Joshua Salter is a financial advisor with Raymond James & Associates in Franklin, TN, holding Series 65 and Series 63 licenses and seven years of industry experience. He previously worked at Mass Mutual Investors Services and Massachusetts Mutual Life Insurance Company. Outside of his advisory role, he serves as a member manager of an investment-related LLC involved in property management. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving individuals, institutions, pension plans, and charitable organizations. The firm offers comprehensive financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, supported by a wide range of portfolio management styles and affiliated research.

John Reynolds is a financial advisor with UBS Financial Services in Franklin, TN, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with UBS since 2010. Outside of his advisory role, he is the managing partner and head of the board for a family-owned timber farm, Reynolds Family Farm LLC, and serves on the investment committee of the United Methodist Foundation for the Tennessee-Western Kentucky Conference. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, utilizing proprietary research and model-based asset allocations to tailor financial plans. The firm combines institutional trading capabilities with wealth management, offering a broad range of capital markets and fiduciary services.

Jodie Smith is a financial advisor with LPL Financial in Brentwood, TN, holding a Series 66 designation and 14 years of industry experience. Her prior roles include positions at CUNA Mutual Group and Cuna Brokerage Services, Inc. She is co-owner of a real estate rental business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management alongside model portfolios and research from multiple sources.

Justin Barr is a financial advisor with Equitable Advisors, holding a Series 66 designation and three years of industry experience. He has held various roles in educational institutions and athletics organizations prior to joining Equitable Advisors. Additionally, he works as a sales associate with Realty Benefit Services, involved in the sales of a tax account program. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporations, charities, and institutions. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, delivering advisory and brokerage solutions primarily through LPL-sponsored and other endorsed programs.

Thomas Herbert is a financial advisor at Raymond James Financial with 39 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Raymond James Financial and its related entities since 2002. In addition to his advisory role, he manages client relationships at Pinnacle Financial Partners. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse range of clients, including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning using analytical tools and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Michael Bobo is a financial advisor with LPL Enterprise in Franklin, TN, holding Series 63 and Series 66 designations and four years of industry experience. He previously operated as a sole proprietor under Common Cents FP and worked with McCay Wealth Advisory LLC and Ascend Federal Credit Union. Outside of his advisory role, he serves as a public notary. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, Model Wealth Portfolios, third-party asset management, and a range of brokerage and insurance products, using an integrated platform that combines adviser programs with active sales of financial products.

Scott Adams is a Market Leader at Fidelity Investments, where he leads a team of financial professionals dedicated to developing financial plans tailored to clients' needs and goals. He has been with Fidelity Investments since 1997, progressing through various roles including Account Associate, Project Manager, Financial Representative, Financial Consultant, Assistant Branch Manager, Branch Office Manager, Senior Branch Office Manager, and Market Leader. His extensive experience at Fidelity Investments spans over two decades, demonstrating a commitment to client service and leadership within the financial industry. Specific areas of expertise and educational background were not provided.

David Schadel is a CFP®-credentialed financial advisor with 15 years of industry experience, currently affiliated with LPL Financial since 2023. He previously worked at Wealth Strategies Partners, LLC and Raymond James Financial Services Advisors from 2014 to 2023. Schadel also serves as a non-variable insurance agent and is a notary public. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers various advisory programs, financial planning, and brokerage services, providing both discretionary and non-discretionary management supported by in-house and third-party research.

Kevin Sanders is a financial advisor at Equitable Advisors with Series 66 credentials and approximately one year of industry experience. His prior work includes roles in education at several schools and brief positions at Thrivent Investment Management, Expeditors, and FedEx Express. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporations, charities, and institutions, providing financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates primarily through LPL-sponsored programs and endorsed third-party managers, delivering both discretionary and non-discretionary advisory solutions.

James Kuroff III is a financial advisor at Fidelity with five years of industry experience. His background includes roles at several companies prior to joining Fidelity, such as Boot Barn, Defenders, Buffalo Wild Wings, The Vitamin Shoppe, and Infinit Nutrition. He holds Series 63 and Series 66 licenses. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, and is noted for its use of AI and systematic methodologies in managing model portfolios.

Norman Jordan is a financial advisor at LPL Enterprise with 40 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at firms including The Prudential Insurance Company of America and FS Sports Wealth & Entertainment, LLC. Outside of his advisory role, he serves as a color analyst for Vanderbilt football radio broadcasts. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, and institutional clients, providing financial planning, consulting, and access to various advisory and brokerage products through an integrated platform.

Luke Houck is a financial advisor with Wells Fargo Clearing, holding a Series 66 credential and seven years of industry experience. Prior to joining Wells Fargo in 2026, he worked at Morgan Stanley for eight years and has additional experience at Jackson National Life and Jackson National Life Distributors. Outside of his advisory role, he is involved in food and grocery delivery services as a contractor for companies including DoorDash, InstaCart, Spark Driver, and Uber Eats. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party data.

Barry Pittenger is a financial advisor with Cetera who holds a Series 63 designation and has 32 years of industry experience. His prior roles include positions at Concourse Financial Group Securities Inc and Lincoln Financial Securities Corp, as well as operating Pittenger Financial Consulting since 2009. He is also an independent insurance agent offering life, disability, long-term care, and annuity insurance products. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients. The firm provides a range of portfolio management and retirement services through a multi-manager platform that includes affiliated and third-party managers, offering flexible program structures and custodial relationships.

Michael King is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and possessing 32 years of industry experience. He has been with Cambridge Investment Research Advisors since 2005 and the affiliated Cambridge Investment Research, Inc. since 2003. Outside of his advisory role, he partners with Genesis College Funding Solutions to assist clients in finding financial aid and maintains a website focused on college aid strategies. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent professionals, utilizing multiple custodial platforms and both discretionary and non-discretionary investment strategies.

Sean Huelskamp is a CFP® and Series 66–licensed financial advisor with seven years of industry experience. He is currently with Charles Schwab, where he has worked since 2022, following prior roles at TD Ameritrade and Mass Mutual. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. Schwab combines a non-discretionary client relationship model with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by in-house research and alternative investment options.

David Jackson is a CFP® with 31 years of industry experience, currently affiliated with Raymond James Financial in Franklin, TN. He has been involved with Southern Springs Capital Group and various Raymond James entities since 2016. Outside of his advisory work, he serves as Treasurer and Finance Committee Chair for the Heritage Foundation of Williamson County. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, corporations, and institutional clients. The firm offers tailored, non-discretionary planning using advanced analytical tools and supports municipal and public finance advisory services.

Julie Mc Cormick is a financial advisor with Mass Mutual Investors Services holding CFP® and Series 66 credentials and has seven years of industry experience. She has worked at MassMutual Life Insurance Company since 2019 and has been with Mass Mutual Investors Services since 2017. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative, goal-oriented planning without discretionary investment authority.

Caden Patel is a financial advisor with Morgan Stanley based in Franklin, TN. He holds a Series 66 designation and has one year of industry experience. His prior work includes roles at Vanderbilt University, GoldBook Financial, Mobius Ventures, Goldman Kurland & Miraglia LLC, and Nordstrom, Inc. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved tools.

Michael Davis is a financial advisor with Mass Mutual Investors Services in Brentwood, TN, holding Series 63 and Series 65 designations and 12 years of industry experience. His prior roles include positions at MassMutual Life Insurance Co, PRUCO Securities, The Prudential Insurance Company of America, First American National Investment Advisors, and Retirement Resources, LLC. He is also active as an insurance broker, providing various life, disability, long-term care, fixed annuity, and health insurance products. Mass Mutual Investors Services, LLC is a broker‑dealer and SEC‑registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved tools and a collaborative annual planning process for its clients.

Jake Embry is a Wealth Management Advisor at Merrill Lynch Wealth Management. He began his career with Merrill in 2000 and focuses on in-depth wealth-management planning, assisting clients in developing and implementing strategies to achieve their financial objectives. He works closely with retired clients on various income strategies and has knowledge in home financing, home equity lines, and securities-based loans, helping clients determine the best use of credit through services provided by Bank of America, N.A. As a Senior Portfolio Manager, Jake manages his own Personalized or Defined Strategies on a discretionary basis, which may include individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. He holds the CERTIFIED FINANCIAL PLANNER (CFP) and Chartered Retirement Planning Counselor (CRPC) designations. Jake earned a Bachelor of Science degree in Finance from the University of Alabama and a High School Diploma from Hendersonville High School. Outside of his professional work, Jake enjoys spending time with his family on Center Hill Lake, watching college football, and reading. He was named to the Forbes "Best-in-State Wealth Advisors" list from 2019 through 2024.