Kathryn Bryan is a financial advisor with Mass Mutual Investors Services in Cleveland, OH, holding a Series 63 designation and 14 years of industry experience. She has been with Mass Mutual Investors Services and Mass Mutual Life Insurance Company since 2011. Bryan serves as secretary on the board of Connecting for Kids and is involved in board service for several nonprofit organizations focused on aging and community support. She is also a co-owner of the Bourbon Bottles & Mind Boggles podcast, which discusses bourbon and various life topics. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses firm-approved software tools to analyze client goals and delivers written recommendations, with implementation requiring separate brokerage or insurance arrangements.

Douglas Harbaugh is a financial advisor with Mass Mutual Investors Services in Cleveland, OH, holding a Series 65 designation and 14 years of industry experience. He previously worked at Strategic Wealth Partners, Ltd. for 10 years before joining MML Investors Services and MassMutual Life Insurance Company in 2021. Outside of advising, Harbaugh is the owner of Builders Cabling Contractors LLC, a business focused on infrastructure wiring. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars with an emphasis on goal-based analysis and collaborative client relationships.

Scott Nickel is a financial advisor at Edward Jones with eight years of industry experience. He has been with Edward Jones since 2017 and previously worked at PNC Bank from 2014 to 2017. He holds the Series 66 designation and is based in Mentor, Ohio. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Kevin Alberty is a financial advisor with Robert W. Baird & Co. in Cleveland, Ohio, holding a Series 63 designation and 19 years of industry experience. He has been with Robert W. Baird & Co. for 18 years. Outside of his advisory role, he is a passive investor in G&P Construction and Bigby Coffee. He is part of the DDK Group within Robert W. Baird & Co.’s Private Wealth Management department, which serves individuals, corporate and business clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a range of financial planning and portfolio management services supported by internal research and a mix of manager-traded and model-traded strategies.

Patrick Kungl is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds a Series 66 designation and has nine years of industry experience. Prior to joining Raymond James in 2019, he worked at Bank of America and Merrill Lynch. Outside of his advisory role, he serves as an investment analyst with Henderson Hutter Group. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and nonprofit organizations. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Teresa Clark Chamberlain is a financial advisor with Primerica Advisors and holds 21 years of industry experience. She has been associated with Primerica Financial Services since 2004 and with PFS Investments, Inc. since 2007. Outside of her advisory role, she is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors sponsors and manages a wrap-fee asset management program that serves individual, corporate, and charitable clients. The firm operates at scale with thousands of advisors and offices, delivering advisory services primarily through model-based strategies managed by third-party asset managers.

Sara O'Neil is a financial advisor at Raymond James Financial with 21 years of industry experience. She holds Series 63 and Series 66 designations and has worked at Raymond James since 2016. O'Neil is also associated with Carver Financial Services, LLC as a registered associate. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual, high-net-worth, institutional, and nonprofit clients. The firm offers tailored, non-discretionary advisory services using analytical tools to support diverse client goals and maintains specialized programs for municipal finance and SIMPLE IRA employer advisory services.

Martin Snyder is an investment advisor representative at Darcy Brix Investment Representative, Inc. with 12 years of industry experience. He holds a Series 65 designation and has been with Darcy Brix since 2011. Outside of advisory work, Snyder is the CEO of Main Sequence Technology, a company that develops software and database solutions for personnel recruitment. Darcy Brix provides advisory referral services primarily to individuals, small businesses, trusts, and qualified retirement plans, specializing in connecting employment recruiters and their clients to independent registered investment advisers. The firm does not manage client portfolios or provide investment recommendations but facilitates introductions and delivers disclosure documents.

John Klopp is a financial advisor with Klopp Investment Management LLC in Cleveland, Ohio, holding Series 63 and Series 65 credentials and 29 years of industry experience. He has been with Klopp Investment Management since its founding in 2005. Klopp Investment Management LLC provides investment advisory and portfolio management services primarily to individual clients, including high-net-worth individuals, managing approximately $108 million across about 94 client relationships. The firm emphasizes portfolio management with disclosed performance results, a practice that is relatively uncommon among supported firms.

William Kubicek IV is an Investment Representative at Darcy Brix Investment Representative, Inc. with 12 years of industry experience. He holds a Series 65 designation and has worked at Darcy Brix since 2012. Kubicek also serves as Vice President of Marketing at Main Sequence Technology, a software and database solutions company focused on personnel recruitment, where he may spend the majority of his time. Darcy Brix provides advisory referral services primarily to individuals, small businesses, trusts, and qualified retirement plans, specializing in referrals to independent registered investment advisers. The firm operates on a referral-only basis and does not manage client assets or provide investment recommendations.

Kurt Liedtke is a financial advisor at Citadel Investment Advisory Inc with 14 years of industry experience. He holds Series 63 and Series 65 designations and has been with Citadel Investment Advisory since 1996. Citadel Investment Advisory Inc provides investment advisory and portfolio management services to individual and high-net-worth clients, managing approximately $235 million for about 117 clients. The firm employs structured processes for portfolio management, including documented investment strategies, account reviews, and trade oversight.

Kenneth Dery is a CFA® charterholder and the sole advisor at Kenneth A. Dery & Associates, where he has provided advisory services since 1994, totaling 26 years of industry experience. He is based in Willoughby, Ohio, and has maintained his own firm throughout his career. Kenneth A. Dery & Associates offers discretionary portfolio management and financial planning primarily to individual and high-net-worth clients. The firm manages approximately $35 million in assets, operates a wrap-fee program, and distinguishes itself by serving as a qualified custodian and publicly presenting historical performance data.

Walter Manns Jr. is a financial advisor with Klopp Investment Management LLC in Cleveland, OH, holding Series 63 and Series 65 designations and bringing 40 years of industry experience. His work history includes roles at TRPC Advisory Services, Capital City Securities LLC, and Capital City Asset Management LLC. Klopp Investment Management LLC provides investment advisory and portfolio management services primarily to individual and high-net-worth clients. The firm manages approximately $108 million across about 94 client relationships and is noted for including performance disclosures in its client materials, a practice uncommon among supported firms.