Justin Mace is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with an investment menu that includes insurance-related vehicles and bank deposit sweep options.

Matthew Hodus is a financial advisor with Stifel, holding a Series 66 designation and 26 years of industry experience. He has been with Stifel since 2015. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, providing brokerage and investment advisory services guided by a proprietary methodology developed by its Investment Strategy Group. The firm also offers services to private funds and municipal markets alongside affiliated trust companies and banks.

Anthony Ferretti is a financial advisor with Wells Fargo Clearing in Corte Madera, CA, holding a Series 66 designation and 6 years of industry experience. He has been with Wells Fargo Clearing since 2003. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Patrick Conroy is a financial advisor at J.P. Morgan Securities with Series 63 and Series 66 licenses. He has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2026. Outside of financial advising, he is involved with Rodney Strong Winery Estates. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a process that combines quantitative asset-allocation modeling and centralized due diligence, applying an ESG eligibility framework in its recommendations.

Eric Caindec is a financial advisor with Wells Fargo Clearing in San Rafael, CA, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. His prior roles include positions at Bank of America, N.A., and Merrill. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory solutions. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Catherine Choi is a financial advisor at Stifel with 12 years of industry experience. She holds a Series 66 designation and has worked at Merrill from 2014 to 2021 before joining Stifel Nicolaus & Co Inc. in 2021. Stifel serves a broad range of clients, including individuals, institutional accounts, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach is based on a proprietary methodology developed by its Investment Strategy Group, utilizing forward-looking capital market assumptions and probabilistic modeling to guide asset allocation and financial planning.

Jeffrey Semp is a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2009. In this role, he provides clients with access to Fidelity's investment platform and collaborates closely with his team to support clients' financial goals. With over 24 years of experience in financial planning, Jeffrey has developed expertise in assisting individuals and families in achieving their financial objectives. Prior to joining Fidelity, he worked as a Financial Advisor at Wells Fargo Advisors from 2002 to 2009. Jeffrey holds a California Insurance License. Outside of his professional responsibilities, he enjoys biking, sailing, surfing, tennis, and traveling.

Adam Slowik is a financial advisor at UBS Financial Services with 27 years of industry experience. He holds a Series 66 designation and has been with UBS since 2009. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor strategies to clients’ goals and risk tolerances.

James Costello is a CFP® with 31 years of industry experience, currently serving at Cambridge Investment Research Advisors since 2016. He has also worked with National Life of Vermont since 2002. Costello is the author of a book on sustainable investing and serves as treasurer for FossilFreeCA.org, a lobbying organization. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing both proprietary and third-party strategies across multiple custody platforms.

John Engstrom is a Financial Consultant at Fidelity Investments, a position he has held since 2019. In this role, he works closely with clients to understand their personal and financial goals, analyze their current financial situation, and develop tailored plans to help them achieve their definition of success. He continues to monitor and update these plans to ensure clients remain on track toward their objectives. John has extensive experience in the financial services industry, having served as an Investment Consultant at Fidelity Investments from 2016 to 2019 and as a Financial Advisor at Ameriprise Financial from 2013 to 2016. Earlier in his career, he was an Account Executive at Accredited Home Lenders from 2003 to 2005. He holds a California Insurance License.

Patrick Giamanco is a financial advisor at Edward Jones with one year of industry experience. He holds a Series 66 designation and previously worked at Envestnet | Yodlee for 13 years. Outside of finance, he operates an online artwork sales business focused on photography. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary investment strategies, and manages approximately $1.01 trillion in assets through a nationwide network of over 23,000 financial advisors.

Shawn Campas is a CFP® professional with 12 years of industry experience, currently serving as a financial advisor at OSAIC since 2024. He previously worked at Woodbury Financial Services, Inc. for 10 years and has been associated with Stark Miller FBG (BAMCO Financial) since 2012. In addition to his advisory role, Campas volunteers on the Rotary Club of Novato Endowment Board, where he contributes to community project decisions. OSAIC serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations through a wide network of advisers. The firm offers integrated brokerage, advisory services, and access to third-party investment managers, utilizing asset-allocation tools and automated portfolio rebalancing.

Mohsin Hafeez is a CFP® with 15 years of industry experience, currently serving at Wells Fargo Clearing since 2016. He previously worked at Wells Fargo Advisors, LLC from 2013 to 2016. Outside of his advisory role, Hafeez is involved in education, teaching financial analysis and corporate finance courses at Golden Gate University, Hult International Business School, and UC Berkeley Extension, and he owns an education consultancy called Global Minerva Alliance. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes insurance-related investment options alongside traditional products.

Mark Schneeberger is a financial advisor at OSAIC with 27 years of industry experience. He holds the ChFC® designation and has been with OSAIC since 2007. He is also a licensed real estate agent, referring real estate sales through Berkshire Hathaway. Osaic Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and investment advisory services, as well as access to multiple advisory platforms and third-party money managers.

Natalie Patterson is a Series 66-licensed financial advisor at Fidelity with two years of industry experience. Prior to joining Fidelity, she worked as a Retirement Investment Specialist and gained experience in tax and bookkeeping services. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, employing a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction to manage portfolios across mutual funds, ETFs, and ETPs.

Caesar R. Ruegg is a financial advisor with UBS Financial Services, holding a Series 66 designation and 26 years of industry experience. He has been with UBS since 2001. UBS Financial Services Inc. serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor strategies to client goals.

Nancy Tattersall is a CFP® registered financial advisor with Pinnacle Retirement & Financial Planning in San Rafael, CA. She has 30 years of experience with the firm and holds the Series 63 license. Pinnacle Retirement & Financial Planning is an independent firm serving clients with personalized retirement and financial planning services.

Gatian Cunningham is a financial advisor at Hearth Capital Management with 28 years of industry experience. He is based in Mill Valley, CA. Hearth Capital Management provides portfolio management and financial planning services to a small client base of individual investors. The firm focuses on one-on-one advisory relationships and serves primarily non-high-net-worth individuals, using an hourly fee structure that is uncommon among similar firms.

Michael Schmitz is a financial advisor with Schmitz Capital Partners, LLC, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. He has worked at Schmitz Capital Partners since 2015 and has been affiliated with Osaic Wealth, Inc. since 2009. Schmitz is also licensed to offer various insurance and annuity products to clients. Schmitz Capital Partners serves individual and high-net-worth clients, as well as trusts, pension plans, and institutional clients, managing approximately $125 million in assets. The firm employs a proactive, holistic investment approach that incorporates asset-allocation planning software, risk-tolerance assessments, efficient-frontier analysis, and both fundamental and cyclical analysis across long- and short-term strategies.

Harris Holzberg is a financial advisor at Holzberg Wealth Management, Inc. with 18 years of industry experience. He holds the ChFC® designation as well as Series 63 and Series 65 licenses. He has been with Holzberg Wealth Management since 2013. In addition to his advisory role, Holzberg provides securities expert witness and litigation support services. Holzberg Wealth Management is a small firm based in Corte Madera, CA, serving clients with personalized wealth management strategies.