Steve Rincand is a financial advisor with Equitable Advisors in Yorba Linda, CA, holding a Series 66 designation and two years of industry experience. His prior roles include positions at Civil Financial Services and NY Life Securities. Outside of his advisory work, he volunteers as a line cook for Food Fighters 4 All and is the founder of Imagine Photographic, a portrait and event photography business. Equitable Advisors serves a broad client base, including individuals, pension plans, corporations, and charitable organizations, offering financial planning and asset-management programs through a network of Investment Adviser Representatives and third-party managers.

Jodi Estrada is a Series 66-licensed financial advisor with Morgan Stanley in Brea, California, bringing 24 years of industry experience. She has worked with Morgan Stanley and its affiliated entities since 2006 and was previously employed at Merrill from 2003 to 2006. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs, including tailored financial planning backed by firm-approved tools and methodologies.

Anthony Jaramillo is a financial advisor with Merrill, holding a Series 66 designation and two years of industry experience. Prior to joining Merrill, he worked at Northwestern Mutual and has diverse experience including roles at Velocity Truck Rental and Leasing, Best Buy, and Buffalo Wild Wings. Outside of his advisory work, he owns Jaramillo Transport, a limited liability company that provides vehicle transportation services to car dealerships. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services primarily for Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Timothy Wong is a financial advisor at OSAIC with 44 years of industry experience. He holds a Series 63 designation and has previously worked at Securities America Advisors, Inc. for 15 years. In addition to his advisory role, he is the sole owner of a law corporation specializing in estate and legacy planning and serves on the board of a nonprofit organization focused on children in Japan. OSAIC serves a wide range of clients, including individual investors, high-net-worth individuals, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services with a diverse set of investment tools and platforms, supporting both discretionary and non-discretionary account management.

James Filippi is a financial advisor with LPL Financial in Rancho Cucamonga, CA, holding Series 63 and Series 65 credentials and bringing 24 years of industry experience. Prior to joining LPL Financial in 2014, he worked at firms including Morgan Stanley and D.A. Davidson & Co. Outside of his advisory role, he is involved in a family winery business, providing maintenance support. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to multiple portfolio management strategies, supported by extensive operational and research tools.

Amy Song is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and six years of industry experience. Her prior roles include positions at HSBC Bank USA, HSBC Securities, UBS Financial Services, Merrill, Bank of America, and HMA Global. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and supports its clients with brokerage and advisory solutions informed by research from the Wells Fargo Investment Institute and third-party sources.

Caitlin Tolan is a financial advisor with Ameriprise in San Dimas, CA, holding a Series 66 designation and six years of industry experience. She has been with Ameriprise and its affiliate Ameriprise Financial Services since 2005. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement-income planning, dependable income sources, and tax-aware withdrawal strategies. The firm’s approach includes a structured recommendation process supported by internal research and third-party data, with enrollment criteria that require a minimum level of investable assets.

Saikou Jabbi is a financial advisor at Fidelity with Series 63 and Series 66 credentials and two years of industry experience. Prior to joining Fidelity, he held roles at Yuan Ze University and Boise State University, including work in corporate finance and academic positions. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction, delivering model portfolios through systematic methodologies and oversight controls.

Hsiao Chi Wu is a financial advisor at J.P. Morgan Securities with 18 years of industry experience. He holds the Series 66 designation and has worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2012. Outside of his advisory role, he is a partial owner of a rental property. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Jessica Rodriguez is a Planning Consultant at Fidelity Investments, where she collaborates with the Wealth Management Team to develop and implement comprehensive financial strategies tailored to clients' diverse financial needs. She has been with Fidelity Investments since 2020, progressing from Financial Representative to Relationship Manager before assuming her current role in 2025. Jessica holds a California Insurance License, supporting her work in financial planning and client advisement. Outside of her professional responsibilities, she enjoys activities such as comedy, concerts, family activities, hiking, outdoor adventures, and parenthood.

Ocean Ho is a CFP® with 15 years of experience in the financial services industry. He is currently a Wealth Advisor at J.P. Morgan Securities, where he has worked since 2019. His prior experience includes roles at Avantax Advisory Services, TYWL Wealth Advisors, and 1st Global Advisors. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to guide its recommendations.

Danny Chen is a financial advisor with J.P. Morgan Securities in Walnut, CA, holding Series 63 and Series 66 credentials and having 13 years of industry experience. He has been with J.P. Morgan Securities since 2013 and JPMorgan Chase Bank, N.A. since 2012. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

John Dauphin is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been with the firm since 1995 and brings 25 years of experience in working with individuals and businesses to develop financial strategies aimed at achieving their goals. John holds professional designations including Certified Financial Planner (CFP), Certified Exit Planning Advisor (CEPA), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). John earned a Bachelor's degree in Business Administration from San Jose State University and a Master’s degree in Business Administration from the University of Massachusetts Lowell. His areas of focus include college education planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, small business strategies, women and wealth, and tax minimization. Outside of his professional work, John is a sports enthusiast who enjoys baseball, football, golf, and soccer. He is a soccer dad to his four children and spends time with his wife, Gina. John and his family reside in Yorba Linda.

Scott Macbeth is a Senior Financial Advisor at Merrill Lynch Wealth Management, based in the Brea, California office. He has been with Merrill Lynch since 1998, serving clients across various financial planning and investment management needs. Scott holds the professional designation of Personal Investment Advisor (PIA) and earned his Bachelor's Degree from California State Fullerton University. Scott works with families and businesses to help them navigate financial market challenges and achieve their goals within comfortable risk levels. He specializes in assisting corporate executives with complex stock options and deferred compensation strategies, including expertise in Rule 144 filings and 10b-5 plans. His approach is goal-based, focusing on understanding clients' priorities and the liability aspects of both personal and business balance sheets. Scott places emphasis on asking insightful questions and thoroughly understanding clients' current financial situations and desired outcomes without exposing them to unnecessary risk. Scott resides in Newport Beach, where he enjoys surfing and riding his bike along the boardwalk during his free time.

Jennifer Overby is a financial advisor at Morgan Stanley with 10 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Fidelity Brokerage Services for eight years before joining Morgan Stanley in 2023. Outside of advising, she works as a contractor for technology companies Uber Technologies and DoorDash. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and methodologies.

Stephanie Crean is a CFP® professional with 8 years of industry experience, currently serving as a financial advisor at LPL Financial since 2018. Prior to joining LPL, she worked at California Financial Partners and American Express. Outside of her advisory role, she is associated with 39 North, Inc., a business entity established for tax and investment purposes. LPL Financial is a national broker‑dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and portfolio management solutions, supported by extensive research and technology tools, and oversees over $819 billion in discretionary assets.

Chad Mortenson is a financial advisor with Raymond James Financial who holds a Series 66 designation and has 14 years of industry experience. He previously worked at Edward Jones for 10 years before joining Raymond James in 2022. Outside of his advisory work, Mortenson serves as CEO of Mortenson Financial Services, Inc. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individual and high-net-worth clients, pension plans, corporations, and institutional clients. The firm employs a client-centered approach using risk profiling and probabilistic modeling and supports a broad advisor network along with specialized municipal and retirement plan advisory services.

Tara Sibrian is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and 19 years of industry experience. She has been with Thrivent and its related entities since 2006, including her current role at Thrivent Financial for Lutherans since 2013. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers holistic, goal-based planning across various topics and allows clients to integrate planning with managed-account services while maintaining separate billing and oversight.

Douglas Norman is a financial advisor with LPL Financial in Brea, California, holding Series 63, 65, and 66 licenses and bringing 27 years of industry experience. He worked at National Planning Corporation for 17 years before joining LPL Financial in 2017. He is also commissioned in fixed insurance and serves as a notary public. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management options, including model portfolios, third-party asset management, and institutional platforms.

Shujuan Yan is a financial advisor at Ameriprise with 10 years of industry experience, including six years at Edward Jones and four years at Ameriprise. She holds a Series 66 designation. Outside of advisory work, she is involved in independent insurance brokering. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and annual retirement-income planning advice focused on dependable income and tax-aware withdrawal strategies.