Jessica Janenko is a financial advisor at Morgan Stanley with 12 years of industry experience. She holds Series 66 and Series 63 licenses and has previously worked at Northwestern Mutual Investment Management and several smaller advisory practices. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs including tailored financial planning supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and offers services through direct and corporate financial planning agreements.

Christopher Wainwright is a financial advisor at Ameriprise with one year of industry experience. He holds a Series 66 designation and previously worked at Wells Fargo Financial Network. His earlier background includes roles outside of finance, such as at Ciocca Dealerships and involvement in education. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service. The firm’s approach includes detailed Recommendation Reports and ongoing advice focused on income sources and tax-aware withdrawal strategies, supported by proprietary research and collaborative planning.

Ronald Weber is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and over 39 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1986 and also operates Blue Mountain Financial Group. Outside of advising, he is an author and co-author of financial books and owns Evergreen Hideaway, LLC in New Tripoli, PA. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and limited separately managed account options. The firm uses third-party asset managers and an independent due-diligence process, with a tiered wrap fee structure distinguishing its approach.

Sydney Posh is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill and Bank of America in 2025, Sydney was involved with Posh Properties for three years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Thomas Cichocki is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has worked at Morgan Stanley since 2009 and with Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he serves on the investment committee of the Upper Perkiomen Education Foundation in Pennsylvania. Morgan Stanley Wealth Management provides advisory and brokerage services to individuals and institutions, offering tailored financial planning and a wide range of investment programs. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools to support client goals.

Elvi Feliz Laureano is a Financial Advisor with Merrill Lynch Wealth Management. She works closely with clients to understand their individual priorities and develop tailored strategies to pursue their short-, mid-, and long-term financial goals. Her role includes providing guidance on general investing, retirement planning, and saving for unexpected events, as well as facilitating access to Bank of America specialists for services such as banking, credit, home financing, and small business solutions. Elvi holds a Bachelor's Degree from New Jersey City University and has earned the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) professional designations. She is a member of Merrill Lynch, where she applies her expertise to offer ongoing advice and support as clients' needs evolve. Fluent in English and Spanish, she emphasizes understanding clients' concerns and questions to provide comprehensive financial guidance.

Steven Werner is a Financial Consultant currently with Fidelity Investments since 2023. He has extensive experience in financial consulting, having worked in similar roles at Etrade from 2006 to 2023, and prior to that, as a Financial Specialist at Wachovia Bank from 2002 to 2004. He also served as a Financial Advisor at American Express between 2000 and 2001. Throughout his career, Steven has partnered with clients to identify financial goals, develop personalized plans tailored to their unique situations, and provide investment guidance. He approaches client relationships with a commitment to treating them as an extension of his own family. Outside of his professional work, Steven has interests in baseball, golf, music, softball, and table tennis. He is also involved in volunteering activities.

Mark Enriquez is a financial advisor at Stifel with 27 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Stifel Nicolaus & Co Inc since 2018, following a three-year tenure at Morgan Stanley Private Bank. He serves as Treasurer and Board Member for Team Giving, a nonprofit organization addressing time-sensitive critical needs. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, providing brokerage and investment advisory services supported by proprietary investment analysis and asset allocation methodologies developed by its Investment Strategy Group.

Emily Moore is a CFP® professional with eight years of experience in financial advising. She is currently with Ameriprise Financial Services LLC and has previously worked at Lincoln Investment, Raymond James Financial Services, and several other firms. In addition to her advisory role, she serves part-time as a Personal Financial Counselor III for MAGELLAN FEDERAL, providing financial education and counseling related to budgeting and resource referrals in support of military needs. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides ongoing tax-aware retirement income planning and written recommendation reports. The firm’s approach includes proprietary research and structured withdrawal strategies, with enrollment criteria that focus on clients with a minimum level of investable assets.

Benn Smith is a financial advisor with LPL Financial in Kutztown, PA, holding a Series 66 designation and 22 years of industry experience. His prior work includes roles at CUSO Financial Services, Diamond Credit Union, and PFG Advisors. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by model portfolios and research.

Christopher Yale is a financial advisor with Morgan Stanley in Allentown, PA, holding a Series 66 designation and 13 years of industry experience. He has worked with Morgan Stanley Private Bank, N.A. since 2015 and has been affiliated with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through Corporate Financial Planning agreements.

Andrew Sollenberger is a CFP® professional with 27 years of industry experience, currently serving at OSAIC since 2023. Prior to this, he spent 14 years at SagePoint Financial, Inc. He is involved in several business activities, including serving as president of Xcel Financial Group, a sole proprietorship providing tax and insurance services. OSAIC serves a diverse client base including individual and institutional investors, offering integrated brokerage and advisory services supported by various investment platforms and automated portfolio management tools.

Michael Fransen is a financial advisor with LPL Financial, holding a Series 66 designation and four years of industry experience. His prior roles include positions at Edward Jones and Foresight Business Solutions, as well as periods of self-employment. Fransen is also involved in tax preparation and accounting through Emilio J. Morrone, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base, including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by research and diversified investment strategies.

Nathan Kistler is a financial advisor with LPL Financial in Bethlehem, PA, holding Series 63 and Series 65 credentials and 20 years of industry experience. Prior to joining LPL Financial, he worked at Santander Securities, Santander Bank, Cuso Financial Services, and Citizens Bank. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of financial planning, advisory programs, retirement consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Justin Pattishall is a financial advisor with Mass Mutual Investors Services in Allentown, PA, holding Series 63 and Series 66 licenses and having 22 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and has been associated with MetLife Securities and METLIFE since 2003. Pattishall is also the managing member of Pattishall Wealth Partners, LLC, an investment advisory firm. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, providing collaborative, annual financial planning engagements using firm-approved software without discretionary investment authority.

Andrew Guman is a financial advisor at Morgan Stanley in Allentown, PA, with 19 years of industry experience. He holds a Series 63 designation and previously worked at UBS Securities for seven years before joining Morgan Stanley Private Bank, N.A. in 2021. Outside of his advisory role, he serves on the advisory board of St Thomas More Parish Council, a community organization in Allentown. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services through Financial Advisors and specialized estate planning groups.

Jonathan Ruch is a financial advisor with Morgan Stanley in Allentown, PA, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. His prior experience includes roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a variety of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services that combine advisory and brokerage capabilities.

James Serratelli is a financial advisor with Ameriprise Financial Services LLC, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. His prior roles include positions at DFPG Investments, Inc., Questar Asset Management, Questar Capital Corporation, and Robertson Serratelli Financial Group. He is also a co-owner of JMH Ventures, LLC. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver annual written recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities typical of a large institutional firm.

Daryl Peregrin is a financial advisor with Wells Fargo Clearing in Bethlehem, PA, holding Series 63 and Series 65 designations and bringing 21 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Kenneth Gallagher Sr. is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and bringing 33 years of industry experience. He has worked with Linsco / Private Ledger Corp. since 1999. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers a range of financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management approaches supported by in-house and third-party research.