Jonathan Jones is a financial advisor with Mass Mutual Investors Services holding a Series 66 designation and three years of industry experience. He has worked at multiple firms including Northwestern Mutual and WNY Asset Management. His background also includes experience outside finance, having worked at BestSelf Behavioral Health and the University at Buffalo. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning and asset management services using firm-approved software and offers specialized planning programs including recent additions in Divorce Planning.

Brent Rickan is a financial advisor with Morgan Stanley in Williamsville, NY, holding a Series 66 designation and 14 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2011 and with Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers services through both direct client relationships and Corporate Financial Planning agreements.

Kevin Kluge is a financial advisor at Edward Jones with 23 years of industry experience. He holds the Series 63 and Series 66 designations. His previous roles include positions at Key Investment Services, Pruco Securities LLC, Prudential Insurance Company of America, Mass Mutual, and Home Depot. Edward Jones is a full-service wealth management firm serving over four million clients, including individual and institutional investors. The firm offers a range of advisory programs and investment strategies, managing approximately $1.01 trillion in assets through a nationwide network of more than 23,700 financial advisors.

Alexei Heringer is a financial advisor with Mass Mutual Investors Services and holds a Series 63 designation. He has 14 years of industry experience and has been with MML Investors Services since 2010. In addition to his advisory role, he is an agent for life insurance and the CEO and founder of a real estate company. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative, goal-based planning without discretionary investment authority.

Beau Riggs is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds Series 63 and Series 66 designations and has 12 years of industry experience. His prior roles include positions at LPL Financial and KeyBank. Outside of his advisory work, Riggs is involved in several entrepreneurial ventures, including owning a social media consulting business and managing financial planning and investment management firms. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse clientele, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and supports municipal finance work, incorporating advanced analytical tools and specialized advisory programs.

Christopher Reimer is a financial advisor at UBS Financial Services in Buffalo, NY, holding a Series 66 designation. He has been with UBS since 2025 and previously worked at Continuum Venture Partners and held research roles at the University at Buffalo. Outside of advisory work, he has experience in computational research and extended travel. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings to tailor strategies based on proprietary research and market analysis.

Michael Koziol is a financial advisor with Mass Mutual Investors Services, holding a Series 63 license and 17 years of industry experience. He has worked at MassMutual Life Insurance Company since 2016 and previously at Metlife Securities Inc for nine years. Koziol is also involved in sales related to individual life and fixed annuities. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning engagements using firm-approved analytical tools and offers specialized planning programs including estate settlement and divorce planning.

Michael Ferranti is a Senior Financial Advisor at Merrill Lynch Wealth Management based in Buffalo. He works with individuals and small businesses to provide custom investment advice and guidance, utilizing Merrill's extensive resources and tools. Michael prioritizes client satisfaction and consistency through open communication and availability. As a specially qualified Portfolio Manager in Merrill's asset management platform, he manages personalized or defined strategies on a discretionary basis which may include individual stocks, bonds, Merrill Lynch model portfolios, and third-party strategies. He is also a Certified Fiduciary Plan Advisor (CPFA®), a designation from the National Association of Plan Advisors (NAPA). Prior to joining Merrill Lynch Wealth Management, Michael worked as a consumer lender at Wells Fargo. He holds a Bachelor's Degree from Canisius University. Michael is a native of Buffalo and resides in the Elmwood Village area with his wife Lauren and their children Grace, Charlie, and Sam. Michael participates in community activities including volunteering with the Buffalo Equestrian Center and the Buffalo Therapeutic Riding Center. His personal interests include football, golfing, ice hockey, music, reading, spending time with his family, traveling, and watching movies.

Andrew Schneegold is a financial advisor at Mass Mutual Investors Services with 22 years of industry experience. He holds a Series 63 designation and has worked at Mass Mutual Investors Services since 2017 and MetLife Resources from 2006 to 2017. He is CEO and president of Schneegold Wealth Solutions Inc., an S Corporation for passthrough tax purposes. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars using firm-approved software and structured annual client relationships.

Kristin Marusza is a Wealth Management Advisor at Merrill Lynch Wealth Management. She has been active in the financial services industry since 1991 and joined Merrill Lynch in 2006. Kristin specializes in developing financial strategies for high net worth individuals, their families, and businesses to support both their short- and long-term goals. She is a qualified Portfolio Manager who offers traditional financial advice and can manage personalized investment strategies that include individual stocks and bonds, Merrill Lynch model portfolios, and third-party investment options. Kristin holds several professional designations including Certified Financial Planner (CFP), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She earned both her Bachelor's degree and MBA from Canisius College. Kristin participates in community service activities and is involved with professional organizations such as Merrill Lynch Women's Exchange and New York State Women Inc., Buffalo Niagara.

Casey Nuchereno is a financial advisor at Equitable Advisors with seven years of industry experience. He holds a Series 66 designation and has been with Equitable Advisors since 2019, including prior roles at Axa Advisors, LLC. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and various third-party asset managers. The firm utilizes a hybrid referral and implementation model, combining advisory and brokerage channels to tailor services based on client goals, risk tolerance, and time horizon.

Ian Deluke is a CFP® professional with 16 years of industry experience. He is currently affiliated with Morgan Stanley in Buffalo, NY, having previously worked at UBS Financial Services from 2012 to 2023. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and methodologies such as Secular Return Estimates and Monte Carlo simulations.

Sean Mc Lean is a financial advisor with Osaic Wealth, Inc. He holds a Series 66 designation and has recently entered the industry, accumulating one year of experience. Prior to his advisory role, he worked at Equitable Advisors, LLC and has been involved with Pluto Collective as a Brand Partnership Manager. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and nonprofits through a large network of advisors. The firm provides integrated brokerage and advisory services with an emphasis on asset allocation tools, risk assessment, and portfolio management across various investment vehicles.

Gail Testa Romano is a financial advisor with Ameriprise, holding Series 63 and Series 65 designations and bringing 33 years of industry experience. Her prior roles include positions at John Hancock, AXA Advisors, Securities America, and OSAIC. She also manages an advisory business outside of her primary employment. Ameriprise serves clients primarily through its retirement-income planning service, which focuses on individuals nearing or in retirement with substantial investable assets, providing tailored, research-driven recommendations delivered by a centralized consulting team.

Mary Homyak is a financial advisor with Mass Mutual Investors Services in Amherst, NY, holding a Series 63 designation and over 20 years of industry experience. She has been with MML Investor Service Inc since 2005 and previously worked at Rite Aid for 20 years. In addition to her advisory role, she is a commissioned Notary Public for the State of New York. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides comprehensive financial planning and asset management services using firm-approved analytic tools and offers specialized planning programs, including recent additions such as divorce planning and event-driven estate and employer-sponsored planning.

Robert Wilczak is a financial advisor at Cetera with 25 years of industry experience. He holds Series 63 and Series 65 designations and has worked with Cetera since 2019, following previous roles at Foresters Financial Services and Foresters Advisory Services. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform that includes model portfolios, third-party managers, and bespoke strategies.

Thomas Renzi is a financial advisor with RBC Capital Markets, holding Series 63 and Series 65 credentials and possessing 36 years of industry experience. He has been with RBC Capital Markets Corporation since 2008. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutional clients, corporations, and charitable organizations. The firm offers a range of advisory programs and investment management services tailored to clients’ risk profiles, utilizing both in-house and third-party investment managers.

Matthew Gorton is a Wealth Management Advisor with Merrill Lynch Wealth Management. Since joining Merrill Lynch in 2011, he has focused on working with executives and business owners to address their unique financial goals and needs. Matthew collaborates closely with clients and their other advisors to coordinate financial, legal, and tax-related decisions. His areas of expertise include college education planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, socially responsible and values-based investing, and services for endowments, foundations, and non-profits. Matthew holds a Bachelor of Science degree in Finance from Wayne State University and maintains professional designations including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), Retirement Benefits Consultant (RBC), and Sports & Entertainment (SE).

Eric Mckenrick is a financial advisor at Equitable Advisors with 16 years of industry experience. He holds the Series 66 designation and has been with Equitable Advisors since 2009, including time spent with Axa Advisors, LLC. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement plan support, and access to asset management through LPL programs and a broad roster of third-party asset managers. The firm utilizes a hybrid referral and implementation model, combining advisory and brokerage channels to tailor services based on client goals, risk tolerance, and time horizon.

Jeffrey Silsby is a financial advisor at Primerica Advisors with 24 years of industry experience. He holds a Series 63 designation and has worked with PFS Investments, Inc. since 2007, Primerica Financial Services since 1998, and has a concurrent role with the Town of Cheektowaga Police Department. Outside of advising, he is involved in the sale of loan products as well as home security and automation services through affiliated companies. Primerica Advisors is a large institutional firm that primarily serves individual investors, including non-high-net-worth and high-net-worth clients, as well as corporate and charitable entities. The firm offers a wrap-fee asset management program featuring model-delivery strategies managed by unaffiliated asset managers, supported by custodial and trade execution services from Pershing and BNY Mellon Advisors.