Randall Lucke is a financial advisor at Schwab Wealth Advisory with four years of industry experience. He holds the Series 66 designation and previously worked at American Airlines for 20 years before joining Charles Schwab in 2021. Outside of his advisory role, he manages three duplex rental properties. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice is guided by proprietary asset-allocation models and research tools, and does not include discretionary trading authority.

Jessica Smith is a financial advisor at Principal Financial Services with 18 years of industry experience. She holds Series 63 and Series 65 credentials and has worked with Principal Life Insurance Company and Principal Securities Inc. since 2015. Outside of her advisory role, she serves as Chair of the Economic Legacy Committee for the Tau Rho Omega Chapter of Alpha Kappa Alpha Sorority, Inc. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, charitable organizations, and corporations. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions under various advisory and promoter arrangements.

Hestin Hurst is a CFP® professional with nine years of industry experience, currently with Schwab Wealth Advisory, Inc. He has previously worked at TD Ameritrade Inc., Charles Schwab & Co., and BBVA Compass. Outside of his advisory role, he is involved with Brothers in FireArms, LLC, overseeing sales and distribution, and manages financial and operational responsibilities for the LL & Rockin' AH Ranch Trust. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program. The firm offers guidance on asset allocation and investment selection using Schwab’s proprietary models and research tools, with a focus on client goals and risk tolerance in an oversight framework that does not include discretionary trading authority.

George Morakis is a financial advisor at Schwab Wealth Advisory with 12 years of industry experience. He holds the CFP® and CFA® designations. His prior roles include positions at The Vanguard Group, Fisher Investments, and JPMorgan Chase. Outside of his advisory work, Morakis is also an immigration law attorney with Morakis Immigration Law PLLC. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and select Charles Schwab & Co.-referred clients. The firm uses Charles Schwab’s proprietary asset-allocation models and research tools to guide investment decisions, focusing on tailored recommendations and client authorization for trades.

Tobin Calvert is a financial advisor at Luther King Capital Management Corporation with 22 years of industry experience. He has been with Luther King Capital Management since 2011. Calvert holds the Series 63 and Series 65 designations. Luther King Capital Management advises a range of clients including individuals, trusts, foundations, pension plans, government entities, registered investment companies, and private investment partnerships. The firm employs fundamental, bottom-up analysis across equity, fixed income, and balanced strategies and manages approximately $31.5 billion in regulatory assets.

Ira Hester is a CFA® and CIC-designated financial advisor with 28 years of industry experience. He has been with Luther King Capital Management Corporation in Fort Worth, TX, since 2013. Luther King Capital Management Corporation advises a diverse client base including individuals, trusts, foundations, pension plans, government entities, and registered investment companies. The firm employs fundamental, bottom-up analysis across multiple equity and fixed income strategies and manages approximately $31.5 billion in regulatory assets.

John M Burke is a financial advisor at Prime Capital Financial with 11 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses and has worked at Prime Capital Investment Advisors, LLC since 2018, following four years at Ascende Wealth Advisors, Inc. He is also involved with CHHSZ Holdings, LLC, a limited liability company that owns Prime Capital Investment Advisors. Prime Capital Financial is an SEC-registered enterprise advisory firm serving individuals, trusts, corporations, and retirement plans. The firm offers a broad range of services including asset management, financial planning, qualified retirement plan sponsor and trustee services, and family office offerings, managing accounts on both discretionary and non-discretionary bases using varied investment strategies and platforms.

Barrett Wells is a CFP® practitioner with seven years of industry experience, currently serving at Schwab Wealth Advisory, Inc. He has been with Charles Schwab-affiliated firms since 2019, including a prior role at New York Life. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s guidance is based on Schwab’s asset-allocation models and internal research, with trading conducted upon client authorization.

Luke Gheta is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 credentials and nine years of industry experience. He has worked at Charles Schwab & Co., Inc. since 2016, including roles at Schwab Private Client Investment Advisory, Inc. and currently at Schwab Wealth Advisory, Inc. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm uses Charles Schwab’s asset-allocation models and internal research tools to guide investment selection, with client authorization required for all trades.

James Moran is a financial advisor with Schwab Wealth Advisory holding Series 63 and Series 66 licenses and three years of industry experience. He has been with Schwab Wealth Advisory since 2026 and also worked at Charles Schwab & Co., Inc. prior to that. Before entering financial services, Moran held positions at Nike, Wing Stop, and Academy Sports and Outdoors. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning services to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, using asset-allocation models and internal research tools to tailor recommendations to client goals and risk tolerance. The firm operates without discretionary trading authority and utilizes separately managed accounts executed only with client approval.

Kendrick Perry is a financial advisor at Schwab Wealth Advisory with 27 years of industry experience. He holds the CFP® and CFA® designations and has worked previously at TD Ameritrade, Fidelity, and Charles Schwab. Perry owns residential properties in Louisiana, one of which he plans to rent out. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients, providing non-discretionary fiduciary investment advice and financial planning. The firm’s guidance is based on proprietary asset-allocation models and internal research, offering tailored recommendations with client authorization for trades.

John Gunthorp is a CFA® and CIC credentialed advisor with 28 years of industry experience. He has been with Luther King Capital Management Corporation since 2013. Luther King Capital Management Corporation advises a diverse client base including individuals, trusts, foundations, pension plans, government entities, and registered investment companies. The firm employs fundamental, bottom-up analysis across equity, fixed income, and balanced strategies, managing a range of portfolios including mutual funds and private investment partnerships.

Brian James is a financial advisor with Truist Advisory Services, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. His previous roles include positions at BBVA Securities Inc., BBVA Compass Insurance Agency, BBVA Wealth Solutions Inc., and Compass Bank. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations, utilizing a mix of discretionary and non-discretionary strategies supported by third-party platforms and AI-enabled research tools.

Ronald Perry is affiliated with Centaurus Financial, Inc. and holds a Series 66 designation. He has 24 years of experience working at Texas Health Resources. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base including individuals, families, businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management through its CLASSIC Plus platform, retirement-plan consulting, and specialized advisory services, utilizing both discretionary and non-discretionary arrangements.

Samantha Binz is a financial advisor with Schwab Wealth Advisory in Westlake, TX, holding CFP® and ChFC® designations and four years of industry experience. Her prior roles include positions at First Command Brokerage Services and American National Bank of Texas. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning for clients enrolled in the Schwab Wealth Advisory program, utilizing Charles Schwab’s asset-allocation models and internal research tools to tailor recommendations to client goals and risk tolerance.

James Cherry is a financial advisor at Centaurus Financial, Inc. with 23 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Centaurus Financial since 2005. Cherry also serves as an advisory board member for The Tamaka Group, a service company specializing in water and wastewater utilities, providing financial guidance without involvement in daily operations. Centaurus Financial, Inc. offers advisory and brokerage services to a diverse client base including individuals, families, businesses, and foundations. The firm provides financial planning, portfolio management, and retirement-plan consulting through platforms like CLASSIC Plus, utilizing fundamental and technical analysis alongside discretionary and non-discretionary arrangements.

Scot Hollmann is a CFA® charterholder with 34 years of industry experience, currently serving at Luther King Capital Management Corporation since 1983. He is based in Fort Worth, TX, and holds a Series 65 license. Luther King Capital Management Corporation advises a diverse client base including individuals, trusts, pension plans, and government entities. The firm employs a fundamental, bottom-up investment approach across equity, fixed income, and balanced strategies, managing a range of pooled and separate accounts with approximately $31.5 billion in regulatory assets under management.

Bradley Eberendu is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 designations and bringing 13 years of industry experience. His career includes roles at TD Ameritrade and Charles Schwab prior to joining Schwab Wealth Advisory. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations based on standardized asset-allocation models and internal research tools. The firm’s approach involves at-least-annual reviews tailored to client goals, with trades executed only upon client authorization.

Stephen Osborne is a financial advisor with &PARTNERS in Colleyville, TX, holding Series 65 and Series 66 licenses and bringing 20 years of industry experience. Prior to joining &PARTNERS in 2025, he worked for Guidestone Financial Resources of SBC for 19 years and A. G. Edwards & Sons, Inc. for one year. Outside of advising, he is a silent partner in a business that purchases exotic animals for resale. &PARTNERS serves a diverse client base, including high-net-worth individuals, retirement plans, charitable organizations, and private businesses. The firm offers investment management, financial and tax planning, and retirement-plan consulting, using a combination of fundamental, technical, and quantitative analysis through both proprietary and third-party strategies.

Aaron Peck is a financial advisor at Guardian Life with 22 years of industry experience. He holds the ChFC® designation along with Series 63 and 65 licenses. His prior roles include positions at Hornor Townsend & Kent LLC, Penn Mutual Life Insurance Company, and Mutual of Omaha. Outside of his advisory work, Peck serves as a board member for the National Association of Insurance and Financial Advisors (NAIFA) and is a continuing education instructor for Texas state licensing courses. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management and a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporations, retirement plan sponsors, charitable organizations, and businesses. The firm offers advisor-led discretionary management alongside model-based strategies and a digital advisory solution, tailoring client relationships through a broad range of financial planning and consulting services.