Hani Henein is a financial advisor at Morgan Stanley with 16 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individuals and institutional clients. The firm offers a variety of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.

Royce Eggert is a financial advisor with Equitable Advisors in Miami, FL. He holds the Series 66 designation and has one year of industry experience. Prior to joining Equitable Advisors, he worked at Trump Doral and has experience in education and hospitality sectors. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs through a network of Investment Adviser Representatives and utilizes third-party asset managers and sponsored advisory programs in its client solutions.

Ignacio Del Carril is a financial advisor with UBS Financial Services in Coral Gables, FL, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. Prior to joining UBS in 2023, he worked at HSBC Securities (USA) Inc. and HSBC Private Bank International for 14 years. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, leveraging proprietary research and a broad platform to tailor client solutions.

Justo Schiopetto is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds a Series 66 designation and has worked previously at Cohen and Deloitte & Co. He has also been involved in academic roles at Universidad Católica Argentina and UTDT. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Alvaro Mayorga is a financial advisor with UBS Financial Services, holding a Series 66 designation and 19 years of industry experience. He has worked at UBS since 2017 and previously spent 10 years at HSBC. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining model-based asset allocations and proprietary research to customize client portfolios. The firm integrates institutional trading capabilities with wealth management, including fiduciary financial planning and comprehensive capital markets services.

Liana Portela Belliard is a financial advisor at J.P. Morgan Securities in Miami, FL, holding a Series 66 designation. She has been with J.P. Morgan Securities and related affiliates since 2025, with prior experience at Deloitte and Babson College. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG framework when recommending investment strategies.

Alejandro Gonzalez is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. He holds the Series 66 designation and has worked at J.P. Morgan Securities since 2017, following four years at Axa Advisors. Based in Miami, FL, he provides advisory services within a large institutional firm. J.P. Morgan Securities LLC offers institutional consulting to corporations, foundations, and defined contribution plan sponsors, providing asset allocation advice, investment manager searches, and customized performance reporting. The firm combines institutional advisory services with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Rodrigo Sideris is a financial advisor at Raymond James & Associates with 23 years of industry experience. He holds a Series 66 designation and previously worked at Morgan Stanley and Morgan Stanley Private Bank. Outside of his advisory role, he is a partner in several small business ventures. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser that serves a diverse client base including individuals, institutions, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional advisory services, supported by a wide range of portfolio management styles and affiliated research.

Sugeil Perez is a financial advisor with Wells Fargo Clearing in Winter Haven, FL, holding a Series 66 designation and 16 years of industry experience. He previously worked at Morgan Stanley Private Bank, National Association, from 2015 to 2018. Outside of advisory work, Perez co-owns and operates a bar in Miami Lakes, FL. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a broader set of financial product offerings including insurance-related vehicles and bank deposit sweep options.

Monique Nunez De Albuquerque is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. She holds Series 63 and Series 65 licenses and has been with J.P. Morgan Securities and J.P. Morgan Chase Bank since 2017. Prior to that, she worked at Family Wealth Partners for two years. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors. The firm offers asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors, combining large institutional advisory operations with affiliated brokerage and investment management capabilities.

Amy Burgess is a financial advisor with Ameriprise in Miami, FL, holding a Series 66 designation and 14 years of industry experience. She has been with Ameriprise and its affiliated entities since 2008. Outside of her advisory role, she is involved in managing her Ameriprise franchise business through multiple entities. Ameriprise serves clients primarily with a retirement-income planning service designed for individuals approaching or in retirement who meet certain asset thresholds. The firm combines research, modeling, and tax-efficient strategies to deliver non-discretionary, customized retirement income recommendations, supported by a centralized consulting team.

Kieran Locke is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2016. He serves as Treasurer and board member for the Refugee Assistance Alliance, a nonprofit organization aiding new refugees to the U.S. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.

Desiree Borland is a financial advisor with J.P. Morgan Securities in Miami, FL, holding Series 63 and Series 65 credentials and bringing 19 years of industry experience. She has worked at JPMorgan Chase Bank and J.P. Morgan Securities since 2010 and is also involved with Stages Pet LLC. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and incorporating an ESG eligibility framework in its recommendations.

Pablo Artigas Maritano is a financial advisor at J.P. Morgan Securities in Miami, FL, holding Series 63 and Series 66 licenses with five years of industry experience. His prior work includes eight years at Santander and four years at Société Générale. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through a program that combines quantitative asset-allocation modeling with centralized due diligence, applying an ESG eligibility framework when recommending strategies.

Modesto Mora is a financial advisor with Morgan Stanley in Coral Gables, FL, holding a Series 66 license and 17 years of industry experience. He has been with Morgan Stanley since 2009 and has worked with Morgan Stanley Private Bank, National Association since 2015. Mora Investment Management, Inc., an entity he manages, is used primarily for maintaining group health insurance for his family. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning through a range of advisory programs and managing approximately $2.74 trillion in client assets. The firm uses a structured planning process supported by firm-approved tools and investment modeling techniques.

Anabela Puyana is a financial advisor at J.P. Morgan Securities with three years of industry experience. She holds Series 63 and Series 66 licenses and has worked with firms including HSBC Securities USA Inc., Northwestern Mutual Investment Services LLC, and Ronald Via. Based in Miami, FL, she began her current roles at J.P. Morgan Securities and JPMorgan Chase Bank in 2024. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities, delivering recommendations on a non-discretionary basis.

Jessica Osteen is a financial advisor with Morgan Stanley in Coral Gables, Florida, holding a Series 66 designation and 20 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Prior to that, she worked at Citigroup Global Markets from 2007 to 2009. Outside of her advisory role, she serves as a board member for several real estate-related entities. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by firm-approved tools and a structured discovery process.

Rogelio Fernandez is a financial advisor at UBS Financial Services in Coral Gables, FL, holding Series 63 and Series 65 licenses with 20 years of industry experience. He has been with UBS since 2014. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client strategies.

Javier Ferreira is a financial advisor with Raymond James & Associates in Coral Gables, FL, holding Series 63 and Series 65 credentials and bringing 24 years of industry experience. He previously worked at Wells Fargo Advisors and Wells Fargo Clearing for a combined total of six years. Outside of his advisory role, he owns and manages residential real estate properties. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base that includes individuals, institutions, and charitable organizations. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, utilizing a range of portfolio management styles supported by affiliated research and model managers.

Seth Williamson is a financial advisor with J.P. Morgan Securities LLC and holds a Series 66 designation. He has three years of industry experience and has worked at firms including JPMorgan Chase Bank, Uber, and Grubhub. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its recommendations.