Matthew Tew is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He holds a Series 66 designation and has worked at Merrill, Bank of America, Morgan Stanley, and Howard County Public Schools. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Omar Jennings IV is a financial advisor with Equitable Advisors in Mt Airy, MD, holding a Series 66 designation and 15 years of industry experience. He has been with Equitable Advisors since 2010, including its predecessor AXA Advisors LLC. Outside of his advisory role, he is the sole member of a non-investment-related business entity, HUDSON THOMAS LLC. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm utilizes a hybrid referral and implementation model, offering both advisory and brokerage/insurance channels to implement client recommendations.

Raymond Sutton is a financial advisor at Equitable Advisors with Series 63 and Series 66 licenses and one year of industry experience. His work history includes roles outside finance, such as at Turf Valley Resort and multiple educational organizations. He has been involved with the Elkridge Youth Organization for eight years. Equitable Advisors serves a wide range of clients, including individuals, high-net-worth individuals, retirement plans, corporations, and institutions, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates primarily through LPL-sponsored programs and endorsed TAMPs, providing both discretionary and non-discretionary advisory solutions.

Mark Blackmer is a financial advisor at Wells Fargo Clearing with 33 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at PNC Investments for nine years. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Brian Dinka is a financial advisor at Wells Fargo Clearing with 11 years of industry experience. He holds the Series 63 and Series 65 designations. His prior experience includes roles at Morgan Stanley, PNC Investments, and Wells Fargo Bank. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans. The firm’s advisory process is based on investment policy statements and modern portfolio theory, offering both discretionary and non-discretionary services tailored to plan objectives and risk tolerances.

Elizabeth Miller is a financial advisor at Edward Jones in Annapolis, MD, holding a Series 66 designation with 11 years of industry experience. She has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a wide range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices.

Jonathan Jay is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he serves on the Board of Trustees for Severn School in Severna Park, MD, where he participates in investment committee meetings overseeing endowment and scholarship funds. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, utilizing an IPS-driven approach grounded in modern portfolio theory. The firm offers both discretionary and non-discretionary advisory services, including a Plan Level Investment Selection 3(38) option, and features a broader investment menu that includes insurance-related vehicles and bank deposit sweep options.

Deren Reid is a financial advisor at Fidelity with 22 years of industry experience. He holds Series 63 and Series 66 designations and has been with various divisions of Fidelity since 2010. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and charitable funds. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios and offers oversight of affiliated and unaffiliated sub-advisers.

Amber Rizer is a financial advisor at Merrill with 10 years of industry experience. She holds the Series 66 designation and has worked at Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Stephen Jozwick is a financial advisor at Merrill with a Series 66 designation and no prior industry experience. His work history includes roles at OneMain Financial and Bank of America. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Madeline Moore is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. She has been with Merrill since 2017 and has prior roles in university admissions and the restaurant industry. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of individual and institutional investors.

Logan McGuire is a Planning Consultant at Fidelity Investments, where he collaborates with local advisors to support clients in addressing their ongoing financial needs and implementing strategic plans. His approach focuses on understanding clients' priorities, analyzing their current financial situations, and partnering with them to develop strategies aimed at achieving their goals. Logan joined Fidelity Investments in 2022 as a Financial Representative and has held roles including Relationship Manager and Planning Consultant. Through these positions, he has gained experience in client relationship management and financial planning. Outside of his professional work, Logan has interests in baseball, golf, hiking, kayaking, and reading.

Joshua Groce is a financial advisor at LPL Financial with Series 63 and Series 65 credentials. He has recently transitioned to the financial industry with one year of experience and previously worked in education and public service, including roles at Bowie State University, Prince George's Community College, and The Maryland-National Capital Park and Planning Commission. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse clientele, including individuals, retirement plans, banks, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios and research to support discretionary and non-discretionary management.

Patrick Wilbert is a financial advisor at Cetera with 18 years of industry experience and holds the Series 66 designation. He has worked at Cetera and its affiliates since 2019 and was previously with Summit Financial Group and Summit Brokerage Services. Wilbert is also a partner at Premier Planning Wealth Management and serves as an insurance specialist offering life, health, and annuity products. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors and provides access to multiple program structures and third-party money managers.

Andrew Mergler II is a Wealth Management Advisor at Merrill Lynch Wealth Management. He advises founders, senior executives, and professionals in the private equity ecosystem, focusing on complex personal wealth situations involving business sales, recapitalizations, equity compensation, carried interest, and concentrated stock positions. His expertise includes executive compensation, tax minimization strategies, concentrated and illiquid assets, and portfolio management. Andrew works with clients to address questions about liquidity management, diversification of equity, estate and wealth transfer planning, and philanthropic planning. He utilizes Merrill's proprietary Personal Wealth Analysis™ tool to provide comprehensive financial planning that integrates investment management, taxes, estate planning, credit, and risk management. Andrew holds a Bachelor's Degree from the University of Maryland and holds professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Outside of his professional work, his interests include adventure sports, boating, golfing, reading, spending time with family, and traveling.

Cynthia Barbieri is a financial advisor at Merrill with 21 years of industry experience and a Series 66 designation. She has been with Merrill since 2011. Outside of her advisory role, Barbieri serves as an advisory board member for Anne Arundel County CASA, Inc., a nonprofit organization that supports abused and neglected children involved in juvenile court proceedings. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with a range of model-based and discretionary investment strategies.

Osborne Christensen Jr. is a financial advisor at LPL Financial with 48 years of industry experience. He holds a Series 63 designation and previously worked at Lincoln Financial Advisors Corporation starting in 1977. Outside of his advisory work, he is involved with Delmarva Senior Care, a non-investment-related employment role. LPL Financial serves a broad client base including individuals, retirement plans, and institutions, offering financial planning, advisory programs, and brokerage services through a nationwide network of investment adviser representatives. The firm provides both discretionary and non-discretionary portfolio management supported by proprietary and third-party research.

Andrea Beegle is a CFP® professional affiliated with LPL Financial, with six years of industry experience. She worked at 1,000 Days from 2015 to 2019 before joining LPL Financial, where she has been since 2019. Andrea serves as a board member of the YWCA of Annapolis and Anne Arundel County. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs and services, combining discretionary and non-discretionary management with research-supported model portfolios and technology-driven tools.

Alana Keeley is a financial advisor at Edward Jones with 17 years of industry experience. She holds the Series 66 designation and has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Mitchell Haugh is a financial advisor at RBC Capital Markets with a Series 66 designation and has less than one year of industry experience. Prior to joining RBC Capital Markets, his background includes roles at Pennsylvania State University and various other employers. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of advisory programs that provide portfolio management, financial planning, custody, and brokerage services, utilizing both in-house and third-party investment managers.