Christine Wale is a financial advisor with LPL Financial in Carlsbad, CA, holding a Series 66 designation and with 5 years of industry experience. She has been with LPL Financial since 2014 and also operates Wale Advisory Group Inc., a separate advisory business active for 25 years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients, including high-net-worth individuals, retirement plans, banks, and charitable organizations. The firm offers a range of financial planning and advisory programs, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Paul Wendee is the owner and Chief Investment Officer of Paul M. Wendee & Associates with 35 years of industry experience. He holds the CFP® designation along with Series 63 and Series 65 licenses. Wendee has previously worked at firms including Entoro Capital, Exemplar Capital, and Silber Bennett Financial. He serves as an adjunct professor at California Baptist University and California State University Los Angeles and is the owner, editor, and publisher of the Intrinsic Value Wealth Report newsletter. Paul M. Wendee & Associates provides discretionary investment management primarily for pooled investment vehicles and institutional clients. The firm uses in-house analytical methods including security ratings and limited market timing and may engage sub-advisors to manage accounts.

Cynthia Tam is a CFP® with 23 years of industry experience, currently serving as the sole advisor at Native Finance Investment Advisory since 2013. She also has a background with Newport Coast Securities, where she has worked since 2012. In addition to her advisory role, Tam owns and operates businesses in tax preparation and insurance, and leads the Native Finance Institute, which focuses on compensation research and financial policy development for tribal governments. Native Finance Investment Advisory is an independent, single-advisor firm that provides financial products and services primarily focused on insurance brokerage and product facilitation. The firm emphasizes privacy and data practices and does not offer discretionary portfolio management or percentage-of-AUM fee arrangements, which influences its service and compensation structure.

Jonathan Moffat is a financial advisor with Aligned Advisors in Oceanside, CA, holding a Series 66 license and bringing 19 years of industry experience. He has been with Aligned Advisors since 2013 and also operates Moffat Financial and Insurance Services Corp, which he founded in 2004. Outside of advisory work, he serves as secretary and board member for Launch Dental, LLC, a dental practice operations management company, and is a partner at DSO CFO, LLC, which provides bookkeeping and payroll services to dental practices. Aligned Advisors offers financial planning, practice consulting, and coaching primarily to high-net-worth individuals and business clients such as dental service organizations. The firm provides flat-fee consulting, fractional CFO services, and management support, focusing on a non-custodial, consultative approach rather than traditional portfolio management.

Michael Belgard is a financial advisor at Aligned Advisors with Series 63 and Series 65 licenses and 10 years of industry experience. Prior to joining Aligned Advisors, he worked in property management, credit services, and auto sales. Outside of finance, he directs plays for small community theater companies. Aligned Advisors provides financial planning and consulting services primarily to high-net-worth individuals and business clients such as dental service organizations. The firm focuses on flat-fee consulting, fractional CFO services, and management support, operating in a consultative, non-custodial capacity rather than managing client portfolios directly.