Rosanna Bragdon is a financial advisor at RBC Capital Markets with 16 years of industry experience. She holds the Series 63, Series 65, and Series 66 licenses and has worked at firms including Morgan Stanley, Cambridge Investment Research Advisors, and Wells Fargo Advisors. Prior to her financial services career, she was associated with the Department of Defense and has experience in educational settings. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers multiple advisory programs that provide discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services tailored to each client’s Advisory Risk Profile.

Donald Thayer is a CFP® professional with 25 years of industry experience, currently serving at Charles Schwab since 2020. He previously worked at USAA Investment Management Company and related USAA financial services entities from 2013 to 2020. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. Schwab offers a combination of non-discretionary advisory relationships alongside discretionary separately managed accounts, supported by a multi-asset model portfolio approach and centralized operational infrastructure.

John Lerma is a Series 66-licensed financial advisor with Edward Jones in San Antonio, Texas, where he has worked since 2013. He has 12 years of industry experience. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Johnny Cavazos is a Series 66-registered financial advisor with LPL Financial and has 10 years of industry experience. He previously worked at Lincoln Financial Advisors Corporation, Equitable Advisors, Axa Advisors, LLC, and JPMorgan Securities LLC. Outside of his advisory work, he maintained a separate business entity, Johnny Cavazos, LLC, from 2019 to 2022. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning services, and utilizes model portfolios and research from multiple sources to deliver both discretionary and non-discretionary management.

Rodney Lewis is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. He has been with Cetera and its affiliate Cetera Wealth Services, LLC since 2013. Lewis is also affiliated with a financial services firm under the name Financial Network - APE Financial and works as an insurance agent selling life, disability, and annuities. Cetera Investment Advisers LLC is a large SEC-registered advisory firm serving a diverse client base, including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers various portfolio management services and operates as a multi-manager platform with access to affiliated and third-party managers across multiple investment programs.

Christopher Clark is a financial advisor with OSAIC based in San Antonio, TX, holding a Series 66 designation and 16 years of industry experience. He has previously worked at Securities America Advisors and Securian Financial Services, among other firms, and maintains an ongoing role with Symmetry Financial Solutions. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, utilizing various asset-allocation tools and third-party platforms to manage portfolios across multiple investment types.

Jacob Flach is a Wealth Management Advisor with Tramontano & Associates, having joined the team in 2017 after 17 years with USAA. He provides a comprehensive approach to managing wealth, focusing on understanding each client's needs and delivering strategies aligned with their financial goals. Jacob's role includes access to the investment insights of Merrill Lynch Wealth Management and banking services through Bank of America, enabling him to address various aspects of clients' financial lives. Jacob and his team offer a range of customized wealth management strategies, including portfolio and risk management, retirement income planning, wealth transfer and legacy management, banking and lending services, and risk management planning. His client focus areas encompass college education planning, divorce transition planning, legacy planning, managing new wealth, personal retirement planning, portfolio management services, small business strategies, individual and corporate investment strategy, tax minimization, and retirement income. He holds a bachelor's degree in accounting from the University of Texas at San Antonio and an MBA from the W.P. Carey School of Business at Arizona State University. Jacob has earned several professional certifications, including CERTIFIED FINANCIAL PLANNER™ (CFP®), Certified Divorce Financial Analyst® (CDFA®), and Certified Investment Management Analyst® (CIMA®). He is actively involved in the San Antonio community and enjoys biking, cooking, golfing, hiking, running, softball, spending time with his family, and traveling.

Justin Hanna is a CFP® with 19 years of industry experience, currently serving at Equitable Advisors since 2007. His work history includes 13 years with Axa Advisors, LLC, overlapping with his tenure at Equitable. Equitable Advisors serves a diverse client base including individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs through a dual-registered model as an SEC-registered investment adviser and broker-dealer.

Michael Medlin is a financial advisor with Charles Schwab in San Antonio, TX, holding Series 63 and Series 65 licenses and with 26 years of industry experience. His prior work includes roles at USAA Financial Advisors and Usaa Investment Management Company. He also works as a food delivery driver for services like Uber Eats and DoorDash on a limited basis outside of trading hours. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary and discretionary investment management along with integrated brokerage, custody, and financial planning services.

Christopher Calvo Jr. is a financial advisor with Charles Schwab in San Antonio, TX, holding Series 63 and Series 65 licenses and 25 years of industry experience. His career includes roles at Charles Schwab Bank, Schwab, USAA Investment Management Company, and USAA Financial Advisors. Charles Schwab & Co., Inc. serves a large client base, mainly high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options, supported by multi-asset model portfolios, due diligence on alternative investments, and a centralized operational structure.

Jacob Hackler Roy is a financial advisor at Cambridge Investment Research Advisors with one year of industry experience. He holds a Series 65 designation and has prior work experience at Conn's Home Plus and Target Corporation. Roy is also associated with World Financial Group and SmartPro Financial in related advisory roles. Cambridge Investment Research Advisors is a large SEC-registered adviser serving a diverse client base, including individuals, retirement plans, and charitable organizations. The firm provides financial planning, investment management, and retirement plan advisory services through a network of independent professionals, offering a variety of portfolio management strategies and platform options tailored to client objectives.

Kevin Oliver is a financial advisor at Fidelity with 23 years of industry experience. He holds Series 63 and Series 65 licenses. His prior work includes roles at Victory Capital Services, Millennium Group, and JPMorgan Securities. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a systematic investment process that combines proprietary research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its role in managing registered investment companies, use of advanced technologies in research, and its registration as a commodity pool operator.

Jesse Travis is a financial advisor at Cambridge Investment Research Advisors with 14 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Cambridge since 2016. Outside of his advisory role, he serves as a board trustee for the Witte Museum and as an associate pastor at a religious organization. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory through a network of independent professionals, providing both discretionary and non-discretionary strategies tailored to client objectives.

Joe Jasso is a financial advisor with Charles Schwab in San Antonio, TX, holding Series 63 and Series 65 credentials and 18 years of industry experience. His work history includes roles at Charles Schwab Bank, Charles Schwab, and USAA Investment Management Company. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset model portfolio approach supported by research from the Schwab Center for Financial Research.

C. Jones is a CFP® and ChFC® affiliated with Edward Jones in San Antonio, TX, with 31 years of industry experience at the firm. Since 1995, Jones has worked continuously with Edward Jones. Outside of financial advising, Jones teaches stress reduction techniques through mindfulness. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with a broad range of advisory programs and affiliated investment products. The firm is notable for its extensive retail advisor network and additional capabilities beyond advisory services, including trust and securities-based lending options.

Evan Immenschuh is a financial advisor at Merrill based in San Antonio, TX, holding a Series 66 designation with less than one year of industry experience. His work history includes roles at Bank of America, Structure Tone Southwest, Tecovas, and other firms across various sectors. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base including individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Ana Robinson is a financial advisor at Merrill with 24 years of industry experience, including 20 years at Merrill Lynch, Pierce, Fenner & Smith Incorporated. She holds Series 63 and Series 66 designations and is based in San Antonio, TX. Outside of her advisory role, she is a co-owner of family rental properties in San Antonio. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base that includes individuals, high-net-worth clients, pension plans, and corporate fiduciaries.

David Clapp is a financial advisor at Edward Jones in San Antonio, TX, holding the CFP® and ChFC® designations with 25 years of industry experience. He has been with Edward Jones since 2000. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Katrina Bell is a financial advisor with Charles Schwab in San Antonio, TX, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. Her prior roles include positions at USAA Investment Management Company, USAA Financial Planning Services, USAA Financial Advisor Inc., and Citibank. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm’s approach combines non-discretionary advisory relationships with access to discretionary separately managed accounts, multi-asset model portfolios, and a centralized operational structure.

Ashley Pribble is a CFP® and holds a Series 66 license, with 11 years of experience in the financial services industry. She has worked at Charles Schwab since 2022 and previously held roles at USAA, focusing on financial planning and life insurance. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, offering wealth advisory and financial planning services through its Schwab Wealth Advisory wrap fee program. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and provides a broad range of integrated custody, brokerage, and advisory services.