Paul Rotell is a CFP® professional with 21 years of experience in the financial services industry. He is currently with Cambridge Investment Research Advisors, where he has worked since 2018. Prior to that, he was with NFP Securities, Inc. and has operated his own firm, Rotell & Associates, since 1994. Outside of his advisory work, he provides tax preparation and accounting services through Paul Michael Financial and is involved in insurance sales as an independent agent. Cambridge Investment Research Advisors serves a diverse client base, including individuals, institutions, pension funds, and charitable organizations, offering financial planning, investment management, and retirement-plan advisory services across multiple platforms and custodians.

Andrea Sheikh is a CFP® professional with 21 years of industry experience, currently serving at OSAIC since 2023. She has previously worked at SagePoint Financial, Lincoln Financial Advisors, NextSource, Eagle Strategies, and Independent Portfolio Consultants. Outside of her advisory role, Andrea is Chief of Staff for IronBridge Wealth Counsel, LLC, and is involved in community activities including fundraising coordination for a local school and volunteer coordination for a financial education program at a church. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporations through a multi-advisor platform. The firm offers both brokerage and advisory services with an investment approach centered on model-based asset allocation, portfolio optimization, and multiple managed account strategies.

Richard Wilt III is a financial advisor at Merrill with 29 years of industry experience. He holds Series 63 and Series 65 designations and has been with Merrill since 2007 and Bank of America since 2009. He serves as co-chair of the advisory board for the Atlantic High School Academy of Finance, contributing to the development of a national high school finance curriculum. Merrill serves a broad range of clients, including individuals, retirement plans, corporations, and institutional clients, offering managed account programs, discretionary portfolio management, and brokerage services. The firm emphasizes manager selection and tax-efficient investment strategies and benefits from its integration with Bank of America’s broader banking and capital markets platform.

Allyn Holt is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 credentials and 25 years of industry experience. He has worked at Raymond James Financial Services Advisors, Inc. and Raymond James Financial Services, Inc. since 2019 and previously spent two years at Summit Brokerage Services Inc. Outside his advisory role, Holt is an associate at Tracy L Silpe LLC, a non-investment-related support company. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and uses analytical tools to help illustrate potential outcomes, supporting clients through various advisory programs and institutional consulting.

Diana Docea is a CFP® and holds a Series 66 license, with seven years of industry experience. She has worked with Wells Fargo Clearing since 2019 and was previously with Wells Fargo from 2010 to 2019. She is based in Palm Beach, FL. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics.

Alan Scheff is a financial advisor with Raymond James Financial, holding Series 65 and Series 63 licenses and over 45 years of industry experience. He previously worked at Scheff, Thompson, Cress Investment Group, LLC and has been with Raymond James Financial since 2009. Scheff is involved with Temple Beth Tzedek as a committee member, participating in budgeting and investment review processes. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, corporate, and institutional clients. The firm offers tailored non-discretionary planning and consulting using risk profiling and modeling tools and supports a broad network of advisors with specialized programs and institutional consulting.

Frank Luciano is a financial advisor at LPL Financial with 12 years of industry experience. He holds the Series 66 designation and has worked at LPL Financial since 2018. Prior to that, he was with Invest Financial Corporation for two years and has been a partner at BRIGANTI & LUCIANO CPA since 2007. He also serves as president of All-In Tax Advisors, a tax preparation and accounting firm. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services through a large network of investment adviser representatives, utilizing model portfolios, third-party subadvisors, and customized strategies.

Dominic Delia is a financial advisor at J.P. Morgan Securities with a Series 66 designation and one year of industry experience. His prior experience includes roles at Tannenbaum Capital Group, Wells Fargo Asset Management, and Alpha Investment Consulting Group. Outside of his advisory work, he owns a rental property through a single-member LLC. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory approach combines quantitative and qualitative due diligence and incorporates ESG criteria within a non-discretionary program.

Scott Weaver Sr. is a CFP® professional with 40 years of industry experience, currently affiliated with LPL Financial since 2025. He previously worked at Next Financial Group Inc. for 18 years and Securities America Advisors, Inc. for seven years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset managers.

William Trainor is a financial advisor with Morgan Stanley in West Palm Beach, FL, holding a Series 66 designation and two years of industry experience. Prior to joining Morgan Stanley in 2023, he worked in various roles at golf and banquet clubs. Outside of his advisory work, Trainor is involved with JET Industries, Inc., a manufacturing business where he holds a family-related position. Morgan Stanley Wealth Management provides a range of advisory programs and tailored financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and modeling techniques but generally acts in an advisory capacity without providing individual security recommendations as part of standalone planning.

Todd Devin is a financial advisor at Wells Fargo Clearing with 24 years of industry experience. He holds the Series 66 designation and has worked at firms including Citigroup Global Markets, Merrill, Banc of America Investment Services, and UBS Financial Services. He is based in Palm Beach, FL. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Larry Bernstein is a financial advisor at Robert W. Baird & Co. Incorporated with 38 years of industry experience. He holds the CFP® and Series 63 designations and has worked at firms including Wells Fargo Clearing and A. G. Edwards & Sons, Inc. Outside of his advisory role, he is a member of the Florida Bar Association. Baird’s Private Wealth Management department, where Bernstein is part of the DDK Group team, serves individual, corporate, pension, and charitable clients. The firm provides a range of financial planning and portfolio management services, utilizing internal research and a blend of discretionary and model-traded strategies to support client objectives.

Robert Heeg is a Senior Financial Advisor with Merrill Lynch Wealth Management, where he has been employed since 2009. In his role, Robert focuses on personal retirement planning, tax minimization, and retirement income. He works with retirees, business owners, and young professionals, developing customized portfolios tailored to their specific needs and goals. He is involved in portfolio management, business development, and client servicing within his team. Robert holds the Chartered Retirement Planning Counselor™ (CRPC™) designation from The College for Financial Planning Institutes Corp. and is also a qualified Personal Investment Advisor (PIA). He earned a Bachelor's degree in Finance from Florida State University. Outside of his professional responsibilities, Robert enjoys playing golf, fishing, traveling, and spending time with his family. He resides in Boca Raton, Florida, with his wife Allison and their two sons.

Megan Powers is a Series 66 licensed financial advisor at Wells Fargo Clearing with one year of industry experience. Her work history includes roles at HMY Yacht Sales, Inc. and Seaside Sisters of Stuart LLC, as well as a position with the Florida House of Representatives. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

Teagan Shaughnessy is a financial advisor at Wells Fargo Clearing with a Series 66 designation and one year of industry experience. Prior to joining Wells Fargo, Teagan attended the College of Charleston from 2020 to 2024. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment menu.

Noah Lee is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Credit Suisse, now UBS, for 12 years. He is currently based in Palm Beach, FL. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of wealth advisors. The firm’s non-discretionary program emphasizes written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

Reiner Sosa is a Financial Advisor at Merrill Lynch Wealth Management. He specializes in assisting families and small business owners with personalized wealth management strategies, focusing on retirement planning, capital preservation, and tax minimization. His client services include equity compensation, family wealth management, legacy planning, liquidity management, managing new wealth, personal retirement planning, small business strategies, and retirement income. Reiner holds a High School Diploma from Florida Virtual School and an Associate's Degree from Palm Beach State College. He has earned professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Bilingual in Spanish and English, Reiner is a Florida native raised in West Palm Beach. Outside of his professional role, Reiner enjoys baseball, basketball, dancing, football, soccer, and spending time with his family. He emphasizes transparency and prioritizes his clients' best interests in his approach to financial advising.

Joshua Matteo is a financial advisor with Wells Fargo Clearing in Palm Beach, FL, holding a Series 66 designation and 20 years of industry experience. He has worked at Wells Fargo Clearing since 2016, following roles at FSC Securities Corporation and FFP Advisory Services Inc. Outside of his advisory work, he serves on the Board of Trustees for the Estates of Tradition HOA, where he participates in discussions on community needs and management. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm uses research and analytics to support diversified investment strategies and offers a broad range of brokerage and advisory solutions.

Nicholas Gorelik is a financial advisor at J.P. Morgan Securities with a Series 66 designation and one year of industry experience. His recent work history includes roles at JPMorgan Chase Bank, N.A., J.P. Morgan Securities, and SROA Capital LLC. He holds a degree from Michigan State University. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting within a non-discretionary program.

Zechariah Miller is a financial advisor at Raymond James & Associates with one year of industry experience and holds a Series 66 designation. Prior to joining Raymond James, he worked in various roles including at Rolling Hills Coffee Company and Dj's Landscape Management, alongside his studies at Palm Beach Atlantic University. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and charitable organizations, offering financial planning and non-discretionary investment consulting supported by a nationwide network of advisors.