Erik Talmage is a financial advisor at Charles Schwab with seven years of industry experience. He holds a Series 66 credential and previously worked at Eagle Strategies, NYLIFE Securities, New York Life Insurance, and Ameriprise Financial Services. Outside of finance, he has experience in athletics and gymnastics organizations. Charles Schwab & Co., Inc. serves a broad client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, utilizing multi-asset model portfolios and a centralized operational structure.

Nicholas Schummer is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 registrations and 13 years of industry experience. He previously worked at Northwestern Mutual in various roles from 2012 to 2018 before joining Mass Mutual in 2018. Outside of his advisory role, he is the CEO and owner of Boulder Gaming & Collectibles LLC, a retail business specializing in sales of gaming products and collectible cards. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, goal-based planning using firm-approved analytical tools without discretionary authority over investments.

Jennifer Jennings is a Wealth Management Advisor with Merrill Lynch Wealth Management. In her role, she focuses on managing the wealth and finances of affluent families, women in transition, executives, closely held businesses, retirees, and entrepreneurs. Jennifer offers personalized financial advice and disciplined investment management to help clients pursue their financial goals and aspirations. Throughout her career, Jennifer has developed expertise in areas such as college education planning, family wealth management strategies, employee financial health, liquidity management, personal retirement planning, socially responsible and ESG investing, and retirement income. She holds the CERTIFIED FINANCIAL PLANNER® certification and the Certified Divorce Financial Analyst® designation. Jennifer also serves as a Personal Investment Advisor (PIA). Jennifer earned her bachelor's degree from Northwestern University, where she was a varsity field hockey player and served as co-captain. Born in Northern California, she currently resides in Birmingham, Michigan. She contributes to her community through volunteer opportunities with ChildSafe and the Judson Center, organizations focused on serving underprivileged children.

Sam Schmondiuk is a Financial Consultant at Fidelity Investments, where he has held various roles since 2022. His career at Fidelity began as a Financial Representative, followed by positions as a Relationship Manager and Planning Consultant before assuming his current consultant role in 2026. Prior to that, he worked as a Client Services Associate at Ameriprise Financial from 2021 to 2022. Sam focuses on building partnerships with clients and their families to develop and implement comprehensive financial plans. He emphasizes reliability and a holistic approach to assisting clients in achieving their long-term financial goals and preparing for both planned and unplanned life events. Outside of his professional work, Sam enjoys fitness, football, golf, music, and social events with friends. He also has an interest in exploring food.

Jamie Howells is a financial advisor with Raymond James & Associates holding a Series 66 designation and nine years of industry experience. He previously worked at Merrill and Bank of America before joining Raymond James in 2022. Outside of his advisory role, Howells is the owner of JJNL Investments LLC, which manages a single account focused on investing in a technology company developing an application. Raymond James & Associates, Inc. is a large dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary solutions with a range of portfolio management styles and affiliated research.

Jason Bowens is a Wealth Management Advisor and Managing Director at Merrill Lynch Wealth Management. In this role, he leads a specialized Wealth Management team that assists business owners, executives, and families in planning and managing all aspects of their financial lives. He serves as a financial consultant, investment manager, and personal CFO to help clients achieve their individual financial objectives. Jason holds multiple professional designations including Chartered Financial Analyst (CFA), CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Chartered Retirement Plans Specialist (CRPS), Retirement Benefits Consultant (RBC), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). He has been recognized by Barron's in their "Top 1,500 Financial Advisors" list for 2025 and 2026, as well as by Forbes on their "Best-in-State Wealth Advisors" list from 2019 to 2026. Jason also holds designations that enable him to work with professional athletes and entertainers, retirement plans, and high-net-worth clients. Jason earned a Bachelor of Science in Mechanical Engineering from Michigan Technological University, followed by two master's degrees: a Master of Engineering from Purdue University and an MBA from Indiana University Kelley School of Business, where he graduated with honors. Outside of his professional activities, Jason has interests in baseball, bowling, football, golfing, reading, woodworking, traveling, and spending time with his family.

Montez Roberson is a Series 66-licensed financial advisor at J.P. Morgan Securities with two years of industry experience. His prior roles include positions at Ameriprise, Comerica Securities, Fidelity Management Services, and FIS Global. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its recommendations.

Nicholas Ajlouny is a financial advisor at Fidelity with Series 63 and Series 66 licenses and three years of industry experience. He has worked at Fidelity Investments since 2023 and previously held roles at Michigan First Credit Union and United Wholesale Mortgage. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including IRS-qualified Charitable Gift Funds and registered investment companies. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to develop model portfolios using mutual funds, ETFs, and ETPs.

Kenneth Bieri is a financial advisor at Osaic with 20 years of industry experience. He holds the CFP® designation as well as Series 63 and Series 65 licenses. Prior to joining Osaic in 2024, he worked at Woodbury Financial Services, Wealth Strategies Financial Group, and several other firms. Bieri is also president of Bieri Agency, Inc., where he operates a life and health insurance agency. Osaic Wealth, Inc. serves a diverse client base, including retail and institutional investors, through a broad network of advisers and multiple platforms. The firm provides integrated brokerage and advisory services, utilizing asset-allocation tools, risk assessments, and third-party managers to construct diversified portfolios.

Robert Rux is a financial advisor at Edward Jones in Brighton, MI, holding a Series 66 designation with two years of industry experience. His prior work includes roles at Complete Insurance Services, Goosehead Insurance, State Farm, and Citizens Insurance. Outside of finance, he umpires baseball and softball games in the Howell, MI area during the spring and summer. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary wrap fee strategies and access to separately managed accounts. The firm manages over $1 trillion in assets and operates a large network of financial advisors and branch offices nationwide.

Swain Delly is a financial advisor at Merrill with a Series 66 designation and no prior advisory industry experience. Before joining Merrill and Bank of America in 2026, he worked in the automotive industry at General Motors, Stellantis, FCA, and Magna Car Top Systems for over a decade. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Robynne Henry is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 18 years of industry experience. She previously worked at Edward Jones for 16 years before joining Raymond James in 2023. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional clients, and charitable organizations, and offers financial planning, investment consulting, and specialized municipal advisory services.

Ted Campbell is a Financial Consultant currently working at Fidelity Investments since 2019. He has extensive experience in the financial services industry, having held positions such as Senior Investment Consultant at TD Ameritrade from 2018 to 2019, Financial Consultant at E*TRADE from 2015 to 2018, Financial Consultant at PNC Bank from 2014 to 2015, and Relationship Banker at JP Morgan Chase from 2012 to 2014. Ted focuses on partnering with clients to understand their financial goals and to develop customized financial plans tailored to their unique needs. He prioritizes forming strong relationships with clients and their families, emphasizing trust, reliability, and competency in his work. He holds a California Insurance License.

Donald Gillis is a financial advisor with Raymond James Financial, holding a Series 66 designation and 23 years of industry experience. He has been with Raymond James Financial since 2010 and Raymond James Financial Services, Inc. since 2004. He is also the owner of The Gillis Group, a support company based in Highland, MI. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, and institutional clients. The firm uses tailored planning and analytical tools to support client goals and offers specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Adam Upleger is a financial advisor at LPL Financial with a Series 66 designation and three years of industry experience. His prior work includes roles at Advantage Tax and Financial, St. Joseph Mercy Oakland, and Topgolf. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, incorporating discretionary and non-discretionary management alongside model portfolios and research from multiple sources.

John Condra is a financial advisor with Edward Jones in Brighton, MI, holding a Series 66 designation and 12 years of industry experience. He has been with Edward Jones since 2014. Outside of his advisory role, he manages a rental real estate property in Fenton, MI. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, supported by a large network of financial advisors and branch offices nationwide.

Larry Wright Jr. is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and possessing 21 years of industry experience. His career includes roles at Foresters Financial Services from 2011 to 2019 and with Cetera Investment Services LLC since 2019. He is based in Farmington Hills, MI. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers a variety of portfolio management and financial planning services through a large network of independent advisors and provides access to both affiliated and third-party investment managers across multiple program platforms.

Grant Burkhard is a Planning Consultant at Fidelity Investments, a position he has held since 2025. In this role, he collaborates with clients, Financial Consultants, and Wealth Management teams to develop strategies that support clients' unique planning needs. Prior to his current role, Grant served as a Relationship Manager at Fidelity Investments from 2023 to 2025 and as a Financial Representative from 2022 to 2023. Through these roles, he has gained experience in client relationship management and financial representation. Additional information regarding Grant's education, credentials, personal interests, or community involvement has not been provided.

Alexander Mortensen is a financial advisor at LPL Financial with Series 63 and Series 65 credentials and one year of industry experience. He has worked at LPL Financial and Genisys Credit Union since 2024, with prior roles in the retail and service industries. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm provides a range of financial planning and advisory programs, offering discretionary and non-discretionary management supported by research and model portfolios.

Mark Macarthur is the Vice President Private Wealth Management Advisor at Fidelity Investments. In his role, he works closely with Fidelity Private Wealth Management clients to assist them in building, preserving, and transferring their wealth. He serves as the primary point of contact for clients in developing their overall wealth strategy. Mark coordinates a team of specialists including an Investment Manager, Wealth Planner, and Trust Officer to co-create and implement tailored financial plans based on each client's individual situation. He has been with Fidelity Investments since 2008, initially serving as Vice President Financial Consultant before advancing to his current position in 2014. Outside of his professional responsibilities, Mark's personal interests include biking, fitness, football, and swimming.