Prashant Pandya serves as a Wealth Management Advisor at Merrill Lynch Wealth Management. In this role, he works with individuals, families, trusts, and small to mid-size business owners to develop customized financial strategies that align with their unique goals and risk tolerances. His approach involves gaining a comprehensive understanding of clients' financial pictures and providing access to investment insights from Merrill Lynch, as well as banking and lending solutions through Bank of America. Prashant's expertise spans college education planning, family wealth management, retirement planning, legacy planning, international wealth management, and retirement income strategies among others. He holds several professional designations including CERTIFIED FINANCIAL PLANNER® (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR® (CPFA), Chartered Retirement Planning Counselor™ (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He adopts a comprehensive planning approach covering investments, tax minimization strategies, retirement, insurance, and estate planning services. He obtained a Master's Degree in Engineering from the University of Iowa and a Bachelor's Degree in Engineering from the University of Bombay. Prashant is involved with professional organizations and community activities such as the American Cancer Society and the Pay it Forward Fertility Foundation. In his personal time, he enjoys cooking, ice hockey, music, spending time with his family, and watching movies.

Aminata Magassouba Miller is a financial advisor at Wells Fargo Clearing in Raleigh, NC, holding Series 65 and Series 63 licenses. She has been with Wells Fargo Bank and its affiliates since 2022 and has prior work experience at Walmart Stores and the Orange Group Franchise. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

Ryan Chapman is a financial advisor at Merrill with a Series 66 designation and six years of industry experience. His prior roles include positions at Bank of America, Spectrum, and Edward Jones. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions (SPS) Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Michael Santos is a financial advisor with Charles Schwab in Raleigh, NC, holding Series 63 and Series 66 credentials and bringing 16 years of industry experience. His prior roles include positions at TD Ameritrade Investment Management, LLC, Td Ameritrade, Inc., and Scottrade. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts with a multi-asset investment approach.

Nathan Welsh is a Series 66 licensed financial advisor with Edward Jones in Raleigh, NC. He has 11 years of industry experience, all with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Riley Harshbarger is a financial advisor with Edward Jones in Raleigh, NC, holding a Series 66 designation and six years of industry experience. He has worked at Edward Jones since 2017 and previously held roles outside the financial sector at Abercrombie & Fitch and Jimmy John's. Edward Jones is a full-service wealth management firm serving millions of individual and institutional clients with a broad range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a large national network of financial advisors and branch offices.

Ernest Williams is a financial advisor at OSAIC with 22 years of industry experience. He holds the Series 66 designation and has previously worked at Lincoln Financial Securities Corporation and Cambridge Investment Research Advisors, Inc. In addition to his advisory role, he is involved in retirement income and estate planning services and has engagements related to insurance and human resources through affiliated businesses. OSAIC serves a wide range of clients, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations, offering integrated brokerage and advisory services. The firm utilizes various asset-allocation tools and third-party platforms to construct diversified portfolios managed on discretionary or non-discretionary bases.

Liliane Pascalis is a financial advisor with Merrill in Raleigh, NC, holding a Series 66 designation and nine years of industry experience. She has been with Merrill since 2013. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Austin Poythress is a financial advisor with Equitable Advisors in Raleigh, NC, holding a Series 66 designation and bringing 10 years of industry experience. He has worked with Equitable Advisors since 2016 and was previously with AXA Advisors, LLC. He also operates a business under the name Legacy Wealth Strategies. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement consulting, and various asset-management programs, utilizing both proprietary and third-party investment solutions delivered through a large network of Investment Adviser Representatives.

Meralyn Ratnasekera is a financial advisor at Wells Fargo Clearing with seven years of industry experience. She holds Series 63 and Series 66 designations. Her prior work includes roles at First Citizens Investor Services, First Horizon Bank, and SunTrust Bank. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, offering both brokerage and advisory solutions.

Matthew Wallace is a Benefits & Planning Consultant with the Executive Services team at Fidelity Investments. In his current role, he supports Executive Planning Consultants by meeting with clients to help them understand and maximize their employer-sponsored benefits, including 401(k) plans, pension benefits, and company stock programs. Matthew has been with Fidelity Investments since 2022, beginning his tenure as a Workplace Planning Consultant III before transitioning to his current position in 2026. His work focuses on providing education and guidance regarding available benefits, answering client questions, and assisting clients in making informed decisions to maximize the value of their benefits. Outside of his professional role, Matthew enjoys bowling, spending time with pets, snowboarding, and traveling.

Jovana Romero Hernandez is a financial advisor at Wells Fargo Clearing with a Series 66 designation and two years of industry experience. Her prior roles include positions at Bank of America and Merrill. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions, utilizing research from Wells Fargo Investment Institute and third-party sources.

Scott Allen Jr. is a CFP® designee and financial advisor with Edward Jones in Louisburg, NC, where he has worked since 2020. He has six years of industry experience and previously spent ten years with the United States Department of Transportation. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment solutions through a large nationwide network of advisors and branch offices.

Christopher Griffith is a financial advisor with LPL Financial in Raleigh, NC, holding a Series 66 designation and 23 years of industry experience. He has worked at LPL Financial since 2007 and previously spent four years at Ameriprise. Outside of his advisory role, he is involved in non-variable insurance products including life, health, disability, and fixed annuities. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, utilizing model portfolios, third-party subadvisors, and customized strategies, supported by advanced advisor tools.

Cory Wessel is a financial advisor at Robert W. Baird & Co. with 15 years of industry experience. He has held roles at Robert W. Baird since 2018 and previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. He holds a Series 66 designation. Wessel is part of The DDK Group within Robert W. Baird’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group offers a range of consulting and portfolio services tailored to client goals and risk tolerances, including discretionary and non-discretionary management, separately managed accounts, and overlay strategies.

Michael Kaplan is a financial advisor with Ameriprise in Raleigh, NC, holding a Series 66 designation and 16 years of industry experience. He has worked at Ameriprise and its affiliated entities since 2007. Outside of his advisory role, Kaplan serves as president of his condominium owners association. Ameriprise is a large institutional firm that offers a retirement-income planning service for clients generally holding at least $1 million in investable assets, combining research, modeling, and tax-efficient strategies to provide tailored written recommendations.

Robert Roepke is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he has worked for over 28 years. He holds the Chartered Retirement Planning Counselor (CRPC) designation and the Personal Investment Advisor (PIA) designation. He works with individuals, families, professionals, and small businesses, employing a consistent methodology focused on understanding each client's specific needs and concerns. Robert's approach begins with a disciplined process to establish explicit objectives and achieve financial goals while minimizing unnecessary risk. He utilizes Merrill Lynch's resources to develop tailored strategies and emphasizes regular reviews to ensure alignment with clients' objectives. His commitment to effective communication and ongoing monitoring allows strategies to be adjusted in response to changes in clients' lives or lifestyles. After graduating from the University of Michigan in 1983, Robert and his wife settled in Raleigh, North Carolina, where they have raised their three children. He is an avid sports enthusiast and enjoys playing golf. Robert also participates in community volunteer activities as part of Merrill's tradition of service.

Kenneth Nelson is a financial advisor with Cetera in Raleigh, NC, holding Series 63 and Series 65 credentials and bringing 38 years of industry experience. His prior roles include positions at Investors Capital Corp. and Morgan Keegan & Company, LLC. Nelson also serves as a guest lecturer at Duke University and NC State University, where he teaches a weekly class, and he is an economic commentator and author involved in various media activities. Cetera Investment Advisers LLC is a nationwide SEC-registered advisor serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supporting discretionary and non-discretionary strategies across multiple program structures.

Trang Pham is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 licenses and one year of industry experience. Prior to joining Wells Fargo in 2024, Pham worked at Truist, Citibank, and HD Bank. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment menu offerings.

Kristina Shifflett is a financial advisor at Morgan Stanley with 18 years of industry experience. She has worked at Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2013. She holds a Series 63 designation and is based in Raleigh, NC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs to both individual and institutional clients. The firm offers tailored financial planning using structured processes and firm-approved tools, managing approximately $2.74 trillion in client assets.