Roger Evanish Jr. is a financial advisor at Virtue Capital Management, LLC with 15 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Virtue Capital Management since 2019. Prior to that, he spent nine years at Horter Investment Management and has been self-employed as an independent agent specializing in life insurance and fixed or indexed annuities since 1987. Virtue Capital Management is an SEC-registered enterprise adviser managing approximately $1.2 billion in discretionary assets for over 4,000 clients through about 90 advisers. The firm employs a model-driven investment approach using mutual funds and ETFs, offers a range of services including financial planning and ERISA consulting, and provides a financial education course for pre-retirees.

Amanda Tilchin is a financial advisor with Jaffe Tilchin Investment Partners, LLC, holding a Series 65 designation and five years of industry experience. She previously worked at PricewaterhouseCoopers, LLP for six years and was involved with Tilchin & Associates for ten years. In addition to her advisory role, Ms. Tilchin is a Certified Public Accountant with Tilchin Consultants, LLC, where she prepares tax returns and provides consulting services. Jaffe Tilchin Investment Partners serves individual and institutional clients, offering investment advisory, portfolio management, financial planning, and institutional consulting. The firm manages accounts on both discretionary and non-discretionary bases and conducts private placement due diligence for qualified investors, integrating private fund operational services into client servicing.

Sabrina Frank is a financial advisor with Integrity Advisory Solutions in Tampa, FL, holding a Series 65 designation. She has worked in the financial services industry since 2021, including roles at Rise Management and Gemini Financial Group. Prior to her advisory career, she has a background that includes education at Lincoln Memorial University and Pasco Hernando State College. Integrity Advisory Solutions serves individual, institutional, and high-net-worth clients through a network of independent advisors, managing approximately $1.1 billion in client assets. The firm offers portfolio management, financial planning, retirement consulting, and utilizes a range of investment strategies and third-party platforms to deliver tailored advisory services.

Richard Sharpe is a financial advisor with Capital Analysts who holds Series 63 and Series 65 licenses and has 17 years of industry experience. He has worked with PlanMember Securities Corporation since 2009 and has been affiliated with West Coast Financial and Lincoln Investment since 2015. Outside of his advisory role, Sharpe serves as a substitute teacher and soccer coach at local schools in Lutz, Florida. Capital Analysts serves a diverse client base including individuals, high-net-worth investors, retirement plans, trusts, foundations, and corporate clients. The firm offers discretionary and non-discretionary portfolio management with an in-house investment management team and proprietary screening processes, along with a range of advisory and third-party manager options.

Michael Farmer is a financial advisor at USAA Investment Services Company with 13 years of industry experience. He holds a Series 66 designation and has worked previously at Charles Schwab and various USAA entities. USAA Investment Services Company provides retirement-focused advice and referral services primarily to USAA members and other individual investors through phone and digital channels. The firm offers a Retirement Income Strategy Report and facilitates referrals to third-party broker-dealers or advisers without managing client accounts or assets directly.

Richard Sowers is a financial advisor with Lifemark Securities Corp. in Clearwater, FL, holding Series 63 and Series 65 registrations and 40 years of industry experience. He has worked with Lifemark Securities Corp. since 1995 and also serves as president and writing agent of VIP Capital, Inc., a life insurance, annuity, and long-term care insurance marketing brokerage firm. Additionally, he has acted as a FINRA dispute arbitrator and as a consultant and expert witness for securities and insurance matters. Lifemark Securities Corp. provides fee-based investment advisory services and financial planning primarily to individual investors and sponsors of participant-directed retirement plans. The firm offers various managed account programs and tailors advice through risk assessments, with accounts managed on a discretionary or non-discretionary basis and custody maintained by third-party custodians.

Gerald Glick Jr. is a CFP® with 30 years of industry experience, currently serving at Calton & Associates, Inc. since 2009. He also owns Advanced Retirement Planning, Inc., a business focused on fixed and traditional insurance sales. Calton & Associates serves individual investors, retirement plans, trusts, and estates by providing portfolio management, financial planning, and retirement plan consulting, offering both fee-based and commissionable products through its dual registration as a registered investment adviser and broker-dealer.

Richard Happle is a CFP®-credentialed financial advisor with 43 years of industry experience. He has been with Jaffe Tilchin Investment Partners since 2020 and previously worked at HD Vest Advisory Services and Jaffe Tilchin Wealth Management. Outside of investment advisory, he provides insurance consultation and policy services as a licensed agent. Jaffe Tilchin Investment Partners serves individual clients, including high-net-worth households, as well as institutional clients such as defined contribution plans and endowments. The firm offers investment advisory, portfolio management, financial planning, and private placement services, managing accounts on both discretionary and non-discretionary bases.

Derek Wilkes is a financial advisor at Accurate Wealth Management, LLC with 17 years of industry experience. He holds a Series 66 designation and has worked at firms including JPMorgan Chase, Merrill, and Independent Financial Partners. Accurate Wealth Management serves individuals, pension and profit-sharing plans, charities, corporations, and other advisers by providing discretionary portfolio management, financial planning, and educational services. The firm emphasizes individualized asset allocations based on value, safety, quality, and risk control and manages approximately $1.71 billion in regulatory assets under management.

Cheryl Sutter is a financial advisor at Mariner Independent with 34 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Ameriprise and American National Bank of Texas. She is also involved with Xtramile Financial Group, offering investment services through Mariner Platform Solutions. Mariner Independent provides investment advisory, financial planning, and consulting services to a diverse client base, including individuals, trusts, charitable organizations, corporations, and retirement plans. The firm offers portfolio management, access to model portfolios and third-party managers, and specialized retirement plan services, supported by institutional resources and affiliated investment relationships.

Caleb Cetina is an advisor with IHT Wealth Management LLC in Tampa, FL. He holds Series 63 and Series 65 credentials and has been in the financial industry since 2025. Prior to joining IHT, his work experience includes roles at LPL Financial, Porsche Fort Myers, and Ensemble Schools. IHT Wealth Management serves individuals, corporate and institutional clients, and retirement plan sponsors, offering discretionary asset management, financial planning, ERISA plan consulting, and outsourced CIO services. The firm employs a multi-faceted investment approach combining fundamental analysis, quantitative optimization, and portfolio rebalancing tailored to client objectives and risk tolerances.

Dennis Witthoeft is a financial advisor at Calton & Associates, Inc. with 39 years of industry experience. He holds Series 63 and Series 66 designations and has been with Calton & Associates since 1987. Outside of his advisory role, he is also employed in furniture sales at Havertys Furniture. Calton & Associates serves individual investors, retirement plans, trusts, estates, and other retail clients by offering portfolio management, fee-based financial planning, retirement plan consulting, and access to third-party money managers. The firm provides tailored investment recommendations and multiple program structures, including firm-managed wrap programs and separate account platforms, combining both advisory and commission-based services.

Morris Brill III is a financial advisor at Waverly Advisors, LLC with 29 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Waverly Advisors since 2022, following eight years at Warren Averett Asset Management. Outside of his advisory role, Brill is the managing member and sole owner of Feral Solutions, LLC, a company assisting biologists with administrative and contract management services related to wildlife and invasive plant species. Waverly Advisors is a multi-team registered investment adviser serving individuals, retirement plans, and pooled investment vehicles. The firm integrates traditional equity and fixed-income strategies with alternative and private-markets allocations and offers a range of investment management and financial planning services.

Elena Madrazo is a CFP® with nine years of industry experience. She is currently with OnePoint BFG Wealth Partners and has prior roles at Northwestern Mutual Wealth Management Company and other affiliated firms. OnePoint BFG Wealth Partners provides customized financial planning and wealth management services to a diverse client base, including individuals, businesses, retirement plans, trusts, estates, and charitable organizations. The firm employs a mix of third-party managers, custodian platforms, and proprietary models to implement client-specific portfolios, supported by technology and operational outsourcing.

Matthew Barnett is a financial advisor with USAA Investment Services Company, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. His prior roles include positions at JPMorgan Chase Bank, Bank of America, Merrill, Fifth Third Bank, and Ameriprise Financial Services. USAA Investment Services Company provides retirement-focused advice and referral services primarily to USAA members through phone and digital channels, delivering a Retirement Income Strategy Report and facilitating referrals to third-party brokers and advisers rather than managing client assets directly.

Sonia Patel is a financial advisor at Concurrent Investment Advisors, LLC with 11 years of industry experience. She holds the Series 63 and Series 66 designations and has worked at Purshe Kaplan Sterling Investments, Raymond James Financial Services, and Wells Fargo Advisors. Concurrent Investment Advisors, LLC is an SEC-registered firm providing wealth management, investment management, and financial planning services to individuals, high-net-worth clients, families, trusts, businesses, and retirement plans. The firm manages approximately $15.7 billion in assets with around 240 advisors and emphasizes a primarily long-term, portfolio-driven investment approach.

John Steele Jr. is a financial advisor at RFG Advisory, LLC with two years of industry experience. He holds a Series 65 designation and has previously worked at Fisher Investments and Independent Financial Partners. RFG Advisory is a multi-team registered investment adviser with approximately 178 advisors managing around $8 billion for more than 17,000 clients. The firm serves individuals, high-net-worth households, trusts, retirement plans, and institutional accounts through a mix of actively managed and passive strategies, alternative investments, and annuity management.

Angela Seguro is a financial advisor at Capital Analysts with 10 years of industry experience. She holds a Series 66 designation and has worked at Lincoln Investment and West Coast Financial Inc since 2017, as well as at Cuna Brokerage Services, Inc. and Suncoast Credit Union from 2015 to 2017. In addition to her advisory role, she is licensed to sell life insurance and fixed annuities. Capital Analysts serves a diverse client base including individual and high-net-worth investors, retirement plans, trusts, and corporate clients. The firm employs an in-house Investment Management & Research team that supports discretionary and non-discretionary portfolio management through various programs and custom portfolios.

Kyle Wright is a financial advisor at Jaffe Tilchin Investment Partners, LLC with 11 years of industry experience. He has been with Jaffe Tilchin Wealth Management since 2013 and holds a Series 65 designation. Jaffe Tilchin Investment Partners serves individual and institutional clients, offering investment advisory, financial planning, and institutional consulting services. The firm manages a range of accounts and provides private placement due diligence and capital allocation for qualified investors.

Anthony Smith is a financial advisor with Calton & Associates, Inc. in Tampa, FL, holding Series 63 and Series 65 licenses and 32 years of industry experience. He has been with Calton & Associates since 2015 and is also owner of Windward Wealth Management, LLC, providing financial services, and a partner at Windward Insurance & Tax Services, LLC, offering insurance and tax preparation services. Calton & Associates serves individual investors, retirement plans, trusts, estates, and other retail clients, offering portfolio management, fee-based financial planning, retirement plan consulting, and access to third-party money managers. The firm provides a range of investment programs and analytic approaches, combining advisory and commission-based product offerings through its dual registration as both a registered investment adviser and broker-dealer.