Steven Grazio is a financial advisor with Primerica Advisors in Allentown, PA, holding Series 63 and Series 65 credentials and bringing 12 years of industry experience. His background includes roles at Blue Mountain Financial Group and Jefferson, alongside prior experience at AstraZeneca and Philadelphia University. Outside of his advisory work, he owns Elysium Property Management in Hamburg, NJ. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable entities. The firm uses model-delivery strategies managed by third-party asset managers and supports accounts through Pershing custody and BNY Mellon Advisors overlay management.

Matthew Staples is a CFP® certificant with 24 years of industry experience. He is currently with Wells Fargo Advisors and previously worked at Ameriprise Financial Services for ten years. Outside of his advisory role, he operates a basic tax preparation business. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing a broad range of investment and financial planning services, utilizing proprietary research and tools to develop tailored recommendations.

Benjamin Antonchak is a financial advisor with Cetera, holding a Series 66 designation and three years of industry experience. He has worked at various Cetera entities since 2022 and operates under his own financial services businesses, Antonchak and Balkcom Financial Services and Antonchak Financial LLC. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various program options and third-party managers.

James Steckel is a CFP®-certified financial advisor with 26 years of industry experience, currently with OSAIC since 2025. He previously worked at Lincoln Financial Advisors Corporation for 13 years. Steckel is also an insurance agent offering health insurance, group benefits, disability insurance, fixed and indexed annuities, long-term care insurance, premium financing, and traditional fixed life insurance. OSAIC serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporations through a multi-advisor platform that combines brokerage and advisory services. The firm uses model-based asset allocation and portfolio optimization and supports a wide range of investment strategies and third-party managers.

David Richards is a financial advisor with Ameriprise in Coplay, PA, holding a Series 66 designation and five years of industry experience. He has worked at Ameriprise since 2014, with prior roles at Tom James Company, Blakely Financial, Commonwealth Financial, and RoNetco. Outside of his advisory work, Richards serves on multiple boards including the Jerry Zimmerman Memorial Chapter Board, the Baum School of Art, and the Masonic Lehigh Lodge #326, where he participates in financial oversight and fundraising activities. Ameriprise provides retirement-income planning services targeted at individuals approaching or in retirement, combining research, modeling, and tax-efficiency analysis to deliver annual, personalized recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Robin Brubacher is a financial advisor at Merrill with 22 years of industry experience. He holds the Series 66 designation and has been with Merrill Lynch, Pierce, Fenner & Smith Inc. since 1985. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies developed by internal teams and third-party managers for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Brandon Medici is a financial advisor with LPL Financial holding a Series 65 designation and one year of industry experience. Prior to joining LPL Financial, he worked at Fox Financial Group and Heart & Home Realty, where he is involved in real estate brokerage. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, and institutional platforms.

Andrew Reichard is a financial advisor at Morgan Stanley with four years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. since 2025. His prior experience includes roles at Equitable Advisors, Mass Mutual Greater Philadelphia, and The Rockland Group-Wealth Management. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and a wide range of advisory programs, managing approximately $2.74 trillion in client assets.

Jeffrey Ringer is a financial advisor with Primerica Advisors in Allentown, PA, holding Series 63 and Series 65 licenses and nine years of industry experience. His work history includes roles at Blue Mountain Financial Group, PFS Investments Inc., Simplex Grinnell, and Primerica Financial Services. He also engages in sales of home-related products and services through affiliated companies under the Blue Mountain Financial Group name. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed accounts. The firm curates third-party asset managers and employs a tiered wrap-fee structure, focusing on personalized portfolio solutions rather than institutional or pension plan management.

Ronald Yellets is a financial advisor with OSAIC, holding Series 65 and Series 66 licenses and 25 years of industry experience. He has worked at Royal Alliance Associates, Inc. since 2018 and previously spent 18 years at John Hancock Financial Services, Inc. In addition to his advisory role, he is a CPA and shareholder at Stortz and Associates, an accounting firm. OSAIC serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform. The firm offers brokerage and advisory services with a focus on model-based asset allocation and portfolio optimization, supporting various investment strategies and multiple custodial arrangements.

Harrison Bromley is a CFP® professional affiliated with Wells Fargo Clearing, with nine years of industry experience. His prior roles include positions at The Vanguard Group, Wealthcare Advisory Partners LLC, LPL Financial, Miller's Insurance Agency, and Merrill. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a range of financial products, such as insurance-related vehicles and bank deposit sweep options.

Charles Mckelvey is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 designations and 25 years of industry experience. His prior positions include nine years at Commonwealth Financial Network and five years at Cadaret, Grant & Co., Inc. He also engages in fixed insurance sales on a limited basis. Cambridge Investment Research Advisors serves a wide range of individual and institutional clients, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a large network of financial professionals and multiple platform options.

Scott Sylvainus is a financial advisor with Mass Mutual Investors Services and holds Series 63 and Series 65 designations. He has 13 years of industry experience, having worked previously with Mutual of Omaha and its affiliated firms. In addition to his advisory role, Sylvainus serves as a Township Supervisor and Planning Commissioner for Upper Nazareth Township. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides ongoing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs including wrap and money-manager services, with planning engagements structured as annual, collaborative relationships using firm-approved analytical tools.

Nicholas Weschler is a financial advisor with Mass Mutual Investors Services and holds Series 63 and Series 65 designations. He has nine years of industry experience, including roles at Horace Mann Companies and Carbon Lehigh Intermediate Unit 21. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning and offers asset management, wrap and money-manager programs, as well as educational seminars.

Kim Kametz is a Senior Financial Advisor at Merrill Lynch Wealth Management in Allentown, PA. She has been with Merrill since 2007, providing personalized wealth management strategies tailored to clients' individual financial goals. Kim works closely with clients on areas such as college education planning, family wealth management, legacy planning, liquidity management, personal retirement planning, portfolio management, women and wealth, and retirement income. Kim earned a Bachelor's Degree from Muhlenberg College and holds the Chartered Retirement Planning Counselor™ (CRPC™) and Personal Investment Advisor (PIA) designations. Before joining Merrill, she spent eighteen years in corporate finance, holding various managerial and executive finance roles within domestic and international companies, including a Fortune 500 firm. Outside of her professional work, Kim enjoys cooking, golfing, knitting and crocheting, reading, and practicing yoga. She is also engaged in community service, volunteering with local organizations.

Ryan Oestreich is a financial advisor with Mass Mutual Investors Services, holding the ChFC® designation and Series 63 license, with 18 years of experience in the industry. He has been with Mass Mutual and its affiliated firms since 2008. Outside of his advisory role, he is involved in Medicare insurance sales through his own business and works as a mortgage loan originator. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs, focusing on collaborative planning relationships that use firm-approved analytical tools to develop investment strategies.

Edwin Gonzalez is a financial advisor with J.P. Morgan Securities in Bethlehem, PA, holding a Series 66 designation and five years of industry experience. His prior roles include positions at Global Atlantic/KKR, Wells Fargo, and FedEx Ground. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm supports its advisory process with centralized due diligence combining quantitative and qualitative research, incorporating ESG frameworks and leveraging broader derivatives and commodities capabilities.

Megan O Brien is a financial advisor at Merrill with nine years of industry experience. She holds a Series 66 designation and has worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2017, concurrently with Bank of America N.A. since 2022. Prior to her career in finance, she spent four years at Albright College. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Sally Kacar is a financial advisor at Primerica Advisors with two years of industry experience. She holds Series 65 and Series 63 licenses and has been associated with Primerica Financial Services since 2013. Prior to her current role, she served on the New Brunswick Board of Education for ten years. Primerica Advisors sponsors a wrap-fee asset management program primarily for individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm uses model-driven investment strategies managed by unaffiliated asset managers and supports trade execution and custody through established financial institutions.

Jessica Janenko is a financial advisor with Morgan Stanley in Allentown, PA, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. Her background includes roles at Northwestern Mutual Investment Management and multiple independent advisory firms. Morgan Stanley Wealth Management is a large SEC-registered advisory and broker-dealer firm that serves individuals and institutions, offering tailored financial planning and a range of advisory programs supported by firm-approved planning tools and investment research.