Bruce Graev is a CFP® professional with 40 years of industry experience, currently affiliated with LPL Financial since 2015. He has been involved in various roles including teaching as a CPE licensed presenter and authoring a book titled *Get Out Alive*. Graev also conducts seminars for business owners and is engaged in non-variable insurance activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios and research from multiple sources.

David Foad is a financial advisor with LPL Enterprise, holding Series 65 and Series 66 designations and bringing 23 years of industry experience. His career includes roles at The Prudential Insurance Company of America, Pruco Securities LLC, First Horizon Advisors, and Wells Fargo Bank NA, among others. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and institutional clients through both advisory and brokerage channels. The firm offers financial planning, model portfolios, third-party asset management programs, and access to a range of brokerage and insurance products.

Eric Breemen is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he focuses on providing tailored financial strategies to a diverse clientele including corporate executives and entrepreneurs. Since beginning his career at Merrill Lynch in 1995, Eric has specialized in areas such as executive compensation, family wealth management strategies, liquidity management, managing new wealth, and retirement income. At Breemen McCarthy McKenna & Associates, he works closely with clients to deliver customized investment and retirement planning, as well as cash flow, tax minimization, and estate planning strategies, often coordinating with clients' CPAs and attorneys. Eric holds the Chartered Retirement Planning Counselor (CRPC) designation from the College for Financial Planning and a Bachelor of Science degree in Business Administration and Economics from Saint Michael's College. He approaches financial advising with a client-centric philosophy, dedicating time to understand family dynamics and the goals of all stakeholders. Beyond his professional life, Eric resides in Marlborough with his wife and two children and enjoys adventure sports, boating, golfing, and skiing.

Carolyn Goyette is a Wealth Management Advisor with Merrill Lynch Wealth Management. She leads The Goyette Group, a team focused on providing clients with goals-based wealth management strategies. Carolyn emphasizes a personalized approach by first understanding clients’ unique ambitions, financial situations, and risk tolerance, then developing tailored financial plans to help them pursue objectives such as retirement income, legacy planning, college education funding, and family wealth management. With expertise spanning investment consulting for defined contribution plans, managing new wealth, retirement planning, and promoting employee financial health, Carolyn and her team engage clients through ongoing communication and annual reviews to adjust strategies according to changes in clients’ lives and goals. Her approach centers on simplicity and transparency, building enduring professional relationships to support clients in navigating the complexities of wealth management. Carolyn holds a Bachelor’s Degree in Management and Organizational Development from Spring Arbor University. She earned the Chartered Retirement Planning Counselor™ designation in 2007 and the CERTIFIED FINANCIAL PLANNER™ certification in 2017. Additional professional designations include CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Active in the Fenton community, Carolyn enjoys boating, reading, and traveling with family and friends.

Philip Kersting is a financial advisor at Ameriprise with six years of industry experience. He holds the Series 66 designation and has worked at Ameriprise Financial Services LLC since 2022. His prior experience includes roles at Bruderman Asset Management and Bruderman Brothers, among other firms. Outside of financial advising, he is involved in independent insurance brokering, specializing in fixed annuities. Ameriprise offers retirement-income planning services targeted at individuals with substantial investable assets, providing detailed recommendation reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research-driven modeling and algorithmic tools with personalized advisor collaboration to support clients approaching or in retirement.

Noah Mendoza is a Series 66-credentialed financial advisor with Morgan Stanley in Naples, FL. He joined Morgan Stanley in 2026 and has prior experience working in the food and beverage industry with roles at Casa Tequila, True Food Kitchen, Chops Lobster Bar, Trulucks, and Agave. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that utilizes structured discovery processes and firm-approved tools.

William Ferriel is a financial advisor with UBS Financial Services in Naples, FL, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with UBS since 2007. He is involved with a private family foundation focused on philanthropy. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides access to proprietary research and affiliated banking solutions.

David Contessa is a financial advisor with Thrivent Investment Management in Naples, FL, holding a Series 66 credential and seven years of industry experience. Prior to his current role, he served for 30 years with the Florida Highway Patrol. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors, offering goal-based analyses across a broad set of planning topics without including implementation. The firm combines planning with managed-account programs under a consolidated billing option while maintaining planning and asset management as separate services.

Patrick Lampe is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has been with Wells Fargo Advisors since 2011. Outside his primary role, he has ownership interests in Jones and Wilson Financial, LLC and Lampe Family Holdings, LLC, and serves as a trustee for the 401(k) plan of Jones and Wilson Financial. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutions. The firm offers a broad range of planning services and combines advisory services with various financial products and referral channels.

Denise Gugliotta is a financial advisor at Merrill with 12 years of industry experience. She holds a Series 66 designation and has worked at both Bank of America and Merrill since 2015. Outside of her advisory role, she participates as a player in the Women's Professional Billiards Association, competing in local and national tournaments. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

John Barnes is a Vice President and Financial Consultant at Fidelity Investments. He has held various roles at Fidelity since 2015, progressing from Client Management Representative to his current position. Prior to joining Fidelity, John worked at Goldman Sachs & Co. from 2003 to 2012 in roles including Analyst and Associate. He also served as Vice President, Branch Manager, and Commercial Loan Officer at Barnes Banking Co. from 2005 to 2010. John is a Certified Financial Planner™ with over 20 years of experience in finance. His expertise includes crafting personalized investment strategies aimed at supporting clients' retirement living and optimizing wealth for long-term security and prosperity. He holds insurance licenses in Arkansas and California. Outside of his professional work, John enjoys baseball, golf, skiing, softball, and tennis.

Mervat Hassan is a financial advisor with Stifel, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. She previously worked at UBS Financial Services for 10 years before joining Stifel in 2020. Outside of finance, she operates a design and decor company, Mervat Sabry Hassan Decor & Interior Design. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and advisory services supported by proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.

Charles Sleezer is a financial advisor with Wells Fargo Advisors in Naperville, IL, holding Series 63 and Series 66 credentials and having 28 years of industry experience. He has been with Wells Fargo Advisors Financial Network LLC since 2009. Outside of his advisory role, Sleezer is involved in managing a practice-related business and holds powers of attorney for family members. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services and integrates advisory offerings with other financial products and referral channels.

Shannon Holland is a CFP® professional with 23 years of industry experience, currently affiliated with Raymond James & Associates. She has worked at Raymond James & Associates since 2013 and has also been involved with Collier County Public Schools since 2017. Raymond James & Associates is a large firm serving a diverse client base, including individuals, institutions, and municipal entities. The firm offers financial planning and advisory services with a range of portfolio management styles and emphasizes non-discretionary planning and consulting relationships.

Alexander Getsinger is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2015. He has been with Fidelity Investments since 2008, initially serving as a Financial Consultant before his current role. Prior to joining Fidelity, Alexander worked as a Financial Advisor at Morgan Stanley from 2004 to 2008. With over 20 years of investment experience, Alexander applies his expertise to assist clients in optimizing their relationships with Fidelity. His professional background spans multiple roles in financial consulting and advising, demonstrating a sustained focus on investment strategies and client service. No additional information regarding Alexander's education, credentials, personal interests, or community involvement has been provided.

Sandeep Hamilton is the Vice President and Branch Leader at Fidelity Investments, a role he has held since 2022. In this position, he leads and coaches Wealth Management Financial Professionals who assist clients in planning their financial goals. Prior to his current role, Hamilton served as Vice President and Market Leader at Merrill Lynch from 2016 to 2022. His experience also includes positions as Regional Sales Director at Capital One Investing from 2013 to 2016 and Senior Vice President, District Investment Sales Leader at Key Investment Services from 2012 to 2013. Throughout his career, Hamilton has gained extensive experience in financial services, leadership, and wealth management. Outside of his professional responsibilities, he enjoys camping, family activities, hiking, outdoor adventures, and traveling.

Scott Sarnoff is a financial advisor with Ameriprise in Naples, FL, holding a Series 63 designation and 28 years of industry experience. He has worked at Ameriprise and its affiliate since 1997. Outside of his advisory role, Sarnoff serves as president on a nonprofit board in Bradenton, FL. Ameriprise Financial Services is a large, diversified firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides retirement planning advice focused on dependable income and tax-aware withdrawal strategies.

Jennifer Waller is a financial advisor at Merrill with 14 years of industry experience. She holds Series 63 and Series 66 credentials and previously worked for UBS Financial Services Inc. from 2012 to 2020 before joining Merrill in 2020. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

William Rust is a CFP® certificant with 10 years of industry experience, currently serving as a financial advisor at Morgan Stanley in Naples, FL. His prior roles include positions at Strategic Financial Services and Pioneer Investment Management USA Inc. Rust holds Series 66 and Series 63 licenses. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutions, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm's planning process uses structured discovery and firm-approved tools but does not provide individual security recommendations through standalone planning services.

Ethan Stern is a financial advisor with LPL Financial in Naples, FL, holding a Series 66 designation and seven years of industry experience. His prior roles include positions at Morgan Stanley Private Bank, Morgan Stanley Wealth Management, TD Bank, and the University of Florida. He also participates in user interview studies outside of his advisory work. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations. The firm provides a range of advisory programs, financial planning, and retirement consulting supported by model portfolios, research, and various management approaches.