Alberto Ramos Alatorre is a financial advisor at Morgan Stanley with 17 years of industry experience. He holds Series 65 and Series 63 licenses and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2018. Prior to that, he was employed at Actinver Securities, Inc. and Active Foods, Inc. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning supported by structured discovery conversations and firm-approved planning tools.

Lauren Houghton is a financial advisor at Edward Jones with 11 years of industry experience. She holds a Series 66 designation and has worked with Edward Jones since 2016. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of investment solutions, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Lester Butler Jr. is a financial advisor with LPL Financial, holding the ChFC® designation and Series 63 license, and has 36 years of industry experience. His prior roles include positions at Lincoln Financial Securities Corporation and Financial Design Group, as well as running his own practice for over three decades. Outside of advising, he is involved with FDG Investments LTD and FDG Management, Inc., entities used for tax and investment purposes. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations. The firm offers a range of advisory and brokerage services, including financial planning and retirement consulting, supported by a variety of model portfolios and research resources.

Aldo Perez is a financial advisor at J.P. Morgan Securities with Series 65 and Series 63 licenses and one year of industry experience. His prior work includes roles at Texas Financial Advisors and several entrepreneurial ventures. Perez is also involved in fixed insurance sales through Florida Financial Insurance. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to support client decision-making.

Catherine Hesse is a financial advisor with Osaic Wealth, Inc. based in Houston, TX, holding a Series 66 license and 11 years of industry experience. She has previously worked at Texas Wealth Management, LLC, Texas Wealth Management, Inc., and FSC Securities. Hesse is also a licensed attorney and serves as Chief Compliance Officer and Director of Finance and Operations at Texas Wealth Management, LLC. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of integrated brokerage and advisory services, utilizing asset-allocation tools and third-party platforms to manage portfolios that may include a variety of investment products on both discretionary and non-discretionary bases.

Andrew Smith is a financial advisor at Edward Jones with eight years of industry experience. He has held positions at Edward Jones since 2017 and previously worked at Texas Citizens Bank, N.A. from 2013 to 2017. Smith holds the Series 66 designation. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets, offering a range of discretionary and non-discretionary investment strategies, affiliated mutual funds, and other financial services through a nationwide network of advisors and branches.

Sandra Ruiz is a financial advisor at Morgan Stanley with 12 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley since 2011. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process involves structured discovery conversations and firm-approved tools, focusing on advisory services without individual security recommendations in standalone plans.

John Ginsburg is a financial advisor with OSAIC in Houston, TX, holding Series 63 and Series 65 licenses and 27 years of industry experience. His prior work includes roles at Lincoln Financial Securities Corp., Princor Financial Services Corporation, and Principal Life Insurance Company. He also operates an insurance agency offering accident, health, disability, and traditional life insurance products, as well as fixed and fixed indexed annuities. OSAIC serves a diverse range of retail and institutional clients through a large network of affiliated advisors, providing integrated brokerage and investment advisory services, financial planning, and access to third-party money managers. The firm employs various portfolio construction tools and offers both discretionary and non-discretionary account management options.

Alexandra Wilson is a financial advisor at Morgan Stanley with 21 years of industry experience. She holds Series 63 and Series 66 designations and has been with Morgan Stanley Smith Barney LLC since 2009. In addition to her advisory role, she serves as secretary for Mosaic Professional Services LLC, doing business as Mosaic Research Services. Morgan Stanley Wealth Management provides a broad range of advisory programs to individual and institutional clients, offering tailored financial planning supported by structured discovery processes and firm-approved tools.

Lavera Prestage is a CFP® professional with 26 years of industry experience, currently serving as a financial advisor at Ameriprise in Pearland, TX. She has been with Ameriprise and its affiliated entities since 2005. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver personalized recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through its institutional platform.

Garrett Maddox is a CFP® professional with 17 years of industry experience, currently serving as a financial advisor at Edward Jones since 2011. He holds a Series 66 designation and is based in Webster, TX. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, managing approximately $1.01 trillion in assets. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of more than 23,700 financial advisors.

Alexander Nuno is a financial advisor with LPL Financial in Houston, TX, holding Series 63 and Series 66 designations and bringing 27 years of industry experience. His prior work includes roles at First Horizon Bank, BOK Financial Securities, and Comerica Securities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, supported by research and technology-driven portfolio management solutions.

Rosalinda Ocando Garcia is a financial advisor with Merrill in Houston, TX, holding Series 63 and Series 65 credentials and bringing eight years of industry experience. She worked at Titleist Asset Management, Ltd. for three years prior to joining Merrill in 2020. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients via the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Christopher Malmevik is a financial advisor at Wells Fargo Advisors with 26 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Wells Fargo Clearing since 2018 and Raymond James & Associates from 2016 to 2021. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, providing investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and integrates advisory offerings with other financial products and referral channels.

Lawrence Willis III is a financial advisor with Primerica Advisors in Bellaire, TX, holding Series 65 and Series 63 designations and having nine years of industry experience. He has worked at Primerica Advisors since 2016 and at Primerica Financial Services since 2015. Prior to his financial career, he served for 12 years with the Lafayette Parish Sheriff Department. Outside of advising, he is involved in the sale of home security and automation products as part of his compensation arrangement with affiliated companies. Primerica Advisors manages a wrap-fee asset management program primarily serving individual, corporate, and charitable clients. The firm offers model-driven investment strategies and operates at scale with approximately 3,961 advisors and $15.5 billion in assets under management.

Stephen Jones is a financial advisor with Equitable Advisors in Houston, TX, holding a Series 66 designation and 17 years of industry experience. He has worked at Equitable Advisors since 2008 and was previously with AXA Advisors, LLC from 2008 to 2020. Outside of his advisory role, he is involved in various insurance and brokerage contracts. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, offering both advisory and brokerage/insurance channels to implement client recommendations.

Donald Coon is a financial advisor with Morgan Stanley in Houston, TX, holding a Series 66 designation and 24 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and outcome modeling in its financial planning process.

Jacob Atkinson is a financial advisor at Ameriprise with six years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Fidelity Investments, AXA Advisors, and Equitable Advisors. Outside of his advisory role, he manages an independent advisory business, Tiras Wealth Management LLC, where he serves as a client service paraplanner. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, notable for its Premier Retirement Income service that provides tailored retirement planning advice focused on income sources and tax-aware withdrawal strategies.

Bradley Garrett is a financial advisor with Morgan Stanley in Houston, TX, holding a Series 66 designation and eight years of industry experience. He has been with Morgan Stanley and its Private Bank since 2018, following a prior role at Mercedes-Benz of the Woodlands. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a broad range of advisory programs, including tailored financial planning supported by firm-approved tools and strategies.

Lynn Schriber is a financial advisor at Morgan Stanley with 47 years of industry experience. She has been with Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney since 2009. Prior to that, she worked at Citigroup Global Markets beginning in 1993. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services that utilize structured processes and advanced modeling tools.