Christopher Civale is a CFP®-certified financial advisor with 39 years of industry experience. He has been with Ameriprise since 2005, currently serving clients in Naples, FL. Ameriprise provides retirement-income planning services primarily to individuals approaching or in retirement with significant investable assets. The firm integrates research, modeling, and tax-efficiency analysis to deliver written recommendation reports, supported by a centralized consulting team and algorithmic tools, focusing on Ameriprise-managed accounts.

Edward Brown is a financial advisor with UBS Financial Services in Naples, FL, holding Series 63 and Series 65 licenses and 33 years of industry experience. He has been with UBS Financial Services since 2010. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Christopher Harvey is a CFP®-certified financial advisor with Charles Schwab, based in Naples, FL, and has 16 years of industry experience. He has worked with Charles Schwab and Charles Schwab Bank since 2009 and 2011, respectively. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a blend of non-discretionary and discretionary managed accounts, financial planning, and custody services supported by a large-scale, integrated operational structure.

Brian Bell is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he has been serving clients since he joined the firm’s Bloomfield Hills office in 2009. With a financial services career spanning over 26 years, Brian started at Smith Barney (now Morgan Stanley) in 1997 before transitioning his practice to Merrill. He is part of a nine-person team focused on delivering personalized wealth management services and typically limits the intake of new clients to maintain a high level of service. Brian's expertise includes managing new wealth, personal retirement planning, and portfolio management services. He offers a range of financial solutions such as retirement planning, estate planning strategies, wealth planning, risk management, and discretionary portfolio management using various asset classes including stocks, bonds, hedge funds, private equity, and real estate. Additionally, as part of a Bank of America subsidiary, he can integrate lending strategies to fit diverse client situations. In recognition of his professional accomplishments, Brian was named to the 2023 Forbes “Best-in-State Wealth Advisors” list. Brian holds a Bachelor's Degree from Michigan State University and holds the Personal Investment Advisor (PIA) designation. He was born and raised in Michigan, currently resides in Birmingham, and has two children—his daughter is studying at Loyola Chicago and his son is a senior at U of D Jesuit High School. Outside of work, Brian enjoys a range of activities including baseball, basketball, biking, fishing, football, music, swimming, traveling, and yoga. He participates in community service by volunteering annually through Bank of America events.

Lorleta Langevin is a financial advisor with Wells Fargo Advisors in Naples, FL, holding Series 63 and Series 65 credentials and having 26 years of industry experience. She has been with Wells Fargo Advisors and its affiliated entities since 2009. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and integrates advisory offerings with other financial products and referral channels.

Patrick Greene is a financial advisor at Ameriprise in Naples, FL, holding a Series 66 designation with one year of industry experience. Prior to joining Ameriprise, his work history includes roles outside the financial industry such as positions at United Staging and Rigging, Trader Joe’s, and Buckley Associates. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing advice focused on retirement income planning, utilizing proprietary research, third-party data, and algorithmic tools.

Jonathan Traub is a financial advisor at UBS Financial Services with 21 years of industry experience. He has been with UBS since 2009 and holds a Series 66 designation. UBS Financial Services Inc. serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research to tailor investment strategies to clients’ goals and risk tolerances.

Robert Di Giacomo is a financial advisor at UBS Financial Services with 43 years of industry experience. He holds Series 63 and Series 65 licenses and has been with UBS since 2008. Outside of his advisory role, he serves as President of the Wilmington West Rotary Club and is a member of the Board of Trustees at Nativity Preparatory School of Wilmington. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor financial plans and portfolio management to clients’ goals and risk tolerances.

Joshua Leppo is a financial advisor with Wells Fargo Advisors in Naples, FL, holding a Series 66 credential and nine years of industry experience. He previously worked with Wells Fargo Clearing and Wells Fargo Advisors, LLC. Outside of his advisory role, he coaches athletes at Ionic CrossFit, focusing on health and wellness. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services, including specialized areas such as business-owner transition and special-needs analysis, utilizing research and planning tools to develop tailored client recommendations.

Philip Dannunzio is a financial advisor at LPL Financial with one year of industry experience. He holds the Series 65 and Series 63 designations. His prior work includes roles at Humor Resources LLC, Original Investment Family Limited Partnership, PPAD Inc and Associates, PhilArt, and Jewelry Designer Showcase. Outside of advising, he has been involved in entrepreneurship and creative ventures such as jewelry design and humor resources. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a broad range of advisory programs, financial planning, retirement plan consulting, and brokerage services, incorporating model portfolios, third-party subadvisors, and technology-driven approaches.

Daniel Clark is a financial advisor with Ameriprise in Naples, FL, holding a Series 66 designation and 23 years of industry experience. He has worked at Ameriprise Financial Services since 2002 and has been involved with Market Pathways since 2007. Outside of finance, he has a long-standing role with Best Models and Talent. Ameriprise provides retirement-income planning services aimed at individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to produce tailored recommendation reports. The firm also offers a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Kaitlin Gakstatter is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 66 licenses and bringing eight years of industry experience. She has worked at Raymond James since 2018 and is also involved with Oley Kinser Concierge Wealth, LLC. Outside of finance, she co-owns and operates an e-commerce eyewear business, City Sights Eyewear. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, institutions, and nonprofit organizations. The firm provides tailored, non-discretionary planning using advanced analytical tools and supports clients through various advisory programs and institutional consulting services.

Michael Bonevento is a financial advisor with LPL Financial in Naples, FL, holding the CFP® and ChFC® designations and possessing 32 years of industry experience. He worked at Ameriprise Financial Services, Inc. for 25 years before joining LPL Financial in 2019. Bonevento has a minor involvement in referral services with Saverino & Associates CPA. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios, research, and various investment strategies.

David Carson is a financial advisor affiliated with LPL Financial, holding the Series 63 and Series 66 credentials and bringing 19 years of industry experience. His professional background includes roles at Edward Jones and Coalition Greenwich, as well as experience with R&T Deposit Solutions. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a wide network of investment adviser representatives. The firm offers various financial planning and advisory programs, incorporating both discretionary and non-discretionary management with access to proprietary research and third-party strategies.

Robert Mahoney is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds a Series 66 designation and previously worked at Bank of America for seven years. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Bruce Graev is a CFP® professional with 40 years of industry experience, currently affiliated with LPL Financial since 2015. He has been involved in various roles including teaching as a CPE licensed presenter and authoring a book titled *Get Out Alive*. Graev also conducts seminars for business owners and is engaged in non-variable insurance activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios and research from multiple sources.

David Foad is a financial advisor with LPL Enterprise, holding Series 65 and Series 66 designations and bringing 23 years of industry experience. His career includes roles at The Prudential Insurance Company of America, Pruco Securities LLC, First Horizon Advisors, and Wells Fargo Bank NA, among others. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and institutional clients through both advisory and brokerage channels. The firm offers financial planning, model portfolios, third-party asset management programs, and access to a range of brokerage and insurance products.

Eric Breemen is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he focuses on providing tailored financial strategies to a diverse clientele including corporate executives and entrepreneurs. Since beginning his career at Merrill Lynch in 1995, Eric has specialized in areas such as executive compensation, family wealth management strategies, liquidity management, managing new wealth, and retirement income. At Breemen McCarthy McKenna & Associates, he works closely with clients to deliver customized investment and retirement planning, as well as cash flow, tax minimization, and estate planning strategies, often coordinating with clients' CPAs and attorneys. Eric holds the Chartered Retirement Planning Counselor (CRPC) designation from the College for Financial Planning and a Bachelor of Science degree in Business Administration and Economics from Saint Michael's College. He approaches financial advising with a client-centric philosophy, dedicating time to understand family dynamics and the goals of all stakeholders. Beyond his professional life, Eric resides in Marlborough with his wife and two children and enjoys adventure sports, boating, golfing, and skiing.

Carolyn Goyette is a Wealth Management Advisor with Merrill Lynch Wealth Management. She leads The Goyette Group, a team focused on providing clients with goals-based wealth management strategies. Carolyn emphasizes a personalized approach by first understanding clients’ unique ambitions, financial situations, and risk tolerance, then developing tailored financial plans to help them pursue objectives such as retirement income, legacy planning, college education funding, and family wealth management. With expertise spanning investment consulting for defined contribution plans, managing new wealth, retirement planning, and promoting employee financial health, Carolyn and her team engage clients through ongoing communication and annual reviews to adjust strategies according to changes in clients’ lives and goals. Her approach centers on simplicity and transparency, building enduring professional relationships to support clients in navigating the complexities of wealth management. Carolyn holds a Bachelor’s Degree in Management and Organizational Development from Spring Arbor University. She earned the Chartered Retirement Planning Counselor™ designation in 2007 and the CERTIFIED FINANCIAL PLANNER™ certification in 2017. Additional professional designations include CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Active in the Fenton community, Carolyn enjoys boating, reading, and traveling with family and friends.

Philip Kersting is a financial advisor at Ameriprise with six years of industry experience. He holds the Series 66 designation and has worked at Ameriprise Financial Services LLC since 2022. His prior experience includes roles at Bruderman Asset Management and Bruderman Brothers, among other firms. Outside of financial advising, he is involved in independent insurance brokering, specializing in fixed annuities. Ameriprise offers retirement-income planning services targeted at individuals with substantial investable assets, providing detailed recommendation reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research-driven modeling and algorithmic tools with personalized advisor collaboration to support clients approaching or in retirement.