Eugene Skic is a financial advisor at OSAIC with 43 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked for Securities America Advisors, Inc. and Securities America, Inc. for 19 years. In addition to his advisory role, Skic is involved in the sale and service of life and health insurance and annuities, operating as an insurance agent and broker. OSAIC serves a wide range of retail and institutional clients through a large network of affiliated advisers, offering brokerage and investment advisory services, financial planning, retirement consulting, and access to third-party money managers. The firm employs various portfolio construction tools and supports multiple advisory platforms and managed account solutions.

Miguel Fernandez is a financial advisor with LPL Financial in Rochester, NY, holding Series 63 and Series 66 credentials and having nine years of industry experience. His prior work includes roles at Bank of America, Merrill, Morgan Stanley, and JP Morgan. Outside of his advisory work, he is a business owner of a food cart enterprise based in Orlando, FL. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers diverse financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and various investment strategies.

Paul Wyand is a CFP®-credentialed financial advisor with Ameriprise in Penfield, NY, bringing 35 years of industry experience. He has worked with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he serves on the Board of Directors for Oakwood Cemetery and owns a consulting business providing training and consulting services to wealth advisory firms. Ameriprise offers retirement-income planning services primarily for clients nearing or in retirement with significant investable assets, delivering tailored written recommendation reports that integrate research, modeling, and tax-efficiency analysis. As a large institutional firm, Ameriprise provides a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Jennifer Hartmann is a financial advisor with Morgan Stanley in Rochester, NY, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. She has been with Morgan Stanley since 2013 and has served at Morgan Stanley Private Bank, National Association, since 2015. Outside of her advisory role, she is Chair of the Investment Committee for the Stephen Gaynor School in New York. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer offering a broad range of advisory programs for individuals and institutional clients. The firm provides tailored financial planning, utilizing structured discovery processes and approved planning tools, while managing approximately $2.74 trillion in client assets.

Patrick Ryan is a financial advisor at OSAIC with 15 years of industry experience. He holds the CFP® designation and has worked at firms including UBS Financial Services and FSC Securities Corporation. Ryan is a committee member at Heritage Christian Services, where he assists with fundraising and charity event organization. OSAIC serves a broad range of clients, including individuals, institutions, and charitable organizations, providing integrated brokerage, investment advisory, and retirement planning services through a large network of affiliated advisers and multiple advisory platforms.

Eddaliz Colon Santiago is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity, she worked at Alesco Advisors LLC, Merrill Lynch, and Bank of America. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to a diverse client base including retail and institutional investors. The firm utilizes a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios, with a noted use of AI and systematic methodologies.

David Long is a financial advisor with Raymond James & Associates, holding a Series 66 designation and three years of industry experience. Prior to joining Raymond James in 2023, he spent 14 years at JPMorgan Chase. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional clients, and municipal entities, offering financial planning and non-discretionary investment consulting supported by extensive research and multiple portfolio management styles.

Omer Yildiz is a CFA® charterholder affiliated with LPL Financial, based in Rochester, NY, with one year of industry experience. He has held roles at Cooper/Haims Advisors, LLC and Conserve, and previously worked at Amazon and in academic positions at the University of Rochester and Monroe Community College. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of financial planning, advisory programs, retirement plan consulting, and brokerage services supported by research and model portfolios.

Anthony Rossi is a financial advisor at OSAIC with 55 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at Securities America Advisors, Inc. for 16 years. In addition to his advisory role, Rossi is also a licensed insurance agent involved in insurance sales. OSAIC serves a diverse client base including individual investors, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and investment advisory services through its extensive network of advisers and employs various portfolio construction tools, third-party money managers, and unified managed accounts.

Adam Follmer is a financial advisor with MassMutual Investors Services in Rochester, NY, holding Series 63 and Series 65 licenses and eight years of industry experience. His prior work includes roles at Hornor Townsend & Kent Inc and Penn Mutual Life Insurance Co. In addition to his advisory work, he serves as Vice President and Agent at Tessera Wealth Management, focusing on insurance sales and service across multiple carriers. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm delivers ongoing financial planning, asset management, and educational programs, using comprehensive analysis tools to develop written recommendations for clients.

Lily Kuzel is a financial professional with LPL Enterprise and holds the Series 66 designation. She has prior experience at Prudential from 2021 to 2025 and has recently engaged in an insurance-related business activity. LPL Enterprise serves a diverse client base, including individuals, retirement plans, and institutional clients, offering financial planning, advisory services, and access to a range of brokerage and insurance products through an integrated platform.

Aaron Wolk is a financial advisor at Raymond James & Associates with five years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at firms including Legg Mason Investor Services, Franklin Templeton Financial Services, Benefit Street Partners, Broadstone Real Estate, and Manning & Napier Advisors. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional advisory services.

Martin Piva is a financial advisor with Equitable Advisors in Rochester, NY, holding a Series 66 designation and six years of industry experience. Before joining Equitable Advisors in 2019, he worked at Axa Advisors and was involved with the Ibero American Action League, Inc. from 2015 to 2018. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by offering financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model, providing both advisory and brokerage/insurance channels to implement client recommendations.

Michael Amico is a financial advisor with UBS Financial Services in Rochester, NY, holding Series 63 and Series 65 licenses and possessing 42 years of industry experience. He has been with UBS Financial Services since 2011. Outside of his advisory work, he has served as an adjunct professor, teaching a college course titled "Introduction to Divestments." UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to tailor client strategies.

Kristine Long is a financial advisor with Equitable Advisors, holding a Series 66 designation and six years of industry experience. She has been with Equitable Advisors since 2014, including a period associated with Axa Equitable, and has also worked at AxA Advisors. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through third-party asset managers and LPL programs. The firm uses a hybrid referral and implementation model and offers both advisory and brokerage/insurance channels to implement client recommendations.

Andrew Ward is a financial advisor with Ameriprise in Webster, NY, holding a Series 66 designation and 12 years of industry experience. He has been with Ameriprise and its predecessor entity since 2014. Outside of his advisory role, Ward manages an advisory business through Council Rock Associates LLC. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides clients with written recommendation reports and ongoing annual retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Adam Brady is a financial advisor at Morgan Stanley with seven years of industry experience. He previously worked at Manning & Napier Advisors for four years before joining Morgan Stanley in 2018. Brady serves as a board member and treasurer for the Friends & Foundation of the Rochester Public Library, where he is involved in fundraising and investment decisions. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s approach includes structured planning tools and modeling techniques to assist clients in developing tailored financial plans.

Matthew Fairchild is a financial advisor at Ameriprise with Series 66 credentials and experience beginning in 2024. Prior to joining Ameriprise, he held roles at Northern Nurseries and SUNY Geneseo. He is also associated with Council Rock Associates LLC as an associate financial advisor. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Gary Stirk is a financial advisor at Osaic with 26 years of industry experience. He holds Series 63, 65, and 66 credentials and has worked at Osaic since 2024, previously serving seven years at Securities America, Inc. and Securities America Advisors, as well as six years at Invest Financial Corp. He is president of GES Wealth Management Inc., a personal S corporation he uses for managing business expenses. Osaic Wealth, Inc. serves a broad mix of retail and institutional clients, including high-net-worth investors and charitable organizations, through a large network of affiliated advisers. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to manage diversified portfolios, offering integrated brokerage, advisory services, and access to third-party money managers.

Sean Miller is a financial advisor with LPL Financial in Rochester, NY, holding a Series 66 designation and four years of industry experience. Prior to joining LPL Financial, he worked at ESL Federal Credit Union and Equitable Advisors. Outside of finance, he was involved with Smoking Hot Chicks BBQ in 2021. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios and research from multiple sources.