Sean Campbell is a CFP® professional with 26 years of industry experience, currently serving as an advisor at Schwab Wealth Advisory since 2022. His prior roles include positions at Charles Schwab, Versant Capital Management, and Schwab Private Client Investment Advisory. Schwab Wealth Advisory, Inc. offers non‑discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, utilizing Schwab’s asset allocation models and research tools to support investment recommendations while allowing clients to retain final trading decisions.

Jared Lang is a CFP® with two years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory in Phoenix, AZ. His prior experience includes roles at Charles Schwab, JPMorgan Chase Bank, N.A., and J.P. Morgan Securities. Before entering financial services, he worked four years at Grand Canyon Beverage Company. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice within the Charles Schwab ecosystem, focusing on annual financial reviews, retirement planning, and investment recommendations using Schwab’s research tools and asset allocation models. The firm does not exercise discretionary trading authority itself but collaborates with affiliated money managers for discretionary management.

Vincent Heck is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. He has been with Schwab Wealth Advisory since 2015 and has worked at Charles Schwab & Co. Inc. since 2008. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm delivers advice using standard asset allocation models and Schwab research tools, offering annual financial reviews and investment recommendations while clients retain final trading decisions.

Arryn Kempner is a CFP® professional with nine years of industry experience, currently serving at T. Rowe Price Advisory Services, Inc. She has previously worked at The Vanguard Group, Inc. and Infosys BPM. T. Rowe Price Advisory Services, Inc. offers the Retirement Advisory Service, which combines nondiscretionary financial planning, retirement income planning, and discretionary investment management primarily to individual investors and households focused on retirement goals. The firm uses model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, employing tax-aware rebalancing and Monte Carlo simulations for financial planning.

Cameron Dechesaro is a CFP®-certified financial advisor with eight years of industry experience. He has been with Schwab Wealth Advisory Inc. since 2019 and has worked at Charles Schwab & Co., Inc. since 2017. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice within the Schwab ecosystem, focusing on clients enrolled in the Schwab Wealth Advisory program. The firm offers financial reviews, retirement and planning discussions, and investment recommendations that utilize Schwab’s asset allocation models and research tools, while clients retain final trading decisions.

Mark Turner is a financial advisor at Schwab Wealth Advisory with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Charles Schwab since 2015, including his current role at Schwab Wealth Advisory since 2018. Outside of his advisory work, Turner manages a family holding company in Gilbert, AZ. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm offers annual financial reviews and investment recommendations using Schwab’s asset allocation models and research tools, with clients retaining final trading decisions.

Tanya Forsythe is a financial advisor at TIAA-CREF with 15 years of industry experience. She holds Series 63 and Series 66 credentials and has been with TIAA-CREF since 2013. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing relationships through employer retirement plans. The firm operates within a vertically integrated structure and acts as adviser to a donor-advised fund sponsored by Charityvest.

Jordan Kuntzelman is a financial advisor at Empower Advisory Group with one year of industry experience. He holds Series 63 and Series 66 licenses. His prior experience includes roles at Vanguard Advisers, Inc. and The Vanguard Group, Inc. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm delivers services through an integrated model linked to Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Brenton Harris is a financial advisor with Schwab Wealth Advisory Inc. in Phoenix, AZ, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. He has been with Schwab Wealth Advisory since 2012 and has worked within the Charles Schwab organization since 2007. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations across a range of assets. The firm operates as an internal advisory unit within the Schwab ecosystem, delivering advice through standard asset allocation models and Schwab research tools, without exercising discretionary trading authority.

William Abram is a CFP® with nine years of industry experience. He currently works at Focus Partners Wealth, LLC and has held prior roles at Churchill Management Group, Charles Schwab Bank, CHARLES SCHWAB & CO., Inc., Paradise Valley Community College, and BBVA Compass. Focus Partners Wealth serves individual, high-net-worth, family office, corporate, retirement plan, and institutional clients, offering a range of investment management and wealth services. The firm employs a long-term, tax- and fee-sensitive investment approach using enhanced open architecture and integrates a broad array of affiliated service companies and product relationships.

Timothy Bohnett is a financial advisor at Farther with 15 years of industry experience. He holds the Series 66 designation and previously worked at Charles Schwab & Co., Inc. for 14 years before joining Farther in 2025. Farther provides discretionary investment management and advisory services primarily to individual investors, trusts, and estates through a web and mobile platform combined with in-person meetings. The firm employs a Modern Portfolio Theory-based approach using proprietary model portfolios, algorithmic rebalancing, and a range of investment vehicles including ETFs, mutual funds, equities, and fixed income.

Michael Swenson is a CFP® with nine years of industry experience, currently serving as a financial advisor at Mariner. Prior to joining Mariner Wealth Advisors, he worked for The Vanguard Group, Inc. for seven years. His background also includes roles at Arizona State University and self-employment. Mariner serves a diverse range of clients, including individuals, pension and profit-sharing plans, trusts, estates, and charitable organizations, offering investment management, financial planning, retirement plan consulting, and tax services. The firm’s approach combines discretionary, customized portfolios overseen by an Investment Committee with in-house research and third-party strategies, alongside integrated tax and accounting services uncommon among large advisory firms.

Seth Dhaenens is a financial advisor with Principal Financial Services based in Phoenix, AZ. He holds the ChFC® designation and has 17 years of industry experience. His career includes roles at Principal Life Insurance Company and Principal Securities Inc since 2023, and prior to that, he worked with Pruco Securities, LLC and Prudential Insurance Company of America for 15 years. Dhaenens is also involved in providing fixed insurance products, including life, disability, annuities, long-term care, and Medicare supplements. Principal Securities offers brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm focuses on financial planning and retirement plan consulting, with access to third-party money manager asset allocation and separately managed account solutions.

Whitney Williams is a CFP® with 14 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory in Phoenix, AZ. Her prior experience includes roles at The Vanguard Group and USAA financial planning services. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients within the Schwab Wealth Advisory program, offering annual financial reviews, retirement and planning discussions, and investment recommendations across a broad range of asset classes. The firm operates within the Schwab ecosystem and uses standard asset allocation models and Schwab research tools, with clients retaining final trading decisions.

Abigail Brown is a financial advisor with Empower Advisory Group, holding Series 63 and Series 65 licenses and bringing eight years of industry experience. Her prior roles include positions at Bank of America, Merrill, Robinhood, Charles Schwab, USAA, and The Vanguard Group. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and retail brokerage clients. The firm emphasizes long-term portfolio returns and integrates its services closely with Empower’s recordkeeping and administrative platforms.

Anna Kramer is a CFP® and ChFC® with 27 years of industry experience. She is currently with Schwab Wealth Advisory Inc. and Charles Schwab & Co., where she has worked since 2020. Prior to this, she held positions at USAA Investment Management Company and USAA Financial Planning Services. In addition to her financial advisory roles, she has served with the Maricopa County Elections Department since 2012. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations based on standard asset allocation models and Schwab research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees, with discretionary management generally handled by affiliated or third-party money managers.

Carter Barrett is a CFP® professional with eight years of industry experience, currently serving at Schwab Wealth Advisory in Phoenix, AZ. His prior experience includes roles at Charles Schwab & Co., Cetera, Merrill, and Bank of America Merrill Edge. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice within the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations using Schwab’s proprietary research tools and asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge fees to clients, distinguishing it from many other enterprise wealth managers.

Teresa Schuelke is a Planning Consultant at Fidelity Investments, a role she has held since 2021. She has built a career in financial services, previously working as a Relationship Consultant, Investment Consultant, and Financial Service Advisor at Merrill between 2018 and 2021. Prior to that, Teresa served as a Financial Advisor at H. Beck Inc. from 2015 to 2017 and at Edward Jones from 2011 to 2015. Teresa focuses on providing financial education to clients, emphasizing the importance of understanding their money and how it works to help them achieve their financial goals. She fosters partnerships with clients to collaboratively create, implement, and monitor their financial plans. This approach reflects her commitment to making a difference in clients' lives. Outside of her professional work, Teresa enjoys family activities, social events with friends, movies, music, traveling, and writing.

Christopher Berkland is a CFP® professional with 40 years of industry experience. He has been with Schwab Wealth Advisory Inc. and Charles Schwab & Co., Inc. since 2015, based in Phoenix, AZ. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, using standard asset allocation models and Schwab research tools. The firm focuses on annual financial reviews and investment recommendations while leaving final trading decisions to clients.

Ryan Vena is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 designations and over 12 years of industry experience. He has been with Charles Schwab and its affiliated entities since 2013 and has worked at Schwab Wealth Advisory since 2019. Outside of his advisory role, he operates a running coaching business called Humble Running. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice primarily to clients enrolled in its Schwab Wealth Advisory program, offering annual financial reviews and tailored investment recommendations using Schwab’s proprietary research and asset allocation models.