David Krigstein is a financial advisor at UBS Financial Services with Series 63 and Series 65 licenses and 39 years of industry experience. He has been with UBS since 2010. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services supported by proprietary research and model-based asset allocations.

Kristen Hafner is a financial advisor with Cambridge Investment Research Advisors and holds a Series 66 designation. She has 18 years of industry experience and has been with Cambridge since 2009. Hafner is the founder of several ventures focused on financial education and divorce planning, including Divorce Moxie and Moxie Bootcamp, and has served as president of the Financial Planning Association Ventura County Chapter. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base with financial planning, investment management, retirement plan advisory, and financial-wellness services. The firm offers a range of investment solutions through its network of independent Financial Professionals, utilizing both proprietary and third-party strategies tailored to client objectives.

Dylan Venuti is a financial advisor at Morgan Stanley with three years of industry experience. He holds the Series 66 designation and previously worked at Sprouts Farmers Market before joining Morgan Stanley. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a range of advisory programs, including tailored financial planning and estate strategies, and manages approximately $2.74 trillion in client assets.

Talin Kalfayan is a financial advisor with LPL Financial in Westlake Village, CA, holding a Series 66 designation and eight years of industry experience. Prior to joining LPL Financial in 2025, Talin worked for six years at Western International Securities, Inc. Outside of financial advising, Talin is employed as a legal assistant at Hamrick & Evans, LLP and is a commissioned notary. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients nationwide. The firm offers a broad range of advisory programs, retirement plan consulting, and brokerage services, employing both discretionary and non-discretionary management supported by research and diverse investment strategies.

Kerrie Jensen Schwartz is a financial advisor with LPL Financial in Camarillo, CA, holding a Series 66 designation and three years of industry experience. She has previously worked with Cetera Investment Services LLC and had roles involving self-employment and other firms before joining LPL Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, utilizing model portfolios, third-party subadvisors, and advanced technologies to support diversified investment strategies.

Jaclyn Mercer is a Certified Financial Planner® with 10 years of industry experience. She is currently affiliated with LPL Financial and has previously worked at Flourish Wealth Management Inc., Ellevest, and Summit Wealth Management Group. Mercer holds multiple securities licenses including Series 63, 65, and 66. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios, third-party subadvisors, and in-house research.

Christopher Hofmann is a financial advisor at Wells Fargo Clearing with 16 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors, LLC from 2014 to 2016. He holds the Series 66 designation. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

David Botwinick is a financial advisor with LPL Financial in Oxnard, CA, holding a Series 66 designation and possessing 41 years of industry experience. He has been with LPL Financial since 2018 and has also been associated with SII Investments since 2013. Outside of his advisory roles, he operates David Botwinick & Associates, an investment-related business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Serena Tobias is a financial advisor at Morgan Stanley with 35 years of industry experience. She has been with Morgan Stanley since 2008 and holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and economic modeling techniques.

Thomas Brusca is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he focuses on providing personalized advice and guidance centered on the goals and priorities of clients and their families. He works closely with clients to develop strategies addressing short-, mid-, and long-term financial objectives, offering expertise in areas such as retirement planning, education funding, portfolio management, tax minimization, and managing new wealth. Thomas holds an Associate's Degree from Moorpark College and a Bachelor's Degree from the California State University System. He carries the Personal Investment Advisor (PIA) designation and is licensed under NMLS#1935975. Fluent in both English and Spanish, he leverages a collaborative approach that includes access to Bank of America specialists covering banking, credit, home financing, and small business solutions. His practice emphasizes simplicity and transparency to help clients navigate the complexities of investing and wealth planning. Outside of his professional responsibilities, Thomas is involved with Wolf Connection, demonstrating a commitment to community engagement. His personal interests include basketball, cooking, football, hiking, pickleball, and rock climbing.

Breanna Menager is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. She previously worked at Morgan Stanley Smith Barney LLC for six years and Steel Peak Wealth Management for two years. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, offering model-based and discretionary investment strategies developed by internal and third-party managers.

Jamie Wood is a financial advisor with LPL Financial, holding a Series 66 designation and 13 years of industry experience. Prior to joining LPL Financial in 2022, Wood worked for Wells Fargo Advisors from 2011 to 2022. Wood also operates a DBA business, Artiea Capital Management, focusing on investment-related activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and model portfolios.

John Miller is a financial advisor with LPL Financial who holds a Series 66 designation and has 15 years of industry experience. His prior roles include positions at Miller Manoccio Inc and Waddell & Reed, Inc. Miller also operates Miller & Associates Generational Wealth Management, a family wealth-focused business entity associated with his LPL practice. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management along with model portfolios and research resources.

Brenda Guzman is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and 16 years of industry experience. She has been with Thrivent and its affiliated entities since 2009. Outside of her advisory role, she assists with a family cleaning business that provides office and home cleaning services. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based financial planning without discretionary trading authority. The firm supports clients with a range of planning topics and allows integration with managed-account programs under a consolidated billing system.

Joshua Cummins is a CFA® charterholder with 26 years of experience in the financial industry. He is currently with UBS Financial Services, having joined the firm in 2024 after 15 years at Bank of America and Merrill. Cummins holds the Series 66 designation and is based in Westlake Village, CA. UBS Financial Services Inc. serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management through proprietary research and tailored asset allocation strategies.

Ryan Burke is a financial advisor at LPL Financial with 14 years of industry experience. He holds the CFP® and Series 66 credentials and has prior experience with Ameriprise and JPMorgan Chase Bank, N.A. He also founded Burkeekrub Inc., a business he operated for 14 years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios, research, and technology-driven investment strategies.

Diana Santana is a financial advisor at Merrill with 29 years of industry experience. She has been with Merrill since 2005 and holds a Series 63 designation. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Philip Byrne is a financial advisor with Morgan Stanley in Westlake Village, CA, holding a Series 66 designation and 23 years of industry experience. He has been with Morgan Stanley since 2009, including roles at Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients. The firm emphasizes tailored financial planning using structured discovery and advanced modeling tools, managing approximately $2.74 trillion in client assets.

David Norton is a financial advisor at Morgan Stanley with 35 years of industry experience. He holds a Series 63 designation and has been with Morgan Stanley and its affiliates since 2009. Outside of his advisory role, he serves as an executor for trusts. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutions, including customized financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning services.

Robert Clark is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he has been providing personalized financial advice since 2005. He focuses on helping clients construct unified strategies tailored to their individual goals, emphasizing a disciplined process that prioritizes candor and transparency. His approach is designed to bring clarity to clients' financial lives and assist them in pursuing objectives such as maintaining lifestyle, retirement income, and legacy goals. Before joining Merrill Lynch, Mr. Clark spent over 27 years with Warner Music Group's Atlantic Records, where he held roles including promotion director and vice president of operations for the West Coast. His background in the music industry has contributed to his problem-solving skills and disciplined approach to financial advising. He holds a Bachelor's Degree from Duquesne University and the Personal Investment Advisor (PIA) designation. Mr. Clark resides in Oak Park, California with his wife, Robin Clark, who is Head of Key Global Accounts, Entertainment, Sports and Media for Mandarin Oriental Hotel Group. They have two children: Madison, who is engaged in dance and stand-up comedy in Southern California, and Cole, a senior technical artist for Meta living in Maryland with his wife and daughter. Mr. Clark and his family enjoy cooking, entertaining, travel, and sports.