Abigail Capasso is a financial advisor with Edward Jones in Charleston, SC, holding a Series 66 designation and having 10 years of industry experience. She has been with Edward Jones since 2016. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of financial advisors and branch offices.

Todd Lowen is a Financial Consultant at Fidelity Investments, where he has been working since 2022. In his role, he collaborates with clients to develop financial plans tailored to their unique needs and goals, focusing on actionable steps and consistent follow-through to help clients achieve their objectives. Todd has accumulated extensive experience at Fidelity Investments, holding various positions since 2015, including Investment Consultant, Planning Consultant, Central Relationship Manager, Investment Solutions Representative, and Portfolio Advisory Service Representative. This progression reflects his comprehensive understanding of financial services and client relationship management. Outside of his professional work, Todd has personal interests that include board games, football, music, and parenthood.

Rudolf Hein is a financial advisor with Ameriprise in Mount Pleasant, SC, holding a Series 63 designation and over 31 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, Hein owns Hein Land Management, LLC, a business focused on managing land and commercial property. Ameriprise provides a retirement-income planning service targeted at clients with substantial investable assets, combining research, modeling, and tax-efficient strategies to deliver personalized recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Broderick Michael Kelly is a Financial Advisor with the Clore Kelly Group based in Albany, New York, operating under Merrill Lynch Wealth Management. Since joining Merrill in 2018, Broderick has focused on investment management aimed at helping clients achieve their retirement lifestyles and multi-generational wealth goals. Broderick began his career in the financial services industry in 2014. He holds a Bachelor of Business Administration degree with minors in Economics and Marketing from High Point University, where he graduated in 2016. Prior to joining Merrill, he worked as an Administrative Assistant to an investment banking team at Goldman Sachs and later as a Client Associate at Merrill Lynch in Manhattan. Broderick holds the Personal Investment Advisor (PIA) designation. He engages with clients on areas including family wealth management strategies, legacy planning, retirement income, and portfolio management services. His personal interests include boating, camping, football, golfing, reading, skiing, soccer, spending time with family, traveling, and watching movies.

Erin Byer is a financial advisor at Merrill with 14 years of industry experience and holds a Series 66 designation. She has worked at Merrill since 2012 and has been with Bank of America, N.A. since 2018. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Bryan Quinn is a CFP® professional with 21 years of industry experience, currently affiliated with LPL Financial. He has worked with South Carolina Federal Credit Union since 2018 and previously spent ten years at Cuso Financial Services, LP. LPL Financial serves a wide range of clients including individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a variety of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management supported by research from LPL and third-party subadvisors.

Daniel Perlmutter is a financial advisor at Edward Jones in Charleston, SC, holding a Series 66 designation with six years of industry experience. He has worked at Edward Jones since 2019 and previously held roles at Berlins Restaurant Supply, Rising Tide Marketing, and Hamilton Management Services Company. Outside of advising, he is involved in managing several rental properties and assists with real estate transitions through 2M Properties. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment options supported by a nationwide network of more than 23,000 advisors. The firm provides discretionary and non-discretionary investment strategies, tax-efficient services, and operates under a fiduciary standard.

Gabriel Gould is a financial advisor with Mass Mutual Investors Services and holds Series 63 and Series 65 designations. He has 21 years of industry experience, including roles at Northwestern Mutual, Carolina Capital Management, and New York Life. In addition to his advisory work, he maintains an outside insurance broker position specializing in life, disability, long-term care, fixed annuities, and health insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, and charitable organizations. The firm emphasizes ongoing, collaborative planning engagements using firm-approved analytical tools and offers event-driven planning programs such as divorce and estate settlement.

Brian Diffily is a financial advisor at OSAIC Wealth with 22 years of industry experience. He holds Series 63 and Series 65 credentials and has worked previously at Royal Alliance Associates and John Hancock/Signator. Diffily is also involved in family protection and succession planning through his role at Granite Bridge Wealth Management and serves as a member of the HOA board in his residential community. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of advisory services and uses asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to manage portfolios that include stocks, bonds, mutual funds, ETFs, and alternative investments.

Alexander Roliczek is a Series 66-credentialed financial advisor with three years of industry experience, currently associated with Cetera. He has held roles at multiple firms including Commonwealth Financial Group and Securian Financial Services Inc. Outside of advisory work, he has experience in fixed insurance sales and financial services. Cetera is an SEC-registered adviser operating a nationwide network of independent advisors, serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform that includes affiliated and third-party managers and multiple program structures.

James Jones is a financial advisor with Charles Schwab, holding Series 63, Series 65, and Series 66 designations and 29 years of industry experience. He has worked at Charles Schwab since 2014 and also at Charles Schwab Bank, SSB since 2022. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a centralized operational structure supporting a large client base.

James Plair Jr. is a financial advisor with Equitable Advisors, holding the ChFC® designation and Series 63 and 65 licenses, with 40 years of industry experience. He has worked at Equitable Advisors since 1999 and was previously with Axa Advisors, LLC. Outside of his advisory role, he operates a group health insurance brokerage business under James B. Plair Jr & Associates. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and various third-party asset managers. The firm employs a hybrid referral and implementation model, offering both advisory and brokerage/insurance channels tailored to client goals, risk tolerance, and time horizons.

James Mellette III is a financial advisor at Merrill with 29 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Merrill since 1996. Outside of his advisory role, Mellette serves as a steward for the High Hills of Santee Historical Society, participating in meeting organization and membership oversight. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies tailored to individuals, high-net-worth clients, and institutional investors.

Roger Mulhern is a financial advisor at Morgan Stanley with 17 years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009. He holds a Series 66 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools without providing individual security recommendations as part of its standalone planning services.

Ashley Carter is a CFP® professional with 16 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously held roles at Northwestern Mutual Wealth Management Company, Northwestern Mutual Investment Management, and Herschel Harvey. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Thomas Rogers is a Wealth Management Advisor with Merrill Lynch Wealth Management, working with the Chakeris Group in the Charleston, SC area. He has been with Merrill Lynch since 2017. In his role, Thomas focuses on assisting clients with various financial planning needs including education planning, family wealth management strategies, managing new wealth, retirement income, and socially responsible investing among others. His approach involves understanding each client's individual priorities and concerns to develop tailored investment strategies aimed at achieving their desired retirement lifestyle. Thomas holds a B.S. in Financial Management with a corporate emphasis and a minor in accounting from Clemson University. He is a CERTIFIED FINANCIAL PLANNER® (CFP®) professional and holds Series 7 and 66 FINRA registrations. He also has designations as a Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Thomas values building long-term relationships based on trust and transparency, and he is dedicated to educating his clients to help them make informed financial decisions. Born and raised in Charleston, Thomas enjoys being back in the Lowcountry. Outside of work, he spends time with his wife, Tanner, and they enjoy outdoor activities such as boating and golfing. He is passionate about Clemson athletics and is a member of the Clemson Young Alumni Association. Thomas is also involved with the American Red Cross.

Tyler Scott is a financial advisor at Merrill with a Series 66 credential and less than one year of industry experience. His prior work includes roles at Bank of America, Thrivent, and Lucas Concrete Products, as well as employment at Sewanee: The University of the South and South Mecklenburg High School. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Jyh Yee Lan is a Wealth Management Advisor with over four decades of experience in the financial services industry. She has been with Merrill Lynch Wealth Management since 1982, providing personalized financial advice that addresses a broad range of client needs and objectives. Jyh focuses on helping individuals, families, and businesses navigate the complexities of the financial marketplace to achieve both their financial and life goals. Her expertise includes education planning, liquidity management, managing new wealth, retirement planning, small business strategies, investment strategy, tax minimization, and retirement income. Jyh holds a bachelor's degree in Finance from The Ohio State University. She maintains professional designations that include CERTIFIED FINANCIAL PLANNER™ (CFP®), Chartered Retirement Planning Counselor™ (CRPC™), Certified Plan Fiduciary Advisor® (CPFA®), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). These credentials support her ability to develop and refine strategies that evolve with changing market conditions. Jyh is also active in community organizations such as The Ohio State University Foundation, Wing’s Charitable Foundation, and The American Revolutionary War Museum. Outside of her professional work, Jyh enjoys biking, cooking, golfing, spending time with her family, and traveling.

Kirk Baser is a financial advisor with Cetera who holds a Series 66 designation and has 12 years of industry experience. He has worked at Cetera and related entities since 2015 and previously at Summit Financial Group Inc. Outside of his advisory role, he owns Dead Solid Golf Marketing, a golf marketing business he has operated since 1998. Cetera Investment Advisers LLC is a large SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients nationwide. The firm offers a multi-manager platform with various portfolio management and consulting services, combining affiliated and third-party managers across discretionary and non-discretionary program structures.

John Atkinson is a financial advisor with LPL Financial based in Mount Pleasant, SC, holding Series 63 and Series 65 credentials and bringing 21 years of industry experience. His prior roles include positions at KESTRA Investment Services, Executive Benefits Group, and Charon Planning. Outside of his advisory work, he is involved in several business entities related to tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, and institutions through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services with discretionary and non-discretionary management options supported by research and model portfolios.