Michael Gahan is a financial advisor with Morgan Stanley in Naples, FL, holding Series 63 and Series 66 licenses and with 29 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and the Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including tailored financial planning that utilizes structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

Francis Kirby III is a financial advisor with Morgan Stanley in Bonita Springs, FL, holding Series 63 and Series 65 licenses. He has 53 years of industry experience, including roles at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs and tailored financial planning to both individual and institutional clients, managing approximately $2.74 trillion in client assets. Their financial planning process uses firm-approved tools and models but does not include individual security recommendations as part of standalone plans.

Liam McCafferty is an Investment Consultant at Fidelity Investments, where he works with clients to develop financial plans aimed at achieving their personal goals. He has been with Fidelity since 2022, initially serving as a Workplace Planning Consultant before transitioning to his current role in 2024. In his role, Liam partners with clients to provide investment consulting services, aligning with Fidelity's standards as a trusted brand in the financial industry. His professional experience focuses on workplace planning and investment consulting. Outside of his professional work, Liam has interests in art, baseball, the beach, music, and traveling.

Michael Baumeister is a financial advisor with Charles Schwab in Naples, FL, holding Series 63 and Series 65 licenses and having 33 years of industry experience. His career includes 24 years at Citigroup Global Markets and five years with Charles Schwab. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment solutions supported by a large-scale, integrated operational structure.

Kyle Terzak is a CFP® and ChFC® with 11 years of experience in the financial services industry. He has worked at Edward Jones since 2023 and previously spent 10 years with Northwestern Mutual Investment Management. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages over $1 trillion in assets and operates a large nationwide network of financial advisors and branch offices.

Tim Lynch is an Investment Consultant currently working with Fidelity Investments since 2024. With over 30 years of experience advising on public markets in the financial industry, he has a comprehensive background in equities sales, having spent three decades at Bank of America Merrill Lynch from 1993 to 2023. Tim's investing experience began nearly 40 years ago when he was a young Army officer at Fort Knox, Kentucky. He utilizes his extensive financial knowledge and life experiences to assist clients in strengthening and securing their financial well-being. Outside of his professional work, Tim enjoys boating, fishing, fitness, social events with friends, spending time with pets, and skiing.

John Hoffman serves as the Branch Leader of the Wealth Management Team in Naples, FL. In this role, he leads, coaches, and mentors team members to provide an exceptional client experience in every interaction. His professional experience includes positions at Fidelity Investments, where he has held roles such as Branch Leader since 2024, Team Leader of Investment Solutions from 2021 to 2024, and Talent Champion from 2020 to 2021. Outside of his professional responsibilities, John has interests in art, fitness, social events with friends, hiking, music, and volunteering.

Christopher Buccheri is a CFP® professional with 36 years of industry experience, currently serving as a financial advisor at Stifel since 2018. He previously worked at Bank of America and Merrill from 2009 to 2018. Outside of his advisory role, he is involved in community and volunteer activities, including serving as president and board member of the Ave Maria Community Corporation and president of the Ave Maria chapter of Southwest Florida Brew Crafters. Stifel serves a diverse client base, including individuals, institutions, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.

Michael Langlois is a financial advisor at RBC Capital Markets with 21 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Morgan Stanley Private Bank and Merrill. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers multiple advisory programs combining discretionary and non-discretionary portfolio management, financial planning, and brokerage services with tailored strategies that incorporate both in-house and third-party investment managers.

Justin Suter is a financial advisor at Raymond James Financial with Series 63 and Series 65 credentials and two years of industry experience. His prior work includes positions at Comvest Partners and Spicer Jeffries LLP. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and supports advisory programs with advanced analytical tools, alongside specialized municipal and public finance services.

Daniel Decambra is a financial advisor with Raymond James & Associates, holding a Series 63 designation and bringing 40 years of industry experience. He has been with Raymond James & Associates since 1987. In addition to his advisory role, he serves as a trustee and trust protector for family trusts and is involved in managing agricultural and short-term rental business activities. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving a broad client base, including individuals, institutions, and charitable organizations. The firm offers tailored financial planning and non-discretionary investment consulting, supported by extensive research and a range of portfolio management styles.

Bradley Wuertz is a financial advisor with Thrivent Investment Management in Naples, FL, holding Series 63 and Series 66 licenses and possessing 38 years of industry experience. He has been with Thrivent Investment Management and its predecessor, Thrivent Financial for Lutherans, since 2002. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits through a network of advisors, delivering goal-based financial planning without discretionary portfolio management or institutional advisory services. The firm offers integrated planning and managed-account options with a focus on broad financial topics and periodic plan reviews.

Gary Jbara is a financial advisor with Morgan Stanley in Naples, FL, holding Series 63, 65, and 66 licenses and bringing 41 years of industry experience. He has been with various Morgan Stanley entities since 2009 and serves on the advisory board and investment committee of Irish Angels, a Chicago-based investment group. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering advisory programs and tailored financial planning to individual and institutional clients. The firm manages approximately $2.74 trillion in client assets and uses a structured planning process supported by firm-approved tools and models.

Maria Bulat is a financial advisor with Morgan Stanley in Naples, FL, holding a Series 66 designation and 21 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2009 and Morgan Stanley & Co., Incorporated since 2007. Outside of her advisory role, she assists with clerical work for an automotive aftermarket business called Car Reflections. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, offering tailored financial planning supported by firm-approved tools and strategies.

John Bridgers is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has focused his career on asset management, legacy planning, and trust services, employing a planning-based approach that addresses both individual financial objectives and broader life goals. His client work often involves inter-generational planning, serving families across multiple generations. John collaborates with Bank of America Private Bank to provide trust services and access to lending solutions. John began his wealth management career with Merrill Lynch in 2000, concentrating on high-net-worth individuals and families. His practice emphasizes portfolio diversification and careful planning to help clients achieve their life and legacy objectives. He holds a Bachelor's Degree from the University of Florida, a Master's Degree from Columbia University, and has attended Oxford University. John holds the Personal Investment Advisor (PIA) professional designation. Outside of his professional responsibilities, John enjoys biking, boating, fishing, golfing, music, and reading.

John Parker is a financial advisor with Wells Fargo Advisors in Naples, FL, holding Series 63 and Series 65 licenses and 32 years of industry experience. He has worked across various Wells Fargo entities since 2009. Outside of his advisory role, Parker serves on multiple nonprofit and corporate boards, including the Virtua health system and the Cherry Hill Free Clinic, and co-presides over the American Association for Cancer Research's fundraising event. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning solutions tailored to clients who meet specific net-worth criteria. The firm integrates advisory services with other financial products and referral channels, utilizing proprietary research and tools to develop client recommendations.

Charles Hoffman is a financial advisor with Morgan Stanley in Naples, FL, holding Series 63 and Series 65 licenses and having 28 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Hoffman serves as chairman of the board and a member of all committees for Avow Inc., a healthcare organization in Naples. Morgan Stanley Wealth Management is an SEC-registered advisory and brokerage firm that serves individual and institutional clients with a range of financial planning and investment programs. The firm emphasizes structured planning processes and offers both direct and employer-sponsored plans.

Kim Seymour is Vice President Private Wealth Management Advisor at Fidelity Investments, where she currently serves since 2026. Prior to this role, she was Vice President, Wealth Planner at Fidelity Investments from 2022 to 2026. She has extensive experience in the financial advisory field, including roles as Financial Advisor at Family Wealth Planning Group (2020-2022), Financial Advisor at VALIC Financial Advisors (now Corebridge) from 2016 to 2020, and Financial Advisor Associate at Morgan Stanley from 2014 to 2016. Kim partners with clients to define their goals and develop and implement strategies tailored to their financial objectives. She focuses on forming strong and enduring relationships with clients and their families, acting as their primary trusted advisor. Outside of her professional work, Kim enjoys spending time at the beach, cooking and baking, socializing with friends, playing golf, practicing Pilates, and traveling.

Nathalie Remillard is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 66 designations and bringing 27 years of industry experience. She has held various roles within Wells Fargo's affiliated entities since 2014, including positions at Wells Fargo Clearing and Wells Fargo Advisors Financial Network. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services using proprietary research and tools, with clients able to implement recommendations through various brokerage or advisory programs.

Justin Mclaughlin is a financial advisor with Wells Fargo Advisors in Naples, FL, holding Series 63 and Series 66 designations and over 40 years of industry experience. He has worked with Wells Fargo and its affiliated entities since 2009. Outside of his advisory role, he co-manages a trust for his father and is involved in a family-owned investment related to real estate development. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and financial planning services that address a broad range of needs, including retirement, education, and specialized planning areas. The firm uses proprietary research and planning tools to develop tailored recommendations, with clients having flexibility in how to implement them.