William Daniel is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds Series 63, Series 65, and Series 66 licenses and has prior experience at NYLife Securities LLC and Brookstone Capital Management. Outside of advisory work, he has been involved with Northern Lights DJ since 2022. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting within a non-discretionary program.

Julio Martinez is a financial advisor at J.P. Morgan Securities in San Antonio, TX, holding a Series 66 designation. He has approximately one year of industry experience with prior roles at Merrill, Bank of America, and JPMorgan Chase Bank, N.A. He has also been involved with the Hispanic Association and the Hispanic Association of Colleges and Universities. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of wealth advisors. The firm’s advisory process combines quantitative and qualitative research to offer written asset allocation advice, investment manager searches, and customized performance reporting, with clients retaining final decision-making authority.

Rene Soliz III is a financial advisor at LPL Financial with a Series 66 designation and 10 years of industry experience. He previously worked at Edward Jones for six years before joining LPL Financial in 2022. Soliz serves as a board member of a local BNI networking group. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment solutions through a large network of advisors, leveraging model portfolios, third-party subadvisors, and innovative operational tools.

Joshua Garcia is a financial advisor at Merrill in San Antonio, TX, holding a Series 66 designation with one year of industry experience. His prior experience includes roles at Woodforest National Bank and Bank of America. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies designed for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Antonio Diaz is a financial advisor with Merrill in San Antonio, TX, holding a Series 66 designation and eight years of industry experience. His work history includes roles at H&R Block and Bank of America, with a current tenure at Merrill since 2016. Outside of his advisory duties, he is connected to SpeechWizards LLC, a family-held business focused on speech pathology and therapy operated by his spouse. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Trevor Yannutz is a financial advisor at Edward Jones in San Antonio, TX, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones in 2025, he was self-employed for two years and worked for the San Antonio Police Department for six years. Edward Jones is a full-service wealth management firm serving individual and institutional clients across a wide range of segments. The firm offers various advisory programs, including discretionary and non-discretionary strategies, and manages approximately $1.01 trillion in assets through a large nationwide network of financial advisors and branch offices.

Kristina Recker is a financial advisor at UBS Financial Services with 27 years of industry experience. She holds Series 63 and Series 66 designations and has worked at UBS since 2015, with prior roles at Merrill and Bank of America. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, using proprietary research and model-based asset allocations to tailor financial plans. The firm combines institutional trading capabilities with wealth management services and offers a broad range of products and capital markets services.

Daniel Espinoza is a financial advisor with LPL Financial, holding a Series 66 designation and 21 years of industry experience. He has worked at LPL since 2018 and previously held roles at SWBC Investment Services, Chase Investment Services, and Ameriprise. Outside of his advisory work, he is involved in selling Medicare supplement plans. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory services and investment solutions, including model portfolios, third-party asset management, and institutional platforms, supported by advanced operational tools and a broad suite of non-advisory financial services.

Paul Renfro is a financial advisor with LPL Financial in San Antonio, TX, holding a Series 66 designation and bringing four years of industry experience. He previously worked at First Allied Securities, Inc., Lone Star Bullion, and CollegePlus/Lumerit. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services delivered through a large network of investment adviser representatives using various strategies, including model portfolios and third-party subadvisors.

Marshall Frazier is a financial advisor at Equitable Advisors in San Antonio, TX, holding a Series 66 designation with one year of industry experience. His prior experience includes two years at Harvest Future Financial and over a decade at Sanger & Altgelt, LLC. Equitable Advisors serves a diverse client base including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives. The firm utilizes third-party advisory programs and models, offering a range of investment options including mutual funds, ETFs, separately managed accounts, and select alternative investments.

Caitlin Bernatt is a financial advisor at J.P. Morgan Securities with four years of industry experience. She holds a Series 66 designation and previously worked at Merrill and Bank of America. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research to develop model asset allocations, incorporating ESG considerations and supported by affiliates through implementation and portfolio services.

Brunilda Ramon is a financial advisor at Wells Fargo Advisors in San Antonio, TX, holding Series 63 and Series 66 licenses with 10 years of industry experience. Her career includes roles at Wells Fargo Bank NA and Wells Fargo Clearing prior to joining Wells Fargo Advisors. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides a wide range of investment and fee-based financial planning services to individuals, trusts, and institutions. The firm offers comprehensive planning solutions supported by proprietary research and tools, serving clients who meet specified net-worth thresholds.

Tiffany Briggs is a Wealth Management Advisor at Merrill Lynch Wealth Management with a career beginning in 2004. She holds multiple professional designations, including Certified Divorce Financial Analyst (CDFA), CERTIFIED FINANCIAL PLANNER (CFP), Certified 401(k) Professional (CKP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Tiffany earned her bachelor's degree from Northeast Louisiana University. Specializing in wealth planning, investment strategy, retirement planning, and multigenerational wealth transfer, Tiffany focuses on providing tailored financial guidance to individuals, families, and business owners. She is recognized for her client-first philosophy, building lasting relationships rooted in trust and transparency, and has been noted among the Top Ten Women Wealth Advisors in Texas by Forbes Magazine in 2022. Outside of her professional duties, Tiffany is married with three children and is active in her community. She volunteers at her children's school, is involved with her church's children and music ministries, and serves on the board of the Creative Arts Conservatory of San Antonio. Tiffany also enjoys competing in triathlons and participates in her church's praise team.

Ryan Marquard is a financial advisor with Edward Jones in Boerne, TX, holding Series 63 and Series 65 designations and bringing 13 years of industry experience. He has been with Edward Jones since 2016. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Daniel Santoyo is a financial advisor with Fidelity in San Antonio, TX, holding Series 63 and Series 66 registrations and one year of industry experience. His prior work includes roles at BMO Bank US and Spectrum (Charter Communications), among others. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that serves retail and institutional clients through discretionary portfolio management, advisory services, and fund advisory. The firm combines fundamental research with quantitative and algorithmic portfolio construction, offering model portfolios built from mutual funds, ETFs, and ETPs.

Bruno Montes De Oca is a financial advisor at Raymond James Financial with one year of industry experience. He holds the Series 66 designation and has prior experience with Goldman & Peterson PLLC and Security Service Investment Group. His background also includes roles in education and the food service industry. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, institutions, and charitable organizations. The firm emphasizes tailored, non-discretionary planning using analytical tools to model potential outcomes and offers specialized advisory programs, including municipal and public-finance services.

Samantha Flores is a financial advisor with LPL Financial in San Antonio, TX, holding Series 63 and 65 licenses and 18 years of industry experience. Prior to joining LPL Financial in 2021, she worked at Christopher Hall, Pontem LLC, Waddell & Reed Inc, Betty Vargas, and Investment Professionals Inc. Outside of her advisory work, she is involved with Caliente Harley Davidson Motorcycles. LPL Financial is a national broker-dealer and SEC-registered investment adviser that delivers services through a large network of representatives to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, utilizing both proprietary and third-party strategies, supported by technology tools for operational and research purposes.

Audrey Kimball is a Financial Consultant at Fidelity Investments, where she has been working since 2024. Prior to this role, she served as a Planning Consultant from 2021 to 2024 and as an Investment Solutions Representative from 2019 to 2021, all within Fidelity Investments. Her professional focus involves helping clients navigate complex financial decisions by analyzing risks and developing comprehensive financial plans. Audrey holds a California Insurance License, supporting her ability to offer informed advice on insurance-related financial matters. She is dedicated to empowering individuals to simplify their financial lives and create strategies for building, preserving, and distributing wealth. Outside of her professional work, Audrey enjoys a variety of personal interests including board games, food, movies, music, reading, and singing.

Stephen San Roman is a financial advisor at Raymond James & Associates with nine years of industry experience. He holds a Series 66 designation and has worked at MML Investors Services and Massachusetts Mutual Life Insurance Company over an eight-year period, as well as DXP Enterprises, Inc. for two years. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional investors, and municipal entities, offering services such as financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Robert Zito is a financial advisor with Edward Jones in Spring Branch, TX, holding Series 63 and Series 66 credentials and over 21 years of industry experience. He has been with Edward Jones since 2004. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, managing approximately $1.01 trillion in assets through a large nationwide network of advisors and branch offices. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.