David Salazar is a financial advisor with Truist Advisory Services, holding Series 63 and Series 65 licenses and three years of industry experience. Prior to joining Truist, he worked at Charles Schwab & Co., Inc. and has held positions in various service and hospitality roles. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors, participants, and charitable organizations, employing a combination of discretionary manager relationships and non-discretionary consulting supported by third-party platforms and AI-enabled research tools.

Anthony Perrone is a financial advisor with Ameritas Advisory Services, LLC, holding the ChFC® and Series 66 designations and has 33 years of industry experience. He has worked at Ameritas Advisory Services since 2021 and has a long tenure at affiliated Ameritas entities dating back to 2001. Perrone is also the owner and president of the Estate & Business Planning Group and is an author engaged in writing and speaking about his books. Ameritas Advisory Services, LLC provides investment advisory and planning services to a diverse client base including individuals, high-net-worth investors, retirement plans, charitable organizations, and businesses. The firm utilizes a range of investment strategies and platforms, including model portfolios, mutual funds, ETFs, and individual securities, supported by third-party technology and managers.

Julio Guemes is a financial advisor at Principal Financial Services with 12 years of industry experience. He holds the Series 66 designation and has previously worked at firms including Park Avenue Securities, Guardian Life Insurance Company, Ameriprise Financial Services, and Wells Fargo Advisors. Outside of his financial advising career, he is involved with SJShades, LLC, a window treatments business. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and military personnel stationed abroad. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions under various adviser and promoter arrangements.

Charles Aten is a financial advisor at Schwab Wealth Advisory with 26 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Charles Schwab and related entities since 2000. He is currently based in Orlando, FL. Schwab Wealth Advisory serves clients in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s advice is based on Charles Schwab & Co.’s asset-allocation models and internal research and involves annual reviews tailored to clients’ goals and risk tolerance.

Jonathon Rossi is a financial advisor at Commonwealth Financial Network with one year of industry experience. He holds a Series 66 designation and has previously worked at WealthWell Solutions, One Florida Bank, Ashton Woods Homes, FBC Mortgage, and Northwestern Mutual. Rossi dedicates part of his professional time to fixed insurance sales conducted at his branch location. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing around $212.7 billion in client assets. The firm offers a comprehensive adviser-support platform including managed-account programs, access to third-party asset managers, retirement consulting, and custody/clearing services.

Ethan Smoldt is a CFP® professional with eight years of industry experience currently working at Schwab Wealth Advisory in Orlando, FL. His career includes roles at Charles Schwab and Progressive Insurance. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations based on Schwab’s asset-allocation models and internal research tools, with recommendations tailored to clients’ goals and risk tolerance.

Douglas Smith is a financial advisor at Schwab Wealth Advisory with 25 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Charles Schwab & Co. since 2000, including a decade at Schwab Wealth Advisory. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients in the Schwab Wealth Advisory program and select Charles Schwab-referred clients. The firm emphasizes asset allocation and investment selection based on proprietary models and research, with trades executed only with client authorization.

Jonathan Greene is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. His career includes positions at Edward Jones, Kovack Securities, Capital Guardian Wealth Management, Wells Fargo Clearing, and Merrill. He is based in Orlando, FL. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s guidance is based on Charles Schwab’s asset-allocation models and internal research tools, with recommendations tailored to client goals and risk tolerance.

David Gonzalez Jr. is a financial advisor at Truist Advisory Services with two years of industry experience. He holds a Series 66 designation and previously worked at Edward Jones and Wells Fargo Bank, N.A. He is based in Clermont, Florida. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors, and charitable organizations. The firm combines discretionary manager relationships and non-discretionary consulting, supported by AI-enabled research tools and supervisory oversight, to deliver tailored investment solutions.

Emma Mumpower is a financial advisor with Ameritas Advisory Services, LLC, holding a Series 66 credential and one year of industry experience. Prior to joining Ameritas, she worked at Fidelity Investments and maintains a part-time role with Journeys Travel Company, where she plans and books vacations remotely. Ameritas Advisory Services provides investment advisory and planning services to a diverse client base, offering portfolios composed of model portfolios, mutual funds, ETFs, and individual securities through multiple program platforms and leveraging third-party technology and managers.

Nahyua Muniz is a CFP® professional with eight years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory, Inc. in Orlando, FL. Her prior experience includes roles at Robinhood Financial LLC and Pershing Advisor Solutions LLC. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program, utilizing Charles Schwab’s asset-allocation models and internal research tools to tailor recommendations according to each client’s goals and risk tolerance.

Brian Gallagher is a CFP®-certified financial advisor with 30 years of industry experience. He is currently with TIAA-CREF, having worked there since 2025 and previously at TIAA since 2017. His prior experience includes five years at Schwab Private Client Investment Advisory, Inc. and over two decades at Charles Schwab. TIAA‑CREF Individual & Institutional Services provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing employer retirement plan relationships. The firm’s advisory model separates one-time planning services from ongoing portfolio management, offering both model-based and customized investment options.

Elliot Bramham is a CFP® professional with four years of industry experience, currently serving as a financial advisor at Creative Planning. His prior experience includes roles at Chadwicks Limited, University of East Anglia, Allen & Overy, Shearman & Sterling LLP, and Paris Nanterre University. Creative Planning provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, foundations, trusts, and retirement plans. The firm manages approximately $217 billion in assets and employs a financial planning–led investment approach that incorporates low-cost indexing, buy-and-hold strategies, and supplemental portfolio options, supported by a broad range of affiliated legal, trust, and retirement plan service businesses.

Frank Delia is a financial advisor with Truist Advisory Services, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. He has been with SunTrust Advisory Services since 2016 and SunTrust Investment Services, Inc. since 2015. Based in Orlando, FL, his career includes roles focused on investment advisory within the firm’s enterprise platform. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm’s approach combines discretionary manager relationships and non-discretionary consulting, supported by AI-enabled research tools and integrated inter-affiliate service arrangements.

Linda Paul is a financial advisor at Rockefeller Financial LLC with 25 years of industry experience. She holds the Series 63 and Series 66 designations. Prior to joining Rockefeller Financial in 2023, she worked for Merrill for 14 years. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm offers discretionary and non-discretionary portfolio management, financial planning, and consulting, and operates as a registered broker-dealer providing securities transactions, variable insurance products, placement, and investment banking services.

James Benoit is a CFA® charterholder with 27 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory in Orlando, FL. He has held roles at Charles Schwab since 1999, with a recent four-year tenure at HighTower Advisors LLC before rejoining Schwab in 2025. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and select referred clients. The firm’s guidance is based on Charles Schwab & Co.’s asset-allocation models and research tools, offering tailored recommendations without exercising discretionary trading authority.

Alexander Von Svoboda is a CFP® professional with four years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory in Orlando, FL. His prior roles include positions at Charles Schwab & Co., Inc. and Associate Investor Services. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients. The firm guides clients on asset allocation and investment selection based on proprietary Schwab models and research, with trades executed only upon client authorization.

Chase Hill is a CFP® with four years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory in Orlando, FL. His prior experience includes roles at Charles Schwab and positions outside the financial industry, such as at VIP Valet, Parking & Shuttle Services of Orlando, and involvement with the Sea Turtle Conservancy, Inc. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program, utilizing Charles Schwab’s asset-allocation models and research tools while maintaining client authorization for all trades.

Colin Boyle is a financial advisor at Schwab Wealth Advisory with four years of industry experience. He holds Series 63 and Series 66 licenses. His prior work includes roles at Robinhood Markets, Broadridge Financial Solutions, and Charles Schwab. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and select Charles Schwab referred clients, offering non-discretionary fiduciary investment advice, financial planning, and wealth management consultations based on asset-allocation models and internal research tools.

Sachin Trivedi is a CFA® charterholder with 20 years of industry experience. He is an advisor at Truist Advisory Services, where he has worked since 2016, and has been with Truist Investment Services, Inc. since 2013. Outside of his advisory role, he is a member or manager of several companies involved in activities such as the sale of unused event tickets and estate planning holding companies. Truist Advisory Services provides investment consulting and advisory services to individuals, corporations, retirement plan sponsors and participants, and charitable organizations. The firm utilizes a combination of discretionary manager relationships and non-discretionary consulting, supported by third-party platforms, to deliver its AMC Advantage manager-selection program and other advisory services.