his professional work, Matthew's personal interests include basketball, biking, football, golfing, skiing, spending time with his family, and watching movies.

Christopher Gilbert is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. Prior to joining LPL Financial in 2020, he worked for Cambridge Investment Research Advisors, Inc. and Cambridge Investment Research, Inc. from 2012 to 2020. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, combining discretionary and non-discretionary management with research and model portfolios from multiple sources.

Lisa Pett is a financial advisor at Edward Jones in Albany, NY, holding a Series 66 designation with 15 years of industry experience. She has been with Edward Jones since 2010. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of investment solutions including discretionary and non-discretionary wrap fee strategies, access to separately managed accounts, and affiliated mutual funds, supported by a nationwide network of over 23,700 financial advisors.

Nuala Blanchard is a financial advisor at Merrill with 28 years of industry experience. She holds Series 63 and Series 65 designations and has been with Merrill since 2011. Prior to Merrill, she worked at Bank of America, N.A. starting in 2017. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Rodney Brewer II is a financial advisor with Mass Mutual Investors Services holding CFP® and Series 66 credentials and has 22 years of industry experience. He has worked with Mass Mutual and its subsidiary firm since 2009. Brewer II is also active as an insurance broker with a focus on fixed annuities. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs using firm-approved analytical tools and structures planning as an annual, collaborative process.

Clare Mertz is a financial advisor at LPL Financial with 32 years of industry experience. She has previously worked at Wealthone LLC and had multiple tenures at LPL Financial. In addition to her advisory role, she works as a freelance writer. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a broad network of investment adviser representatives. The firm offers various advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios, third-party subadvisors, and advanced technologies in its investment approach.