Julio Martinez is a financial advisor at J.P. Morgan Securities with a Series 66 credential and one year of industry experience. His prior work includes positions at Merrill, Bank of America, and JPMorgan Chase Bank. He has held roles outside finance, including associations with Hispanic organizations and a university in San Antonio, TX. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Mark Lopez is a CFP® professional with 27 years of industry experience. He is currently with Charles Schwab, where he has worked since 2020. Prior to that, he was employed at USAA Investment Management Company and USAA Financial Advisors Inc. Mark holds Series 63 and Series 65 licenses. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options using multi-asset model portfolios and maintains an integrated operational structure with centralized custody and order-routing.

Rene Soliz III is a financial advisor at LPL Financial with 10 years of industry experience. He previously worked at Edward Jones for six years before joining LPL Financial in 2022. Outside of his advisory role, he serves as a board member for a non-profit networking group. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and a variety of retirement and brokerage services.

Joshua Garcia is a financial advisor with Merrill based in San Antonio, TX. He holds a Series 66 designation and has been with Merrill since 2019, following prior experience at Woodforest National Bank. He also worked at Bank of America, N.A. starting in 2025. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm’s integration into Bank of America’s platform allows access to a broad set of financial products and services.

Antonio Diaz is a financial advisor at Merrill in San Antonio, TX, holding a Series 66 license with eight years of industry experience. He has worked at Bank of America and Merrill since 2016 and previously held a position at H&R Block from 2016 to 2017. Diaz is connected to a family-held LLC, SpeechWizards LLC, which operates a private speech pathology and speech therapy practice owned by his spouse. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary strategies for individuals, high-net-worth clients, and institutional investors.

Aracely Corpus is a financial advisor at LPL Financial in San Antonio, TX, holding Series 63 and Series 65 credentials with four years of industry experience. Prior to joining LPL Financial, she worked at Waddell & Reed, Inc., Albert Torres, and Northside ISD. She is also involved with Mica42 LLC, a non-investment related business entity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management along with model portfolios and research support.

Trevor Yannutz is a financial advisor at Edward Jones in San Antonio, TX, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones in 2025, he was self-employed for two years and worked for the San Antonio Police Department for six years. Edward Jones is a full-service wealth management firm serving individual and institutional clients across a wide range of segments. The firm offers various advisory programs, including discretionary and non-discretionary strategies, and manages approximately $1.01 trillion in assets through a large nationwide network of financial advisors and branch offices.

Kristina Recker is a financial advisor at UBS Financial Services with 27 years of industry experience. She holds Series 63 and Series 66 designations and has worked at UBS since 2015, with prior roles at Merrill and Bank of America. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, using proprietary research and model-based asset allocations to tailor financial plans. The firm combines institutional trading capabilities with wealth management services and offers a broad range of products and capital markets services.

Daniel Espinoza is a financial advisor with LPL Financial in San Antonio, TX, holding a Series 66 designation and 21 years of industry experience. He previously worked at SWBC Investment Services LLC for seven years before joining LPL Financial in 2018. In addition to his advisory role, he is involved in Medicare supplement plans as part of a non-variable insurance business activity. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers various advisory programs, financial planning, and retirement consulting, providing both discretionary and non-discretionary management supported by model portfolios and research from multiple sources.

Paul Renfro is a financial advisor with LPL Financial in San Antonio, TX, holding a Series 66 designation and four years of industry experience. His prior roles include positions at First Allied Securities, Lone Star Bullion, and CollegePlus/Lumerit. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and charitable organizations through a national network of investment adviser representatives. The firm offers various advisory programs, financial planning, and consulting services, utilizing both discretionary and non-discretionary management along with research and model portfolios.

Caitlin Bernatt is a financial advisor with J.P. Morgan Securities in San Antonio, TX. She holds a Series 66 designation and has three years of industry experience. Her prior experience includes roles at Merrill and Bank of America. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

Brunilda Ramon is a financial advisor at Wells Fargo Advisors in San Antonio, TX, with nine years of industry experience. She holds Series 63 and Series 66 designations and has worked at various Wells Fargo entities since 2013. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and integrates advisory solutions with other financial products and referral channels.

Tiffany Briggs is a Wealth Management Advisor at Merrill Lynch Wealth Management, based in San Antonio, Texas. She has been with Merrill since 2004, providing financial planning and investment strategies to individuals, families, and business owners. Tiffany holds multiple professional designations, including Certified Divorce Financial Analyst (CDFA), CERTIFIED FINANCIAL PLANNER (CFP), Certified 401(k) Professional (CKP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), and Chartered Retirement Planning Counselor (CRPC). She earned a Bachelor's Degree from Northeast Louisiana University. Tiffany specializes in areas such as wealth planning, retirement income, college education planning, divorce transition planning, family wealth management strategies, managing new wealth, personal retirement planning, and services for defined benefit plans. She has extensive experience in helping clients navigate complex financial decisions with tailored strategies aligned with their goals. Tiffany is recognized for her client-focused approach, building lasting relationships based on trust and personalized care. Outside of her professional work, Tiffany is married to Jeremy Briggs and has three children. She volunteers at her children's school and her church, where she participates in the praise team. Tiffany is also a member of the National Association of Plan Advisors and serves on the Board of the Creative Arts Conservatory of San Antonio. In her free time, she enjoys biking, running, swimming, singing, and competing in triathlons.

Ryan Marquard is a financial advisor with Edward Jones in Boerne, TX, holding Series 63 and Series 65 designations and bringing 13 years of industry experience. He has been with Edward Jones since 2016. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Daniel Santoyo is a financial advisor with Fidelity in San Antonio, TX, holding Series 63 and Series 66 registrations and one year of industry experience. His prior work includes roles at BMO Bank US and Spectrum (Charter Communications), among others. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that serves retail and institutional clients through discretionary portfolio management, advisory services, and fund advisory. The firm combines fundamental research with quantitative and algorithmic portfolio construction, offering model portfolios built from mutual funds, ETFs, and ETPs.

Bruno Montes De Oca is a financial advisor with Raymond James Financial in San Antonio, TX. He holds a Series 66 designation and has experience at Goldman & Peterson PLLC and Security Service Investment Group. His background includes roles in both financial services and education. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individual and institutional clients, including high-net-worth investors and public entities. The firm offers tailored, non-discretionary advisory solutions and specialized programs for small businesses and municipal clients.

Samantha Flores is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 17 years of industry experience. She has worked at LPL Financial since 2019 and has prior experience with Christopher Hall, Pontem LLC, and Waddell & Reed Inc. Outside of her advisory work, she is involved with Caliente Harley Davidson Motorcycles in San Antonio. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a large network of investment adviser representatives. The firm provides a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by internal and third-party research.

Audrey Kimball is a Financial Consultant at Fidelity Investments, where she has been working since 2024. Prior to this role, she served as a Planning Consultant from 2021 to 2024 and as an Investment Solutions Representative from 2019 to 2021, all within Fidelity Investments. Her professional focus involves helping clients navigate complex financial decisions by analyzing risks and developing comprehensive financial plans. Audrey holds a California Insurance License, supporting her ability to offer informed advice on insurance-related financial matters. She is dedicated to empowering individuals to simplify their financial lives and create strategies for building, preserving, and distributing wealth. Outside of her professional work, Audrey enjoys a variety of personal interests including board games, food, movies, music, reading, and singing.

Stephen San Roman is a financial advisor at Raymond James & Associates with eight years of industry experience. He holds a Series 66 designation and previously worked at MML Investors Services, Massachusetts Mutual Life Insurance Company, and DXP Enterprises, Inc. San Roman is based in San Antonio, TX. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to individuals, retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations using firm research and planning tools and supports both retail and institutional clients, including municipal and public finance sectors.

Robert Zito is a financial advisor with Edward Jones in Spring Branch, TX, holding Series 63 and Series 66 credentials and over 21 years of industry experience. He has been with Edward Jones since 2004. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, managing approximately $1.01 trillion in assets through a large nationwide network of advisors and branch offices. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.