Aaron Malardino is a financial advisor with RBC Securities, Inc. in Solana Beach, CA, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. He previously worked at City National Securities, Inc., Unionbanc Investment Services, MUFG Union Bank, and Wells Fargo Clearing. Outside of advising, he serves as an officer for Gilbert James Holdings, Inc., managing 49ers season ticket sales, and is a board member of Malsimi Holdings, Inc., involved in real estate purchasing decisions. RBC Securities, Inc. offers wealth management and brokerage services to individuals, trusts, estates, IRAs, and retirement plans through its wrap-fee investment advisory program. The firm’s investment management is delegated to RBC Rochdale, which constructs and implements diversified portfolios using mutual funds, ETFs, SMAs, and individual securities.

Jason Parker is a Certified Financial Planner® with 17 years of industry experience. He is currently with Kingswood Wealth Advisors, LLC, where he has worked since 2024. His prior experience includes roles at Eudaimonia Partners, LLC, B. Riley Wealth Management, Inc., and Raymond James Financial Services, Inc. Outside of his advisory role, he owns Chase & Jax, LLC, a non-investment related business. Kingswood Wealth Advisors serves a diverse client base including individual and high-net-worth investors, retirement plan sponsors, and institutions. The firm offers portfolio management, financial planning, ERISA plan advisory, and consulting services while utilizing an open-architecture platform that incorporates third-party managers and supports insurance-linked account management.

Michael Crawford is a financial advisor at AlphaCore Capital LLC with 24 years of industry experience. He holds a Series 66 designation and has worked previously at Arete Wealth Management LLC, Entrust Wealth Advisors, LLC, UBS Financial Services Inc., and Morgan Stanley in various capacities. AlphaCore Capital LLC is an independent wealth advisory firm with about 70 advisors managing approximately $13 billion. The firm serves individuals, entities, and institutional investors, offering comprehensive financial planning and investment management with an emphasis on multi-asset portfolios that include alternative investments and private market commitments.

Jacob Benson is a Series 66-licensed financial advisor with Navy Federal Investment Services, LLC, based in San Diego, CA. He has one year of industry experience and has held roles within Navy Federal’s affiliated entities since 2021. Prior to joining Navy Federal, he worked at Solidago Management and the University of Nebraska. Navy Federal Investment Services serves members of Navy Federal Credit Union as well as individual, trust, and institutional clients, offering portfolio management, financial planning, and automated investment options. The firm primarily uses managed advisory programs featuring third-party portfolio managers and provides layered solutions such as unified managed accounts and strategist portfolios.

Matthew Auchard is a financial advisor with Golden State Wealth Management, LLC, holding Series 63 and Series 66 licenses and 23 years of industry experience. He has worked at Golden State Wealth Management since 2018 and previously at Independent Financial Partners and LPL Financial. Outside of his advisory role, he is co-owner of a clothing company formed by college alumni and serves as vice president on the board of directors for a mortgage associates group. Golden State Wealth Management serves individuals, trusts, pension and profit-sharing plans, and businesses by providing asset management, financial planning, and retirement plan consulting. The firm primarily offers discretionary portfolio management using various analytic approaches and may utilize third-party managers and model portfolios.

Trevor Callan is a financial advisor at AlphaCore Capital LLC with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Merrill and Callan Capital, LLC. Outside of his advisory role, he serves as a member of Praxis Solutions' advisory board and consults for Alternative Fund Advisors, LLC. AlphaCore Capital LLC is an independent wealth advisory firm with approximately 70 advisors managing about $13 billion. The firm serves individuals, entities, and institutional investors, offering financial planning, investment management, retirement plan advisory, and model portfolio services with an emphasis on alternative investments alongside traditional assets.

Dontae Kennedy Harrison is a Series 66 licensed financial advisor with RBC Securities, Inc. in La Jolla, CA, bringing one year of industry experience. Prior to his current role, he served in the United States Air Force for seven years and held positions at Northwestern Mutual Investment Services LLC and City National Securities, Inc. Outside of his financial career, he operates a video gaming streaming channel as a sole proprietor. RBC Securities, Inc. provides wealth management and brokerage services to individuals, trusts, estates, IRAs, and retirement plans through its wrap-fee investment advisory program. Investment management is delegated to affiliated sub-advisor RBC Rochdale, which constructs and implements asset allocation strategies using mutual funds, ETFs, SMAs, and individual securities.

Mark Petrie is a CFP®, CFA®, and Series 65 credentialed advisor with 22 years of industry experience. He has been with Aspiriant LLC since 2016 and is currently based in San Diego, CA. Aspiriant serves high-net-worth individuals and families, professional fiduciaries, and select institutional and retirement plan clients. The firm offers discretionary and non-discretionary investment management alongside wealth planning, family office, and specialty services, using customized investment programs that employ a range of implementation options and internal research.

Scott Chelberg is a CFP® with 40 years of industry experience, currently serving at The AmeriFlex Group. His prior roles include positions at Cambridge Investment Research, Inc. and OSAIC. He is involved with the Boys & Girls Clubs of Carlsbad Foundation as a volunteer and serves as a board member of the Entrepreneurs Organization. The AmeriFlex Group provides investment advice and related services to individuals, corporations, employee benefit plans, and charitable organizations. The firm offers portfolio management, financial planning, third-party money manager selection, and retirement plan consulting through a network of advisory affiliates and multiple program platforms.

Alejandro Darjania is a financial advisor at Dunham with a Series 66 designation and one year of industry experience. He has previously worked at First Republic Bank and Wells Fargo Bank. Dunham is an SEC-registered investment adviser and dually registered broker-dealer serving individual and high-net-worth clients through proprietary mutual funds, wrap fee programs, separately managed accounts, investment consulting, and a private fund. The firm emphasizes asset allocation and a manager-of-managers approach with formal rebalancing processes and offers custody, trust, and donor-advised fund services through its affiliated trust company.

Jonathan Lugo is a financial advisor with Axxcess Wealth Management, LLC in Carlsbad, CA, holding Series 63 and Series 65 credentials and having 12 years of industry experience. He previously worked at Northwestern Mutual Investment Services LLC and Northwestern Mutual Life Insurance Company. Outside of advising, Lugo is also an insurance agent specializing in non-variable life, health, annuity, and disability income insurance products. Axxcess Wealth Management provides wealth management, financial planning, and retirement-plan advisory services to a diverse client base including individuals, high-net-worth clients, trusts, businesses, and government entities. The firm emphasizes customized, multi-asset portfolios and offers a robust platform that integrates multiple managers and delivers consolidated reporting and middle- and back-office support to other registered investment advisers.

Ryan Yamato is a financial advisor at Dunham with Series 63 and Series 66 licenses and two years of industry experience. His prior roles include positions at Affinity Investment Advisors LLC, Schwab Wealth Advisory, Inc., and Charles Schwab & Co., Inc. before joining Dunham. Dunham is an SEC-registered investment adviser and dually registered broker-dealer serving individual and high-net-worth clients through proprietary mutual funds, wrap fee programs, separately managed accounts, and a private fund. The firm uses a manager-of-managers approach with formal quarterly rebalancing and offers custodial and trust services through its affiliated trust company.

Richard Siminou is a financial advisor with Kingswood Wealth Advisors, LLC in San Diego, CA, holding Series 63 and Series 65 licenses and having 18 years of industry experience. He has worked at Kingswood Capital Partners and Benchmark Investments, and previously at Newbridge Securities Corp. Siminou is also the owner of Siminou Wealth Management, an advisory business affiliated with Kingswood. Kingswood Wealth Advisors serves a diverse client base including individual and high-net-worth investors, retirement plan sponsors, and institutions. The firm offers portfolio management, financial planning, ERISA plan advisory, and consulting services, using an open-architecture platform that incorporates third-party managers and supports insurance-linked account management.

Dimitry Tikhonov is a financial advisor with Madison Avenue Securities, LLC, holding a Series 66 designation and 18 years of industry experience. He has been with Madison Avenue Securities since 2007 and is also the owner and advisor of Doffin Group, Inc., where he is involved in insurance services including life and long-term care insurance. Madison Avenue Securities serves individual clients, charitable institutions, foundations, trusts, and retirement plans, managing approximately $2.0 billion in assets. The firm offers a range of portfolio management and financial planning services through multiple account platforms, utilizing diverse investment approaches and custodian relationships.

Christopher Willingham is a financial advisor at AlphaCore Capital LLC with nine years of industry experience. He holds the Series 66 designation and previously worked at Callan Capital and The Ayco Company, L.P./Mercer Allied. AlphaCore Capital is an independent wealth advisory firm with approximately 70 advisors managing around $13 billion. The firm serves individuals, entities, and institutional investors, offering comprehensive financial planning, investment management, and retirement plan advisory services with a focus on multi-asset portfolios that include alternative investments alongside traditional assets.

Sarah Sealey is a CFP®-certified financial advisor with over 31 years of industry experience. She has worked at Navy Federal Investment Services, LLC since 2018 and previously held positions at USAA Investment Management Company, USAA Financial Advisors Inc, USAA Financial Planning Services, and U.S. Bancorp Advisors, LLC. Outside of finance, she is the active owner of Hacienda Adobe Vineyards, a farming business producing grapes. Navy Federal Investment Services serves members of Navy Federal Credit Union as well as individual, trust, and institutional clients, providing portfolio management, financial planning, and retirement-plan fiduciary services. The firm employs managed advisory programs with third-party portfolio managers and offers various layered investment solutions, including digital automated ETF portfolios.

Joy Funk is a Series 66-licensed financial advisor with six years of industry experience. She currently works at Madison Avenue Securities, LLC and previously held roles at CUSO Financial Services, LP and Centurion Counsel, Inc. Outside of her advisory work, she provides operational and trading support at AE Financial Services. Madison Avenue Securities, LLC serves a diverse client base including high net worth individuals, charitable institutions, and retirement plans. The firm offers a range of investment advisory and consulting services with multiple account platforms and employs various analytical and allocation approaches.

Chris Baker is a financial advisor with Northern Trust Securities, Inc. He holds a Series 66 designation and has 14 years of industry experience. Prior to his current role, he worked at Bank of America, N.A. for 10 years and Merrill for 3 years. Northern Trust Securities, Inc. is a subsidiary of Northern Trust Corporation that offers discretionary portfolio management through a model-driven wrap fee program. The firm serves high-net-worth individuals, retail investors, and institutional clients with a range of investment options including Separately Managed Accounts and Strategist UMAs delivered via the Fidelity Managed Account Xchange platform.

Cory Persson is a CFA® charterholder with 12 years of industry experience. He has worked at Axxcess Wealth Management, LLC since 2018 and previously at Pacific Capital from 2013 to 2018. Axxcess Wealth Management provides wealth management, financial planning, retirement plan advisory, and third-party asset management services to a diverse client base including individuals, high-net-worth clients, trusts, estates, businesses, charitable organizations, and other advisers. The firm is notable for its Third-Party Asset Management Platform (TAMP) and sleeve-manager capabilities, offering customized multi-asset portfolios and operational support to RIAs and broker-dealers.

Spencer Morgan is a Series 65 licensed financial advisor with six years of industry experience. He is currently with Cantor Fitzgerald Investment Advisors and previously worked at TBM Consulting Group and Efficient Market Advisors, LLC. Cantor Fitzgerald Investment Advisors, L.P. provides discretionary investment management and advisory services to a diverse client base including individual, high-net-worth, and institutional investors. The firm employs a strategic approach using proprietary ETF model portfolios and offers specialized value and income strategies alongside fixed-income management.