Lisa Desilets is a financial advisor with Wells Fargo Clearing in Kerrville, TX, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC and Wells Fargo Bank NA, where she has been employed since 1998. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm uses an IPS-driven advisory process based on modern portfolio theory and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Rodrick Fowler is a financial advisor with Wells Fargo Clearing in Houston, TX, holding Series 63 and Series 65 licenses and 18 years of industry experience. He previously worked at J.P. Morgan Securities for five years before joining Wells Fargo Clearing in 2017. Outside of his advisory role, he has a 20% ownership interest in Brazoria Power Investors, a business unrelated to investment advisory activities. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s IPS-driven approach incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs, and serves as an ERISA fiduciary when providing investment advice.

Randall Faulk is a CFP®-designated financial advisor with 11 years of industry experience, currently associated with Cambridge Investment Research Advisors. He has previously worked at Morgan Stanley and Ic Advisory Services Inc. In addition to his advisory role, he owns Faulk Financial, Inc. and is involved in insurance and benefits services. Cambridge Investment Research Advisors serves a diverse client base, including individuals, pension plans, charitable organizations, and trusts, offering financial planning, investment management, and retirement plan advisory through a network of independent professionals. The firm utilizes multiple custody platforms and offers both proprietary and third-party investment strategies tailored to client objectives.

Erik Bencomo is a CFP®-certified financial advisor with 21 years of industry experience. He is currently with J.P. Morgan Securities in Houston, TX, having joined the firm in 2024 after eight years at Charles Schwab. His prior experience includes roles at Merrill, TD Ameritrade, and Salient Capital Advisors. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

David Hergert is a CFP®-designated financial advisor with Ameriprise in Houston, TX, and has 16 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2013. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning services that include written recommendation reports and annual follow-up advice focused on income sources and tax-aware withdrawal strategies.

Drew Mammen is a Series 66-registered financial advisor with Morgan Stanley in Houston, TX, bringing seven years of industry experience. He has been with Morgan Stanley since 2019, including a role at Morgan Stanley Private Bank, N.A. from 2022 onward. Prior to this, he worked at Walts Wharf and studied at California State University: Long Beach. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutions, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using proprietary tools and analyses.

Jeffrey Brannigan is a financial advisor at J.P. Morgan Securities with 7 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at JPMorgan Chase Bank and J.P. Morgan Securities since 2018. Prior to this, he was employed at Delicato Family Vineyards from 2016 to 2018. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Mark Grunden is a financial advisor with Primerica Advisors in Houston, TX, holding Series 63 and Series 65 licenses. He has one year of industry experience, including roles at Primerica Financial Services and DMR Insurance. Primerica Advisors is a large-scale firm serving individual investors as well as corporate and charitable clients through a wrap-fee asset management program that employs model-delivery strategies created by unaffiliated managers and offers a range of investment approaches including strategic, tactical, and tax-managed models.

Karl Breitenstine is a financial advisor at Merrill with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Merrill and Bank of America since 2012 and 2013, respectively. Outside of his advisory role, he is a co-owner of a family-run rental property business in San Antonio, Texas. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of individual and institutional clients.

John Alarcon is a financial advisor at J.P. Morgan Securities with a Series 66 designation and one year of industry experience. His prior roles include positions at JPMorgan Chase Bank, N.A., Duke University and Health System, Nissan North America Inc., Laffer Tengler Investments, and Washington University. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Omar Hernandez is a financial advisor at Wells Fargo Clearing with nine years of industry experience. He holds a Series 66 designation and has previously worked at PNC Investments, Mass Mutual Investors Services, TIAA, and Edward Jones. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and emphasizes research-based portfolio construction and a broad range of financial products.

Patrick Reagan is a financial advisor with LPL Financial in Houston, TX, holding a Series 66 designation and 19 years of industry experience. His prior work includes roles at Merrill and Morgan Stanley. He is also involved with Texas Advantage Insurance Brokerage, focusing on non-variable insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, utilizing both proprietary and third-party model portfolios and strategies.

Bryce Dooley is a financial advisor with Wells Fargo Advisors, holding a Series 66 designation. He has three years of industry experience, including prior roles at BroadVail Capital Partners and JLL. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients through a network of financial advisors. The firm offers a broad planning menu and integrates advisory services with other financial products and referral channels.

Roberto Lopez Araiza is a financial advisor with J.P. Morgan Securities and holds Series 63 and Series 66 licenses. He has 12 years of industry experience and has been with J.P. Morgan in various capacities since 2016. Outside of his advisory role, he is involved in managing rental properties through RSLA Industries, LLC and 2707 Eado Edge, LLC. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Joel Johnson is a Senior Financial Advisor at Merrill Lynch Wealth Management and a member of the VMT Wealth Management team based in Houston. He began his financial services career in 1998 and joined Merrill Lynch in 2008. In his role, Joel manages the personal financial affairs of select families and businesses, focusing on individualized wealth management strategies and offering a range of services to address both simple and complex financial opportunities. Joel holds a bachelor's degree in general business with an international emphasis from Texas Tech University. He has earned several professional designations, including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). His expertise encompasses family wealth management, investment consulting for defined contribution plans, liquidity management, personal retirement planning, portfolio management, investment strategy, tax minimization, and retirement income. In addition to his professional roles, Joel has been actively involved in community organizations such as Camp For All, and he previously served on the board of directors for The June Rusche Hamrah Camp For All from 2014 to 2020. He resides in The Woodlands, Texas, with his wife and three sons.

Douglas Crockard is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he has worked since 1973. He provides personalized wealth management strategies tailored to clients' individual financial goals, with expertise in liquidity management, personal retirement planning, individual and corporate investment strategy, tax minimization, and retirement income planning. Mr. Crockard holds a bachelor's degree in Industrial Management from the Georgia Institute of Technology and a Master of Business Administration from Georgia State University. He is also a Personal Investment Advisor (PIA) and has served in the U.S. Army as both active duty and reserves after participating in Army ROTC during college. Based in Houston, where he grew up and raised his family, Mr. Crockard supports his community through volunteer work and is associated with professional organizations such as Property Owners and community groups including Child Advocates. Outside of his professional role, Mr. Crockard enjoys baseball, fishing, gardening, and reading. He is supported by a team that includes two Senior Associates, Juanita Stinson and Kristina Rossi, who have worked with him since the 1990s.

David Galic is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. He holds the Series 66 designation and previously worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Outside of advising, he is a passive investor in a UK-based science company focused on microbial solutions for water and agriculture. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Kimberly Hinson is a financial advisor with J.P. Morgan Securities who holds Series 63 and Series 65 licenses and has 25 years of industry experience. She has worked at J.P. Morgan Securities since 2001 and has been with JPMorgan Chase Bank, N.A. since 2017. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Nathalie Gordon is a financial advisor at Merrill with 22 years of industry experience. She has held her current position since 2000 and holds Series 63 and Series 66 designations. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Jesus Maldonado Morales is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and four years of industry experience. He has been with Wells Fargo Clearing since 2021 and has worked at Wells Fargo Bank, N.A. since 2015. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with options for discretionary management and a broader range of financial products, including insurance-related vehicles and bank deposit sweep programs.