Brian Palkowitsh is a financial advisor with Primerica Advisors in Hollywood, FL, holding Series 63, 65, and 66 licenses and bringing 27 years of industry experience. His prior roles include positions at Guardian Life Insurance Company, Park Avenue Securities, Ameriprise Financial Services, and Nancy Paul Company. He is actively involved with Rotary International and serves as Treasurer and Board Member of the Rotary Club of Ft Lauderdale/Cypress Creek. His current firm, Park Avenue Securities LLC, serves a diverse client base including individual investors, corporate clients, and retirement plans through both brokerage and advisory channels, offering a range of proprietary programs and third-party solutions with discretionary and non-discretionary management options.

Shirley Lopez is a financial advisor with Truist Advisory Services in Fort Lauderdale, FL, holding a Series 66 designation and 16 years of industry experience. She previously worked at Wells Fargo Clearing and WELLS FARGO Advisors, LLC before joining Truist in 2016. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation, investment policy analysis, fiduciary support, and a manager-selection program implemented through a combination of discretionary and non-discretionary approaches.

Victor Muro is a financial advisor with Equity Services, Inc. and holds Series 63 and Series 65 credentials, with 38 years of industry experience. He has been associated with National Life Group, Equity Services Inc., and NL Financial Alliance since 2009. He serves as vice president and volunteer board member of his local homeowners association in Hallandale Beach, FL. Equity Services, Inc. provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms, often utilizing third-party asset managers and model portfolios, combining long-term strategies with options for shorter-term trading and specialized instruments.

Lina Armstrong is a financial advisor with PNC Wealth Management, holding a Series 66 designation and 12 years of industry experience. She previously worked at J.P. Morgan Securities and Libra Investment Advisors. Outside of her advisory career, Lina manages inventory and website sales for KaLi Stylez LLC, a non-investment related business. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital offering that uses algorithm-driven risk assessment and executes portfolios with mutual funds and ETFs. The firm delegates portfolio implementation and proxy voting to third parties and provides services primarily to employees through this pilot program.

Karlene Mullings is a financial advisor at Eagle Strategies (NY Life) with Series 63 and Series 66 credentials and one year of industry experience. She has held positions at Eagle Strategies LLC, NYLIFE Securities LLC, New York Life Insurance Company, FHC Investments Limited, and VM Wealth Management Limited. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to a diverse client base, including individual investors, defined contribution and defined benefit plans, and charitable and corporate clients. The firm emphasizes tailored recommendations and manages the majority of its assets on a non-discretionary basis.

Joseph Chalom is a financial advisor with Planmember Securities Corporation in Coral Springs, FL, holding Series 65 and Series 66 licenses and over 40 years of industry experience. He has served as president of Retirement Council, Inc. since 1991 and holds leadership roles in several nonprofit organizations, including NAIFA-Broward and the NAIFA Florida Education Foundation. Chalom also trains volunteers as Team Commander for the Coral Springs Community Emergency Response Team and teaches financial education workshops. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, focusing on strategic asset allocation through risk-based mutual fund portfolios. The firm supports plan sponsors and participants with education, personalized planning, and separation counseling while operating as both a broker-dealer and investment adviser.

Todd Robbins is a financial advisor at Integrity Alliance, LLC with 25 years of industry experience. He has held various roles within Bankers Life and its affiliated entities from 2016 to 2020 before joining Integrity Alliance. Robbins is also the owner of Hoosier Advisor & Associates, a securities-related advisory business. Integrity Alliance is a large advisory network with over 300 investment adviser representatives managing approximately $5.4 billion in client assets. The firm serves individual investors, corporations, and qualified retirement plans, offering portfolio management, financial planning, and various investment programs through multiple platforms and a combination of discretionary and non-discretionary services.

Troy Barrow is a financial advisor with Hornor, Townsend & Kent, LLC, holding a Series 65 credential and seven years of industry experience. He has worked at Federal Prep Advisors, Inc., Penn Mutual Life Insurance Company, and currently at Hornor, Townsend & Kent. Outside of his advisory role, he is also an insurance agent with Life Capitalized Financial, LLC, focusing on insurance sales and service, including Penn Mutual life products. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services through third-party asset manager platforms and financial planning. The firm emphasizes client-directed implementation and oversight with a predominantly non-discretionary investment approach.

Luke Melms is a CFP® professional with 11 years of experience in the financial advisory industry. He is currently with NewEdge Advisors and previously worked at United Capital Financial Advisers and KFORCE. Outside of finance, he owns and manages Baseball and Business, a website and podcast network. NewEdge Advisors is an enterprise-scale registered investment adviser serving individuals, pension plans, corporations, trusts, and charitable organizations through a network of independent advisers. The firm offers a wide range of portfolio management, financial planning, and consulting services, utilizing a variety of program structures and technology tools.

Annette Blair is a financial advisor with Eagle Strategies (NY Life) and holds Series 63 and Series 66 licenses. She has 25 years of industry experience, including over two decades with New York Life Insurance Company. Blair is also involved in brokering with various insurance carriers. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to a diverse client base, including individuals, institutional investors, and corporate clients. The firm offers multiple program types and focuses on tailored solutions, with a significant portion of assets managed on a non-discretionary basis.

Armando Gil is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has worked with firms including World Financial Group and American Funding Center and is involved in affiliate marketing through his business Cubatics. Additionally, he operates independent contractor roles related to credit card transactions with Giving Merchants, LLC and Global Merchant Innovations LLC. Transamerica Financial Advisors serves a diverse client base including individual investors, retirement plans, trusts, and charitable organizations. The firm delivers services through a large advisor network using model portfolios and third-party managers, with notable programs such as Transamerica ONE and TFA365.

Sean Lamb is a CFP® with 23 years of industry experience, currently serving at Beacon Pointe Advisors, LLC since 2021. He previously worked at Spotlight Asset Group and Creative Planning. He is based in Fort Lauderdale, FL. Beacon Pointe Advisors, LLC offers wealth advisory, consulting, financial planning, retirement-plan platform services, and outsourced CIO services to individuals, corporations, and institutional clients. The firm combines asset-allocation modeling with third-party independent managers and employs both active and passive strategies across public and private asset classes.

Sammie Kreindel is a financial advisor with PNC Wealth Management, holding a Series 66 designation and 26 years of industry experience. She has been with PNC Investments and PNC Bank since 2011. PNC Wealth Management provides retail brokerage and advisory services, offering model-based investment programs including a digital discretionary model account available through an employee-only pilot. The firm employs algorithm-driven portfolio selection and delegates portfolio implementation to third-party strategists.

Gerald Berman is a financial advisor at Oppenheimer with 43 years of industry experience and holds a Series 63 designation. He has been with Oppenheimer since 2013. Oppenheimer serves a broad client base including individuals, corporations, pension and profit-sharing plans, charitable organizations, and retirement plan fiduciaries. The firm offers a range of advisory and brokerage services, utilizing strategic and tactical asset allocation, manager selection, and various investment strategies tailored to client objectives.

John Cullen is a financial advisor with Principal Financial Services in Davie, FL, holding Series 63 and Series 65 licenses and possessing 26 years of industry experience. He has been associated with Principal Securities Inc. since 1999 and has operated his own CPA firm, John T. Cullen, P.A., as a licensed CPA for several decades. Outside of advising, he is involved in a CPA practice in addition to his financial services role. Principal Securities provides brokerage and registered investment advisory services to a wide range of clients, including individual investors, retirement plans, trusts, and business entities. The firm offers financial planning, retirement plan consulting, and access to third-party money manager programs, with investment implementation typically managed on a discretionary basis by affiliated or unaffiliated managers.

Guillermo Hernandez is a financial advisor with Eagle Strategies (NY Life) in Sunrise, FL. He holds Series 66 and Series 63 licenses and has one year of industry experience. Prior to his financial career, he worked at Microsoft Corp and Metaswitch Networks. Eagle Strategies serves a broad range of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored recommendations and manages the majority of its assets on a non-discretionary basis.

Theodore Mpatsios Pappas is a financial advisor at Rockefeller Financial LLC with five years of industry experience. He holds a Series 66 designation and has previously worked at UBS Financial Services, Equitable Advisors, Northwestern Mutual, and Rockefeller Capital Management. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm offers discretionary and non-discretionary portfolio management, financial planning, and consulting services, and operates as a registered broker-dealer providing securities transactions, variable insurance products, and placement and investment banking services.

Giuliana Pelletier is a financial advisor at PNC Wealth Management with 21 years of industry experience. She holds Series 63 and Series 66 licenses and has been with PNC Investments since 2014. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital investment platform that uses algorithmic risk assessments and delegated portfolio management employing mutual funds and ETFs.

Manuel Figueroa is a financial advisor with Integrity Alliance, LLC, holding a Series 65 designation and bringing 31 years of industry experience. His prior roles include positions at Brokers International Financial Services and MML Investors Services Inc/MassMutual, where he worked for over a decade. Outside of advising, he serves as a police officer and is a board member for both the Police Officer Assistance Trust and the Coconut Grove Arts Festival. Integrity Alliance serves a diverse client base including individuals, charitable organizations, corporations, and retirement plans through a network of 164 independent investment adviser representatives. The firm offers asset management, financial planning, retirement plan consulting, and access to third-party manager programs, utilizing a range of portfolio management approaches and custodial platforms.

Jeffrey Stern is a financial advisor with Primerica Advisors based in Hollywood, FL, holding Series 63 and Series 66 licenses and possessing 24 years of industry experience. He has worked at Park Avenue Securities and Guardian Life Insurance Company since 2005. Stern serves as a trustee outside of his advisory role. Park Avenue Securities LLC serves a diverse retail client base, including individual and high-net-worth investors, charities, and corporate clients. The firm offers brokerage and advisory services, financial planning, and business consulting, utilizing a combination of proprietary and third-party investment strategies across multiple program platforms.