Meryem Messaoudi Moussi is a financial advisor with Schwab Wealth Advisory in Windermere, FL, holding a Series 66 designation and 15 years of industry experience. She has been with Schwab Wealth Advisory and Charles Schwab since 2015. Prior to her career in finance, she worked at Walt Disney World from 2003 to 2017. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as financial reviews, retirement planning, and investment recommendations. The firm operates as an internal advisory unit within the Schwab ecosystem, delivering advice through standardized asset allocation models and Schwab research tools while leaving final trading decisions to clients.

Jahone Green is a financial advisor at Empower Advisory Group with a Series 66 designation and three years of industry experience. Prior to joining Empower, he worked at Equitable Advisors and has a diverse background including roles in marketing, academia, and nonprofit work. He was involved with Shake-A-Leg Miami, a nonprofit organization. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm’s integrated model focuses on long-term portfolio returns and annual rebalancing, serving a large participant base through proprietary and third-party methodologies.

Shane Donahue is a financial advisor at Schwab Wealth Advisory with 15 years of industry experience. He holds the Series 66 designation and has been with Schwab since 2012, serving in his current role since 2017. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm offers services including annual financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools, with final trading decisions made by clients.

Lillian Ramirez is a financial advisor with Schwab Wealth Advisory and holds the Series 63 and Series 66 designations. She has 22 years of industry experience, including roles at Charles Schwab Bank and Charles Schwab. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools.

James Clark is a financial advisor with Private Advisor Group, LLC, holding a Series 63 designation and 28 years of industry experience. He has worked at Private Advisor Group since 2019 and concurrently at LPL Financial since 2009, with prior experience at Independent Financial Partners. In addition to his advisory work, he occasionally sells fixed life insurance policies. Private Advisor Group, LLC is an SEC-registered firm managing over $41 billion across more than 135,000 client relationships, serving individuals, trusts, estates, charitable organizations, and corporate and retirement plan clients. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to third-party asset management programs, using a variety of analytical methods and supporting held-away account management through technology partnerships.

Anuar Heneide Mondragon is a CFP® and holds a Series 66 designation with 10 years of industry experience. He currently works at Schwab Wealth Advisory, where he has been employed since 2022. His prior experience includes roles at Wells Fargo and Bank of America. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools.

Melanie Vise is a financial advisor at Schwab Wealth Advisory with 27 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Schwab Wealth Advisory since 2012, having worked at Charles Schwab since 1997. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement and planning discussions, and investment recommendations across various asset classes. The firm operates as an internal advisory unit within the Schwab ecosystem, delivering advice through standard asset allocation models and research tools while leaving final trading decisions to clients.

Michael Lopez is a financial advisor with FIFTH THIRD SECURITIES, Inc. He holds Series 63 and Series 65 licenses and has six years of industry experience. His prior work includes positions at Fifth Third Bank, SunTrust Bank, and TD Bank. Fifth Third Securities, Inc. serves individual and institutional clients through both investment advisory and brokerage channels. The firm offers multiple program types and third-party portfolio managers via the Passageway platform, providing a range of strategies from mutual funds and ETFs to separately managed accounts and direct indexing.

Michael Zizmer is a CFP® professional with 38 years of industry experience, currently affiliated with Steward Partners Investment Advisory, LLC. His prior experience includes roles at Raymond James & Associates and UBS Financial Services Inc. Outside of advisory roles, he serves as trustee for inherited family assets. Steward Partners Investment Advisory, LLC is an SEC-registered firm managing approximately $36.7 billion in assets, serving individuals, pension plans, corporations, trusts, estates, and charitable organizations with a range of investment advisory and financial planning services.

Julian Melendez is a financial advisor with Schwab Wealth Advisory in Orlando, FL. He holds a Series 66 designation and has 11 years of industry experience, including roles at Schwab Private Client Investment Advisory and Charles Schwab. Melendez has been with Schwab in various capacities since 2012. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm delivers recommendations through Schwab’s asset allocation models and research tools, conducting annual account reviews without discretionary trading authority.

Jiaqi Li is a financial advisor at PNC Wealth Management with 10 years of industry experience. Prior to joining PNC in 2023, Li worked at International Assets Advisory, LLC and International Assets Investment Management, LLC from 2014 to 2023, as well as at Beijing Puruí Fangwei Science & Technology Development Co., Ltd from 2017 to 2019. Li holds a Series 66 designation. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including a discretionary digital offering available by invitation to employees. The program uses algorithmic risk assessment and approved model strategies managed by PNC or third-party strategists, primarily investing in mutual funds and ETFs with annual rebalancing.

Chad Groseclose is a CFP® with 13 years of industry experience, currently serving at Schwab Wealth Advisory Inc. He has worked at Charles Schwab and USAA Investment Management Company prior to his current role. Outside of his advisory work, he has maintained an ongoing entrepreneurial venture under the name SELF since 2014. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm offers financial reviews, retirement and planning discussions, and investment recommendations, utilizing Schwab’s proprietary research tools while leaving final trading decisions to clients.

James Ferrell is a financial advisor with Beacon Pointe Advisors, LLC, holding the CFP® designation and Series 65 license, and bringing 30 years of industry experience. Prior to his current role, he led Ferrell Wealth Management for 24 years and also has experience at Triloma Securities, LLC. Outside of advising, he serves as a director of Winter Park National Bank and is involved in several business ventures including a residential real estate brokerage and a CPA firm. Beacon Pointe Advisors provides wealth advisory and consulting services to a diverse client base that includes individual investors, corporations, and institutional clients. The firm combines proprietary asset-allocation modeling with third-party independent managers, employing both active and passive investment strategies across public and private asset classes.

Travis Roy is a financial advisor at Schwab Wealth Advisory with 26 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Schwab Wealth Advisory since 2012, having worked at Charles Schwab since 1997. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning discussions, and investment recommendations across various asset classes. The firm operates as an internal advisory unit within the Schwab ecosystem, delivering advice through standardized asset allocation models and Schwab research tools while leaving final trading decisions to clients.

James Bass is a CFP® with 27 years of experience in the financial industry. He is affiliated with Independent Financial Partners and has worked with PrimeQuest Wealth Strategies since 2007. Bass serves as a consultant for the American Financial Education Alliance, delivering financial educational programs. Independent Financial Partners is a nationwide enterprise providing investment advisory, financial planning, trust, and retirement-plan services through a decentralized model, supporting a network of advisors who serve a broad range of clients including individuals, charities, corporations, and high-net-worth investors.

Carlos Hernandez is a financial advisor at Empower Advisory Group with 10 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at Wells Fargo Clearing and Wells Fargo Bank. Outside of his advisory role, he co-owns a vending machine business and is involved in real estate through property management and house flipping. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors, participants, and select retail clients. The firm’s services integrate with Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and managed account solutions within plan lineups set by sponsors.

Diego Lasso is a financial advisor with Truist Advisory Services in Orlando, FL, holding Series 63 and Series 66 licenses and bringing seven years of industry experience. He has been with Truist Advisory Services and Truist Investment Services since 2019, and previously worked at SunTrust Bank and Columbia Restaurant. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations. The firm uses a combination of discretionary manager relationships and non-discretionary consulting, supported by AI-enabled research tools and inter-affiliate integration across Truist entities.

Darren Clark is a CFP® professional with 12 years of experience in the financial industry. He has been with Schwab Wealth Advisory since 2014 and is also associated with Charles Schwab, where he has worked since 2010. Based in Orlando, FL, he holds Series 66 and Series 63 licenses. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm uses Charles Schwab’s asset allocation models and research tools to recommend investments, conducting at least annual account reviews without discretionary trading authority.

Nicolas Barone is a financial advisor with Truist Advisory Services based in Orlando, FL. He holds Series 63 and Series 66 licenses and has 12 years of industry experience. Prior to his current role, he worked at Wells Fargo Clearing and Wells Fargo Advisors. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations. The firm combines discretionary manager relationships and non-discretionary consulting, employing AI-enabled research tools and offering a manager-selection program through affiliated entities.

James Ashbridge is a CFP® with 17 years of industry experience, currently serving at Schwab Wealth Advisory in Orlando, FL. His prior roles include positions at TD Ameritrade Inc. and Aviance Capital Partners LLC. James holds the Series 63 and Series 66 licenses. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients participating in the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations using Charles Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not exercise discretionary trading authority.