Kerry Matthews is a financial advisor with Eagle Strategies (NY Life) in Lakeville, MN, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. He has worked with New York Life Insurance Company and NYLIFE Securities LLC since 2015. Matthews is also the owner of North Range Financial LLC, a sole proprietorship through which he brokers non-registered insurance products. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services. The firm offers a variety of advisory programs and emphasizes tailoring recommendations to client objectives, with most assets managed on a non-discretionary basis.

Colton Higgins is a CFP® professional with two years of industry experience, currently serving as an advisor at Creative Planning. His prior roles include positions at NorthRock Partners and Carlson Capital Management. Creative Planning provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, foundations, trusts, and retirement plans. The firm employs a financial planning–led investment approach with low-cost indexing and buy-and-hold strategies, supplemented by direct indexing, tax-loss harvesting, and other portfolio management techniques, supported by a large advisory team and centralized investment infrastructure.

Courtney Ruiz is a financial advisor with Eagle Strategies (NY Life) in Edina, MN, holding Series 63 and Series 65 licenses and with seven years of industry experience. She has been associated with Eagle Strategies since 2023 and also operates Veritas Financial Strategies, LLC, where she sells New York Life products and services. Outside of her advisory role, Ruiz serves as an election judge in Washington County, Minnesota. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisers. The firm offers multiple program types and emphasizes tailored recommendations, with the majority of its assets managed on a non-discretionary basis.

Frank Macgowan is an investment advisor representative with Kestra Advisory, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has worked at Kestra Advisory since 2016 and has longstanding affiliations with Kestra Investment Services LLC, Connecticut Mutual Life Insurance Company, and CG IRI. Outside of his advisory role, he is the owner of PFM Solutions, LLC, which provides cash flow management software with identity theft protection in the employee benefit marketplace. Kestra Advisory Services offers investment advisory and retirement-plan consulting to a wide range of institutional and individual clients, including very large institutional investors. The firm provides fiduciary services, plan design, benchmarking, and investment due diligence, supporting multiple management platforms and third-party solutions.

Lauren Koschmeder is a financial advisor with Voya Financial Advisors, Inc. in Bloomington, MN, holding a Series 66 credential and seven years of industry experience. She has been with Voya Financial Advisors since 2018 and also maintains a role with Twin Pines Financial. In addition to her advisory work, Koschmeder is an independent insurance agent specializing in fixed insurance products. Voya Financial Advisors serves a wide range of clients, including individuals and institutions such as retirement plan sponsors, charitable organizations, and high-net-worth individuals. The firm provides diversified services including financial planning, portfolio management, and plan-sponsor consulting, delivering advice primarily through non-discretionary arrangements and multiple program structures.

Anton Deden is a financial advisor at D.A. Davidson & Co. with 16 years of industry experience. He previously worked at Piper Jaffray & Co. for 14 years before joining D.A. Davidson in 2022. He holds the Series 66 designation. D.A. Davidson & Co. provides investment advisory and brokerage services to clients including employer-sponsored retirement plans, individual investors, charitable organizations, and corporate clients. The firm offers ERISA retirement plan advisory services, wrap fee programs, equity research, and comprehensive financial planning, serving clients under the Advisers Act fiduciary standard.

Timothy Ronning is a CFP® and Series 66 licensed financial advisor with 12 years of industry experience. He has worked at Creative Planning, LLC since 2023 and previously spent 10 years at BerganKDV Wealth Management LLC. In addition to his advisory role, he is an independent insurance agent for various companies. Creative Planning provides investment advisory and financial planning services to a diverse client base including individuals, corporations, and retirement plans. The firm manages approximately $217 billion in assets and offers a financial planning–led investment process with a range of portfolio management and retirement plan fiduciary services supported by a large advisory team and centralized infrastructure.

Nicholas Johnson is a financial advisor at CWM, LLC with one year of industry experience. He holds Series 65 and Series 63 licenses and previously worked at Carson Wealth, Northwestern Mutual, and SFM Insurance. Outside of advisory work, he assists with coaching and technology support at an indoor golf facility. CWM, LLC is an SEC-registered investment adviser serving individuals, families, foundations, corporations, and institutional clients through a network of more than 600 advisors. The firm manages discretionary accounts using model portfolios and integrates fundamental and technical analysis, third-party sub-advisors, and customization tools, with a focus on retirement plans, institutional services, and transparent fee practices.

Annette Baltes is a financial advisor with TIAA-CREF, holding Series 63 and Series 66 credentials and bringing 12 years of industry experience. Her prior roles include positions at Northwestern Mutual Investment Services LLC and Prudential Life Distributors. Outside of her advisory work, she serves as a paid cantor and soloist at St. Mary of the Lake Catholic Church. TIAA-CREF Individual & Institutional Services, LLC offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm provides customized portfolio management alongside model portfolio options and serves as adviser to a donor-advised fund.

Brendle Corpman is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 63 and Series 66 designations and 15 years of industry experience. He has worked with Transamerica Investors Securities Corporation and Transamerica Retirement Solutions since 2014. Outside of his advisory role, Corpman is involved in administrative consulting through Corpman Contracting LLC. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners by offering managed advice, advisor-managed advice, and investment education services. The firm utilizes proprietary software and model portfolios developed with Morningstar Investment Management to provide personalized allocation guidance and operates with a large client base focused primarily on non-discretionary assets.

Peter Robinson is a Series 66-licensed financial advisor with over 21 years of industry experience. He has been with Kestra Advisory and Kestra Investment Services since 2018 and also serves as President of Retirement Plan Solutions at Nesbit Agencies Insurance Services. Prior to joining Kestra, Robinson held roles at Principal Life Insurance Company and several other financial firms. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse range of institutional and individual clients. The firm offers services including fiduciary consulting, plan design, compliance testing, and employee education, supporting both discretionary and non-discretionary investment arrangements.

Upasana Khandelwal is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 63 and Series 65 licenses and six years of industry experience. She previously worked at Wells Fargo Clearing and Wells Fargo Bank, NA before joining Transamerica Life Insurance Company and Transamerica Investors Securities Corporation. Outside of her advisory role, she creates and sells art pieces through a personal business. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners by providing managed and non-discretionary advice focused on asset allocation, contribution rates, and retirement guidance. The firm utilizes Morningstar Investment Management’s proprietary tools for portfolio construction and oversight and operates at scale with a large client base primarily serviced through non-discretionary programs.

Rebecca Oelrich is a CFP® with 11 years of industry experience, currently advising at Creative Planning since 2023. She previously worked for nine years at KDV Wealth Management, LLC. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a broad client base, including high-net-worth individuals, pension plans, trusts, and corporations. The firm employs a financial-planning-led investment approach featuring low-cost indexing and buy-and-hold strategies for long-term goals, supplemented by targeted private market exposure and various customized equity and bond strategies.

Craig Roslien is a financial advisor with Eagle Strategies (NY Life) in Edina, MN, holding the ChFC® designation and a Series 63 license. He has 42 years of industry experience, including longstanding roles at New York Life Insurance Co. and Nylife Securities Inc. Craig is also involved with the Roslien family farm outside of his advisory work. Eagle Strategies serves a diverse client base including individual investors and institutional plans, providing financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored recommendations and manages a substantial portion of its assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Derek Hoyt is a CFA® charterholder with 12 years of industry experience. He is currently with Creative Planning, LLC, where he has worked since 2023, following 16 years at KDV Wealth Management. Creative Planning provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, foundations, trusts, and retirement plans. The firm employs a financial planning–led investment process emphasizing low-cost indexing and buy-and-hold strategies, supported by a broad range of supplemental investment options and integrated retirement plan services.

Alec Engman is a financial advisor at J. W. Cole Advisors, Inc. with two years of industry experience. He holds a Series 66 credential and has previously worked at firms including Thrivent Financial and Principal Life Insurance Company. Outside of his advisory role, he works as an evening delivery driver for Domino's Pizza. J. W. Cole Advisors operates a large network of independent advisers and offers fee-based portfolio management, financial planning, retirement services, and access to multiple investment platforms for individuals, high-net-worth clients, and institutions. The firm employs a variety of investment strategies and platforms, providing both discretionary and non-discretionary account management.

Zenith Koy is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has been affiliated with Transamerica Financial Advisors since 2012 and is involved in referral services for estate planning through Legacy Shield and Net Law. Additionally, he has ownership experience with KE Financial Center Zenith Koy. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a diverse client base, including individuals, employer-sponsored plans, trusts, and charitable organizations. The firm employs model portfolios and third-party managers across multiple platforms, managing approximately $1.7 billion in regulatory assets under management.

Genevieve Cornish is a financial advisor with Stratos Wealth Partners, Ltd., holding Series 65 and Series 63 licenses and one year of industry experience. Her prior work includes roles at LPL Financial, Northwestern Mutual, and CBIZ Insurance Services, among others. Stratos Wealth Partners is an SEC-registered enterprise wealth management firm managing approximately $18.6 billion in assets and serving over 24,000 clients through a network of around 366 advisors. The firm offers a range of financial planning and investment management services utilizing an open-architecture platform with access to both advisor-managed and model-based strategies.

John Severy Hoven is a CFP® with 23 years of experience in the financial services industry. He is currently with United Planners Financial Services of America, where he has worked since 2024. Prior to that, he spent over two decades at Cambridge Investment Research in various capacities. Outside of his advisory role, he is a licensed notary and owns Oracle Financial Planners LLC, a marketing entity. United Planners Financial Services serves a diverse client base including individuals, corporations, and institutional clients, offering financial planning, portfolio management, and brokerage solutions. The firm operates an open-architecture platform with multiple custodians and a notable majority of non-discretionary assets under management.

Kyle Sellnow is a financial advisor at Equity Services, Inc. with one year of industry experience. He holds the Series 63 and Series 65 designations. Outside of his advisory role, he is the Director of Adult Life and Formation at the Church of St. Joseph and owns Fully Alive LLC. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms, often utilizing third-party asset managers and model portfolios that combine long-term strategies with options for shorter-term trading.