Kevin Cascarelli is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with OSAIC since 2007 and also operates a term life insurance business. Outside of his financial advisory roles, Cascarelli serves as a Permanent Deacon at Prince of Peace Catholic Parish and volunteers as a hospital chaplain. OSAIC is a large institution serving a diverse client base, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers a broad array of investment and advisory services supported by multiple platforms and third-party managers.

Joseph Patterson Sr. is a financial advisor with LPL Financial, holding a Series 66 designation and 15 years of industry experience. His prior roles include positions at Bank of America, Merrill, and Fidelity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services utilizing both discretionary and non-discretionary management approaches.

Louis Perkins is a financial advisor at Cetera with 36 years of industry experience. He holds a Series 63 designation and previously worked at Concourse Financial Group Securities Inc and Lincoln Financial Securities. In addition to his role at Cetera, Perkins is involved in managing financial planning and investment-related activities through his partnerships in Sugar Land Financial Advisors and Lifespring Financial Advisors LLC. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base that includes individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers portfolio management, financial planning, and consulting services through a multi-manager platform with access to a variety of investment strategies and third-party managers.

Matthew Hull is a CFP® with 11 years of experience in financial advisory. He currently works at Raymond James Financial Services Advisors, Inc. and previously spent 10 years at Edward Jones. Outside of his advisory role, he is the owner and operator of Hull Family Financial LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individual, high-net-worth, institutional, and nonprofit clients. The firm uses analytical tools and risk profiling to tailor recommendations and supports municipal and public-finance work, along with offering specialized programs such as SIMPLE IRA Employer Advisory & Consulting Services.

Diana Deville is a financial advisor at Morgan Stanley with 23 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Morgan Stanley since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a wide range of advisory programs to individuals and institutional clients. The firm’s financial planning process uses structured discovery conversations and firm-approved tools, managing approximately $2.74 trillion in client assets.

Janko Trenkoski is a Wealth Management Advisor at Merrill Lynch Wealth Management. He provides personalized wealth management strategies tailored to clients' individual financial goals. Trenkoski utilizes the investment insights of Merrill alongside the banking and lending services of Bank of America to assist clients in managing their wealth through various market conditions. With 20 years of experience in global investments, pensions, entrepreneurship, private equity, and general management, he has a broad expertise that includes liquidity management, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. Trenkoski holds several professional designations, including Chartered Financial Analyst (CFA), Chartered Alternative Investment Analyst (CAIA), CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned a bachelor's degree from McNeese State University and is fluent in Spanish, Serbo-Croatian, and English. Trenkoski is involved in multiple professional organizations such as the CAIA Association, CFA Institute, CFA Society of Houston, CFP Board, GARP, Lake Conroe Sailing Association, and Rotary International. His community involvement includes participation with the CFA Society Houston, Houston Livestock Show and Rodeo, Rotary Club of Lake Conroe, and The Woodlands Area Chamber of Commerce. He enjoys boating, football, hiking, running, soccer, tennis, and spending time with his family.

Daniel Hemberger is a financial advisor at Edward Jones in Kingwood, TX, holding a Series 66 designation with 10 years of industry experience. He has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management. The firm offers a range of advisory strategies and affiliated investment products, operating under a fiduciary standard and maintaining a large national network of advisors and branch offices.

Madison Stone is a financial advisor with Merrill in The Woodlands, TX, holding Series 66 and Series 63 licenses and three years of industry experience. Prior to joining Merrill and Bank of America in 2025, Madison worked at Thrivent Financial and Thrivent Investment Management Inc. from 2023 to 2025, and has experience with Wells Fargo Clearing Services and TD Ameritrade. Before entering the finance industry, Madison was involved in trucking operations for five years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

John Mc Gill is a financial advisor at Edward Jones in The Woodlands, TX, holding a Series 66 designation with two years of industry experience. Prior to joining Edward Jones in 2023, he worked in the automotive and wholesale distribution sectors for Sewell Automotive Companies and Hajoca Corp, and was involved with Lupa's Coffee. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of advisory programs and investment options, managing approximately $1.01 trillion in assets through a nationwide network of financial advisors and branch offices.

Joseph Zurfley is a financial advisor with UBS Financial Services in The Woodlands, TX, holding Series 63 and Series 66 credentials and with 17 years of industry experience. His prior roles include positions at Bank of America, Merrill, Charles Schwab, and TASO Houston Chapter. Outside of advising, he serves as a high school and NCAA baseball umpire and is the executive director of HTX Boat Charters LLC, a boat rental and leasing business. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research and model-based asset allocations to tailor financial plans. The firm integrates institutional trading capabilities with wealth management services, including futures commission merchant activities and proprietary research distribution.

Tulin Harvey is a Financial Advisor at Merrill Lynch Wealth Management. She partners with individuals and families to develop personalized financial strategies that align with their short-, medium-, and long-term goals. Her approach involves understanding each client's unique priorities and providing guidance across various areas, including college education planning, corporate benefits, retirement income, tax minimization, and small business strategies. In addition to wealth management, Tulin connects clients with Bank of America specialists for expertise in banking, lending, home financing, and small business solutions. Tulin holds a Bachelor's Degree from Sam Houston State University and holds the Personal Investment Advisor (PIA) designation. Fluent in English and Turkish, she is involved in professional and community organizations such as the Greater Houston Women's Chambers of Commerce and The Woodlands Women's Tennis League. She also participates in the Civil Air Patrol Auxiliary and serves on her community's Social and Welcome Committee. Outside of her professional responsibilities, Tulin enjoys activities including biking, dancing, drawing/sketching, golfing, horseback riding, reading, skiing, tennis, and traveling. She emphasizes open and transparent communication to build relationships based on trust, respect, and mutual understanding with her clients.

Charles Bankerd is a financial advisor at LPL Financial with 37 years of industry experience. He holds Series 63 and Series 66 licenses. His prior roles include positions at Grove Point Investments, Grove Point Advisors, and H.Beck, Inc., along with operating Bankerd Financial Services since 2008. He is also involved in non-variable insurance activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, providing both discretionary and non-discretionary management supported by proprietary and third-party research.

Kyle Baker is a Financial Consultant at Fidelity Investments, a role he has held since 2026. Prior to this, he served as a Financial Consultant I at Fidelity Investments from 2024 to 2026. His professional experience also includes positions as a Relationship Banker at JPMorgan Chase & Co from 2022 to 2024 and as an Account Executive at Goosehead Insurance in 2022. In his role as Financial Consultant, Kyle partners with clients to understand their short and long-term financial goals and helps to construct financial plans tailored to their unique needs. He prioritizes forming strong relationships with clients and their families, emphasizing trust, reliability, and competency. Outside of his professional work, Kyle has interests in cars, food, football, traveling, and volunteering.

Jason Peterson is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 21 years of industry experience. He has worked with Raymond James since 2017, and previously spent eight years at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of his advisory role, he serves as co-trustee for his father's trust. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, charitable organizations, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Lazaro Rodriguez is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at J.P. Morgan Securities since 2012, as well as JPMorgan Chase bank since 2008. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering services on a non-discretionary basis.

James Allen is a financial advisor with Edward Jones in Montgomery, TX, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. He has been with Edward Jones since 2001. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large national network of advisors and branch offices.

Paul Nitz is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and over 33 years of industry experience. He previously spent 30 years with Avantax entities in various roles. Outside of his advisory work, he operates a legal practice focused on estate planning and tax preparation. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to both affiliated and third-party managers.

James Arnold is a financial advisor at Edward Jones in Conroe, TX, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones, he served 14 years in the United States Coast Guard. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of investment advisory programs and maintaining approximately $1.01 trillion in assets under management through a large network of financial advisors and branch offices.

Carl Carlile is a financial advisor with Edward Jones in Tomball, TX, holding Series 63 and Series 66 credentials and 35 years of industry experience. He has worked with Edward Jones since 1990. Edward Jones is a full-service wealth management firm serving individual and institutional clients with more than $1 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, and provides services such as tax-efficient investing and securities-based lending through a large network of financial advisors and branch offices.

Ashley Fitts is a financial advisor at Fidelity with Series 66 and Series 63 licenses and four years of industry experience. Prior to joining Fidelity, she worked at Belk and Convergys. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm serves a diverse client base and is noted for its use of systematic methodologies, formal advisory roles to registered investment companies, and integration of AI in its research processes.