Sarah Holmes is a financial advisor with Citizens Securities, Inc. in West Palm Beach, FL, holding Series 63 and Series 65 licenses and nine years of industry experience. Her career includes multiple roles within Citizens Securities and Citizens Bank since 2017, as well as a year at Allstate Insurance. Outside of advising, she serves as a notary public and works as a personal care assistant through an LLC. Citizens Securities, Inc. serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs, brokerage, and insurance services. The firm provides a digital advisory program with ETF-based portfolios and a managed account program, operating as both a broker-dealer and insurance agency and is wholly owned by Citizens Bank, N.A.

Michael Gisonda is a financial advisor with Eagle Strategies (New York Life) in Boca Raton, FL, holding Series 63 and Series 66 credentials and bringing 28 years of industry experience. His career includes roles at Mahoney Financial Organization and The Bridge Group, Inc., through which he sells New York Life products and non-registered insurance. He serves as a board member for The ARC of Palm Beach County, an organization providing support and training for individuals with developmental disabilities. Eagle Strategies serves individual and institutional clients, offering financial planning, investment management, and retirement-plan advisory services. The firm delivers a range of advisory solutions, emphasizing tailored recommendations and managing the majority of assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Jeffrey Schnee is a financial advisor with Janney Montgomery Scott in Boca Raton, FL. He holds the Series 63 and Series 65 designations and has 43 years of industry experience. His prior work includes ten years at UBS Financial Services before joining Janney Montgomery Scott in 2003, and he has been with Alphasights since 2025. Janney Montgomery Scott is a large broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, offering brokerage services, financial planning, consulting, and multiple wrap and advisory programs with a mix of in-house and third-party portfolio management.

Melisa Komarek Mcclure is a financial advisor at Valic Financial Advisors with 11 years of industry experience. She holds a Series 66 designation and has previously worked at Charles Schwab Bank, Charles Schwab, and Wells Fargo Clearing. Valic Financial Advisors primarily serves U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers wrap programs, portfolio management, and financial planning services through a large network of advisors, utilizing a centralized technology platform and model solutions.

Victoria Lindsay is a financial advisor with Truist Advisory Services, holding a Series 66 designation and bringing 24 years of industry experience. She has been with SunTrust Advisory Services since 2016 and with SunTrust Investment Services since 2015. Outside of her advisory work, Lindsay has engaged in community support by making and donating hand-sewn PPE masks and owns a small event coordinating and decorating business. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers a range of services including asset allocation, fiduciary support, and manager selection through the AMC Advantage program, utilizing both discretionary and non-discretionary approaches supported by third-party platforms and AI-enabled research tools.

Mark Kravietz is a CFP® with 39 years of experience in financial services. He has been with Hightower Advisors since 2013 and previously worked at UBS Financial Services for 19 years. He is based in Boca Raton, FL. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients. The firm emphasizes multi-manager solutions and manager selection, offering access to proprietary research, alternative investments, and tailored portfolio management strategies.

Edward Henry III is a financial advisor with Goldman Sachs Wealth Services, holding a Series 66 designation and four years of industry experience. His work history includes roles at Goldman Sachs & Co., Shelby Financial Corporation, Ascensus, and Shades of Ocean City. He also has experience in education, having worked at Drexel University and Mainland Regional High School. Goldman Sachs Wealth Services provides financial planning, investment management, and advisory support to a diverse client base, including individuals, high-net-worth households, corporate participants, and institutional clients. The firm uses centralized investment resources and model portfolios, offering tailored solutions such as Executive Wealth and Private Family Office support, and operates within a large integrated financial group with access to a broad range of financial products and services.

Howard Brachfeld is a financial advisor with Guardian Life, holding the ChFC® designation and Series 63 and 65 licenses, and has 51 years of industry experience. He has been with Guardian Life in various capacities since 1977 and is currently affiliated with Park Avenue Securities. Outside of his advisory role, he serves as a trustee for a testamentary trust and is the treasurer of the Woodbridge Homeowners Association. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management and a subsidiary of The Guardian Life Insurance Company of America, offers brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm utilizes a combination of advisor-led discretionary management and model-based strategies, providing clients with tailored financial planning and access to proprietary and third-party investment solutions.

Andrew Hackett is a financial advisor at Focus Partners Wealth, LLC with nine years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at The Colony Group, Core Wealth Management, Advisors Asset Management, Lincoln Financial Advisors, and The Vanguard Group. Focus Partners serves individual, high-net-worth, and institutional clients, offering a broad range of wealth management and advisory services. The firm employs a long-term, tax- and fee-sensitive investment approach that combines active and passive strategies within an enhanced open architecture framework.

Emmanuelle Le Tertre is a financial advisor with Eagle Strategies (NY Life) in Boca Raton, FL, holding a Series 66 designation and three years of industry experience. Prior to joining Eagle Strategies in 2023, she worked with Super Luxury Group and spent six years in education at St Francois Xavier Middle School and High School. She is also associated with The Bridge Group, which provides insurance and financial product services. Eagle Strategies serves individual and institutional clients, offering financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm emphasizes tailored advice and predominantly manages assets on a non-discretionary basis, with a focus on both retail and institutional relationships within the integrated New York Life affiliate structure.

Samual Carroll is a financial advisor at Creative Planning with a Series 65 designation and nine years of industry experience. He previously worked at Waddell & Reed from 2016 to 2018 before joining Creative Planning in 2018. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a diverse client base including individuals, pension plans, trusts, foundations, and corporations. The firm employs a financial-planning-led investment approach combining low-cost indexing, buy-and-hold strategies, and selective private market exposure, managing approximately $295.6 billion in client assets.

Jonatan Alvarez is a financial advisor at Truist Advisory Services with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Wells Fargo and Citigroup. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, utilizing both discretionary and non-discretionary approaches supported by third-party platforms and an in-house Equity Research team.

Frank Toth is a financial advisor with Independent Financial Partners in Boca Raton, FL, holding a Series 66 credential and 25 years of industry experience. He has worked with Independent Financial Partners since 2011 and with IFP Securities, LLC since 2019, previously serving at LPL Financial. Outside of his advisory role, Toth serves on the board of a family business, Toth Speech Services. Independent Financial Partners provides investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent advisors. The firm supports a multi-advisor platform serving individual, charitable, corporate, and high-net-worth clients, with capabilities that include formal retirement-plan advisory and pension consulting services.

Andrew Perez is a financial advisor with TLG Advisors, Inc. in Boca Raton, FL, holding Series 63 and Series 65 credentials and two years of industry experience. His prior roles include analyst and assistant to the president at Mandel Family Office. TLG Advisors serves a diverse client base, including individuals, high-net-worth clients, trusts, charitable organizations, corporations, and institutional investors. The firm emphasizes manager selection and ongoing monitoring using fundamental analysis and Modern Portfolio Theory, offering portfolio management through sub-advisors and direct-to-consumer digital programs.

John Sanders is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and eight years of industry experience. His prior roles include positions at Merrill and Atlantic Wealth Advisors, LLC. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and managing around $212.7 billion in client assets. The firm provides a wide range of managed-account programs, access to third-party asset managers, and comprehensive back-office support, offering various investment options including mutual funds, ETFs, individual securities, and personalized indexing.

Daniel Owens is a financial advisor with Equity Services, Inc. (ESI Financial Advisors) and holds Series 65 and Series 63 licenses. He has 17 years of industry experience and has worked at Equity Services since 2019, following prior roles at National Life Group and HD Vest. Outside of finance, Owens is the lead singer and frontman of The Mae West Band, a rock and country music group. Equity Services, Inc. provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms with a range of long-term and shorter-term investment strategies, often incorporating third-party asset managers and model portfolios.

Brooke West is a CFP®-certified financial advisor with Truist Advisory Services, bringing 27 years of industry experience. She has worked with Truist Investment Services since 1999 and joined Truist Advisory Services in 2016. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, utilizing a combination of discretionary manager relationships and non-discretionary consulting supported by AI-enabled research tools and comprehensive supervisory oversight.

Shelley Fromm is a financial advisor at Benjamin F. Edwards & Company, Inc. with 28 years of industry experience. She previously worked at Wells Fargo Clearing and A. G. Edwards & Sons, Inc. Fromm holds a Series 63 designation. Benjamin F. Edwards & Company is an integrated broker-dealer and SEC-registered investment adviser serving individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate clients through more than 500 advisors. The firm offers a range of advisory and brokerage services, including wrap-fee programs, financial planning, retirement plan consulting, and investment management using both proprietary strategies and third-party models.

Eric Cohen is a financial advisor with Kestra Advisory Services LLC, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. His prior experience includes roles at B. Riley Wealth Advisors, Stoever Glass Wealth Management, Herbert J. Sims & Co., and The GMS Group. Kestra Advisory Services provides investment advisory and retirement-plan consulting to institutional and individual clients, including plan sponsors. The firm offers services such as fiduciary consulting, plan design, compliance testing, and employee education, serving a diverse client base that includes large institutional investors and sovereign wealth funds.

Mitchell Altro is a financial advisor with Janney Montgomery Scott, holding Series 63 and Series 66 licenses and possessing 22 years of industry experience. He has been with Janney Montgomery Scott since 2016. Janney Montgomery Scott LLC is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, corporate and retirement plan sponsors, and municipal clients, offering brokerage, financial planning, consulting, and advisory programs.