Steven Higgins is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and bringing 30 years of industry experience. He has worked at Charles Schwab since 1995 and at Charles Schwab Bank, SSB since 2005. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advice with access to discretionary separately managed accounts, offering multi-asset model portfolios and due diligence on alternative investments, supported by a large-scale integrated operational structure.

Calan Olson is a financial advisor with Charles Schwab who holds Series 63 and Series 66 credentials and has two years of industry experience. Prior to joining Schwab, Olson worked at Decktec and spent nine years at Heritage Eagle Bend Golf Club. He currently operates out of Lone Tree, Colorado. Charles Schwab & Co., Inc. primarily serves high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed accounts and financial planning services. The firm offers a combination of non-discretionary investment guidance and access to discretionary separately managed accounts, supported by centralized operational and custody services.

Joshua Wallace is a financial advisor with Charles Schwab in Lone Tree, CO, holding Series 66 and Series 63 licenses and having four years of industry experience. Prior to joining Charles Schwab in 2019, he served in the US Marine Corps for 23 years and held positions at Colorado State University and Air Methods Corporation. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a mix of non-discretionary and discretionary investment services with integrated brokerage, custody, and advisory functions.

Adam Lassanske is a CFP® professional with 17 years of industry experience, currently serving at Charles Schwab since 2007. He holds Series 63 and Series 66 licenses and is based in Lone Tree, Colorado. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary investment guidance and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and an integrated operational structure.

Sean Durkin is a financial advisor at Edward Jones with 10 years of industry experience. He previously worked at Capital Group for eight years and at CR3 Markets for one year before joining Edward Jones in 2025. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of investment strategies, including discretionary wrap fee accounts, separately managed accounts, and affiliated mutual funds. The firm manages over $1 trillion in assets and operates a large nationwide network of financial advisors and branch offices.

William Freeman is a financial advisor at Charles Schwab with 14 years of industry experience. He holds Series 63 and Series 66 designations and has worked within various Schwab entities since 2011, including Schwab Wealth Advisory for 10 years and Charles Schwab Premier Bank and Charles Schwab Bank, SSB since 2026. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and due diligence on alternative investments.

Paul Laderer is a financial advisor with Charles Schwab in Lone Tree, Colorado, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. His career includes roles at Charles Schwab Bank and Charles Schwab & Co., Inc. since 2017, as well as prior experience at National Planning Holdings, Inc. and Trust Company of America. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, utilizing multi-asset model portfolios and centralized operational support.

Ian Sukle is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and four years of industry experience. His prior roles include positions at Robinhood Markets, KeyBank, and Northwestern Mutual. He has also engaged in entrepreneurial activities, including running Sukle Advertising and Design and working at Smiling Moose Rocky Mountain Deli. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory models with access to discretionary strategies, supported by centralized supervision and a broad operational platform.

Brian Shepard is a financial advisor with Charles Schwab in Lone Tree, CO, holding Series 63 and Series 66 licenses and 13 years of industry experience. He has been with Charles Schwab since 2013, including seven years at Schwab Private Client Investment Advisory, Inc. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines a primarily non-discretionary client relationship model with access to discretionary separately managed accounts and offers investment guidance using multi-asset model portfolios and centralized operational support.

Mary Mc Owen is a financial advisor at Charles Schwab with 24 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Charles Schwab since 2018, following four years at Scottrade. Outside of her advisory role, she is the president of M. Smith Consulting Services LLC, a consulting business she owns. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines a largely non-discretionary client relationship model with access to discretionary separately managed accounts and offers integrated advisory, brokerage, custody, and cash-sweep services.

Eric Fredrickson is a financial advisor at Charles Schwab with 13 years of industry experience. He holds Series 63 and Series 66 credentials and has been with Charles Schwab since 2013. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset model portfolio approach supported by in-house research and a formal alternative-investment program.

Ethan Evjen is a financial advisor at Charles Schwab with one year of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Spicer Jeffries and the University of Colorado. Outside of his advisory role, he is a hockey referee for youth and adult games through USA Hockey. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by centralized oversight and research.

Chelsea Gegan is a financial advisor with Charles Schwab in Lone Tree, Colorado, holding Series 63 and Series 65 licenses and nine years of industry experience. She has worked at Charles Schwab since 2020 and previously held multiple roles at USAA entities from 2014 to 2020. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, combining brokerage, custody, and advisory services with a client relationship model that includes both non-discretionary advice and access to affiliated discretionary separately managed accounts.

Michael Irgens is a financial advisor with Charles Schwab & Co., Inc. He holds Series 63 and Series 66 licenses and has 24 years of industry experience. He has been with Charles Schwab since 2004. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to affiliated discretionary separately managed accounts, supported by multi-asset model portfolios and a formal alternative-investment program.

Casey Wentler is a financial advisor with Charles Schwab based in Lone Tree, CO, holding Series 63 and Series 66 designations and bringing 30 years of industry experience. He has worked at various Charles Schwab entities since 1995, including Schwab Bank and Schwab Trust Bank, as well as Optionsxpress, Inc. from 2014 to 2017. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary SMA portfolios and offers an integrated approach featuring centralized custody, brokerage, and cash-sweep services.

Scott Samuels is a financial advisor at Charles Schwab with 23 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Charles Schwab since 2003, including seven years with Schwab Private Client Investment Advisory, Inc. in Lone Tree, Colorado. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers both non-discretionary investment guidance and access to discretionary separately managed accounts, combining a large client base with integrated custody and advisory services.

Eric Hill is a financial advisor at Charles Schwab with 25 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab since 1999, including 13 years at Charles Schwab Bank. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, utilizing multi-asset model portfolios and a centralized operational structure across its large client base.

William Dewey is a financial advisor at Merrill with 13 years of industry experience. He has held his current position since 2014 and holds a Series 66 designation. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Amoreli Ronquillo is a financial advisor at Merrill with 23 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Merrill since 2014. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Riley Stone is a financial advisor at Charles Schwab with six years of industry experience. He holds Series 63 and Series 66 designations and has worked with Charles Schwab & Co., Inc. since 2019, including a role at Charles Schwab Bank, SSB. Prior to Schwab, his work experience includes positions at UBS and EVO Payments International, as well as roles in the restaurant industry. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, delivering guidance through multi-asset model portfolios and centralized operational support.