Joseph Gonzales is a financial advisor with Morgan Stanley in San Antonio, TX, holding Series 63 and Series 65 licenses. He has 44 years of industry experience, including longstanding roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Morgan Stanley & Co., Incorporated. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

Shaju Alexander is a financial advisor at OSAIC based in San Antonio, TX, with 28 years of industry experience. He holds a Series 66 designation and previously worked at Lincoln Financial Securities Corporation for 19 years and PRUCO Securities, LLC for 8 years. In addition to his advisory role, he is active as an insurance agent specializing in the sales and service of fixed life, health, and disability insurance products. OSAIC Wealth serves a diverse client base including retail and institutional investors, retirement plans, charities, and corporate clients. The firm offers a comprehensive range of brokerage and advisory services, utilizing model-based asset allocation and portfolio optimization supported by various investment strategies and third-party manager options.

Carlos Cortez is a financial advisor with Charles Schwab who holds Series 63 and Series 65 credentials and has 27 years of industry experience. He previously worked at USAA Investment Management Company for 24 years before joining Charles Schwab in 2018, with brief roles at Victory Capital Management and Victory Capital Services in 2021. Outside of his advisory activities, he owns and manages real estate properties. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory models with access to affiliated discretionary separately managed accounts and offers integrated custody, brokerage, and investment services.

Clarice Schmidt is a financial advisor with Thrivent Investment Management based in San Antonio, TX, holding a Series 66 designation and 17 years of industry experience. She has been with Thrivent Financial for Lutherans since 2009 and Thrivent Investment Management since 2008. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm focuses on holistic, goal-based planning covering a broad range of topics, with clients able to combine planning and managed-account services under a consolidated billing option called “WealthPlan.”

Ruben Solis Jr. is a financial advisor at Ameriprise in San Antonio, TX, holding Series 63 and Series 66 licenses with six years of industry experience. Prior to joining Ameriprise in 2026, he worked at USAA Bank and USAA Financial Planning Services. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service, which provides written recommendations and ongoing advice focused on dependable income and tax-aware withdrawal strategies.

Leslie Irizarry is a financial advisor at Morgan Stanley in San Antonio, TX, holding a Series 66 designation with eight years of industry experience. Prior to joining Morgan Stanley, Leslie worked at JPMorgan securities LLC and JP Morgan. Outside of advising, Leslie operates as a notary signing agent and has experience working with Uber in a customer service role. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using proprietary tools and market modeling techniques.

Byron Armstrong is a financial advisor with Primerica Advisors in Castroville, TX, holding Series 63 and Series 65 licenses and with 24 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 2004. In addition to advisory work, Armstrong receives non-investment related compensation for referrals related to home security and automation products and loan services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and a limited number of separately managed account options. The firm curates third-party asset managers and uses a tiered wrap fee structure, focusing on retail client portfolio management rather than institutional or pension plans.

Shelly Rolf is a financial advisor with Ameriprise in Columbia, MD, holding a Series 66 designation and 10 years of industry experience. Her career includes roles at Ameriprise, CapFinancial Securities LLC, CapFinancial Partners LLC (CAPTRUST), and CUNA Mutual Group. Ameriprise offers a retirement-income planning service for clients typically holding at least $1 million in investable assets, combining research, modeling, and tax-efficiency analysis to produce written recommendation reports. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Alan Gonzalez is a financial advisor at Morgan Stanley in San Antonio, TX, holding CFP® and Series 66 credentials with four years of industry experience. His prior roles include positions at CapFinancial Securities LLC, Sendero Wealth Management, and The Vanguard Group. Outside of his advisory work, he serves on the advisory board for Lending Strategy Advisors. Morgan Stanley Wealth Management provides a broad range of advisory programs for individual and institutional clients, delivering tailored financial planning supported by firm-approved tools and research from its Financial Advisors and Estate Planning Strategies Group.

Kent Clark is a financial advisor at Fidelity with 22 years of industry experience. He holds the CFP® designation along with Series 63 and Series 65 licenses. His prior experience includes roles at USAA Financial Planning Services and Charles Schwab. Kent is affiliated with Strategic Advisers LLC, a Fidelity Investments company that offers investment management and advisory services to a diverse client base, including retail and institutional investors. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios and also serves as an advisor to multiple registered investment companies.

Miguel Salazar is a financial advisor at Morgan Stanley in San Antonio, TX, with five years of industry experience. He has been with Morgan Stanley since 2019 and previously worked at Wells Fargo Home Mortgage from 2015 to 2019. He holds the Series 66 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services supported by structured processes and proprietary modeling tools.

Lisa Blonkvist is a financial advisor at Morgan Stanley with 40 years of industry experience. She has been with Morgan Stanley since 2009 and also works with Morgan Stanley Private Bank, National Association. Blonkvist holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs and financial planning services supported by proprietary tools and investment research.

Danielle Thompkins is a financial advisor with Ameriprise in Marion, TX, holding a Series 66 designation and nine years of industry experience. She previously worked at CUNA Brokerage Services, Inc and Randolph Brooks FCU, where she also served as a financial advisor outside of her Ameriprise role. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored recommendations.

Lauryn Donnelly is a financial advisor at LPL Financial with three years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Capital Group/American Funds and Centennial Bank. LPL Financial is a national broker‑dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Tareq Abdalla is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 28 years of industry experience. He previously worked at Citigroup Global Markets and Citicorp Investment Services. Based in San Antonio, TX, he has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Kameron Wood is a Series 66-licensed financial advisor with Morgan Stanley in San Antonio, TX, bringing 21 years of industry experience. He has worked with Morgan Stanley since 2009 and has served at Morgan Stanley Private Bank, National Association since 2015. Wood is also a partner in Fourkwoods Investments LLC, an investment-related business based in San Antonio. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs and tailored financial planning to both individual and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools.

Elizabeth King is a financial advisor at J.P. Morgan Securities in San Antonio, TX, holding Series 63 and Series 66 credentials with four years of industry experience. She has worked with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2021, and previously held positions at UMB Bank and other firms. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, offering written asset allocation advice, investment manager and fund searches, and customized performance reporting through a non-discretionary program focused on model asset allocations and supported by centralized due diligence.

Charles Matt is a financial advisor with Mass Mutual Investors Services in San Antonio, TX, holding a Series 63 designation and bringing 32 years of industry experience. He has been associated with Mass Mutual Investors Services and MassMutual Life Insurance Co since 1997 and serves as an adjunct faculty member at the University of the Incarnate Word. Matt also teaches graduate-level theology as an adjunct professor at the Oblate School of Theology and has been a workshop presenter for the Archdiocese of San Antonio. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm utilizes firm-approved software and educational seminars to support collaborative, goal-based financial planning engagements.

Mark Carolin is a financial advisor with OSAIC in San Antonio, TX, holding a Series 63 designation and 33 years of industry experience. His prior roles include positions at Signator Investors, Inc. and Transamerica Financial Advisors. He serves as Vice President of the Pinnacle Study Group Inc., a private educational organization focused on financial planning discourse. OSAIC Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning and retirement plan consulting. The firm’s investment approach emphasizes model-based asset allocation, portfolio optimization, and access to discretionary and third-party managed strategies.

Todd Cox is a financial advisor with Mass Mutual Investors Services in San Antonio, TX. He holds a Series 66 designation and has one year of industry experience. His prior work includes roles at Thrivent Investment Management Inc., NYLife Securities LLC, and a decade of self-employment. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars with an emphasis on collaborative, goal-focused planning.