Xin Hao is a CFP® professional with 12 years of industry experience, currently serving with Schwab Wealth Advisory Inc. in Westlake, TX. Prior to joining Schwab Wealth Advisory and Charles Schwab & Co., Inc., Xin worked at Wells Fargo Clearing for eight years. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients. The firm’s approach is based on Charles Schwab & Co.’s asset-allocation models and research tools, offering tailored recommendations without exercising discretionary trading authority.

Christina Slavonik is a CFP® with 17 years of industry experience. She is currently with Mercer Global Advisors Inc., where she has worked since 2024. Her previous experience includes roles at Your Financial Pharmacist Planning, Keener Financial Planning, Quest Capital Management, and Raymond James Financial Services. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments, offering investment advisory, financial, tax, retirement, estate planning, and family office services. The firm employs a globally diversified investment approach based on Modern Portfolio Theory, utilizing low-cost ETFs, index funds, separate accounts, and various specialized programs.

Rohan Pritmani is a financial advisor at Schwab Wealth Advisory with a Series 66 designation and one year of industry experience. His prior roles include positions at Charles Schwab & Co. and work in education and tutoring. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s guidance uses standard asset-allocation models and internal research tools, with recommendations tailored to individual goals and risk tolerance.

Daniel Cummins is a CFP® professional with 15 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory, Inc. He has previously worked at Bank of America Private Bank, TIAA, Wells Fargo Clearing, and Chase Investment Services. Outside of his advisory role, he manages a residential rental property in Irving, Texas. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program or referred by Charles Schwab & Co. The firm’s guidance is based on proprietary asset-allocation models and internal research, with client-specific recommendations reviewed at least annually.

Amanda Sessler is a CFP® certified financial advisor with 15 years of industry experience. She currently works at Focus Partners Wealth, LLC and previously spent 16 years at Clintsman Financial Planning followed by a year at Buckingham Strategic Wealth, LLC. Focus Partners Wealth serves a diverse client base including individuals, high-net-worth families, family offices, and institutional clients, offering comprehensive wealth management and advisory services. The firm employs a long-term, tax- and fee-sensitive investment approach that combines active and passive strategies, third-party managers, and private funds within an enhanced open architecture framework.

Joshua Torres is a CFP®-certified financial advisor with 19 years of industry experience. He currently works at Schwab Wealth Advisory, Inc. and has previously held roles at Charles Schwab & Co., Wells Fargo Clearing, Merrill, and Morgan Stanley & Co. LLC. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm uses Charles Schwab & Co.’s asset-allocation models and internal research tools to tailor recommendations based on individual goals and risk tolerance.

Sherese Calvert is a financial advisor at Schwab Wealth Advisory with 14 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Schwab Wealth Advisory Inc. since 2020, following earlier work at Charles Schwab & Co., Inc. starting in 2011. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm’s approach is based on Charles Schwab & Co.’s asset-allocation models and internal research, with personalized recommendations and at-least-annual reviews tailored to clients’ goals and risk tolerance.

Maxwell Mitcham is a financial advisor with Schwab Wealth Advisory, holding a Series 66 designation and five years of industry experience. He has worked at Schwab Wealth Advisory and Charles Schwab & Co. since 2026 and previously held roles at JP Morgan Chase Bank, J.P. Morgan Securities, and Wells Fargo Clearing Services. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s guidance is based on proprietary asset allocation models and internal research tools, with investment decisions executed only upon client authorization.

Cassandra Altom is a financial advisor with Truist Advisory Services who holds Series 63 and Series 65 designations and has 21 years of industry experience. She has worked at Truist Advisory Services and Truist Investment Services since 2021 and previously held roles at BBVA Securities Inc., BBVA Wealth Solutions Inc., BBVA Compass Insurance Agency, and COMPASS Bank. Outside of her advisory work, she operates a small craft business making personalized tumblers and other items. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm employs a mix of discretionary and non-discretionary approaches, supported by third-party platforms and AI-enabled research tools, and emphasizes inter-affiliate integration in its service delivery.

Kristina Love is a financial advisor with Schwab Wealth Advisory, holding a Series 66 designation and seven years of industry experience. Her career includes roles at Charles Schwab & Co., Bank of America, and Merrill. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning services to clients enrolled in the Schwab Wealth Advisory program and selected Charles Schwab & Co.-referred clients. The firm’s approach is guided by Schwab’s asset-allocation models and internal research, offering tailored recommendations with trades executed only upon client authorization.

Cailley Camp is a CFP® with four years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory Inc. She has worked at Charles Schwab and previously held roles outside finance, including positions at Baylor University and Cupertino Dental Group. Schwab Wealth Advisory Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm uses Charles Schwab’s asset-allocation models and research tools to guide investment selection, with trades executed only upon client authorization.

Christopher Hayes is a financial advisor with Schwab Wealth Advisory in Westlake, TX, holding Series 63 and Series 66 licenses and 18 years of industry experience. He has been with Schwab Wealth Advisory since 2016 and has been associated with Charles Schwab since 2007. Schwab Wealth Advisory, Inc. provides non‑discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice is based on internal research and asset-allocation models, with recommendations tailored to clients' goals and risk tolerance, and trades executed only with client authorization.

Mallory Armijo is a financial advisor at Prime Capital Financial with 15 years of industry experience. She holds a Series 66 designation and previously worked at Sageview Advisory Group and Cetera Wealth Services, LLC. Prime Capital Financial is an SEC-registered enterprise advisory firm serving individuals, trusts, corporations, and retirement plans with services that include asset management, financial planning, qualified retirement plan sponsor and trustee services, and family office offerings. The firm employs a range of investment strategies and provides tax planning and bill-pay services through its affiliated accounting subsidiary.

Brandon Watson is a financial advisor with Schwab Wealth Advisory. He holds a Series 66 designation and has one year of industry experience. His prior roles include positions at Fidelity Investments, Mobius Financial Advisors, and Charles Schwab & Co., Inc. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm uses Charles Schwab & Co.’s asset-allocation models and internal research tools to deliver tailored investment recommendations without exercising discretionary trading authority.

Corbin Bulger is a financial advisor at Schwab Wealth Advisory with the Series 66 designation. Based in Westlake, TX, he has been with Schwab Wealth Advisory and Charles Schwab & Co., Inc. since 2026. Prior to that, he held positions at several firms including BMY Wealth Management Group and Patillo Brown & Hill, and has experience from Tarleton State University and periods of full-time education. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s guidance is based on proprietary asset-allocation models and internal research, with individualized reviews and recommendations tailored to client goals and risk tolerance.

Robert Pellette is a financial advisor with Cetera Planning Partners in Dallas, TX. He holds Series 65 and Series 63 licenses and has one year of industry experience. Prior to joining Cetera, he worked at State Farm and Robinhood Markets, Inc. Cetera Planning Partners serves individual and high-net-worth clients, focusing on pre-retirees and retirees. The firm provides investment management, comprehensive financial planning, Social Security optimization, and retirement-related advice, along with ancillary services such as tax planning, bookkeeping, payroll support, and estate-planning through a third-party provider.

Bentley Ford is a Series 66 credentialed financial advisor with 15 years of industry experience. He is currently with Prime Capital Financial and has previously worked at Private Client Services, Lawing Financial Inc., and Cambridge Investment Research Inc. Outside of his advisory role, Ford serves on the board of the Children's Advocacy Center of North Texas and is a board member of the Flower Mound Chamber of Commerce. Prime Capital Financial is an SEC-registered enterprise advisory firm serving high-net-worth individuals, trusts, corporations, and retirement plans with a range of services including asset management, financial planning, and family office offerings. The firm employs a mix of investment strategies and provides tax and financial administration services through an affiliated accounting subsidiary.

Daniel Croonquist is a financial advisor with Sanctuary Advisors, LLC, holding Series 63 and Series 66 licenses and bringing 41 years of industry experience. He previously worked at Morgan Stanley and its affiliated entities for over a decade before joining Sanctuary Advisors in 2023. In addition to his advisory role, he is involved in the sale of fixed and variable annuities. Sanctuary Advisors, LLC provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, and charitable organizations, through a network of more than 400 independent advisers. The firm offers a variety of portfolio management solutions and financial planning services, employing multiple analytical approaches and acting as a fiduciary under written agreements.

Moises Ospina is a financial advisor with Cetera Planning Partners in Dallas, TX, holding Series 63 and Series 66 licenses and possessing 22 years of industry experience. His prior roles include positions at Avantax and 1st Global Capital Corp. Cetera Planning Partners serves individual and high-net-worth clients, focusing on pre-retirees and retirees by providing investment management, comprehensive financial planning, and specialized retirement-related advice. The firm offers additional services such as tax planning, bookkeeping, payroll support, and estate planning through affiliated providers.

Jin Sub Hwang is a financial advisor at Schwab Wealth Advisory with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab and Charles Schwab Bank since 2017, following two years at Fidelity Brokerage Service LLC. Schwab Wealth Advisory serves clients in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations guided by proprietary asset-allocation models and internal research tools.