James Morehouse is a Series 66 licensed financial advisor with 13 years of industry experience. He is currently with J.P. Morgan Securities and J.P. Morgan Chase Bank, n.a., having previously worked at First Republic Investment Management, Inc., First Republic Securities Company, LLC, and Wells Fargo Clearing. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting. Their advisory process incorporates centralized due diligence with both quantitative and qualitative research, offering expertise that includes broader derivatives and commodities capabilities.

William Wang is a financial advisor with Charles Schwab in Cupertino, CA, holding Series 66 and Series 63 licenses and 13 years of industry experience. He has worked at Charles Schwab and Charles Schwab Bank since 2014. Outside of his advisory role, he owns and operates an automotive repair business focused on building and restoring cars. Charles Schwab serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions, integrating multi-asset model portfolios with access to alternative investments and comprehensive custody and brokerage services.

Dominic Carradero is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and 65 registrations and bringing 36 years of industry experience. He has worked at Cambridge Investment Research Advisors since 2010 and previously spent 10 years at PRUCO Securities, LLC. Outside of advising, Carradero also works as an independent insurance agent for various companies. Cambridge Investment Research Advisors serves a diverse client base that includes individual investors and institutional entities such as pension and charitable organizations. The firm offers financial planning, investment management, retirement-plan advisory, and wrap-fee programs through thousands of financial professionals and manages assets across multiple platforms and custodians.

Shannon Michaels is a financial advisor with Morgan Stanley in San Jose, CA, holding a Series 66 license and four years of industry experience. Prior to her current role, she worked within Morgan Stanley’s Private Bank and Smith Barney divisions. Outside of finance, Michaels is involved in the entertainment industry as a singer, songwriter, and performer, owning and partnering in several music-related businesses based in Nashville. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to both individual and institutional clients. The firm manages approximately $2.74 trillion in client assets and utilizes a structured financial planning process supported by proprietary tools and market models.

Laurel Fierro is a Series 66-licensed financial advisor at Raymond James & Associates with 18 years of industry experience. She previously worked at Wells Fargo Clearing for seven years before joining Raymond James in 2023. Outside of her advisory role, she serves as a board member for the Madrone Plaza Homeowners Association in San Jose, where she participates in meetings focused on budgeting, financial oversight, and architectural improvements. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, offering financial planning, non-discretionary investment consulting, municipal advisory services, and a range of portfolio management options.

Michael Valenzuela is a Financial Consultant at Fidelity Investments, where he has been serving clients since 2025. He has held multiple roles within Fidelity Investments, including Investment Consultant, Relationship Manager, and Workplace Planning Consultant, gaining a breadth of experience in financial services since 2021. Michael specializes in retirement planning, tax-efficient investing, and children's education planning. He emphasizes education and communication to help clients make informed investment decisions and feel confident in their financial strategies. He holds a California Insurance License, supporting his work in comprehensive financial planning. Outside of his professional role, Michael enjoys hiking and reading.

Lorraine Taylor is a Series 66-licensed financial advisor at Osaic with 29 years of industry experience. She worked at Lincoln Financial Advisors for 25 years before joining Osaic in 2025. She also serves as a co-trustee of her family trust. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients, offering brokerage and advisory services through a multi-advisor platform. The firm’s investment approach focuses on model-based asset allocation and portfolio optimization, supported by advanced risk-assessment tools and a variety of managed account options.

Mason Mckown is a Wealth Management Advisor at Merrill Lynch Wealth Management. He holds the CERTIFIED FINANCIAL PLANNER® (CFP) certification and the Personal Investment Advisor (PIA) designation. Mason earned his bachelor's degree from the University of California at Santa Barbara with a concentration in Ethics within his Philosophy major. Mason's expertise focuses on college education planning, divorce transition planning, family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, socially responsible and ESG investing, women and wealth, tax minimization, and retirement income. He specializes in working with clients experiencing major life transitions, including retired rental property owners and those with concentrated employer stock. Mason emphasizes personalized planning that reflects each client's goals, values, and priorities, aiming to instill confidence in their financial future through trust and open communication. He has been involved in the Rotary Club of Campbell and served as its past president. Mason lives in Silicon Valley with his wife, two children, and their golden retriever. His personal interests include adventure sports, camping, hiking, music, pickleball, skiing, surfing, tennis, volleyball, and spending time with his family.

Kathleen Webb is a financial advisor with Wells Fargo Clearing in San Jose, CA, holding a Series 63 designation and bringing 30 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously spent 11 years at A. G. Edwards & Sons, Inc. Aside from her advisory work, she serves as a trustee for her family’s trusts. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm combines research and analytics with diversification principles and modern portfolio theory, serving over 14,000 advisors and managing approximately $671 billion in assets.

Nicholas Chin is a financial advisor at Morgan Stanley with 18 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and previously at Citigroup Global Markets Inc from 2006 to 2009. In addition to his advisory role, he has been involved with San Jose State University since 2002. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a range of advisory programs to individuals and institutions, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and integrates advanced planning tools and analyses within its financial planning process.

Tina Louie is a financial advisor with Wells Fargo Clearing in San Jose, CA, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. Her prior experience includes roles at U.S. Bancorp Investments, Inc. and Citicorp Investment Services. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Yanyu Chan is a financial advisor at Morgan Stanley in San Jose, CA, holding a Series 66 designation with one year of industry experience. Prior to joining Morgan Stanley in 2026, Chan worked at Deloitte for two years and attended the University of California, Berkeley. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a broad range of advisory programs. The firm offers tailored financial planning using structured discovery processes and firm-approved tools, managing approximately $2.74 trillion in client assets.

Jeffrey Coplan serves as Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2019. In this role, he focuses on assisting individuals and families in achieving their financial objectives through personalized financial, investment, and long-term wealth planning strategies. He emphasizes the importance of having a clear financial plan, maintaining discipline, and making informed decisions rather than attempting to time the market. Jeffrey holds a California Insurance License, which supports his provision of comprehensive financial advice. Outside of his professional responsibilities, he engages in activities such as bowling, golf, softball, and enjoys spending time with his pets and family.

Bela Palfalvi is a financial advisor with Charles Schwab in Cupertino, CA, holding a Series 63 license and bringing 33 years of industry experience. His career includes over two decades with Charles Schwab and related entities, as well as three years at TD Ameritrade. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance supported by multi-asset model portfolios and centralized operational infrastructure.

Dewi Hartono is a financial advisor at Morgan Stanley in Cupertino, CA, with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2014 and 2015, respectively. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and includes both retail and institutional services.

Xinyao Wang is a financial advisor at Charles Schwab with six years of industry experience. His background includes roles at JPMorgan Chase Bank and JPMorgan Securities, along with earlier experience outside finance as an auctioneer and working in the restaurant industry. Charles Schwab serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, and offers multi-asset model portfolios alongside centralized custody and order-routing services.

Vineeta Devi is a Series 66 licensed financial advisor with Wells Fargo Clearing in San Jose, CA, with 20 years of industry experience. She has worked at Wells Fargo bank since 2001 and has been with Wells Fargo Clearing since 2016. Outside of her advisory role, she owns a rental property in Elk Grove, CA. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research and analytics.

Yan Xiong is a financial advisor with J.P. Morgan Securities in Mountain View, CA, holding Series 63 and Series 65 licenses and eight years of industry experience. His prior roles include positions at Bank of America, Merrill, and JPMorgan Chase Bank, as well as a one-year tenure at HACC.AI System Solution LLC. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research supported by a manager solutions team and includes specialized capabilities in derivatives and commodities.

Antonio Posada is a financial advisor at Osaic Wealth based in San Jose, California, holding a Series 66 designation with 11 years of industry experience. His prior roles include positions at Arbor Point Advisors and Securities America Advisors. Outside of his advisory work, he manages a small life insurance and annuity business. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients, offering both brokerage and advisory services through a multi-advisor platform. The firm’s investment approach centers on model-based asset allocation and portfolio optimization with discretionary and third-party managed options.

Lin Wu is a financial advisor with Morgan Stanley in Mountain View, CA, holding a Series 66 designation and 20 years of industry experience. Prior to joining Morgan Stanley in 2022, Wu worked at Wells Fargo Clearing and Wells Fargo Bank NA for a combined total of over a decade. Morgan Stanley Wealth Management serves individual and institutional clients by offering a variety of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that includes firm-approved tools and modeling techniques.