Stephanie Stahl is a financial advisor with Morgan Stanley in Toledo, OH, holding a Series 63 designation and 19 years of industry experience. She has been with Morgan Stanley since 2009 and previously worked at Citigroup Global Markets for one year. Morgan Stanley Wealth Management serves individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm employs a structured planning process supported by proprietary tools and manages approximately $2.74 trillion in client assets.

Brittany Oldham is a Series 66-licensed financial advisor with Morgan Stanley in Toledo, Ohio, bringing 14 years of industry experience. She has worked at Morgan Stanley since 2015 and is currently with Morgan Stanley Private Bank, N.A. since 2024. Morgan Stanley Wealth Management provides a broad range of advisory and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in assets. The firm’s planning process uses structured discovery and firm-approved tools, with an emphasis on modeling potential outcomes rather than recommending individual securities.

Lenell Horton is a financial advisor at Ameriprise with one year of industry experience. He holds a Series 66 designation and has worked in various roles, including independent contractor positions with Pensa Systems and as a caddie for over a decade. Horton also serves as a paraplanner for A2 Business LLC, managing advisory business operations. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients, offering a specialized retirement income planning service focused on dependable income sources and tax-aware withdrawal strategies.

Gregory Seals is a financial advisor with Mass Mutual Investors Services in Toledo, Ohio, holding a Series 63 designation and 26 years of industry experience. He has been with MML Investors Services and Mass Mutual Life Insurance Company since 2013. Outside of his advisory role, he is involved in Medicare insurance education and training through principal agent positions in multiple health and wellness organizations. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, emphasizing collaborative planning relationships using firm-approved analytical tools.

Deborah Boisselle is a financial advisor with LPL Financial in Toledo, Ohio, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. She has been with LPL Financial since 1995. She also operates a separate business under the name Citizens Wealth Management Group in Bowling Green, Ohio. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management, and institutional platforms.

Wendy Greeley is a Wealth Management Advisor with Merrill Lynch Wealth Management, where she has worked since 1992. She holds the positions of Senior Vice President and Wealth Management Advisor, providing financial advice and guidance to individuals, families, and business owners. Wendy and her team assist clients who prefer professional support in managing their investments and wealth. Wendy's expertise spans college education planning, family wealth management, legacy planning, retirement income, tax minimization, and managing new wealth among other areas. She is a graduate of the Honors College at Ball State University with a degree in Finance. Additionally, Wendy holds the Chartered Retirement Planning Counselor™ and Certified Plan Fiduciary Advisor® designations, along with professional licenses in life and long term care insurance and annuities. She has also passed the FINRA Series 7, 63, and 65 financial certification exams. Living in Ottawa Hills, Ohio, Wendy serves her community as a member of the Ottawa Hills Village Council and the Ottawa Hills Green Bear Ball Steering Committee. She resides there with her husband, Troy, and their two children.

Anthony Krncevic is a financial advisor with Cetera based in Toledo, OH. He holds a Series 66 designation and has 16 years of industry experience, including prior roles at Avantax Advisory Services and Savage & Associates. Outside of his advisory work, he organizes monthly car shows for automobile enthusiasts through Toledo Cars & Coffee and serves as a volunteer member of the finance council at St. Jerome Parish in Cleveland. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of over 10,000 independent advisors serving individual, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform incorporating affiliated and third-party managers across various program structures.

Cheryl Gill is a financial advisor at Ameriprise with 10 years of industry experience and holds a Series 63 designation. Her prior roles include positions at The Huntington National Bank, JP Morgan Chase Bank, Fifth Third Bank, and Citizens Bank. Ameriprise Financial Services is a large diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on written recommendations and ongoing retirement-income planning. The firm employs research and algorithmic tools to guide asset allocation and withdrawal strategies within a defined investment framework.

Timothy Ayer is a financial advisor at Cambridge Investment Research Advisors with 23 years of industry experience. He holds the Series 65 designation and has previously worked at Spc and Kaminsky & Associates. In addition to his advisory role, he is an agent with Sunrize Retirement & Financial Services, focusing on insurance and benefits. Cambridge Investment Research Advisors serves a diverse client base including individual investors, pension funds, and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs across multiple platforms and custodians.

Gregory Siravo is a financial advisor with Primerica Advisors in Maumee, OH, holding a Series 63 designation and 38 years of industry experience. He has worked with Primerica Advisors since 1987 and has been affiliated with Newman Financial since 2020. Outside of his advisory work, he is involved in sales of home security and automation products through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and selectively managed accounts to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its services.

Sharon Snyder is a financial advisor with Primerica Advisors in Maumee, Ohio, holding a Series 63 designation and over 25 years of industry experience. She has been associated with PFS Investments Inc. and Primerica Financial Services since 2000. In addition to advisory work, she is involved in sales of loan products and home-related services through Primerica Mortgage, LLC and Primerica Client Services, Inc. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options. The firm curates third-party asset managers and uses a tiered wrap fee structure for its services.

Teresa Emch is a financial advisor at Morgan Stanley in Perrysburg, OH, holding a Series 66 designation with 23 years of industry experience. She has been with Morgan Stanley since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs, including customized financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and models to assist clients with their financial goals.

Robert Wade is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. He has been with LPL Financial since 2001. Outside of his advisory role, Wade operates R. M. Wade & Company, Ltd., where he sells non-variable insurance products. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning, asset management, and institutional platforms, supporting advisors with various investment strategies and operational tools.

Janice Bertz is a financial advisor with Edward Jones in Toledo, OH, holding a Series 66 designation and 14 years of industry experience. She has been with Edward Jones since 2004. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large national network of advisors and branch offices.

Benjamin Wilcox is a financial advisor at Raymond James Financial with 16 years of industry experience. He holds a Series 63 designation and has worked at Ameritas Advisory Services, LLC and other Ameritas affiliates over the past 15 years. Wilcox is also involved with Wilcox Financial and Wilcox Sports Management, which provides financial planning services tailored for sports professionals. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm provides non-discretionary planning and consulting customized to client goals, utilizing analytical tools such as risk profiling and modeling.

Scott Walsh is a financial advisor with OSAIC in Maumee, Ohio, holding Series 63 and Series 65 credentials and with 34 years of industry experience. He has worked at OSAIC Wealth, Inc. since 2023 and previously spent ten years at Royal Alliance. Outside of his advisory role, he serves on the board of directors for the House of the Sun Homeowners Association. OSAIC Wealth serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm employs a model-based investment process incorporating asset allocation, portfolio optimization, and multiple program options delivered through affiliated broker-dealer and RIA relationships.

Rob Friemoth Jr. is a financial advisor with LPL Financial in Waterville, Ohio, holding a Series 63 designation and 26 years of industry experience. His prior roles include positions at Cetera Advisors LLC and New England Securities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Samuel Warner is a financial advisor with LPL Enterprise, holding 18 years of industry experience. He has worked extensively with Prudential Insurance Company of America and Pruco Securities LLC from 2008 to 2022 before joining LPL Enterprise. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, employer-sponsored retirement plans, banks, and charitable entities. The firm’s investment implementation is model-driven and includes access to third-party asset managers, financial planning, and participation in wrap programs.

Austin Stoll is a financial advisor with UBS Financial Services holding a Series 66 designation and four years of industry experience. His prior work includes roles at Fifth Third Bank and various positions outside finance, including at Miami University and Donley Concrete Cutting Inc. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Tyler Carmony is a CFP® professional with four years of industry experience, currently affiliated with Cambridge Investment Research Advisors. His prior experience includes roles at Shumaker Loop & Kendrick, LLP and the Zepf Center. He serves as a board member for the Maumee Valley Country Day School Foundation in Toledo, OH. Cambridge Investment Research Advisors serves a diverse client base including individual, institutional, pension, and charitable organizations. The firm provides financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a broad network of financial professionals and offers both discretionary and non-discretionary management across multiple platforms.