James Franco is a financial advisor with United Planners' Financial Services of America and holds Series 63 and Series 65 licenses. He has 41 years of industry experience, including roles at LPL Financial and his own firms Franco Financial Services Inc. and James Franco Independent Insurance. He also provides tax preparation services through Franco Financial Services Inc. and serves as successor trustee for a charitable remainder unitrust. United Planners Financial Services is a national wealth-management enterprise serving a broad range of clients through approximately 359 advisors and managing about $12.77 billion in assets. The firm utilizes a combination of custodians, third-party managers, and platform programs to deliver advisory and brokerage services, with a significant portion of assets managed on a non-discretionary basis.

Marc Giamo is a financial advisor at Citigroup Global Markets with 28 years of industry experience. He holds the Series 65 and Series 66 licenses and has worked at Citigroup since 2018, following six years at J.P. Morgan Securities. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and combines large institutional scale with in-house research, derivatives services, and bespoke solutions for sizable relationships.

Jon Beauchemin is a financial advisor at Mariner with 28 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at Commonwealth Financial Network and Msec, LLC. Beauchemin is also involved in fixed insurance sales at his branch location. Mariner serves a diverse client base that includes individuals, high-net-worth households, pension and profit-sharing plans, trusts, estates, charitable organizations, corporations, and private funds. The firm offers investment management, financial planning, retirement plan consulting, and coordinated tax and family office services, utilizing a combination of in-house research and third-party managers to implement customized, discretionary portfolios.

Luke Crofts is a CFA® charterholder with eight years of industry experience. He is currently an advisor at Hightower Advisors and previously spent ten years at Lindbrook Capital, LLC. Hightower Advisors provides investment advisory and planning services to a diverse client base that includes individuals, institutions, pension plans, charitable organizations, corporations, and trusts. The firm’s approach emphasizes manager selection and multi-manager solutions, combining proprietary research with a range of investment options such as mutual funds, ETFs, alternative investments, and custom indexing.

Sandra Poetz is a financial advisor at D.A. Davidson & Co. with 19 years of industry experience. She holds the Series 66 designation and has been with D.A. Davidson since 2013. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, including retirement plans, individual investors, charitable organizations, and corporate clients. The firm offers a range of services such as retirement plan advisory, comprehensive financial planning, and a private wealth program for high-net-worth clients, operating under fiduciary standards with both qualitative and quantitative investment analysis.

Tanner Watson is a financial advisor at Focus Partners Wealth, LLC with a Series 65 designation and one year of industry experience. His prior work includes roles at The Colony Group, LLC, SCS Capital Management, Royal Alliance Associates, INC., Signature Estate & Investment Advisors, and NWF Advisory. Outside of finance, he has experience working at Bas Rutten's Elite MMA Gym. Focus Partners Wealth, LLC provides wealth advisory and investment management services to individuals, families, institutions, and businesses. The firm employs a long-term, tax- and fee-sensitive investment approach within an enhanced open architecture framework that blends active and passive strategies across various investment vehicles.

Dennis Mai is a financial advisor with Citigroup Global Markets who holds Series 63 and Series 65 licenses and has 11 years of industry experience. He has been with Citigroup since 2008. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies using internal standards and oversight committees to select and monitor managers, and it provides bespoke discretionary solutions for very large relationships.

Rabih Msallem is a financial advisor at Citigroup Global Markets with 26 years of industry experience. He holds Series 65 and Series 66 licenses and has been with Citigroup Global Markets since 2007. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs alongside broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and operates with institutional scale, including roles as a security-based swap dealer and futures commission merchant.

Paul Nelson is a CFP® with 21 years of experience in financial services. He is currently with Mariner Wealth Advisors and also serves as President, Secretary, and Chief Financial Officer of Viewpoint Financial Advisors, Inc. His prior experience includes roles at Commonwealth Financial Network and 21st Century Annuity. Mariner serves a diverse client base including individuals, pension plans, trusts, and corporations through investment management, financial planning, retirement consulting, and access to a range of investment vehicles. The firm utilizes discretionary, customized portfolios supported by an internal management team and third-party managers, and offers integrated tax and accounting services alongside traditional portfolio management.

Sean Burr is a financial advisor with J. W. Cole Advisors, Inc. in Westlake Village, CA, holding a Series 66 designation and 20 years of industry experience. He has been affiliated with J.W. Cole Financial, J.W. Cole Advisors, and J.P. Turner & Company, LLC since 2013-2014 and operates Burr Financial. J.W. Cole Advisors is an SEC-registered investment adviser serving individuals, charities, corporations, and retirement plans through a national network of over 400 independent advisers. The firm provides portfolio management, fee-based financial planning, access to third-party managers, and multiple managed account solutions utilizing discretionary and non-discretionary investment approaches.

Andrea Osorio is a financial advisor at Citigroup Global Markets with 10 years of industry experience. She holds a Series 66 designation and has worked at Citigroup since 2017 and JP Morgan Securities since 2016. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm implements multi-asset, multi-manager strategies and combines large institutional scale with unique market roles, including acting as a swap dealer and futures commission merchant.

Larry Phillips Jr. is a financial advisor with Commonwealth Financial Network in Simi Valley, CA, holding Series 63 and Series 66 credentials and 28 years of industry experience. He has worked at Muskate Financial and Commonwealth Financial Network since 2009. Outside of advising, he is a notary public. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and back-office support, allowing advisors discretion in portfolio construction alongside model portfolios managed by its Investment Management and Research team.

Carol Casebolt is a CFP® with 15 years of industry experience, currently affiliated with Mercer Global Advisors Inc. She previously worked at Martin & Company Tax and Wealth Advisors, Avantax Advisory Services, Avantax Investment Services, Inc., and TD Ameritrade. Mercer Global Advisors provides investment advisory and planning services to a diverse client base including individuals, high-net-worth families, small business owners, corporate plan sponsors, and nonprofit organizations. The firm employs a globally diversified, risk-appropriate investment approach grounded in Modern Portfolio Theory and offers a range of implementation options such as ETFs, mutual funds, and separate account solutions.

Lorin Rivers is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 licenses and three years of industry experience. Prior to joining Hornor, Townsend & Kent, he worked at Penn Mutual Life Insurance Company and Northwestern Mutual, and he has a background that includes roles in music education at Berklee College of Music and Anselmo Academy of Music and the Arts. Rivers is also active as a life insurance agent, focusing on Penn Mutual life insurance products. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory services primarily through third-party asset manager platforms with a non-discretionary investment approach. The firm manages a majority of its client assets on a non-discretionary basis and provides financial planning, consulting, and retirement plan fiduciary services.

Daniel Lopez is a financial advisor with Eagle Strategies (NY Life) based in Thousand Oaks, CA. He holds a Series 66 designation and has seven years of experience in the financial services industry. His prior experience includes roles at Ameriprise Financial Services, MDR Insurance & Financial Services, and NYLIFE Securities LLC. Eagle Strategies serves a wide range of individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services. The firm offers customized advice through multiple program types and manages a significant portion of its assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Michael Johns is a CFP® professional with 26 years of industry experience. He currently works at Mercer Global Advisors Inc., where he has been since 2018, and previously held roles at TIAA and Tiaa from 2010 to 2018. Mercer Global Advisors provides investment advisory and planning services to a diverse client base, including individuals, high-net-worth families, small business owners, corporate plan sponsors, and nonprofit organizations. The firm’s investment approach is based on Modern Portfolio Theory, employing globally diversified, risk-appropriate portfolios with multi-factor tilts and tax management strategies.

Laura Elmore is a financial advisor at Transamerica Financial Advisors with 12 years of industry experience. She holds the Series 63 and Series 65 designations and has worked in various roles including estate planning support at Inheritguard LLC and insurance services at Gallagher. Outside of advising, she is also a classroom teacher with the Moorpark Unified School District. Transamerica Financial Advisors serves a broad client base, offering advisory and broker-dealer services with a mix of proprietary and third-party model portfolios. The firm manages both discretionary and non-discretionary accounts and operates as both a registered broker-dealer and registered investment adviser.

Yasmin Maadi is a financial advisor at Citigroup Global Markets with one year of industry experience. She previously worked at Equitable Advisors and spent 30 years with InTouch America, Inc. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm implements multi-asset, multi-manager strategies and provides specialized services such as derivatives trading and bespoke discretionary solutions for large client relationships.

Richard Hagins is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 66 credentials and bringing 26 years of industry experience. His work history includes roles at WFG Direct, World Financial Group, and Quest Capital Strategies, along with ownership of a senior care franchise and involvement in VA benefit consulting through his family business. In addition to his advisory work, he streams video game content online and serves as a residency counselor at a retirement community. Transamerica Financial Advisors serves a diverse client base, including individual investors, pension plans, trusts, and corporations. The firm offers a mix of proprietary and third-party model portfolios with both discretionary and non-discretionary program options, operating as both a registered broker-dealer and registered investment adviser.

Marques Dickson is a CFP® professional with 12 years of industry experience, currently affiliated with Fifth Third Securities, Inc. He has held positions at several firms, including Ameriprise Financial Services, City National Securities, and Wells Fargo Advisors. Fifth Third Securities serves a diverse client base that includes individual, high-net-worth, and institutional clients through both advisory and brokerage services. The firm offers various managed account programs and portfolio management options tailored to clients' risk profiles.