Ernest Mendoza is a financial advisor with Raymond James Financial in San Antonio, TX, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has worked with Raymond James Financial since 2006 and currently operates Richard Mendoza Wealth Services. Outside of his advisory role, Mendoza owns and manages a business that provides office support services. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm emphasizes non-discretionary financial planning and investment consulting, utilizing asset-allocation analysis and firm research to tailor recommendations while maintaining client decision authority.

Michael Lanning is a financial advisor with Charles Schwab in San Antonio, TX, holding Series 63 and Series 65 licenses. He has 28 years of industry experience, with prior roles at USAA Investment Management Company, USAA Financial Planning Services, USAA Financial Advisors, Inc., and USAA Life Insurance Company. Lanning has been with Charles Schwab and Charles Schwab Bank since 2020. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary client advisory with access to discretionary separately managed accounts, using multi-asset model portfolios and a centralized operational structure.

Noah Acevedo is a Senior Financial Advisor at Merrill Lynch Wealth Management, specializing in providing sophisticated financial strategies to address diverse client needs throughout their financial lifetime. With a focus on family wealth management, LGBT wealth planning, personal retirement planning, and managing new wealth, Noah offers comprehensive guidance that includes wealth management, education and retirement planning, banking services, credit and lending solutions, as well as business-related financial strategies. Noah has been a financial advisor since 1996 and has been active in the financial services industry since 1984. He holds a Master’s and a Bachelor’s degree from the University of the Incarnate Word. He is a fully registered Senior Financial Advisor with multiple FINRA registrations (Series 7, 6, 63, and 65), holds a Health, Life, and Long Term Care Insurance License, and is a licensed Personal Investment Advisor (NMLS# 620721). Fluent in both English and Spanish, Noah emphasizes a collaborative planning approach tailored to help clients pursue their financial goals. In addition to his professional responsibilities, Noah participates in community volunteering inspired by Merrill Lynch’s tradition of community involvement. His personal interests include reading, traveling, and writing.

Juan Zayas is a financial advisor with Merrill in San Antonio, TX, holding Series 63 and Series 66 licenses and possessing 15 years of industry experience. His prior roles include positions at JP Morgan Securities LLC and JPMorgan Chase Bank from 2014 to 2020. He has been with Merrill and Bank of America since 2020. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base that includes individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm integrates its investment offerings with Bank of America’s broader platform, including access to swaps, derivatives, lending, and custody services.

Jorge Cazarez is a financial advisor with Raymond James Financial who holds a Series 66 designation and has 13 years of industry experience. Prior to joining Raymond James in 2018, he worked at Merrill Lynch for three years. Outside of his advisory role, he serves as a trustee and executor for an estate, overseeing asset settlement and trust funding. Raymond James Financial Services Advisors provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth investors, pension plans, charitable organizations, and governmental entities. The firm offers tailored, non-discretionary advisory services and specialized programs such as SIMPLE IRA Employer Advisory & Consulting Services for small businesses.

Felipe Sanchez is a financial advisor with LPL Financial based in San Antonio, TX, holding a Series 66 designation and 15 years of industry experience. Prior to joining LPL Financial in 2021, he worked for Waddell & Reed, INC. and various insurance carriers for W&R Insurance Agencies from 2010 to 2021. Sanchez is involved in a business entity, Pharos Wealth Strategies, which operates as a DBA related to his LPL business activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning services, and brokerage solutions, utilizing both discretionary and non-discretionary management supported by internal and third-party research, along with various innovative portfolio management options.

Jaime Chavez Llerenas is a financial advisor with LPL Enterprise LLC, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. His career includes roles at Ameriprise, Pruco Securities, Prudential Insurance Company of America, Mass Mutual Life Insurance Company, and Intercontinental Wealth. He is also involved in a non-variable insurance agency based in San Antonio, TX. LPL Enterprise serves a diverse range of clients, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, advisory, and brokerage services. The firm utilizes an integrated platform combining adviser programs with financial product sales and access to third-party asset managers and model portfolios.

Aleta Baggett Johnson is a financial advisor at Morgan Stanley with 25 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Morgan Stanley Smith Barney since 2011. Based in San Antonio, TX, her career is solely within the Morgan Stanley organization. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a broad range of advisory programs, including tailored financial planning utilizing structured discovery processes and firm-approved tools, managing approximately $2.74 trillion in client assets.

Justin Quillen is a financial advisor with Ameriprise in San Antonio, TX, holding Series 63 and Series 65 licenses and possessing 18 years of industry experience. He has worked at Ameriprise since 2018, following an 11-year tenure at LPL Financial and a brief period at Investment Professionals, Inc. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, providing written Recommendation Reports that address income, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis delivered through a centralized consulting team, with a focus on assets held in Ameriprise Managed Accounts and the use of algorithmic automation to generate tailored recommendations.

Craig Veach is a financial advisor with Equitable Advisors in San Antonio, TX, holding Series 63 and Series 65 credentials and two years of industry experience. His prior work includes roles at Andeavor, LLC and managing Veach Management for five years. He serves as a trustee to his parents' children's trust. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, and institutions, offering financial planning and brokerage services through a range of third-party asset management programs. The firm operates as both an SEC-registered investment adviser and broker-dealer, frequently partnering with program sponsors and offering non-discretionary and discretionary advisory solutions.

Cristian Campos is a financial advisor with Equitable Advisors in San Antonio, TX. He holds a Series 66 designation and joined the firm in 2026. Prior to his role at Equitable Advisors, his work history includes positions with the George Gervin Youth Center and Workforce Solutions Alamo. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporations, charities, and institutions, providing financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates extensively through program sponsors and third-party managers, offering both advisory and brokerage solutions.

Zachary Noble is a Financial Advisor with Merrill Lynch Wealth Management, specializing in personalized wealth management strategies. He works closely with clients to understand their full financial picture and develop flexible plans that adapt to changing market conditions, providing access to investment insights and banking solutions. His expertise includes divorce transition planning, legacy planning, liquidity management, personal retirement planning, sports and entertainment, and retirement income. Zachary focuses on building long-term relationships based on trust and transparency to help clients pursue their financial goals. Zachary holds a Bachelor's Degree from Stephen F. Austin State University and the Professional Investment Advisor (PIA) designation. Outside of work, he enjoys outdoor activities such as hunting, fishing, golfing, hiking, and following baseball and football. He also appreciates art, music, and film.

Nathalia Amador is a financial advisor at Primerica Advisors with eight years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Citigroup Global Markets for 12 years. Outside of her advisory role, she is involved in sales of home security and automation products, as well as loan products, through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and discretionary separately managed accounts primarily to individual and high-net-worth clients. The firm’s approach includes curated third-party asset managers and a tiered wrap-fee structure.

Cesar Canizalez is a financial advisor with Mass Mutual Investors Services in San Antonio, TX, holding Series 63 and Series 65 licenses and possessing 12 years of industry experience. He has been with MML Investors Services since 2013 and concurrently affiliated with Mass Mutual Life Insurance Company since 2012. Outside of his advisory role, he is also engaged as an insurance broker providing life, disability, long-term care, fixed annuities, and health insurance products. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs, structuring planning engagements as annual, collaborative relationships that utilize firm-approved software to analyze client goals and deliver written recommendations.

Brandon Foreman is a financial advisor with LPL Financial in San Antonio, TX, holding a Series 66 designation and 14 years of industry experience. He previously worked at Thrivent Financial for Lutherans and Thrivent Investment Management Inc. Foreman also operates a business entity for his LPL advisory activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, and institutions, offering various advisory programs and financial planning services through a national network of investment adviser representatives.

Andres Vela is a financial advisor with Charles Schwab, holding Series 63 and Series 65 credentials and 26 years of industry experience. His career includes roles at USAA Financial Advisors and USAA Investment Management Company before joining Schwab. Outside of advising, he serves as CFO of an LLC supporting a hair salon business operated by his wife in Texas. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment solutions, combining multi-asset model portfolios with specialized alternative investment options.

Nicholas Anthony is a Senior Financial Advisor and Senior Vice President at Merrill Lynch Wealth Management, where he has worked since 2011. He has been involved in the financial services industry since 1985. In his role, Nicholas leverages the investment resources of Merrill and the banking services of Bank of America to assist clients with comprehensive financial planning and wealth management. As a qualified Portfolio Manager within Merrill's Investment Advisory Program, Nicholas focuses on developing tailored investment strategies for high net worth individuals and business owners. He manages Personalized or Defined Strategies on a discretionary basis, incorporating individual stocks, bonds, Merrill Lynch Wealth Management model portfolios, and third-party investment options. His client service approach emphasizes teamwork and active client involvement, aiming to provide dedicated guidance throughout the wealth management process. Nicholas holds a bachelor's degree in Finance from Iowa State University and has earned the Personal Investment Advisor (PIA) designation. His expertise includes family wealth management, legacy and philanthropic planning, retirement strategies, business financial planning, and portfolio management services.

Luke Humble is a financial advisor with LPL Financial in San Antonio, TX, holding Series 63 and Series 66 designations and four years of industry experience. His prior work includes roles at Avior Wealth Management and Genesis Wealth Management, as well as entrepreneurial activity as owner of Scooply LLC, a pet waste removal service. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, corporations, and charitable organizations, through a national network of investment adviser representatives. The firm offers various advisory programs, retirement plan consulting, brokerage services, and integrates model portfolios and research with discretionary and non-discretionary management options.

Donovan Fikes is a financial advisor with Mass Mutual Investors Services in San Antonio, TX, holding Series 63 and Series 65 credentials and 25 years of industry experience. He has been with MML Investors Services, Inc. and Mass Mutual Life Insurance Company since 2000. Outside of advisory work, he consults on spinal cord injury life issues based on over two decades of personal experience as a quadriplegic. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational seminars, using firm-approved software to deliver written recommendations tailored to client goals.

Silvia Salle is a financial advisor with Merrill in San Antonio, TX, holding a Series 66 designation and over 13 years of industry experience. She has worked at Bank of America and Merrill since 2015. Outside of her advisory role, she is an owner in a family-run rental property business. Merrill provides managed account services through the Select Portfolio Solutions program, serving a broad range of clients including individuals, high-net-worth clients, pension plans, and charitable organizations. The firm offers model-based and discretionary investment strategies integrated with Bank of America’s broader corporate platform.