Gregory Mikesell is a financial advisor with LPL Financial, holding a Series 66 designation and 26 years of industry experience. He has worked at Financial Design Group since 2000 and was previously associated with Securian Financial Services and Minnesota Life. Mikesell operates a non-variable insurance business under FDG Fixed Insurance in Toledo, OH. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations nationwide. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by in-house and third-party research.

Zachery Briggs is a financial advisor with Cambridge Investment Research Advisors holding a Series 66 designation and four years of industry experience. His prior work includes positions at Basil Pizza & Wine Bar and Miami University. Cambridge Investment Research Advisors serves a broad client base, including individuals, pension plans, charitable organizations, and trusts, providing financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals. The firm offers various investment solutions across multiple custody platforms, combining proprietary models and access to third-party strategists.

Marci Bennitt is a Series 66-licensed financial advisor at Edward Jones in Toledo, Ohio, with nine years of industry experience. She previously worked at Monroe Bank & Trust from 2005 to 2016 before joining Edward Jones, where she has been since 2016. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Kristie Howe is a CFP®-certified financial advisor with 27 years of industry experience. She has worked at Wells Fargo Advisors since 2026 and previously spent 15 years with UBS Financial Services INC. Outside of her advisory role, she occasionally assists with bill payments for a family-owned home renovation business. Wells Fargo Advisors serves individuals, trusts, and institutional clients, providing investment and fee-based financial planning services that include specialized areas such as business-owner transition and special-needs analysis.

Matthew Garrow is a financial advisor with OSAIC, holding CFP® and ChFC® designations and possessing 40 years of industry experience. He previously worked at Spc and Sigma Financial Corporation for 16 years each. Outside of his advisory work, Garrow serves on the Morenci Downtown Development Authority Board, the Morenci Kiwanis Club Board, and the Finance Advisory Board at Bowling Green State University, and he is a member of an agricultural LLC managing farming operations. OSAIC serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisors. The firm offers integrated brokerage and advisory services, employing a range of asset allocation tools and investment platforms that include managed accounts and third-party solutions.

Christine Rutherford is a financial advisor with Raymond James & Associates in Perrysburg, Ohio, holding a Series 66 designation and seven years of industry experience. Her prior roles include positions at Wells Fargo Clearing and Fifth Third Bank. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, and municipal entities, offering financial planning and advisory services that are typically non-discretionary, supported by a range of portfolio management styles and affiliated research.

Amanda Cutway is a Series 66-licensed advisor with Thrivent Investment Management in Maumee, OH. She has been with Thrivent and its affiliates since 2025. Prior to entering financial advising, Amanda worked in education and real estate for several years. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers goal-based analyses and planning across various financial topics without providing portfolio management or institutional advisory services.

David Walkup is a financial advisor at LPL Financial with five years of industry experience. He holds a Series 66 designation and has previous experience with firms including Financial Design Group, Minnesota Life Insurance Co, Securian Financial Services Inc, and Edward Jones. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and model portfolios.

Michael Mahnke is a financial advisor with Ameriprise, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has been with Ameriprise in various capacities since 2009. Outside of his advisory role, he serves as a high school football, softball, and baseball official. Ameriprise offers a retirement-income planning service targeting clients with at least $1 million in investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations delivered through a centralized consulting team. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Thomas Skees is a financial advisor at LPL Enterprise with 45 years of industry experience. He holds the Series 63 and Series 66 designations and has worked previously with Prudential Insurance Company of America and Pruco Securities, LLC. Outside of his advisory role, he is a one-third owner of a commercial office building in Perrysburg, Ohio. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and other institutional clients through advisory and brokerage services. The firm offers financial planning, model portfolio management, third-party asset management programs, and access to a broad range of financial and insurance products via its integrated platform.

Roberto Deleon is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and 37 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously spent seven years with Wells Fargo Advisors LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute.

Sean Savage is a financial advisor with Osaic Wealth, Inc. He holds the CFP® and ChFC® designations and has 28 years of industry experience. Prior to joining Osaic in 2023, he worked at Royal Alliance for ten years and has been involved with Savage & Associates since 1994. Outside of his advisory work, he serves on the board of directors for St. Johns Jesuit High School & Academy and has co-authored a book titled *Inconceivable*. Osaic Wealth, Inc. serves a diverse range of clients, including individual investors, pension plans, and charitable organizations, through a large network of advisors. The firm offers comprehensive financial planning and investment services, utilizing asset-allocation tools and multiple advisory platforms to manage a broad mix of investment products.

Christin Rogalski is a financial advisor at Merrill with 11 years at the firm and three years of industry experience. She holds a Series 66 credential. Rogalski is also registered as a fiduciary with power of attorney responsibilities outside her primary role. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Hallah Fonseca is a financial advisor with Osaic Wealth, Inc. She holds a Series 66 designation and has one year of industry experience. Prior to joining Osaic, she worked at Hantz Financial Services and Tanlines. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations through a large network of advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, utilizing asset-allocation tools and third-party money managers to construct portfolios across various asset classes.

Aaron Webb is a financial advisor at Morgan Stanley in Toledo, OH, holding a Series 66 designation with four years of industry experience. His prior roles include positions at Raymond James Financial Services Advisors, Legacy Financial Inc., and Fusion Financial Group. Outside of finance, he has worked in landscaping and campus dining services. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs, providing tailored financial planning supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and offers services through Financial Advisors and specialized planning groups.

Jason Repp is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and having 22 years of industry experience. He has been with Cambridge Investment Research since 2015 and previously worked at Creative Financial Partners and Humana. Outside of his advisory role, he is involved in accounting and bookkeeping services through a business called VolleyJackets. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts by providing financial planning, investment management, and retirement plan advisory services. The firm offers a range of investment solutions through multiple platforms and proprietary models, with services tailored by independent Financial Professionals.

John Zechman is a financial advisor at Cetera with 31 years of industry experience. He holds Series 63 and Series 66 certifications and has previously worked at Voya Financial Advisors and Cetera Wealth Services. Zechman serves on the boards of several nonprofit organizations, including the YMCA and JCC of Greater Toledo, Mercy Outreach Ministries, Luther Home of Mercy Foundation, and the Sylvania Community Rotary Foundation. Cetera Investment Advisers LLC is an SEC-registered firm that provides investment advisory services through a nationwide network of independent advisors. The firm serves individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts, offering portfolio management, financial planning, and access to third-party money managers across multiple program structures.

Raymond Sternberg is a financial advisor at OSAIC with 44 years of industry experience. He holds Series 63 and Series 65 credentials and has worked previously at Royal Alliance Associates, Signator Investors, and John Hancock Mutual Life Insurance. Additionally, he is involved in the sale of life insurance through Vantagepointe Financial Group. OSAIC serves a broad range of retail and institutional clients including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services with multiple platforms and employs various asset allocation tools and third-party solutions to manage portfolios across a diverse set of investment options.

Judith Wietrzykowski is a financial advisor with UBS Financial Services, holding a Series 63 designation and 42 years of industry experience. She has been with UBS since 1988, totaling 38 years at the firm. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a range of brokerage and investment advisory products, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations in its advisory approach.

Thomas Giovanoli Jr. is a financial advisor with Mass Mutual Investors Services in Toledo, OH, holding Series 63 and Series 65 registrations and eight years of industry experience. His prior roles include positions at Croak Asset Management, Fidelity Brokerage Services, and MassMutual Life Insurance Company. Outside of his advisory work, he also serves as a licensed insurance agent specializing in life, disability, long-term care, and fixed annuities products. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides comprehensive financial planning, asset management, and educational seminars, emphasizing annual collaborative planning engagements using firm-approved analytical tools.